Why Wont't the Iraqi Dinar Scam Die?

[merry1]

Why Won't the Iraqi Dinar Scam Die?

Ratings: 45 Votes, 7.00 / 10

Starry-eyed investors take to the Web, but the scammers have beaten them there—and neither is eager to give up the dream of getting rich off the Iraqi dinar.

John Jagerson is on a lonely quest to debunk the Iraqi dinar scam, but it's not easy these days.

The investment analyst first posted comprehensive stories on his site in 2009— which have since replayed at MoneyShow.com and elsewhere—that clearly explain why the Iraqi currency is not likely to dramatically increase in value once the country stabilizes.

In fact, he points out, recent history suggests the dinar could lose value against the dollar. Look at Venezuela, Turkey, and Mexico, whose currencies weakened when the economy strengthened, or the Kuwaiti dinar, which did not strengthen in the early ‘90’s as sellers now suggest, and later even plummeted.

Jagerson is a bona fide expert, and he’s done his homework. His argument seems incontrovertible, if only for the reason that any opportunity that promises a high return at low risk should be suspect anyway.

Which is why the reaction he gets from readers is so mystifying. Even at savvy investing sites, the tone of the feedback largely amounts to one of indignation: Angry comments and flaming e-mails from people who have already bought dinars, or who have read enough on the Internet to know that they want to.

“I still can’t explain why I get so many negative e-mails from investors,” Jagerson says. “I think it’s that people don’t like having their dream challenged.”

Jagerson is hardly alone in his frustration. Financial experts and consumer watchdogs say the job of debunking financial myths has become astoundingly difficult in the Web 2.0 era, where search is king, algorithm trumps fact, and a vocal minority can tweet, blog, and comment to millions from the Internet rooftop.

The result: By the time an investor finally does stumble upon a credible source, his dreams have had an awfully long time to marinate in a bad idea.

“We’re having to disabuse them of these notions,” says Richard Jaramillo, an examiner with the Utah Division of Securities, who’s been fighting the Iraqi dinar myth for years. “It’s much tougher for them to understand the risks if you can’t even get them to believe what you’re saying.”

Good Info Is Hard to Find

Ryan Thorpe is not naive. The 26-year-old Iraqi war veteran is studying to become a mechanical engineer and works as a quality-control specialist in the Houston oil industry. When a fellow soldier gave him $300 in Iraqi dinar several years ago, he remained skeptical.

He didn’t believe, as some of his colleagues did, that his little stack of paper could suddenly be worth tens or even hundreds of thousands of dollars after some magic Iraqi currency revaluation.

Back home and curious, he decided to do his own “objective” research, and that’s when things got confusing. Thorpe, like many people, doesn’t have a personal financial advisor. But he’s young, smart, and comfortable online. Here’s what he found:

•A simple search of “iraqi” and “dinar” returns dozens of different “informational” sites on buying and selling the dinar. However, three-quarters of the top results—those on the first four pages—are actually links to private companies that sell the dinar.

•The sites provide links to news stories that back the prognosis: The Iraqi economy is destined for growth. It’s “The sleeper investment of the decade,” headlines BetOnIraq.com, “because liberty breeds prosperity.”

•Self-described experts pass on “inside information” speculating on when the dinar will revalue. “They really stir up a buying frenzy,” says Thorpe.

•Sites seem to offer consumer protection—with advice on how to avoid counterfeit bills, and information on various investment options. They point out that they are certified with the US Treasury Department and are a member of the Better Business Bureau.

•The sites presume only high profits. One of the high rankers, dinartrade.com, displays payout options on an $833 investment today of between $10,000 and $1 million. “Picture Iraq as a company selling stock. Each dinar you purchase represents a share in Iraq ’s bright future,” the site reads. “Iraq 's economy can only improve. The dinar will appreciate in value as the oil-driven economy booms.”

•Aside from a recent brief in USA Today and Jagerson’s article, none of the first 40 page links even raises the notion that the dinar investment may rest on a flawed premise.

“I can’t see what’s not persuasive about it,” says Thorpe, who decided to start searching for dinar-investment stories within news sites instead, but came up dry.

“Finding real news and credible sources is almost impossible,” he says. “So first-time investors go out there and they see all this and think, ‘Well, of course it’s going to happen.’”

Page 2 of 2)

Thorpe finally decided to e-mail Jagerson, the investment advisor, directly.

