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 Banks


Economy News Baghdad

Rafidain Bank announced on Tuesday that it will continue to grant a loan of 50 million dinars for construction purposes. 
The bank said in a statement received by "Economy News" that "it continues to grant loans to citizens up to 50 million dinars for the purposes of construction area of not less than 50 meters," pointing out that "the duration of the loan is 10 years and a period of three months." 
The statement pointed out that "one of the terms of granting the amount to be the plot of land in the name of the owner of the loan on the basis of independence or by the common name under a recent issuance of the document and supported by the Department of Real Estate Registration competent."


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"Raising zeros remove the monetary mass"   Raising: lift or move to a higher position or level.   Deleting: remove or obliterate   Notice the use the word raising not del

U2 need to get a room.

97,500 dinars for 1134 retirees..thats 85.98 dinars per retirees each month for the period of 40 months being paid...sounds about right at a rv rate of 4.851 dollars per dinar. At this rv rate, retire

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Rafidain Bank issues a decision on the sponsor

Rafidain Bank issues a decision on the sponsor


 Twilight News    
 6 hours ago

Al-Rafidain Bank on Saturday decided to cancel the condition of the retired sponsor in granting soft loans amounting to five million dinars for students and professors researchers in public and private universities.

The bank's Information Office said in a statement to the News Agency that the grant of the five million loan would be through the provision of a civil servant guarantor to the permanent staff of the employees of the state departments to not exceed the deduction rate 50 percent of the total salary.

The statement said that the applicant to provide the loan certified certificates to prove the postgraduate studies in universities and be sure to be valid by the bank.

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Editorial Date: 2018/5/20 8:30 • 86 times read
Rafidain sets two years to pay loan students and researchers
[Ain-Baghdad] 
Rafidain Bank announced that the repayment of the loan of five million dinars for students and professors and researchers in graduate studies in Iraqi universities, government and civil up to two years. 

"The payment of the loan of five million dinars to students and professors to cover the cost of research is monthly, and one month after the date of grants," the media office of the bank said in a statement received by the agency All Iraq. 

He pointed out that "the grant of the loan will be in the form of payments after completing all the legal procedures for the treatment of the student loan and informed him at the time of receipt of the loan."

 
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Rafidain begins to transfer the Egyptian receivables in pounds

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20/05/2018

Baghdad

Rafidain begins to transfer the Egyptian receivables in pounds

The director of the Rafidain Bank Khawla al-Asadi, on Sunday, "the transfer of pensioners retired Egyptians who worked in the Iraqi government departments, stressing that he paid dues in Egyptian currency very soon."

Al-Asadi said in a statement to the Egyptian news agency Al-Ahram and his follow-up, "Trend Press" I preach to our Egyptian brothers, and in particular to the retired segment that the pensioners of retired Egyptians who worked in the Iraqi government departments have been transferred.

She added that "the amount and the number of retired names arrived at the Rafidain Bank in Baghdad and will be transferred to the Arab African Bank and then to the Rafidain Bank branch of Cairo after the completion of checking names according to banking instructions," noting that "we have been with our Egyptian brothers to send all their dues, The Egyptian government did not meet with us and the number of Bay, which is the reopening of the Rafidain Bank of Iraq and the Cairo branch also took a promise from Ibrahim Mahlab, the assistant president of the Arab Republic of Egypt to reopen a bank.

Al-Asadi appealed to Egyptian President Abdel Fattah al-Sisi to "personally intervene in the reopening of Rafidain Bank Cairo Branch."

http://aletejahtv.com/archives/228647

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  • yota691 changed the title to Rafidain announces the disbursement of the third installment of the advances of retired and secured workers
 
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 Banks


Economy News _ Baghdad

Rafidain Bank announced the disbursement of the third installment of the predecessor of the retired and insured workers of three million dinars. 
"The third batch of retired and guaranteed workers' salaries of three million dinars has been disbursed to 159 retirees," the bank's information office said in a statement obtained by the economy news agency. 
He added that "the disbursement of this advance was by informing the pensioner by sending him a text message informing him of the advance payment, after he completed all the legal procedures to grant it and disbursement through electronic payment tools, which was filled the financial balance to it."


Views 20   Date Added 22/05/2018

 
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 Banks


Economy News _ Baghdad

Rafidain Bank, on Wednesday, the term of repayment of modern car loans by installments, noting that the bank's branches are available conditions for the purchase of cars.

