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Does Your Daily Routine Line Up With The Rich?

cree8tive
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cree8tive Newbie

cree8tive

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Posted

I've heard it said that the overwhelming majority of lottery winners are flat broke within 5-10 years. Often they end up in much worse financial shape than before millions dropped in their laps.

 

The problem is they think about money wrong and act in ways that destroy their riches.

 

Dave Ramsey recently posted a list of some differences between the rich and the poor. The good news is that we can improve in many of these areas as the RV approaches so that we don't squander what comes our way.

 

Where do your habits and thinking fall?

 

The original posting is here. And here's the list:

 

1. 70% of wealthy eat less than 300 junk food calories per day. 97% of poor people eat more than 300 junk food calories per day. 23% of wealthy gamble. 52% of poor people gamble.
 
2. 80% of wealthy are focused on accomplishing some single goal. Only 12% of the poor do this.
 
3. 76% of wealthy exercise aerobically 4 days a week. 23% of poor do this.
 
4. 63% of wealthy listen to audio books during commute to work vs. 5% for poor people.
 
5. 81% of wealthy maintain a to-do list vs. 19% for poor.
 
6. 63% of wealthy parents make their children read 2 or more non-fiction books a month vs. 3% for poor.
 
7. 70% of wealthy parents make their children volunteer 10 hours or more a month vs. 3% for poor.
 
8. 80% of wealthy make hbd calls vs. 11% of poor
 
9. 67% of wealthy write down their goals vs. 17% for poor
 
10. 88% of wealthy read 30 minutes or more each day for education or career reasons vs 2% for poor.
 
11. 6% of wealthy say what’s on their mind vs. 69% for poor.
 
12. 79% of wealthy network 5 hours or more each month vs. 16% for poor.
 
13. 67% of wealthy watch 1 hour or less of TV. every day vs. 23% for poor
 
14. 6% of wealthy watch reality TV vs. 78% for poor.
 
15. 44% of wealthy wake up 3 hours before work starts vs.3% for poor.
 
16. 74% of wealthy teach good daily success habits to their children vs. 1% for poor.
 
17. 84% of wealthy believe good habits create opportunity luck vs. 4% for poor.
 
18. 76% of wealthy believe bad habits create detrimental luck vs. 9% for poor.
 
19. 86% of wealthy believe in life-long educational self-improvement vs. 5% for poor.
 
20. 86% of wealthy love to read vs. 26% for poor.

 

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tankdude Newbie

tankdude

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Thanks Cree8ive -

 

I try to read 1 nonfiction self improvement book a month,  have my 30 day, 6 month, 1 year and 3-5 year goals written down. Try to do a "to do" list every day. I listen to motivational CDs on the way to work. I try networking at least 10 hours a week (trying to build a network business) andlove to read.

 

Guess the worst part is the 300 calories of junk food. *lol*  Blew that one out of the water with a muffin this morning!!!

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tankdude Newbie

tankdude

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Personally, I have tons of room for improvement in most of these areas. Fortunately seeing a problem is the first step in making things better.

Your right on target with that one.

 

Just from my perspective - Start with "Think and Grow Rich" by Napolean Hill.  It's an older book - but some things never change.  It's good for helping you set goals and work on your attitude and mindset.

 

Fortunately I'm affiliated with a company that is really big on helping there associates grow in these areas.  We even have a daily motivation/teaching phone call.  Sometime you just need that liittle breath of fresh air to keep the coals burning bright.

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I am Okane Newbie

I am Okane

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another that you might want to read is The Millionaire Next Door by Thomas Stanley and William Danko.....you might want to read both of these before RV

His latest, Stop acting rich and start living like the really wealthy by Thomas Stanley is a real eye opener.  Another one you'd want to read before an RV

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tankdude Newbie

tankdude

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Supergirl and davidlp - will add those to my reading list.

 

I also recommend Weekend Millionaire Mindset.  That was a good one for seeing how the little things can be a great big things later.  Still waiting for some of mine to grow...