“Your instincts are correct,” Jagerson replied. “The dinar scam is still a scam.”

It took some convincing, Jagerson says, but after explaining in detail how governments typically re-monetize their currency to protect their own interests, Thorpe agreed. The bills he had could be souvenirs, and he’d concentrate on his other interests.

“They just don’t have anyone to turn to to give them the facts,” Jagerson says. “So much contrary content is being produced by scammers.”

The Net: One Giant Sales Pitch

Whether it’s pitches for gold coins, penny stocks, or foreign currency, one myth pervades: That today’s Internet is a level playing field.

It’s not, say investment advisers. Marketing sites have become adept at search-engine optimization and are free to break the rules. That means they can shove their way into those first four pages of results. If Google or Bing catches their antics, they can simply reboot under another name.

“The dinar scams are much, much better at marketing than anybody,” says Jagerson, who’s worked with government agencies on unrelated investigations. “They’re definitely better than the government. The government doesn’t do Internet marketing.”

Nor is the content regulated. Neither the U.S. Treasury nor the BBB need to endorse a product in order to issue those seals the sites display. And currency traders don’t fall under the purview of securities regulators. Even if they did, Internet sites can operate anonymously or relaunch under a different name. They’re pretty much impossible to shut down.

“The reason why it’s a scam is because these dealers, these “advisers,” are not giving you the facts,” says Jagerson. “In fact, they’re lying to you about it.”

Successful scams always play on people’s uncertainty, fear or greed. That’s why victims will always be plentiful. The lucky ones—like the dinar pitch—have another advantage: ignorance on the part of buyers. Really, how many people studied international currency markets in school?

Talk to someone who has, and they’ll tell you that an emerging economy is more likely to remonetize—to set new price levels—than to let the value of its own currency skyrocket, an oversight that would only cost its own government. Iraq has to pay back its debts, rebuild its infrastructure, and maintain its exports—all of which will require a stable dinar.

“When you think about company stocks, you naturally think a rising tide lifts all stocks,” says Jaramillo. “But with a currency that’s not necessarily true.”

“It’s counterintuitive. So not only are we in a position where we are trying to combat misinformation, but we’re trying to combat something that may be counterintuitive.”

The Iraqi dinar sites do an excellent job of supporting their hypothesis that the Iraqi economy is going to improve. But it’s a game of distraction, says Jagerson. Because even if the economy soars, “that doesn’t translate into inflating currency.”

Keith Woodwell, director of the Utah Division of Securities, wants social media on his side. His dilemma: How do you reach people before they’ve bought into the storyline and reposted it over their own networks? Much of the work of scammers, after all, is being undertaken by a volunteer army of enthusiasts who replay messages on message boards and social networking sites.

“Once you reach the point where you put your money where your mouth is and you’re going to invest in this, then you become a defender,” says Woodwell. “It’s human nature.”

Woodwell’s office is one of a handful of state agencies exploring how to use the power of Web 2.0 to educate private investors. The division posts an annual top ten list of investment scams (the dinar scheme usually makes an appearance), has redesigned its Web page, and pitches tales of fraud to media outlets.

“How many people want to sign up for a Twitter feed on how to avoid a securities fraud?” he says. “Our sales pitch is, How to protect yourself from fraud, and people think, ‘I’m smart. I know how to protect myself.’”

“To be quite candid, I kind of feel like we’re losing that battle, but I’m not sure how to combat it,” he says. “It’s hard for me to compete with someone who has a very slick presentation and is offering to make you rich.”

By Karen Aho for MoneyShow.com

More from MoneyShow.com

Here is another link that also talks about the Scam of Dinar

http://www.sltrib.com/csp/cms/sites/...sp?id=50960272

[merry1]

Sorry here's the link for the first article

http://www.moneyshow.com/trading/article/26/currency-22033/The-Scam-That-Wont-Die

[Nani?]

Could someone else bash I just dont have the energy

[Deathmonkey]

Could someone else bash I just dont have the energy

Don't bash the poster. They were nice enough to post the story for all of us to read. They did not write the piece themselves.

[TRERUMPH]

SO HOW MUCH DINAR DID YOU BUY?.HMMMMMMMMMM

[Jim1cor13]

Hi merry1

You can find this already posted yesterday, and the thread it created.

