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Adam Montana weekly - 4 March 2015

Adam Montana

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Morning everyone!
A couple PSAs/apologies first. I know the chat room has been down for a 
couple days, and the VIP renewal system is acting up.
Chat room - I'm working on it, and it should be resolved by the end of the 
VIP system - please believe me when I say I don't want to add extra work 
for my staff, so the issue is being worked on as quickly as possible! For the 
time being, you can use this link to renew or add VIP:
And if you're looking for your current expiration date, I'm happy to look it 
up for you. Just email
Now with THAT stuff out of the way, let's talk about the latest!
Hopefully you caught my "drive by" this last weekend, because I addressed 
the recent news regarding the 50 dinar notes being squashed by the CBI.
For most of us, this isn't a big deal when it's related to our actual physical 
holdings. The majority of my cash Dinar is in 1-25k notes. 
But it IS a big deal when you apply this situation to what we expect to 
happen when the CBI pulls the BIG trigger. Hopefully you've read the free 
Cash In Guide by now! But if you haven't, here's a short explanation.
When a country changes value or actual notes, they can choose to let the 
old notes run at the same time as the new notes, or they can implement a 
"cash in" time. This is completely arbitrary - they can say 10 days, 10 weeks, 
10 years, or whatever they want. 
In this situation, the CBI appears to be doing a "trial run" on the cash-in time. 
I always thought they would give us a minimum of 90 days, but with the 50 
notes, they basically did a ~45 day cash in timeframe. Get your 50's turned in 
within that timeframe, or they are worthless.
45 days?!?! YEP! 45 days!
My thoughts on this are pretty straight forward.
1. No need to panic. A 50 dinar note is worth a nickel right now, so this is a 
perfect way for the CBI to do such a "practice run". If you're heavily invested 
in Iraqi nickels, my condolences to you... if that was my situation, I'd be looking 
for a dealer that will trade them, or I'd keep them as souvenirs.
2. I STRONGLY doubt that they plan on doing the same thing with the larger 
notes, but even IF they do, I understand that we are going to have a lot more 
options for exchanging. The game changes drastically when you switch from 
nickels to hundreds!
Again... no reason to freak out.
3. Here's the real silver lining. :) Since this was announced, have you seen any 
kind of pandemonium or an irregular blast of news about the ISX dropping or 
pillaging and plundering because of a Great Depression coming to Iraq?
No, you haven't. And that's because axing the 50s isn't a major negative... in 
fact, it has more upside than most people realize. 
On that note, I'll wrap up my Wednesday update by mentioning that I am VERY 
anxious to get some HCL news. There is a lot going on right now, and hopefully 
that can all play out in the next week or 2, then we can have some HCL news. 
Did I mention I want some HCL news? Because that's what I want! If one of you 
members would be so kind as to kick the HCL into overdrive, I'll be forever 
Here's the weekly Q&A :)
=========== Weekly Q&A ==================

robbby  Hi Adam.  What do we do with our 50 dinar notes? Turn them into wallpaper or tissue paper? What's your take on this?
Thanks for helping us muddle through this....see you in Belize SOON!!!!



I kind of like origami - have you ever tried that?
skrappyone Hi Adam.   I asked these to questions during your drive-by but I guess you didn't see them.  First question is:  What do you think they were talking about when they said "to not confuse the 50 note with the 500 note with the deletion of the 0's?  Second question:  By coming out at one of the rates you proposed, .01 to .30 and float, how could they de-dollarize without at leaqst something close to the dollar and wouldn't the BIG investors jump all over it like a hound dog on a pork chop, costing Iraq more money?  Just trying to think a little bit.  Thanks in advance.



Hey Skrappy. I did see your post, but I don't know when "they" said "that". I'll need a link to reply, just to be sure I'm not responding to a mis-interpretation of what "they" said.
Second question - I'm not sure I get where you are coming from, but I"ll take a stab at it. You are assuming they need to
de-dollarize. I don't know if that's necessary, so that throws the whole question into limbo. On thing I am confident in is the fact that the dollar is less reliable than ever, so there's a possibility that hedging against it could reap some major gains in the right situation.
Hope that helps!

Hellifiknow Hello adam  Maybe this is a naive question maybe not even worthy of responce at this point but i am curious about one thing. If and when the dinar i have become internationly traded......"simple as going into the bank and exchanging...." why or how would there be a time limit on exchanging them? 45-60 days?? If the dinar i have are "real",new,with all the "security" updates and could be exchanged in most any bank in america......whos to tell me i must exchange! ??? Thanks for answering my question!!