 

Some others I have read -  Beach Money, Fear of Success, Psychocybernetics, The Courage to Succeed (have that one actually autographed by the author), The Fourth Wave: business in the 21st Century, Unlimited Power.

 

Another good starting point - and its free!  http://wahiduddin.net/thinketh/as_a_man_thinketh.pdf

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SgtFuryUSCZ Apprentice

SgtFuryUSCZ

Posted
Posted (edited)

You know - in your gals case - it has to expand or it will get blown!  You gals are always trying to blow my mind... :twothumbs:

***///

:lol:  :P  :wave:  :lmao:  we're a beautiful mess, aren't we...?

'OlSarge challenged our brains and we challenged his right back...

kept him sharp-witted & hysterically humorous right up til the end.

 

Glad to know we have the same effect on you... :D

 

You always bring it, DUDE! :tiphat:

 

 

(outta Plus+1's.... ya got 1 comin'...!)

Edited by SgtFuryUSCZ
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cree8tive Newbie

cree8tive

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I'm going to share a bit of my own experience here since y'all have brought up some names that I'm familiar with. I've been to a couple Dani Johnson events (I even had a meeting with her about developing her social media community but decided it wasn't a good project for my business.) I've been to a T Harv Eker event too.

 

These and many others like them are all great people doing good things helping gobs of folks reach new levels of prosperity. My own experience in no way knocks what they are doing.

 

It's probably going to sound weird, but the single biggest thing that has impacted my own personal wealth in a positive way (ie. produced a tangible upswing in my income and bank account) has been the last two years I've spent in Bible college. We had something like 60 classes in those 2 years and I can only think of 2 where the Bible itself wasn't the primary textbook. (One was an elective on church history and the other was an elective on legal entities and tax structure, etc.)

 

The Dani Johnson's of the world are spot on that it takes a mindset change. Unfortunately, I've found that I couldn't fake it or force myself to think differently, even with lots of trying. Our mindsets are products of our core beliefs about ourselves and the world around us. Those core beliefs can be very deeply ingrained and difficult to change.

 

But after two years studying the entirety of what the Bible has to say about what God thinks about who I am, etc. it's finally sinking in. Those two years have turned out to be the best investment in our marriage (my wife went through school with me), our bank account (I'm earning more than I ever did, donating far more to charity than ever before and still keeping more of what I earn than I used to), our relationships (we have deeper more meaningful friendships than ever before). I could go on and on.

 

Let's just say that it's had such a big impact on us that we're looking at going overseas and starting an extension of the school so that others can have access to the same life changing experience that we had. That was totally not in our playbook when we got here. But we're more excited about it as a couple than we've ever been about business, church, or much of anything for that matter.

 

So, for what it's worth, those folks are all great, but real meaningful change can come from studying the Bible too. I'm just saying.

 

And I had no intention of sharing any of this here on DV. But there you go. If it's not your thing, no worries. I'm not offended. I can only speak from my own experience.

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PA10 Newbie

PA10

Posted
Posted

MY POST RV DAILY ROUTINE

 

6:45 Alarm.
7:00 Shower and massage.
7:45 Sit on throne while reading USA Today sports section.
8:15 Limo arrives, Stoli Bloody Marys.
8:30 Off to airport -  Lear Jet to Augusta, Georgia.
9:30 Front nine holes, Augusta National Golf Club.
11:30 Lunch - 2 dozen oysters, 3 Heinekens.
12:45 Back nine holes, Augusta National Golf Club.
2:30 Limo to Augusta Airport, Bombay Sapphire Martini.
3:30 Nassau, Bahamas, Afternoon fishing with all female crew (clothing optional). Gratuity for each fish caught. Catch 1249 lb. Blue Marlin. Grilled tuna and steamed lobster appetizers, six Heinekens, nap.
6:30 Lear Jet return flight, total body massage in transit.
7:30 Porcelain Throne, shower, shave.
8:00 Watch CNN Live coverage of Obama's resignation. Entire Bush family indicted for outright theft of US Treasury Funds.
9:00 Dinner at Ritz Carlton, Oysters Casino, 20 oz. Filet mignons (rare), Gorgonzola salad, Fettucini Alfredo, Chateau Lafite Rothschild 1963 (magnum) creme brute, Louis XII Cognac, Cohiba Lancero
11:30 Whirlpool, steam and massage. Afterwards, 3 female escorts quietly get dressed, hail cab and leave.