There is an obvious reason as to why these researchers think it is a scam...think

circus atmosphere. No reason for anyone to "bash" you, which just shows their blindness

to understand why these claims are made...the rumors alone meet the qualifications. Just look

at the circus that took place yesterday over nothing but hype and lies.

Thank you for posting though!

All my best!

Jim

---

[crosbone]

I think some people just don,t want to believe it can actually happen no matter how they look at it.

[aferriss]

I am not a basher so I'm not going there. Jagerson makes some valid points within his article, and I respect that, but I believe he leaves out some key things. For one, he did not mention what happened in Kuwait, and in my opinion, when Iraq revalues it will be far less than what happened in Kuwait because it's taking Iraq longer to rebuild their infrastructure, get their government formed and moving, and a variety of issues. Yes, Jagerson is correct in saying that Iraq needs a stable dinar to move things forward, and yes, they're "pegged" to the dollar, but he also didn't mention that our dollar is weak at best and if the Iraqis wanted to...they could move our dollar up or down value-wise. (Note: He only mentioned their weakness if the dollar gained value. I seriously do not foresee that anytime soon.) I've said it before, with any investment comes risk and time. If purchasing dinar was a scam, banks would not have been selling them. Banks have enough issues looming over their heads without charges of fraud on top of it. I've heard countless people say they purchased their dinar through American banks and not simply online. Another thing Jagerson failed to mention was, how many people knew about the opportunity to profit from the Kuwaiti dinar when it had its moment? I know my family didn't. So when you look at this whole thing....it's not truly a scam...it's speculation that the same thing that happened in Kuwait will happen in Iraq.

In my opinion, I believe a revaluation will happen and I'll make some money off my investment (maybe not a ton, but some), and if it doesn't come through then it's just a speculative investment that I lost on. With any investment comes risk. If it's not going to break the bank to test the waters and you don't get visions of grandeur, then I say go for it, and if not, that's okay. Everyone must make the decision for themselves.

Thanks for the post.

[quadraph0nic]

I was lurking nice and well until I saw this article!

Thanks Merry1 for sharing.

I think this whole subject is like muddy water....

I don't think the people in this article have looked at Iraq's situation completely. The whole investment is based in speculation. If you understand that and you accept that, then how are you being scammed?

Also, the united states involvement in Iraq since 2003 and the strategic framework agreement that has been activated and the confirmed activity of the UST working with the GOI?

What was or is the point of all of that??? How much money have we spent over there? Who else have we ever done this for? And we expect no return? Seriously???

Or how about our US embassy asking the GOI to adjust their investment laws?

Maybe the dinar won't just take off when the private sector gets going in Iraq but of the other case studies they are basing they're opinion on, how many countries have as much oil or natural gas as Iraq??? And you know, maybe it will LOP but a lot of us are not mindless zombies that have been duped by pumpers. We accept the risk and this is a real investment.

Its just not an investment that fits a particular mold that the "experts" can run with. Its just like expert historians or archeologists that were disputing the underwater pyramids off the coast of japan as...rock carved out by natural erosion... They'd have to re-write history and they get to stop being experts!!

So despite my disagreement with the point of view in this article, I thought it was a good read because it presents a different perception in a down to earth manor.

[merry1]

I just want to say this. I bought dinar just like the rest of you. I do believe that to speculate on anything you must do your homework to make an informed decision. Otherwise it's a shot in the dark. I don't know about you but I work hard for my money and don't usually throw it away. I ran across this article quite by accident as I was doing more research to debunk some rumors we've gotten from the Guru's. I found this and thought it was extremely interesting though I thought I had better look into this writers credintials before making up my mind. I did and found he is very informed and educated in Forieng Currency as well as stocks. So I felt he knew what he was talking about. He has the stones to back up his articles, yes he may have left out some things but the bottom line is true imo. I will post the link so you can look at him for yourself and decide if he is worth believeing.

http://www.fxstreet.com/search/contributors/authors/author.aspx?id=34b5a9cb-2319-4e06-a03f-47132b16bad9

Tell you what...... I'd believe Mr. Jagerson before I'd believe another word the Guru's say. They are batting 100% wrong, at least he has a couple of degrees, and background in Foreign Currency and a successful and well respected business.

Am I going to sell my dinar? Probably not. I luckily didn't bet the farm and I too have a successful career so I'm not dependant on the money. My motive for posting this is; if this makes one person think twice about spending money they don't have or stop looking for a job because they believe the lies that are being spilled on this forum then I'm happy and it was worth it.

