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Did you enroll in AHC without a hitch? Got insurance?

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Be objective folks. Not a Government bash here. Lets use the time spent to try and help each other. Most important, Is it right for you?. Lets talk about it. Please be respectful. It is the law for now.

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First challenge - They will not give a prequote without creating an account... using your social security number.  That then routes to IRS, Homeland Security, and all other agencies.  Interesting...

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First challenge - They will not give a prequote without creating an account... using your social security number.  That then routes to IRS, Homeland Security, and all other agencies.  Interesting...

Problematic at best. For me anyway. Thanks.

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Once you put your info in their database you are trapped. If you default on payments the IRS can and will automatically take it from your bank, work check, put a lean on your property and viola you are slaves to the government. 

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Here's what I've read and heard on the radio (via government employee interviews):  if your monthly premium totaled for the year, exceeds 8-9.5% (I've heard two reports one stated 8 % and the other 9.5 % so I don't know which is correct)..of your yearly income, you do not have to take ObummerSnare....but you have to apply for medicaid..so they get you comin' and goin'...you're in da system. However, that being said, there's no guarantee Medicaid will accept you and you also have to be in a "Medicaid Expanded" state and some states have refused to do this.

Edited by TBomb
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Once you put your info in their database you are trapped. If you default on payments the IRS can and will automatically take it from your bank, work check, put a lean on your property and viola you are slaves to the government. 

 

WEIRD! Who didn't see that coming?

 

Oh, right... Everyone that supported this travesty. 

 

And who still refuses to see it?

 

Everyone that still supports it.

 

Anyone who has taken an objective and realistic look at the ACA has had no choice but to admit it is flawed, faulty, and doomed for failure.... much like our economy and country, unless it is stopped.

 

:twocents:

And I say "A"CA with a serious shake-of-my-head... "Affordable"?! Are you KIDDING me? Numbers don't lie, and this Act is NOT affordable.

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First challenge - They will not give a prequote without creating an account... using your social security number.  That then routes to IRS, Homeland Security, and all other agencies.  Interesting...

 

For anybody who wants to get an idea of what plans will cost, subsidies they are eligible for etc, the link below is a calculator that will give you a reasonable idea.

 

Subsidy Calculator

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BS this is larceny 

This is the biggest rip off ever to come down the pike.

Mrs dog s policy has already went up 30%

because it`s mandated that ALL participants 

have maternity care and postnatal care and mrs dog is 59 years old and no longer has a womb

Nope all gone

This is total BS 

I do not have healthcare I choose not to participate 

I do not go to doctors 

If I have a toothache

I go to the health dept and have them pull it and pay cash 

If I have the flu then I feel like shat till its over.

I will not sign up and I will not pay a damm dime

to the GOVT for something I don't need .

They can go to hell

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According to that Calculator....our premiums would be 11,500 a year. We pay $195 per month with TriCare. And if we didn't have that we would be able to buy healthcare BCBS with my NDPERS for less than $800 a month....doesn't seem to affordable to me :(

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I can't wait for the Obama %)(*&^%^& :rulez: to finally get a taste of the middle. Only then, will they wise up to what most with a brain have been saying all along. Their myopic view of this careless law has been only to look at a couple of goodies in it and don't have a clue what the underlying premise of this piece of demonic trash is. It's been the "Progressive" control freaks #$$%#% :rulez:  for decades to have this very law enacted. They first tried with "Hillarycare", and when that didn't pass, all they did was repackage it enough to fool the fools. They waited until they had all conditions right and enough ignorant brainwashed Americans to spring it on us all. It actually is pretty sickening to watch such ignorance in action.

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For anybody who wants to get an idea of what plans will cost, subsidies they are eligible for etc, the link below is a calculator that will give you a reasonable idea.

 

Subsidy Calculator

I think this is just a promotional tool. 

Are the shills still being funded?

 

Insurance premium increases shock Charlotte consumers
Posted: Sunday, Oct. 06, 2013

Across North Carolina, thousands of people have been shocked in recent weeks to find out their health insurance plans will be canceled at the end of the year – and premiums for comparable coverage could increase sharply.

One of them is George Schwab of Charlotte, who pays $228 a month for his family’s $10,000 deductible plan from Blue Cross and Blue Shield of North Carolina.

In a Sept. 23 letter, Blue Cross notified him that his current plan doesn’t meet benefit requirements outlined in the Affordable Care Act and suggested a comparable plan for $1,208 a month – $980 more than he now pays.

“I’m 62 and retired,” Schwab said. “This creates a tremendous financial burden for our family.