12:00 Sleep and repeat next day.

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tankdude Newbie

tankdude

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I'm going to share a bit of my own experience here since y'all have brought up some names that I'm familiar with. I've been to a couple Dani Johnson events (I even had a meeting with her about developing her social media community but decided it wasn't a good project for my business.) I've been to a T Harv Eker event too.

 

These and many others like them are all great people doing good things helping gobs of folks reach new levels of prosperity. My own experience in no way knocks what they are doing.

 

It's probably going to sound weird, but the single biggest thing that has impacted my own personal wealth in a positive way (ie. produced a tangible upswing in my income and bank account) has been the last two years I've spent in Bible college. We had something like 60 classes in those 2 years and I can only think of 2 where the Bible itself wasn't the primary textbook. (One was an elective on church history and the other was an elective on legal entities and tax structure, etc.)

 

The Dani Johnson's of the world are spot on that it takes a mindset change. Unfortunately, I've found that I couldn't fake it or force myself to think differently, even with lots of trying. Our mindsets are products of our core beliefs about ourselves and the world around us. Those core beliefs can be very deeply ingrained and difficult to change.

 

But after two years studying the entirety of what the Bible has to say about what God thinks about who I am, etc. it's finally sinking in. Those two years have turned out to be the best investment in our marriage (my wife went through school with me), our bank account (I'm earning more than I ever did, donating far more to charity than ever before and still keeping more of what I earn than I used to), our relationships (we have deeper more meaningful friendships than ever before). I could go on and on.

 

Let's just say that it's had such a big impact on us that we're looking at going overseas and starting an extension of the school so that others can have access to the same life changing experience that we had. That was totally not in our playbook when we got here. But we're more excited about it as a couple than we've ever been about business, church, or much of anything for that matter.

 

So, for what it's worth, those folks are all great, but real meaningful change can come from studying the Bible too. I'm just saying.

 

And I had no intention of sharing any of this here on DV. But there you go. If it's not your thing, no worries. I'm not offended. I can only speak from my own experience.

I don't think it sounds wierd at all. God bless you and I wish you all the success He has planned for you. 

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millionaire in training Newbie

millionaire in training

Posted
Posted

MY POST RV DAILY ROUTINE

 

6:45 Alarm.

7:00 Shower and massage.

7:45 Sit on throne while reading USA Today sports section.

8:15 Limo arrives, Stoli Bloody Marys.

8:30 Off to airport -  Lear Jet to Augusta, Georgia.

9:30 Front nine holes, Augusta National Golf Club.

11:30 Lunch - 2 dozen oysters, 3 Heinekens.

12:45 Back nine holes, Augusta National Golf Club.

2:30 Limo to Augusta Airport, Bombay Sapphire Martini.

3:30 Nassau, Bahamas, Afternoon fishing with all female crew (clothing optional). Gratuity for each fish caught. Catch 1249 lb. Blue Marlin. Grilled tuna and steamed lobster appetizers, six Heinekens, nap.

6:30 Lear Jet return flight, total body massage in transit.

7:30 Porcelain Throne, shower, shave.

8:00 Watch CNN Live coverage of Obama's resignation. Entire Bush family indicted for outright theft of US Treasury Funds.

9:00 Dinner at Ritz Carlton, Oysters Casino, 20 oz. Filet mignons (rare), Gorgonzola salad, Fettucini Alfredo, Chateau Lafite Rothschild 1963 (magnum) creme brute, Louis XII Cognac, Cohiba Lancero

11:30 Whirlpool, steam and massage. Afterwards, 3 female escorts quietly get dressed, hail cab and leave.

12:00 Sleep and repeat next day.

