ajob

I can understand your anxiousness but I don't think you need to be alarmed just yet. Did you contact Mr. I directly or some other dept? I would contact him directly with you request and info. , along with an explanation of your difficulty, and ask him to pass it on to the proper dept. The one thing that I have found very helpful in dealing with Warka and any Iraq business people is being polite and gracious goes a long way in getting things done. IMO His email is ifrd@warka-bank-iq.com. If you have any further problems you can PM me.

Southbound is a good guy that has been around a long time. First on the IIF and then with KTFM as well as other forums. I believe he has a well placed contact in BOA

I think that you answer was good but let me add this to it. From all that I have read on this subject I believe that there is an agreement with the Central banks of the world to hold any Iraq Dinar in there respective countries as reserve. Much like countries do with T-Bills. So they would not return to Iraq at least at this time. The large "0" Dinar that return to Iraq will be destroyed and replaced with lower denom's but not completely. They have intentions of lowering the money supply to help their M2, which will help to support whatever rate they come out with. I think one of the hopes is that more Iraqi's will start using the banking system which will give them debit cards along with the smart cards so that the actual need for cash will be diminished and most banking will just be electronic transfers. That is my 2 dinar. Hope that helped.

You all probably think that they pay a gecko a lot of money, not true, I am waiting for this RV like everyone else. I will be kissing the day job good by!

Deleted because of double post ...have a great day.

Sorry,stepped away for a bit. Thanks for the info

Certainly is interesting but it seems that his presentation was about 11 months ago. I wonder where this situation stands now?

I that for real !!

That is some nice info. I don't believe that I saw that before. thanks for sharing

I bet you nick name growing up was Shut-up. I am just guessing.

Bump..................Get ready!!!!

Thanks folks for your reply's, I have a small group of about 6 people that have bought on my advice. Once this happens we will meet that first day and talk about strategy. I am going to try to keep the group together as an accountability group to help each other adjust for at least the first year. We will have to keep the circle of information tight within ourselves and try to help each other stay responsible till we acclimate to our life changing experience. If you know anyone else you might want to be accountable to, at least one other person so that you don't become a lottery winner. Talk to them am make a pack to be honest with one another. God Bless Ajob

THE SEVEN STEP PLAN Wealth consultant Cynthia Kostas helps people develop skills to manage life and money when they receive overnight wealth. She has developed seven steps to handling financial windfall after years of working with individuals, families, trusts and foundations. (1) Realize that you alone are responsible for these funds and your financial wellbeing. Stay involved, read, and learn about financial matters. (2) Step back take time to emotionally adjust and understand your new situation. (3) Choose your path. What do you want for your life? Who do you want to be? (4) Figure out your financial position. How much do you have? What are your current living expenses and what is your income? Is it enough to live on and do what you want to do, as identified in #3? (5) Slowly and thoughtfully assemble your team of advisors and gatekeepers. Estate lawyer Investment Manager CPA Wealth Consultant (6) Create a Financial Plan with your team. (7) Implement your plan. Read more Handling Sudden Wealth Solicitations from Friends and Relatives Many times family members will come to you with what they consider to be great business ideas that they have been wanting to try or with legitimate medical needs or financial difficulties such as debt that can be solved with a loan from you. This is a heart-wrenching dilemma because they touch us on a very emotional level. We suggest that you carefully examine the need that is being presented to you. Choose which people you consider to be in your innermost circle. Budget some percentage of your windfall to help such cases and stick to the budget so that your own goals do not get subverted by the troubles of loved ones. Family issues are complicated and multi-layered. Consider the following: · Set aside the dollar amount or percentage of your windfall that you are willing to spend on family members in true need. Stay disciplined to this figure. · If possible, do not share the news of your windfall with others. · Do not get caught in the trap of trying to make all things equal. You cannot equalize financial aid to family members any more that you can equalize love. · Differentiate another’s wants from needs from emergencies. If a relative or friend has an ongoing problem making ends meet, paying a bill will not help them in the long run. They need to make lifestyle adjustments to match their income. This is different from a sudden accident that leads to sudden unemployment. · Make clear the limits of your help from the beginning. · Help relatives find other solutions to their dilemmas in addition to or instead of money. What other sources of help are available for their situation? Can you help them budget or find social services? · Draw a tight circle around your definition of friends that you would include with family members as being worthy of your financial assistance. · Remember that getting someone in further debt (to you) often is not doing them any favors. A one-time infusion of money often does not provide the solution, but is only a bandaid. When the money cannot be paid, or is not paid, relationships are strained, often irreparably. · Evaluate any business that you are asked to invest in as you would any other investment. One out of every three start up businesses fails within three years. Seek evaluation of the business plan (be sure there is one!) from a professional. · Others may not wish to borrow money, but to control your windfall by controlling access to you from friends and advisors. Sometimes they may wish to create a feeling that you are dependent on them. Or, they may want to gain social status through association with you. (“He or she will listen only to me.”) Beware of anyone who tries to convince you that everyone else who might advise you is an imbecile or a cheat and that they are the only ones that you can trust. · Of course we all want to help our loved ones when they are in need. All people have emergencies throughout the course of their lives. Being aware of the pitfalls can keep your good intentions from going sour.