I do have a background in Currency and I admit when I first came on the forums my expectations grew because of the lies I was hearing daily. I was naive, I'd never been to a chat site and had no idea that people would lie for the sake of some hidden agenda. It didn't take me long to go back to my original plan. If I were to make 10% on my money I would consider it a successful venture. That's where I am now. No regrets and better informed.

[jphillips]

I just want to say this. I bought dinar just like the rest of you. I do believe that to speculate on anything you must do your homework to make an informed decision. Otherwise it's a shot in the dark. I don't know about you but I work hard for my money and don't usually throw it away. I ran across this article quite by accident as I was doing more research to debunk some rumors we've gotten from the Guru's. I found this and thought it was extremely interesting though I thought I had better look into this writers credintials before making up my mind. I did and found he is very informed and educated in Forieng Currency as well as stocks. So I felt he knew what he was talking about. He has the stones to back up his articles, yes he may have left out some things but the bottom line is true imo. I will post the link so you can look at him for yourself and decide if he is worth believeing.

http://www.fxstreet.com/search/contributors/authors/author.aspx?id=34b5a9cb-2319-4e06-a03f-47132b16bad9

Tell you what...... I'd believe Mr. Jagerson before I'd believe another word the Guru's say. They are batting 100% wrong, at least he has a couple of degrees, and background in Foreign Currency and a successful and well respected business.

Am I going to sell my dinar? Probably not. I luckily didn't bet the farm and I too have a successful career so I'm not dependant on the money. My motive for posting this is; if this makes one person think twice about spending money they don't have or stop looking for a job because they believe the lies that are being spilled on this forum then I'm happy and it was worth it.

I do have a background in Currency and I admit when I first came on the forums my expectations grew because of the lies I was hearing daily. I was naive, I'd never been to a chat site and had no idea that people would lie for the sake of some hidden agenda. It didn't take me long to go back to my original plan. If I were to make 10% on my money I would consider it a successful venture. That's where I am now. No regrets and better informed.

I think there are two different factors at play here and they can't both be lumped together.

First of all, thanks for the post and the article. I think to close your eyes to opposing views or to bash based on difference of opinion is petty and detrimental to your financial health. You have to look at all sides. That said, Jagerson is arguing two different points under one umbrella. His first point is that there are scammers out there and that the Internet makes it easy to proliferate cons on the public - the IQD being one of them. There is no doubt, as you said in your response that the traders and gurus are out there to pump up the volume and they are using scammy tactics to do so. How many times have we heard "RV tomorrow"? I think that is the scam part and I think he is 100% right. There are people who have invested based on the hype and that is wrong.

Now let's look at the other point he is making in his singular argument - that there is no value in the IQD investment. Herein lies the speculation, but I think he left a few things out. Things that have relevance to the argument such as the financial backing of the US, the asset base of the country that is comparable to no other (except perhaps Kuwait where they did RV), the fact that the restructure is founded in post-war environment accelerating the process and the world dependency on the country's primary asset. Those are just a few things that make this opportunity unique.

One other comment that I would like to address. Jagerson said (paraphrasing) that anything that seems too good to be true probably is. I agree with that statement and have always had skepticism regarding an overnight revaluation that would make me an instant millionaire. Well if that happens, it will be a plus. A lot of us could use a shot in the arm. Discounting the probability of that scenario however, I have to look at the most realistic outcome which in my head involves an accelerated valuation increase as the country opens its doors to commerce and as the asset base is expanded due to the amount of underlying value that will drive the economy. In other words, if the value doesn't go up overnight, it will go up over time.

Finally, presuming the value goes up in time or even if it stays relatively stable to where it is currently, I have only lost a little. The definition of a true scam is where I lose my entire investment which I do not see happening. So if you want to sell me your dinar for what you paid for them, let me know. Thanks for the post.

[thatoneguy]

As they say,"any press is good press". I'm thinking that the guy just wants to be put on the map as an investment advisor. And not to be redundant, we all, here on DV, collectively are aware that this is an investment, not a lotto ticket. We may be overnight millionaires, or we may have to excersise some of our investment savvy to capitalize on this over the next, idunnno, few to ten years. Thats just my opinion. If Iraq is not overthrown by any other ME entity,(you can do the math on that), then we are vested in something special. Investment not lotto. Investment not scam. Investment. Chao.