The bank's information office said in a statement received by the "Economy News" a copy, "The term of repayment of modern car loans up to five years, including a three-month grace period."

The office added that "the type of loan granted for the purchase of cars by installments has been determined from the branches of the bank deployed in Baghdad and the provinces," adding that "the citizen and employee can see the conditions to buy the car by going to branches of the bank."


Number of Views 10   Date Added 23/05/2018

 
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  • yota691 changed the title to Rashid eliminates a key condition on the pensioners' advance
 
Thursday 24 May

 

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Alsumaria News / Baghdad
Al-Rasheed Bank decided on Thursday to cancel the condition of the sponsor to advance pensioners. 

"The Board of Directors of the Bank decided today to grant the pensioners of MasterCard Cardholders Nakheel an advance of between (2-3) million without a sponsor and in agreement with the National Insurance Company, " the bank said in a statement received by Alsumaria News 

The statement added that "the bank will start issuing a MasterCard card Nakheel for retirees." 

Al-Rasheed Bank was launched in 2016, an advance of three million and a maximum of three million.
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Al-Rashid eliminates the sponsor's condition for the pensioners' pension

11:23 - 24/05/2018
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Information / Baghdad ..

Al-Rasheed Bank announced on Thursday the cancellation of the sponsor's condition for the pensioners' pension, which ranges from 2-3 million dinars.

"The Board of Directors of the Bank has decided to grant the pensioners of MasterCard cardholders an advance payment of between (2-3) million without a sponsor and in agreement with the National Insurance Company," the bank said in a statement received.

The statement added that "the bank will begin issuing a MasterCard card Nakheel for retirees soon." Ending / 25

http://www.almaalomah.com/2018/05/24/312331/

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  • yota691 changed the title to Rafidain Bank issues a decision on the advance of five million

Rafidain Bank issues a decision on the advance of five million

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Rafidain Bank issues a decision on the advance of five million

 

26-05-2018 All times are GMT +3

 

The Euphrates -

 

Rafidain Bank decided on Saturday to accept the tripartite guarantee for the employees of the Federation and the Chambers of Commerce when they were given an advance of five million dinars. 

The information office of the bank said in a press statement that the tripartite guarantee was approved for the employees of the Federation of Chambers of Commerce when they were given an advance of five million dinars. 

He pointed out that the grant of the ten million dinars to the employees of the Union shall be guaranteed by the Federation of Chambers of Commerce.

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SME is an effective engine for development

   
 

 
 


27/5/2018 12:00 am 

Its importance in the investment capabilities and expertise show 
Baghdad / Emad emirate 
proved small and medium enterprises success in the world 's largest economies for its active contribution in raising the gross domestic product, which now supply the domestic and international markets , with most products, where you can activate this experience to be an important focus in Tefial our national production, after The chronic decline of our production sectors. 
 The academic development process 
d. Abdul Sattar Abdul Jabbar Musa said: "The importance of small and medium enterprises is shown by exploiting the potentials and the development of expertise and skills as it is one of the tributaries of the development process. These projects are considered fertile fields for the development of creativity and serious ideas. A major economic bloc. " 
Small and medium enterprises are characterized by competitive nature due to the freedom of entry and exit to and from activity, which is largely reflected in the volume of sales and rates of return of activity. Industrial strategy continued Moses, "These projects ensure that moving economic growth with the participation of efficiency to achieve the set goals so, and this is a small and medium - Aalmcharaa engine of growth, and it supports industrial strategy, as well as its ability to create an industrial base for the Tazizaltnavsih of the country." "It is a means to support agricultural production and contribute to the mobilization of capital that could have been directed towards consumption, which means that it helps to increase savings, and according to the positive relationship between savings and investment, this will increase investments."



Practical applications of SMEs in many countries have shown that such projects are needed, regardless of the proportion and stages of economic and social progress and development, because SMEs have a significant role to play in building the national economy. Local resources and between Moses , "these institutions rely most often on local resources and outputs occasional large enterprises, thus contributing to reduce the waste of those resources and reduce dependence on imports of raw materials, contributing to the increase in gross domestic product, and can overcome the most important obstacles to the creation of Large enterprises, notably the low volume of capital accumulation and the backwardness of productive art .


