Why would you have to pay interest on a loan if you don't ever use it??? Didn't Iraq get loans from the IMF the past two years that they never used? Did they have to pay interest on that, and if so, didn't they have to pay for it in Dinar??
Adam, I think if you had pink elephants dancing and flying across the screen for 10 minutes, I'd still log on, to check on the status of my investment. Probably not as often, but...... However, I paid for VIP status for several reasons, and one was to get away from the annoying pop up ads. So, personally, I'd prefer not to have them, but will still remain a member either way.