There is something uniquely human about the way many of us mishandle money, particularly when it's received unexpectedly. Whether it's a bequest, a court settlement, or a sweepstakes winning, suddenly coming into cash can unhinge any of us. Every day the media reports the misery befalling citizens who previously struck it lucky, but then fell on hard times. We chuckle over poor Joe Slidebuck who pocketed a $3.8 million lottery winning just two years ago and is now filing bankruptcy. Of course, we breathe a collective sigh of relief that the misfortune is not ours, while wondering if we might have fared better under similar circumstances. For various reasons, many persons can't handle a windfall. Let's analyze the mistakes made. An urge to spend. Perhaps the single greatest weakness of mankind, and womankind, is an inability to resist purchasing things. The late English historian C. Northcote Parkinson summed it up in his 1960 masterpiece The Law and the Profits: "Expenditures invariably rise to meet and exceed available income." It's this impulse to spend whatever is available that's the undoing of many otherwise rational individuals. It's not necessarily human nature. Rather, it's a learned reflex that must be unlearned if you hope to remain solvent. If not held in check, spontaneous spending is a recipe for disaster. Voices out of the past. It's amazing how many people you knew that you no longer see, that is until your name appears in the paper. Within days cousin Calvin phones to remind you how his current misfortune can be resolved if you can just see your way clear to assisting him. And don't forget your former classmate Ernie, with whom you stopped exchanging Christmas cards a decade ago. His email extols the close camaraderie you two always shared, adding that the technology IPO his brokerage firm is underwriting is certain to be right up your alley. If you fail to fend off these moochers and hangers-on, you'll find yourself in deep trouble. Take care with those who are closest. With newfound prosperity, relations with friends and relatives begin to change as you are viewed as something apart. It seems that admiration and envy are opposite sides of the same coin, and you will be the recipient of both emotions. Your advice and assistance will be solicited, and although you may at first welcome the attention as a novelty, you will eventually find it more burdensome than complimentary. The pressures to be placed upon you can become overwhelming. If you don't take a step backward, life can become most unpleasant. Loss of anonymity. You are now a known and recognized commodity in your community and as such a natural target. You may expect requests for contributions. Invitations to attend various functions will be forthcoming. You may even find yourself offered honorary positions or encouraged to become involved in activities for which you have no real interest. The toughest job of all will be to say "no." The investment trap. For those without prior investment expertise, coming into money can be an intimidating experience. No one is born with an ability to astutely manage assets. This is a talent that requires knowledge and practice. Perhaps the safest procedure is to refrain from any investment decisions for a full year, while any windfall is parked in non-risk vehicles such as certificates of deposit, government insured savings accounts, and treasury notes. During that period of time, educate yourself. If you attempt to become involved before you acquire an appreciation of the risks and rewards, you are fair game for the thieves and charlatans who regularly prey upon moneyed novices. Charity is often uncharitable. Unfortunately, there is not enough money in the world to satisfy the myriad of organizations with outstretched hands. Charitable institutions that are carefully selected and effectively monitored can be an excellent way to share your good fortune in a meaningful way, but simply pouring out dollars in a spastic impulse is no way to accomplish any good. Beware of yourself. I've saved for the last the most potentially insidious mistake of all. A malevolent effect of sudden prosperity can be your relationship with yourself. Despite the personal unpleasantness of lack of money, it imposes no demands on the ego. Affluence is another matter entirely, and the pressures it creates can be formidable. It is fulfilling the mundane requirements needed to meet daily financial obligations that keeps many people in balance. When this necessity is removed, the balance often goes with it. If you then add to that the ability to acquire unneeded possessions, exert unwanted influence on others, and seek unwarranted involvement, the potential for impairment is unlimited. One thing is certain: You must come to terms with yourself or you will surely live to regret it. I Pray that non of us will squander this opportunity. God give us all wisdom and virtue with this blessing