 He pointed out that "these institutions are working to increase the participation of women in the productive activities of income and suit the requirements of the local market, especially if the market is characterized by small size or decrease the purchasing power of citizens."  Local industries concerned affairs in economic Qasim Bahadli noted that "small and medium - sized enterprises tool to move the reality of the economy in total, where it can be established in all sectors without production and service exception , " pointing out that "local industries include small and medium - sized manufacturing projects, and in agriculture there On a large scale, and in services it is not without service projects in more than one detail. " He stressed that "this type of projects has made great economic gains to large economic blocs and contributed to their development, where you find small and medium enterprises, which contributes to support major development projects  ."  Traditional Industries




These institutions also contribute to the support of handicraft industries and satisfy tourist demand for national products. They are therefore a means of supporting and protecting the traditional industries that have become popular among the different peoples of the world and help small and medium enterprises invest wealth resources scattered in different locations. Large-scale detection and commercial exploitation such as quarrying, quarry and small-scale fisheries.
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  • yota691 changed the title to Rafidain Bank sets the terms of the doctors' loan and confirms: up to 75 million dinars

Rafidain Bank sets the terms of the doctors' loan and confirms: up to 75 million dinars

 

 Since 2018-05-27 at 10:03 (Baghdad time)

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Baghdad - Mawazine News

Rafidain Bank announced on Sunday that the loans of doctors in various specialties will be in three stages to reach 75 million dinars.

"The loans of doctors, dentists, veterinarians, pharmacists and others are subject to specific conditions and according to the applicant and his desire," the bank's information office said in a statement received by Mawazine News.

He added that "a loan of (25) million dinars up to (40) million dinars will be guaranteed salary and guarantors guarantors," pointing out that "a loan (40) million dinars up to (60) million dinars is guaranteed mortgage mortgage."

The statement pointed out that "a loan (60) million dinars up to (75) million dinars will be guaranteed mortgage of a property."

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28-05-2018 12:41 PM
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Rafidain Bank announced on Monday the modernization of the list of the three million dinars for retirees (civil, military). 

The Information Office of the Bank, said that 'the names of those covered by the advance of three million dinars of pensioners have been updated to add new names from the electronic payment card holders'. 

The statement added that 'retirees can see the inclusion of the advance to enter the link below http://www.qicard.net/pla  '.

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Rafidain Bank announces the update of the list of borrowers

In the economy of  May 28, 2018 on Rafidain Bank announces the update of the list covered by closed advances 67 visits

 
Baghdad / SNG
Al-Rafidain Bank announced the updating of the list of prepaid cardholders for the card.
A statement from the bank received SNG from him, that "the pensioners card holders card issued from Rafidain Bank has been updated list of those covered by advances, you can be sure to include through the link below or call 422 or visit one of the branches of the bank." 
He called on the bank to follow up in the coming days in the absence of inclusion of some. 
To view the list of those covered .. Click  here
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Central and financial allocations

   


30/5/2018 12:00 am 
 

Hussein Thagb  
 Finance is one of the most important elements of moving the wheel of the markets in various economies of the world, where the movement of money to complete several economic operations resulting in a certain benefit in the product or service target whether the movement of money large or small. 
It is no secret to one of the importance of funding in the maintenance of economic life, where you find planning in all countries of the world is according to the coming of the financial revenues of the country, then go to the scheme to draw a road map of the total projects that must be implemented during the plan, which works on the annual or five, To ensure the implementation of the decree in the plan, which often takes into account the population growth of this country or that.
In Iraq, we found difficulty in financing to move the economic reality, came the Central Bank to allocate 5 billion dinars and then deterred by a billion dinars to activate small and medium enterprises through specialized banks and private banks, but this allocation away from sight because of the complex lending mechanisms of those banks and fear of falling into the Not to pay, and here we can not give the responsibility to a party concerned, because the problem is determined by the weak guarantee of payment, within the specified period. 
This amount contributes to all the money in moving the reality of the local market in all sectors, providing financing for small and medium enterprises have the possibility of supporting markets with the necessary products, especially in the industrial and agricultural sectors, and provides many jobs and creates jobs in sectors that will address a large proportion of The unemployment.
As we speak of collateral for these loans, we are reminded of the possibility of investing in the development of payments in the country.
There is no doubt that the development of payments began to be felt by the major international institutions specialized in financial affairs, which is positive for Iraq and its financial sector, but we need to employ this development in the service of the economy and be a guarantor of lending operations projects, After the development of appropriate mechanisms for this matter, so that the salaries of employees eligible for loans, and thus employ the allocations of the Central Bank to serve the local market and do the most important product and service. We look forward to starting from the point where the world ended with the payment systems. The establishment of the lending mechanism and guaranteeing the return of money is easy. We look forward to the interest of all interested parties in this matter.