[JuryPicker]

As they say,"any press is good press". I'm thinking that the guy just wants to be put on the map as an investment advisor. And not to be redundant, we all, here on DV, collectively are aware that this is an investment, not a lotto ticket. We may be overnight millionaires, or we may have to excersise some of our investment savvy to capitalize on this over the next, idunnno, few to ten years. Thats just my opinion. If Iraq is not overthrown by any other ME entity,(you can do the math on that), then we are vested in something special. Investment not lotto. Investment not scam. Investment. Chao.

You are 100% right. Pure Plug. The scam won't die because it's not a scam. Opinions are just that, opinions. Just because someone sat through boring classes in some college doesn't make them an expert on anything. Some of the most successful people I know never finished high school. They weren't taught investment knowledge by someone making 75K a year teaching. They usually learned it on their own. The hard way. Stick with your gut and don't be swayed by morons or scared money. Peace and back to my level 2

[jimanita]

No matter the topic you will have self proclaimed EXPERTS be it cars real estate and especially DINAR. Use your very best EDUCATED guess and you are as much of an expert as any one else. Key word being educated. There is sooo much info out there on this topic you can get lost easily. Its not a scam when you can turn around and get almost your whole investment back IMO so take that for what its worth. Naysayers' are out there in full force

[Tr2]

Another thing Jagerson failed to mention was, how many people knew about the opportunity to profit from the Kuwaiti dinar when it had its moment? I know my family didn't. So when you look at this whole thing....it's not truly a scam...it's speculation that the same thing that happened in Kuwait will happen in Iraq.

In my opinion, I believe a revaluation will happen and I'll make some money off my investment (maybe not a ton, but some), and if it doesn't come through then it's just a speculative investment that I lost on. With any investment comes risk. If it's not going to break the bank to test the waters and you don't get visions of grandeur, then I say go for it, and if not, that's okay. Everyone must make the decision for themselves.

Thanks for the post.

I like this. This is my first post and I had to quote part of this post from Afferris.

I served in Saudi and Kuwait in '90 and '91. I remember like yesterday the talk while there about grabbing up some dinars while they were 10 for $1. Our superiors told us it was illegal for U.S. soldiers to purchase them. So I let it go.

I served in Iraq in '06 and was faced with the same opportunity. The same talk about the legality of the whole thing came in to play.

But this time I loaded up the truck and stashed it away. Get me once...get me twice...right? ~

If you've ever lived among the Arab community you would know there are no prouder people on the planet.

Iraq is in a state of flux. Iraqis take respect seriously, as do Saudis and Kuwaitis.

If anyone truly believes that Iraq is going to allow their currency to remain at today's value...you are as gullible as I was in '91.

They are ashamed of the value of their currency and they are ashamed of the condition of the country.

It is meaningless to compare Iraq to Mexico, or any part of South America or Africa. If you are going to compare Iraq to another country...do what they do and compare them to Saudi Arabia.

As in Kuwait, the money will revalue.. and simply put, it will happen when the American soldiers are gone....really gone.

My guess is a revalue somewhere between the Saudi Rial and U.S. Dollar....open at 10 cents ...grow to 65 cents.

[DarkStarrDinar]

Selling desert land in New Mewxico everyone said was a scam. Well my parents bought in to that "scam". Now there is a city there and factories everywhere. My Dad just sold his piece of that scam from 40 years ago and got a healthy check of1.2 million dollars. Pretty good investment for 500.00. He waited and his reward came around . Patience is a virtue.

He went by his gut feeling and he said I should do the same. He has dinar and I do too. Just hope it doesn't take 40 years.

Edited April 7, 2011 by DarkStarrDinar

[imgesing]

Not that LOGIC seems to always play out when dealing with politics and foreign countries (especially in the ME).

Yet, doesn't it seem logical that they would RV due to the way everythign currently looks in Iraq?

Common sense seems to play a role in this from an investment stand point alone.

I posted factors for an RV a while ago and need to find that article and maybe repost it.

The need for a strong import to rebuild their infrasttructure is a crucial byproduct of this RV.

In other words the delay is costing them greatly... As always this is IMHO.

[tileman1814]

It is not a scam.The IQD is a legal currency.It has gone up in value since I bought mine.So where is the scam,I can sell it right now for more than I paid for it.So where is the scam.How many times does somebody have to bring this subject up.