Thanks for the article, It makes me wonder how much Iraq is causing some of this unrest by not RVing their currency. It seemed in the past that their RV was going to be the trigger to the rest RVing. If that is the case they must have great pressure on them to get it done.

Water and Sanitation My son is a Biologist and he has a dream to start a nonprofit to bring clean water and sanitation to developing countries. At the moment he works for the Phila water dept. and has spent his vacations for the past 4 years or so going to places like Haiti and Bolivia doing just that. I plan on helping him achieve his goal. Beyond that I will pay off my debt and peruse my life long passion which is music. Maybe start a recording studio and develop young talent. All the while I will be praising God for this blessing

Everyone's concerns about Warka are understandable but I personally do not believe that they will or want to cheat and steal from anyone. I have found Mr. I and the other folks at Warka very helpful and pleasant to deal with. I have a debit card and it works. I tried it once to make sure but I do not want to take anything out of there just yet. You can only take $1000 a day out of the account and when you go to an ATM here in the states and make a request for cash it automatically converts to a dollar amount. As you may well know that internal transfer links were missing for a while but they are now back. During the time they were missing I emailed Mr. I and asked him about it and he said that if I needed to make a transfer to contact him and he would take care of it. Another consideration, if and I say IF, we should see a large initial spike in the IDQ when it comes out or within the first few days, I am hoping that we will be able to go into our Warka accounts and make an internal transfer from IDQ to USD and lock in most of our funds at that rate. It is another advantage that we may have with our Warka accounts.

Neither do I, Adam should have made that clear before people start a rumor. So let me make it clear, Adam was saying in general "it will happen first thing in the morning Baghdad time." when it does happen.

His Excellency Mr. Prime Minister Nuri Kamal al-Maliki to attend the enlarged meetin In the name of God the Merciful Republic of Iraq Prime Minister Information Office of the Prime Minister Press release His Excellency Mr. Prime Minister Nuri Kamal al-Maliki to attend the enlarged meeting of the elders and notables of al-Anbar province السبت 2-10-2010 Saturday 02/10/2010 Confirmed by His Excellency Mr. Prime Minister, Commander in Chief of the Armed Forces Mr. Nuri Kamal al-Maliki said the new government must be a government for all Iraqis without discrimination among Iraqis, and said: "We are now on the threshold of formation of this government must be a motto to install security and reconstruction, stressing the need to fight ideas which calls for a distinction between Iraqis, whether based on religion or creed or nationality, and said: "It represents a vulnerability to the influence of dangerous ideas, including ideas as infidels. . Came through the presence of sovereignty today, the enlarged meeting of elders and notables of al-Anbar province held by the Directorate General for Tribal Affairs in the Ministry of the Interior. The Prime Minister: I have Haknna a lot for the stability of Iraq, and that history will record of al-Anbar and the men that the role is important and the largest in that, should the bid to continue because we are well aware that attempts to al-Qaeda and terrorism are the Nile from this province that broke the thorn. He said: We have taken important steps and we worked something important in the province of Anbar in the various official and popular levels and must complete our work and we have to face those who want to steal from us Anbar seconds, but it is impossible that this is not where, nor in other provinces. The Prime Minister: that the brothers in the security services are aware that the Anbar, according to the site and the space you need to work warned and severe for it - to Akedrallah - if you reversed the situation in Iraq at Syntex, but in terms of deprivation and needs and meeting them, everyone knows that the customizations are divided by the number of people and not to space , so facing the province is facing, but we give does not shrink from the province of Anbar anything to deserve it a lot. Mr. Prime Minister: We have heard in this meeting of the fraternity elders and dignitaries to the needs of Anbar province has been the conference more than a meeting with the governor and provincial council and there were a number of steps taken by the resolutions in order to maintain, and we will need to reconsider the allocations made to the province of Anbar disadvantaged and who have suffered from terrorist acts and thoughts that I tried to make conservative Haznp her. Mr. Prime Minister: We promise that we will launch a campaign Reconstruction and services is security and stability base. . It will be our motto in the next phase, the Government of the reconstruction and installation of security. . He stressed the need to focus on men of the Awakening, and said: "The people of Iraq have made what they can to protect their country and should receive care and protection, calling for the need to maintain security achievement, especially in Anbar province and not to relax because the enemy does not want to Anbar to Iraq's stability and did not want the movement of reconstruction and construction have begun.