http://www.alsabaah.iq/ArticleShow.aspx?ID=157936

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  • yota691 changed the title to 200 billion dinars soft loans to farmers

200 billion dinars soft loans to farmers

   
 

 
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30/5/2018 12:00 am 

With the aim of making a quantum leap in the agricultural sector 
 Baghdad / Taha Hussein 
allocated the Ministry of Finance more than «200» billion dinars as soft loans to farmers and farmers. The administrative agent of the Ministry of Agriculture, Dr. Mehdi Sahr al-Jubouri said in a statement to the «morning»: The Ministry of Finance and in cooperation with the Ministry of Agriculture and the Agricultural Cooperative Bank has transferred the amount of 200 billion dinars to the Lending Fund facilitator to work to launch the advances to facilitate farmers and local farmers. Which will be launched during the next few months will be limited and soft benefits and according to the previous lending funds that were launched to support the projects of livestock and horticulture and mechanization, in addition to providing advances to small farmers to set up various agricultural projects. This money is to support and develop this important sector, both vegetative and animal, especially as it serves a large and important segment in the community. He pointed out that these loans will also contribute to the creation of job opportunities for the unemployed through the implementation of these small and medium enterprises,
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30-05-2018 12:03 PM
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The Ministry of Agriculture announced on Wednesday that the Ministry of Finance allocated more than 200 billion dinars as soft loans to farmers and farmers, stressing that the loans will be limited and soft benefits. 

"The Ministry of Finance, in cooperation and coordination with the Ministry of Agriculture and the Agricultural Cooperative Bank, has transferred 200 billion dinars to the lending fund to facilitate the release of soft loans to farmers and local farmers," said the administrative agent of the Ministry of Agriculture Mehdi Sahr al-Jubouri. 

"The loans that will be launched during the next few months will be limited and concessional benefits, according to the previous lending funds that were launched to support livestock projects, horticulture and mechanization, in addition to providing advances to small farmers for the establishment of various agricultural projects.

He explained that 'the purpose of allocating these funds and providing them as soft loans for workers in the agricultural sector is to support and develop this important sector, both vegetative and animal, especially as it serves a large and important segment in society'. 

Jubouri pointed out that 'these loans will also contribute to the creation of job opportunities for the unemployed through the implementation of these SMEs', and expressed the hope that' this step contributes to the emergence of additional qualitative leap in the agricultural sector in addition to what the Ministry was able to achieve through its support Unlimited to this important sector '.

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The Rafidain Bank logo

  

 Banks


Economy News Baghdad

Rafidain Bank, on Saturday, set the period for the payment of the advance of the Union's employees and the Chambers of Commerce .

The bank's information office said in a statement read by "Economy News" that "the duration of payment of the five million dinars to the employees of the Federation of Chambers of Commerce up to 3 years ."

He added that "the period of payment of the ten million dinars to the Union's employees up to 5 years," noting that "the tripartite guarantee was accepted to the employees of the Union when the grant of the advance ."


Views 92   Date Added 02/06/2018

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  • yota691 changed the title to Al-Rafidain: Launching the advances of the employees of the State Departments through the electronic card

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Number of readings: 20502 03-06-2018 12:30 PM

 
 

03-06-2018 12:30 PM 

 

Rafidain Bank announced on Sunday the launch of the predecessor of the employees of the State Departments by electronic card. 

The bank said in a statement, that 'has been the predecessor of all employees of the State Department of the homeland salaries at Rafidain Bank and the holders of the electronic card issued by Rafidain Bank exclusively'. 

The statement pointed out that, 'grant advances shall be according to the salary of the employee and entitlement may be between five and ten million dinars'.

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Rafidain pre-empts the personality of state employees

Rafidain pre-empts the personality of state employees
 



 Twilight News    
 3 hours ago

Shafaq News / Rafidain Bank, announced Sunday, the launch of the predecessor of employees of the State Departments by electronic card.