Everything depends on the CBI. It's really that simple. :twothumbs:
============ to be continued... ===============
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=============== continued! =====================


Off-the-grid I understood the announcement about turning in their 50s said nothing about receiving replacement (new) 50's, just bills worth the equivalent - as in five 50's gets you a 250,etc. or even just that value in your bank account.  So, my understanding is that the 50's are being removed from circulation right now since they are old, easily counterfeited, and not currently worth squat.  This still looks like a good pre-RV move by the CBI to me.  In fact, I would like to see everything up to 1000 removed.  My thinking is the RV will go smoother if the lines to exchange old IQD for new won't be clogged by folks with wheelbarrows of puny bills they've been keeping in their mattresses - plus the easily counterfeited issue.  Are you hearing that the banks are actually REPLACING the old 50s with new 50s?
Peace and Prosperity



I have not. :twothumbs:

idplzr  There is a big difference from .01 to .30... Of course I hope we are closer to .30... .01 is still a good profit percentage for what was invested but would still feel like a kick in the teeth after all this time.
Adam do you still think .10 is the mark? Or close to it? Thought appreciated, thx



Yes sir.

captl1  Hello Adam .. We all know how deceiving Iraq can be with everything from financials to mummies.  In Your Honest Opinion do you feel that anything less than a dollar would stop the people from using the dinar and cause a major run on the US dollar. It just seems to me that there a so many resources to justify at least a dollar. Thanks for all you do and of course thanks to all the mods.



You stated that there are so many resources to justify at least a dollar - I agree, but the reason I propose it will be lower is because they can come out at a dime and then profit on the way up to a dollar via the spread on the exchanges. The CBI makes a profit on every exchange, regardless of which way the dinar goes.


waitingondinar ...
Once currency is international, won't most banks exchange it? Thanks



Once the currency is international, you are correct, most major banks will be exchanging it.


King Bean  Adam: Is there a scenario, in your opinion, where Iraq would NOT honor any dinar outside of their country?



Yes, but it's more complicated than that. Iraq doesn't actually do business "outside" of their country. Every exchange happens at the head desk of the CBI.
If they want to move up in the world, they will raise their exchange rate and start doing business with the major world banks.

countryroads  Adam, I am more concerned about WHERE I will exchange my Dinars then all this denomination talk. Here in the western part of Ohio no one (banks) are saying they will exchange them. And finding one with a D' Larue machine has also proved fruitless. Can you give any help as to where to look? 5/3 and The Huntington are the only two major banks in this area.
Thanks in advance.



I have a comprehensive list that includes almost every delarue machine in the country. I'll be sending updates to the VIP members as they get moved about after the RV.


If you're not in the VIP group, your best option will be to simply call around and ask for the latest options.





============ to be continued =============

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And now for your intermission/half time viewing pleasure

I would like to call upon our  DV entertainment commitee.

Comedy-Moose57,Kitty antics-Snowglobe,music-Umbertino

and anyone else who would like to contribute. Thank You

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============== continued! ========================




Candy01 they HAVE to arrest Maliki in order for the RV to happen?



Of course not! If you read that somewhere, I would ask that you immediately block that particular site from your internet.


Freedomwish  Just wondering if there's any new scoop on how that good ol' HCA turning into the HCL is coming along........yep.....just wondering....



Wish I could tell you my friend! I want my HCL!





robert c  Adam  now that the budget has been passed. Can you tell us how Iraq is paying their debt. Is it in usd or dinars?
Thanks for al you do to help us understand what is going on in Iraq and dinar land.



That's an insightful question robert! The answer is a little tricky, because you have to understand that both the USD and the IQD really have no actual "value" - they are both fiat currencies. This means we're talking about imaginary numbers... so, what currency is Iraq paying their debt in? It doesn't matter, because the end result is the same.


new york kevin  Adam: What the heck is going on with the ad's coming up in the middle of a thread. They are a nusance to put it mildly. Highly offensive because alot of them have soft porn or barely covered up ta ta's. They gotta go. I like this site for the IQD info not so I can lust after some near naked female that is not my wife. I hope things aren't so financially rough for you that DV's has to resort to porn to pay the bills. Did you all get hacked that these ad's come up and stopping them is beyond your control? If canceling them is under your control at least let members permanently opt out of getting them in 1 easy step. I can just go to NINA or Iraqi news, etc on my own if something can't be done to accomodate those of us who feel like this. Just keeping the VIP membership going and awaiting your phone call may have to be the last choice for me. I apologise if this comes off to harsh, I am just being honest with ya. Take care. NYK.