“The President told the American people numerous times that… ‘If you like your coverage, you can keep it,’” Schwab said. “How can we keep it if it has been eliminated? How can we keep it if the premium has been increased 430 percent in one year?”

Schwab and others who purchase insurance individually, and not through employer-sponsored group plans, are finding that the Affordable Care Act may be unaffordable for their families.

The new law, which rolled out to consumers this week with the opening of the online insurance marketplace, requires most Americans to buy insurance or pay a fine. It also sets minimum standards for health benefits and prohibits insurers from excluding or charging higher premiums for people who have pre-existing medical conditions.

“There’s good and bad in the law,” said Chris Blount, a Blue Cross agent wth Piedmont Benefits Group in Charlotte. “I think it’s bad that we can’t have as many choices as we’ve had before. But it’s not like you’re having to pay more and getting less. You’re having to pay more, and you’re getting more.”

Under the new law, all insurance plans must cover 10 “essential health benefits,” including maternity care and pediatric dental and vision care. Plans must also provide certain preventive services, such as mammograms and colonoscopies for free.

Today, people who buy individual policies often choose plans without maternity coverage, for example, to reduce premiums. That choice is gone, too.

“Now maternity is loaded into everybody’s plan,” Blount said.

That means men will generally be paying more than they did before. But women, who can no longer be charged more just for being female, will probably pay less.

Using Blue Cross rates, Blount calculated two examples: The premium for a “middle of the road” plan for a 25-year-old healthy male will increase from $124 per month to $240. But the premium for a 25-year-old female will drop from $378 to $240 per month.

People like Schwab may face “huge increases … because they’re having to buy lower deductibles,” Blount said. But they will benefit from having better coverage and lower out-of-pocket costs, he said.

But Blount agreed with Schwab that the president shouldn’t have made promises he couldn’t keep. Consumers are able to keep the insurance they have if their policies were written before, and not changed since, the law went into effect in March 2010.

“That’s one thing that really bothers me about all of this,” Blount said. “He didn’t just say it once. He said it a lot.”

Hit by big increases

Blue Cross spokesman Lew Borman said Friday that large premium increases will affect about one-third of the approximately 400,000 North Carolina customers who buy Blue Cross insurance in the individual market. Some of their policies were canceled because they didn’t meet the new federal standards, he said.

The other two-thirds of individual customers have policies that are “grandfathered” and will have smaller premium increases similar to recent years.

Those who got notices about large increases should go to the insurance exchange and compare plans, Borman said. In North Carolina, Blue Cross and Coventry Health Care of the Carolinas are offering a total of 51 plans from the least expensive “bronze” model to the most expensive “platinum” plans.

“We have 26 plans on the exchange and an equal number or more off the exchange,” Borman said. “They just need to take a look and do some research about what kind of plan is appropriate.”

Adam Linker, a policy analyst at the North Carolina Health Access Coalition, said the Blue Cross letters are scaring people unnecessarily.

“What people need to do is ignore the price that’s on those letters,” Linker said. “That’s just Blue Cross trying to guess at what may be a comparable plan.

“People just need to go shop for insurance in the marketplace and find plans that are probably more comprehensive than what they had and are much less expensive than Blue Cross is saying their new price would be.”

Those who buy insurance through the exchange may also qualify for federal subsidies that can make the premiums more affordable, Linker said. The subsidies are tax credits that are available to individuals who make between $11,490 and $45,960 per year. Families of four who make between $23,550 and $94,200 can qualify for subsidies.

Steve Graybill, a senior benefits consultant in Mercer’s Charlotte office, said the “new world of health care reform” is disrupting some people’s lives more than others’, depending on where they live. For example, in Massachusetts and New York, where state insurance requirements were similar to the new federal benefit requirements, changes in premiums are less drastic.

Another reason premiums are higher in North Carolina, Graybill said, is the lack of competition among health care providers. For example, Carolinas HealthCare System and Novant Health – the two major providers in Charlotte – have large networks of hospitals and doctors that cross state lines. They are able to use their size to leverage better reimbursement contracts with insurance companies.

“Ninety percent of the care (in North Carolina) is controlled by seven health care systems,” Graybill said.

Sticker shock

Michael Hood, 46, who lives near Winston-Salem, is another of the Blue Cross customers who is suffering sticker shock after receiving a recent renewal letter.

He and his wife, who is expecting their third child, now pay $324 per month for a plan with a $10,000 family deductible. The comparable plan suggested by Blue Cross for next year would cost $895.27 per month with an $11,000 family deductible. Their annual payment would rise from $14,000 to $24,000.