The bank's media office said in a statement to the twilight news that a predecessor has been launched for all employees of the local state services salaries at Rafidain Bank and the holders of the electronic card issued by Rafidain Bank exclusively.

He pointed out that the grant of advances is according to the employee's salary and entitlement and may be between five and ten million dinars.

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I do not see how the Iraqi public has dollars  when the central bank and the credit card folks are just pouring dinars all over the land !  they are certainly getting the folks to depend more and more on the dinar and dinar backed credit card (  dinar backed meaning --- every thing is in the terms of dinar , not in u.s. dollar )  

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Launch of personal advances of state employees

 

 Since 2018-06-03 at 09:13 (Baghdad time)

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Baghdad Mawazine News

Rafidain Bank announced on Sunday the launch of the predecessor of the employees of the State Departments by electronic card.

The bank's media office said in a statement received a copy of it, "the bank has launched a predecessor to all employees of the local state services salaries with Rafidain Bank and the holders of the electronic card issued by Rafidain Bank exclusively."

He added the bank, according to the statement, that " the employee can find out on inclusion in advance in the following link Qicard. The net Pls ".

He pointed out that "the grant of advances shall be according to the employee's salary and entitlement and may be between five and ten million dinars." Ended 29 / a 43

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 Banks


Economy News _ Baghdad

Rafidain Bank announced on Sunday the launch of the predecessor of the employees of the State Departments by electronic card.

The bank's information office said in a statement received by "Economy News", a copy of it that "has been the predecessor of all employees of the local state services salaries with Rafidain Bank and the holders of the electronic card issued by Rafidain Bank exclusively."

He added that "the employee can know the inclusion of the advance to enter the following link qicard.net/ple", adding that "grant advances shall be according to the employee's salary and entitlement may be between five and ten million dinars."


Views 27   Date Added 03/06/2018

 
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    • By yota691
      Medium enterprises embrace the national economy
      Monday, 15 July 2019 37

        Baghdad / Emad Al-Amara     Economic analyst Abdul Sattar Abdul-Jabbar Moussa said that the practical applications of small and medium enterprises in many countries stressed the need for such institutions, regardless of the rate of progress and economic and social development, as the adoption of the national economy, but they need funding.   Small and medium enterprises Between Moses and "morning" that "the importance of small and medium enterprises appear through the exploitation of energies and possibilities and the development of expertise and skills being  "It is important to diversify the national economy in many aspects as it is one of the fertile areas for the development of new creations and ideas, as well as they are the seeds of the core of large institutions." "These projects are characterized by competitive nature, which is reflected in a large extent on the volume of sales and rates of return of activity," pointing out that "these institutions support the industrial strategy based on national development plans, and is a means to support agricultural production and contribute to the mobilization of capital, Their contribution to increasing savings, which will lead to increased investments. "   Local resources "These institutions are often dependent on local resources and spin-offs of large enterprises, thus contributing to reducing the waste of these resources and reducing reliance on imports of raw materials," Moussa said. "These institutions contribute to strengthening the national economy through large institutions through Distribution of their products or supply them with production inputs or through subcontracting with large enterprises manufacturing  Some components or some of the production process necessary for the final product, which is not economically feasible to implement by the large enterprise, so it has a significant role in expanding the base of domestic production.   The role of finance In a related context, a member of the Center for Arab and International Studies, Dr. Amr Hisham that the issue of funding comes at the forefront of the problems faced by small and medium enterprises. He stressed the existence of a wide variety of sources of institutional finance that respond to different levels of growth of institutions, whether small loans or government support and advanced modes of financing, including entry into the stock exchange. "Banks and specialized financial institutions play an important role in overcoming the obstacles imposed by the conventional loan," he said.  Stressing "one of the most convenient alternatives that  Found for medium and small enterprises' investments is the rental loan, a pattern of newly created financing in which a property or equipment is delivered for a specified period of time against agreed installments. "This type of financing is flexible and easy to compare with conventional investment financing," he said.   Venture capital "Risk capital as an economic tool can provide the project with flexible and long-term capital through its extensive ownership of the enterprise, as well as emerging and developing management assistance, especially for institutions with new ideas," Dr. Amr said. Risk capital means the provision of equity capital to establish or develop institutions. Risk capital is normally pooled by investors in the form of a fund used to fund investments in private businesses through equity participation and 20% to 40% ownership of capital. This service is usually through venture capital companies or banks and individual financiers.
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