Today I went to my local Chase Branch in Pasco WA. I asked to speak to the manager. I asked if she knew anything about Chase exchanging the IQD. She said that she had not heard anything from Chase about it, but she smiled and said she has had some customers asking about it. It is a small branch so I don't know if they would know anything or not. I have tried checking into some rumors people have posted and have not been able to confirm any, but haven't been able to really debunk any either. The only thing I have is a friend in the National Guard in Iraq that says the IQD is on it's way up, but he is probably speculating like the rest of us.