NYK, I can always count on you to give it to me straight!


Thanks for the feedback. If you're logged in as a VIP member, the ads don't show. 


And if someone isn't serious enough about this dinar thing to get a VIP membership here, they will have to look at the girls in bikinis or whatever it is that you see... I'm just not concerned about how their free access to this site is affected by the ads. "Not my problem", as grandma used to say.




Jaygo  What is your thoughts on the Delete the zeros article that came out today and are we really going to get Ray Rice?????



Not concerned about either one! :lol:


BJinMontreal  Hey Adam - if Iraq is going to rv, ri or whatever ... AND ... the CBI is going to take the 50 dinar notes out of the equation during the two month period of March 1 to April 30 - why should we expect anything to happen before those said 50 dinar notes are out of circulation?
Surely they wouldn't change the value of their currency while they were removing them from circulation. Talk about a logistical, if not a judicial nightmare!!!
Your opinions are always appreciated - and thanks for supplying the playground and learning centre for us to play and learn within.



You are welcome for the playground - I'm happy to provide what I can when I can for those who can benefit! :twothumbs:
Don't let them fool you. They will move the rate whenever they think it is best for them, and the best time could certainly be when everyone thinks it would be hardest... like right now, in the middle of a 50-note test.
securityguy  Adam; New youk kevin made a point about the ads. I concure, they are offensive.
dodah Same here



This is getting to be a tiresome subject... if the ads bother you, simply sign into VIP or find another site. I don't mean to be rude, but this is still my site and there are bills to pay. 
Some of the members that complain have been here for years, at the expense of others, and still complain. Seriously, people... put something on the counter other than your elbows. If you don't like the ads, just pony up. I'm not feeling your pain.
(Actually I've enjoyed some of the ads... I recently learned about a cat that can read minds, thanks to these new horrible ads! :lol:)
dogsutra  do i have to be a platinum VIP to join osi reserve?



Absolutely not - as long as you're a VIP member, just email and Julie will get you your options.
FYI, as a closing note, OSI is DEFINITELY your best option!
I'll see you there!

Probably get in trouble for noticing this like everything else ,


but strange how no mention of the zeros articles. 


From which year?

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Thanks Adam ... it's so much more assuring knowing some amongst the dinar population can discern fact from fiction ...


Kudos to you, your team and the news hounds for keeping DV real !!!  Hopefully Iraq will have all their dominoes lined up soon ...



Hopefully that's NOT a representation of our RV expectactions

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Thanks for the update - But it seems like NO ONE know were we stand!!!! Back to the drawing board on playing the waiting game - I was hoping that I will see RV before I die/pass away bceause I got some terrible new on my exam on my health that I have irregular heart beat and other conditions with my heart (Keep me in your prayers) - I willl try to keep my head-up.....I hope this ends sooooon...Thanks again Adam and Mods.....

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Thanks for the update - But it seems like NO ONE know were we stand!!!! Back to the drawing board on playing the waiting game - I was hoping that I will see RV before I die/pass away bceause I got some terrible new on my exam on my health that I have irregular heart beat and other conditions with my heart (Keep me in your prayers) - I willl try to keep my head-up.....I hope this ends sooooon...Thanks again Adam and Mods.....

You've come to the right place for thoughts a prayers!

For those who don't like the ads, I just log on with my smartphone and it gives you a very simplified version of the site. This means no ads in threads and I can't see the pluses or negs( cause i mean who really cares about opinions of opinions!). Very easy to use and no nonsense!

Edited by hmmm
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    • By Adam Montana
      Good afternoon, DinarVets!
      I'm going to run through this one pretty quick, because it's very simple to explain.
      That's a good thing. Simple = easy to conclude, which also translates loosely to "soon"!
      OIL is slightly lower than in my last update, but it's still in the "good" range.
      Anything in the $60s is great, as far as I'm concerned!