I hope you bought ALOT of dinars................. :lol:  :lol:  :lol:

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umbertino Grand Master

umbertino

Posted
Posted (edited)

MY POST RV DAILY ROUTINE

 

6:45 Alarm.

7:00 Shower and massage.

7:45 Sit on throne while reading USA Today sports section.

8:15 Limo arrives, Stoli Bloody Marys.

8:30 Off to airport -  Lear Jet to Augusta, Georgia.

9:30 Front nine holes, Augusta National Golf Club.

11:30 Lunch - 2 dozen oysters, 3 Heinekens.

12:45 Back nine holes, Augusta National Golf Club.

2:30 Limo to Augusta Airport, Bombay Sapphire Martini.

3:30 Nassau, Bahamas, Afternoon fishing with all female crew (clothing optional). Gratuity for each fish caught. Catch 1249 lb. Blue Marlin. Grilled tuna and steamed lobster appetizers, six Heinekens, nap.

6:30 Lear Jet return flight, total body massage in transit.

7:30 Porcelain Throne, shower, shave.

8:00 Watch CNN Live coverage of Obama's resignation. Entire Bush family indicted for outright theft of US Treasury Funds.

9:00 Dinner at Ritz Carlton, Oysters Casino, 20 oz. Filet mignons (rare), Gorgonzola salad, Fettucini Alfredo, Chateau Lafite Rothschild 1963 (magnum) creme brute, Louis XII Cognac, Cohiba Lancero

11:30 Whirlpool, steam and massage. Afterwards, 3 female escorts quietly get dressed, hail cab and leave.

12:00 Sleep and repeat next day.

Awesome. Thanks for sharing.

 

I'm impressed you know gorgonzola ( cheese).

Edited by umbertino
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millionaire in training Newbie

millionaire in training

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I'm going to share a bit of my own experience here since y'all have brought up some names that I'm familiar with. I've been to a couple Dani Johnson events (I even had a meeting with her about developing her social media community but decided it wasn't a good project for my business.) I've been to a T Harv Eker event too.

 

These and many others like them are all great people doing good things helping gobs of folks reach new levels of prosperity. My own experience in no way knocks what they are doing.

 

It's probably going to sound weird, but the single biggest thing that has impacted my own personal wealth in a positive way (ie. produced a tangible upswing in my income and bank account) has been the last two years I've spent in Bible college. We had something like 60 classes in those 2 years and I can only think of 2 where the Bible itself wasn't the primary textbook. (One was an elective on church history and the other was an elective on legal entities and tax structure, etc.)

 

The Dani Johnson's of the world are spot on that it takes a mindset change. Unfortunately, I've found that I couldn't fake it or force myself to think differently, even with lots of trying. Our mindsets are products of our core beliefs about ourselves and the world around us. Those core beliefs can be very deeply ingrained and difficult to change.

 

But after two years studying the entirety of what the Bible has to say about what God thinks about who I am, etc. it's finally sinking in. Those two years have turned out to be the best investment in our marriage (my wife went through school with me), our bank account (I'm earning more than I ever did, donating far more to charity than ever before and still keeping more of what I earn than I used to), our relationships (we have deeper more meaningful friendships than ever before). I could go on and on.

 

Let's just say that it's had such a big impact on us that we're looking at going overseas and starting an extension of the school so that others can have access to the same life changing experience that we had. That was totally not in our playbook when we got here. But we're more excited about it as a couple than we've ever been about business, church, or much of anything for that matter.

 

So, for what it's worth, those folks are all great, but real meaningful change can come from studying the Bible too. I'm just saying.

 

And I had no intention of sharing any of this here on DV. But there you go. If it's not your thing, no worries. I'm not offended. I can only speak from my own experience.

Great story Thanks for sharing that with us.

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gymrat76541 Newbie

gymrat76541

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Posted

I disagree.

 

I have always had a productive life and the listing makes it sound like the poor are total losers and the rich are total winners.

 

I have never been rich and it is unlikely to happen unless this investment shows a landfall profit.

 

20 years service in the US Army, and continued service in the US Postal Service, successfully raising 3 children & attempting to live correctly as I can makes me a winner.

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