Self-employed as part owner of a medical device distributorship, Hood said he and his wife “try to live a healthy lifestyle and keep our medical costs down.” They chose the high-deductible plan to keep their premium low.

Hood said his income is about $85,000 a year, which would mean he might be able to qualify for a subsidy. He said he checked the online marketplace, which has been operating only sporadically this week, and didn’t think it looked like his family would be eligible.

One of the pluses of any new plan is that it will cover maternity care, which his current plan doesn’t. But “is that really worth paying $1,000 a month more for?”

“I’m angry that legislation has been passed that is forcing me to purchase something that otherwise I would not have to purchase,” Hood said.

“The president told us Obamacare would make health insurance affordable and reduce costs. It is now impossible for our family to afford private health insurance.”

Garloch: 704-358-5078

subscribe.gifSubscribe to The Charlotte Observer.

 

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In the calculator above a couple in there 60s with no income has to maintain a premium of $13,048 per year with no tax credit available.   

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In the calculator above a couple in there 60s with no income has to maintain a premium of $13,048 per year with no tax credit available.   

 

What parameters did you use?

 

If they have no income, wouldn't they qualify for medicaid?

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What parameters did you use?

 

If they have no income, wouldn't they qualify for medicaid?

Not if the state doesn't comply, the Supreme Court ruled that the government couldn't mandate the state to participate in the Act.

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Not if the state doesn't comply, the Supreme Court ruled that the government couldn't mandate the state to participate in the Act.

 

Well, perhaps you should take it up with the States that refused to participate in the Medicaid expansion.

 

This article gives a few examples of problems in Mississippi.

 

From the article:

 

 

 

Twenty percent of Mississippi's nearly 3 million residents are on the Medicaid rolls. Twelve percent are on Medicare, and 20 percent are uninsured, according to the Kaiser Family Foundation.

 

In rejecting the Medicaid expansion, Republican Governor Phil Bryant is turning down an estimated $426 million in federal funds for next year. He has argued that the administrative costs borne by the state would be too high. A report by the Mississippi Institutions of Higher Learning estimated the cost of Medicaid expansion for the state at $8.5 million in 2014, rising to $159 million in 2025 as more people enroll in the program and federal subsidies step down from 100 percent initially to 90 percent.

 

 

 

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Well, perhaps you should take it up with the States that refused to participate in the Medicaid expansion.

 

This article gives a few examples of problems in Mississippi.

 

From the article:

If the states maintain sovereignty it's possible the people can maintain liberty.  Wanting a nanny state to provide  for your needs should be a deport-able offence. 

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If the states maintain sovereignty it's possible the people can maintain liberty.  Wanting a nanny state to provide  for your needs should be a deport-able offence. 

 

I am honestly trying to understand your point of view.

But the message that is being sent is a little confusing to me.

 

On one hand you are saying that the insurance costs are too high for people to afford - and that is unfair.

 

But then on the other hand you seem to be saying that people shouldn't expect the government to provide healthcare for them.

 

I'm really not trying to be snarky here, but I'm really not sure what you are arguing for.

 

Are you trying to say that there should be no government subsidies with regard to health care, and everybody should just have to pay whatever the insurance companies say they should?

 

Also, how do you differentiate between what the government should and should not provide?

 

Should the government also not provide a police force to maintain order, or an education system to educate our children, or a fire department to put out fires, or a road network?  Should all roads be privately operated toll roads?

 

This is where the big divide is.  There are some people who are of the opinion that as a developed society, health care falls under the same category as police forces, fire departments etc.  That is, for the betterment of society as a whole, all members of society should have access to either free, or at least affordable healthcare.

 

Some people don't believe that healthcare should be provided, or that if some people fall into the category of not having access to afforadble healthcare that just seems to be too bad for them.

 

I don't think that the two sides will ever agree.

 

Maybe we could start from the beginning and ask if you believe that the healthcare system in the United States needs to be changed, or if you believe that the cost and accessibility of the healthcare system works just fine?

 

If you do think it needs to be changed, why and what changes would you make?

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Anyone that will trade freedom for security deserve neither. Anyone that will trade liberty for healthcare deserve neither.

 

This law will destroy the healthcare industry in this country.  

 

This law is nothing more than a share the wealth piece of legislation to promote the Marxist system that he vowed prior to taking office.  

 

The government needs to be taken out of the educational business.

 

The socialist educators need to be taken out of the universities.

 

We do not have "Free Thinking" "Socialist Educators" we have a process of indoctrination set up.

 

Our government needs to get out of the grandiose promises business and limit it spending.  (7 trillion dollars in the past 5 years)   

 

Capitalism is the only system in history that has ever allowed men to be free.  Socialism and Communism always lead to servitude.      