      More importantly, however, is all the HCL talk.
      I'm almost certain you're hearing it from other places, and I can confirm this is true: Iraq is dealing with the HCL as we speak, and I think it's going to get done this time.
      Check out the article below:
      I'm going to repeat that last part:
      💥    "It is noteworthy that the Oil Ministry’s sudden announcement of the draft oil and gas law
      coincides with marathon negotiations between Baghdad and the Kurdistan region regarding
      the latter’s share in the 2021 budget and the mechanism for managing his oil file."   💥
      The Budget was completed some time ago, and Baghdad and the Kurds were even in agreement on the original Budget that was preliminarily approved... 
      ... the fact that there are now disputes, that are tied to the oil and gas law, tells us very clearly that they are not arguing over a few dinars... they are arguing over a LOT of dinars, which is also dollars.
      My friends, we are closing in on a spectacular finish!
      I'm looking forward to it. I know many of you are, as well.
      Hang tight! This might get bumpy before it's over, but OH BOY will it be worth it!!!
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      - Adam
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    • By Adam Montana
      Hey hey, happy Sunday!
      Things are still cruising along nicely. In addition to everything else I could share, I decided to just pick one topic... OIL.
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      💥 BOOM!!! 💥
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      Our VIP group here IS the premier group to be in when the Dinar RVs... I've got a hundred stories about situations like these.
      Anyway, a member shared a story and the street in the photo was very familiar... it brought me back to a special time:
      ======= my response below ========
      I love that photo... it looks exactly like the street I was stranded on at around 8 AM in the morning on my first trip to the Seychelles.
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      I bought a similar espresso machine when I returned home, and our business relationship also ended up being pure magic.
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    • By Adam Montana
      Happy Sunday, everyone!
      I'm tagging this "Adam Montana Weekly", even though the updates are no longer weekly, just to keep them showing up in the same searches for your convenience.
      Also, I don't have a lot to say... but I wanted to check in so you all didn't think I'm abandoning you! I'm just incredibly busy with some new projects in my life that have taken me away from the computer.
      I'm very thankful for the reprieve from the computer screen, my eyes and my back have been screaming at me the last couple of years.
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      The last time I touched on the price of OIL was quite a while ago - I was optimistic even though oil prices were only at $40ish.
      Where are they today?

      $61! Which happens to be above where we need them to be for a launch of the RV. I don't need to say more on that topic.
      In GOI news, Iraq is muddling through the final stages of the Budget. We don't need the Budget to be complete before an RV, but a "happy agreement" between the Kurds and Baghdad will do a lot to grease the wheels.
      You can keep up with the current Budget proceedings in this thread, where our tireless @yota691 has been keeping everyone up to date.
      I know it can be a bit painful to try to decipher the articles, so I'll give you the elevator summary:
      Things are going well. There is a current discussion on "raising the price of the dollar", which would be bad for Dinar, and the overall sentiment is that they publicly do NOT want to "raise the price of the dollar". (That's a good thing for us!) Part of the reason is due to the current favorable price of oil.

      And, of course, none of that matters when the HCL goes through. It's been pretty quiet on the HCL front, which is part of why I've taken a break on posting.
      When the HCL comes, we have an RV either already announced or just around the corner.
      Until the HCL is done, we wait patiently.
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      Go Iraq... Go Dinar...
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    • By Adam Montana
      Good afternoon-evening, all!
      This has been a roller coaster of a week for so many sectors... I know some of you are here for "Just the Dinar News, sir.... just the dinar news".
      I'll start with IQD. There is talk - and I'll leave it to you to research this, because I have 17 articles on my notepad that would really only cause confusion - but there is TALK that Iraq isn't able to use USD anymore.
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      Listen, this is a fundamental issue, and anyone that's followed me for any amount of time should know that I am here because of the fundamentals.
      If Iraq is currently unable to use USD (that's not entirely the case at the moment, but follow along) then they couldn't conduct auctions, they couldn't trade anywhere that uses the USD (that's everywhere), and they would basically fall into absolute poverty and die of malnutrition.
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      So... what's with all this talk about Iraq not being able to use USD?
      I'll answer.
      It's an idle threat, but a promising one.
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      Even if the analysts and the advisors and the bunches of panelists and "experts" say "OMG they shouldn't/can't/won't" do that!
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      On a side note... I hope you caught some of these crypto gains that many of us are rolling in!
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      Life is good, friends! See you in VIP  

    • By Adam Montana
      Good afternoon, beautiful people!
      Budget: All you need to know about it is here:
      What that doesn't tell you is that the Budget doesn't have to have the rate. The Rate also does not need to be included in the Budget!
      That's not to say that the Budget doesn't matter - it does!
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      In fact, it's happening more than just "nicely" - check this one out:
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      Wait for the RV, then see you on an island!
      BITCOIN - making it's way back up there. I haven't had this much fun in ages! Hope you're with us in the VIP Crypto section!
      Our Weekly Powerball Pool is HERE. Join us!
      Go BTC. Go Iraq.
      GO RRRRVVVVVVV!!!!!!
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