READ MY LIPS,IT IS NOT A FREAKING SCAM.

Semper Fi !!!

[roux]

There more of us that believe it is not a scam than there are those who are trying to put us down. As far as why we stick up for Adam, we have seen his work and respect him for what he does/is doing for us. I find it so interesting that we have people coming here to tell us things we already know, things we have already thought of, and work to change what we think. I know what I think and I'm staying in this non-scam and sticking with Adam.

[Slaydadea]

I'm killing the Scam Rumors here and now in front of everybody! BanG!!!BanG!!! OK, there dead! Now time to refocus folks. Follow the money!!

[dinar-racer]

Thank's Merryl.Not bashing anyone just stating my opinion.The bottom line is that to most financial advisors and securities guys any invesment other than theirs (stocks & bonds) is going to be explaned as a scam.It's that every dollar you spend on dinar is a dollar you cant spend with them.Just pumpers of a different color.

[cattleman]

I am not a basher so I'm not going there. Jagerson makes some valid points within his article, and I respect that, but I believe he leaves out some key things. For one, he did not mention what happened in Kuwait, and in my opinion, when Iraq revalues it will be far less than what happened in Kuwait because it's taking Iraq longer to rebuild their infrastructure, get their government formed and moving, and a variety of issues. Yes, Jagerson is correct in saying that Iraq needs a stable dinar to move things forward, and yes, they're "pegged" to the dollar, but he also didn't mention that our dollar is weak at best and if the Iraqis wanted to...they could move our dollar up or down value-wise. (Note: He only mentioned their weakness if the dollar gained value. I seriously do not foresee that anytime soon.) I've said it before, with any investment comes risk and time. If purchasing dinar was a scam, banks would not have been selling them. Banks have enough issues looming over their heads without charges of fraud on top of it. I've heard countless people say they purchased their dinar through American banks and not simply online. Another thing Jagerson failed to mention was, how many people knew about the opportunity to profit from the Kuwaiti dinar when it had its moment? I know my family didn't. So when you look at this whole thing....it's not truly a scam...it's speculation that the same thing that happened in Kuwait will happen in Iraq.

In my opinion, I believe a revaluation will happen and I'll make some money off my investment (maybe not a ton, but some), and if it doesn't come through then it's just a speculative investment that I lost on. With any investment comes risk. If it's not going to break the bank to test the waters and you don't get visions of grandeur, then I say go for it, and if not, that's okay. Everyone must make the decision for themselves.

Thanks for the post.

I think this is one of the most done to earth and well spoken comments I have seen on this site. Good job!!!!

[nepperson]

You are 100% right. Pure Plug. The scam won't die because it's not a scam. Opinions are just that, opinions. Just because someone sat through boring classes in some college doesn't make them an expert on anything. Some of the most successful people I know never finished high school. They weren't taught investment knowledge by someone making 75K a year teaching. They usually learned it on their own. The hard way. Stick with your gut and don't be swayed by morons or scared money. Peace and back to my level 2

I agree,,,, the one thing that this Jagerson fellow seems to be implying, (without actually coming out and saying it) is that it is impossible for the IQD to revalue... well I would have to beg his pardon, it is not IMPOSSIBLE, and if it is not impossible than that means that there is a chance or probability that it will RV and that is the funny thing about SPECULATION,,,,,, no matter how you look at it it is still SPECULATION,,,, There are two sides to every story and if it is a scam to inform people of a potentially good investment opportunity, then is it a SCAM to coach them out of one?....... I'm not saying that this is going to 100% RV I am saying that if this is a scam then so is wall street, so go write an artical about that, there are allways goiung to be scam artist out there and yes we all need to be aware of that but the investment as a whole as this fellow sugest is (IMO) Not a scam. so if Mr. Jagerson wants to help people from being scammed then I would suggest he approach the scamming part of this investment and not the investment as a whole, after all its his reputaion on the line if some investors decide against this investment because of his whole scam tactic and later the investment comes through...

[aaanth]

WHY WON'T THIS TOPIC DIE???

[LivingAGr8tLife]

It seems everyone's comments pretty much summed it all up for me. Only thing I want to add is "Don't let anyone minimize, demolish, sabotage or shatter your dreams. Let's keep our dreams alive & reap the rewards we deserve." Blessings to all.