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Any luck yet? I'm aware of the horror stories to date. If you like your health care, forget it, your're screwed. Most all in Kentucky are now on Medicaid. Now there's a success story.

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According to that Calculator....our premiums would be 11,500 a year. We pay $195 per month with TriCare. And if we didn't have that we would be able to buy healthcare BCBS with my NDPERS for less than $800 a month....doesn't seem to affordable to me :(

 

 

That is the problem. if you already have health insurance you do not have to enroll. And since you have tricare you are already covered, same as veterans. Non retired veterans that are enrolled @ the VAHC do not have to enroll in Obamacare either.

Watch this video before you go line with the government health care.

 

 http://foxnewsinsider.com/2013/10/11/obamacare-site-ripe-hackers-computer-safety-expert-john-mcafee-warns

 

Fox News  is not a reliable news source.Tell you more they are not even news related , they are the republican mouth piece. The simple fact that they went to court to protect their right to lie to the public proves it.

 

NEW WORLD COMMUNICATIONS OF

TAMPA, INC., versus JANE AKRE Case No. 2D01-529.

In the calculator above a couple in there 60s with no income has to maintain a premium of $13,048 per year with no tax credit available.   

 How about you put up the numbers so that others can verify your claim.

 

I put in a couple in their 60's, NYC,  no income and it said quite clearly

 

"

Your State is Expanding Medicaid

States have the option to expand Medicaid coverage to everyone under 138% of the poverty level. If a state expands Medicaid, most of the costs are covered by the federal government under the health reform law. Because your state decided to expand Medicaid, your income (which is 0% of the poverty level) makes you eligible for the program. Medicaid coverage varies from state to state, but out-of-pocket costs are generally very low. Tobacco use is never taken into account in Medicaid eligibility.

"

 

I will put an attachment of the age so that there is no doubt

 

http://kff.org/interactive/subsidy-calculator/#state=ny&zip=10457&income-type=dollars&income=0&employer-coverage=0&people=2&alternate-plan-family=couple&adult-count=2&adults%5B0%5D%5Bage%5D=60&adults%5B0%5D%5Btobacco%5D=0&adults%5B1%5D%5Bage%5D=62&adults%5B1%5D%5Btobacco%5D=0&child-count=0&child-tobacco=0

553807_486233854817543_1909213596_n.jpg

 

How about you add the Tea Party republicans like Ted Cruz and Marco Rubio that started the whole shutdown, that cause all those things you mentioned to close,  and are still proud to have held the nation hostage.

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That is the problem. if you already have health insurance you do not have to enroll. And since you have tricare you are already covered, same as veterans. Non retired veterans that are enrolled @ the VAHC do not have to enroll in Obamacare either.

 

Fox News  is not a reliable news source.Tell you more they are not even news related , they are the republican mouth piece. The simple fact that they went to court to protect their right to lie to the public proves it.

 

NEW WORLD COMMUNICATIONS OF

TAMPA, INC., versus JANE AKRE Case No. 2D01-529.

 How about you put up the numbers so that others can verify your claim.

 

I put in a couple in their 60's, NYC,  no income and it said quite clearly

 

"

Your State is Expanding Medicaid

States have the option to expand Medicaid coverage to everyone under 138% of the poverty level. If a state expands Medicaid, most of the costs are covered by the federal government under the health reform law. Because your state decided to expand Medicaid, your income (which is 0% of the poverty level) makes you eligible for the program. Medicaid coverage varies from state to state, but out-of-pocket costs are generally very low. Tobacco use is never taken into account in Medicaid eligibility.

"

 

I will put an attachment of the age so that there is no doubt

 

http://kff.org/interactive/subsidy-calculator/#state=ny&zip=10457&income-type=dollars&income=0&employer-coverage=0&people=2&alternate-plan-family=couple&adult-count=2&adults%5B0%5D%5Bage%5D=60&adults%5B0%5D%5Btobacco%5D=0&adults%5B1%5D%5Bage%5D=62&adults%5B1%5D%5Btobacco%5D=0&child-count=0&child-tobacco=0

 

How about you add the Tea Party republicans like Ted Cruz and Marco Rubio that started the whole shutdown, that cause all those things you mentioned to close,  and are still proud to have held the nation hostage.

 

You are completely delusional

if you think this odummer care is a good thing.

Even the democrats are trying to distance themselves from it.

People are losing their own insurance by the thousands.

Its going to collapse under its own weight.

Then your little kenyan buddie is going to look like the fool he is.  

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