SULAIMANIYAH, Iraq – Kurdish lawmakers began Saturday to plot their course as Iraq's kingmakers with enough seats to secure a second term for Prime Minister Nouri al-Maliki and press key demands including a greater say over the oil riches in the country's north. The Kurds, who control a semiautonomous northern enclave, emerged as the swing votes after al-Maliki's Shiite-led coalition received a major boost Friday from a powerful Shiite cleric, Muqtada al-Sadr, who once opposed him. The backing pushed al-Maliki close to a majority grip in the 325-seat parliament, but he needs help from other factions to break a nearly seven month impasse. A Sunni-backed coalition led by a former prime minister, Ayad Allawi, narrowly won the March vote, yet without enough clout to control parliament and oust al-Maliki, leaving the country in political limbo. Eventual Kurdish support for al-Maliki is anticipated. But first the Kurds are expected to lobby for their long list of issues, topped by a call for a referendum to decide control of the oil-rich Kirkuk region that is now under Baghdad's sway. A senior Kurdish official said lawmakers from across the Kurds' three northern provinces plan to gather Saturday for their first strategy session. The official spoke on condition of anonymity because he was not allow to brief media. The chain of events has left al-Maliki on the verge on holding onto power after the humbling election loss. Yet al-Maliki will be under pressure for big concessions in exchange for the support. And it comes from two very different directions — the pro-Western Kurds and the staunchly anti-American al-Sadr, who once led one of the most formidable Shiite militias in Iraq. A leading member of al-Sadr's movement said their demands include as many as six of the 34 Cabinet-level ministry posts, possibly the trade ministry and one post linked to security operations. Both outcomes would alarm Washington by giving al-Sadr's allies a role over vital foreign investment policies and efforts to build up Iraq's police and military as U.S. forces depart. Al-Sadr's has been in self-exile in Iran since 2007 and there are Western concerns about how much influence Tehran now carries over his decisions. The Kurds, meanwhile, have been closely tied to the West. After the 1991 war to drive Iraq from Kuwait, American warplanes protected the Kurdish region — which allowed the Kurds to develop their economy and policies virtually independently from Saddam Hussein's control. Now, the Kurdish region is experiencing an economic boom that has raised living standards well above much of the rest of Iraq. The Kurds also are trying to exert their influence beyond their borders. They have demanded Iraq follow through with a constitutionally mandated referendum to decide the fate of Kirkuk, which is contested between Kurds, Sunni Arabs and a group with ethnic ties to Turkey. Kurds consider Kirkuk part of their ancestral territory and want a central voice in how the oil wealth is developed, but the referendum has been repeatedly postponed. Kurds also are at odds with Baghdad over oil and gas deals signed without central government approval. Other demands include more central government funding for the Kurds' traditional fighting force, known as the peshmerga, and a greater political voice in the northern city of Mosul, Iraq's third-biggest urban area. Although Kurds are overwhelmingly Sunni, they appear to favor a Shiite-led government in the belief that Sunni Arabs would be less willing to strike deals over Kirkuk and Mosul. Mal Aqrawi, a political analyst based in the Kurdish city of Irbil, said there are some splits among Kurds over whether to back al-Maliki's bloc, but it appears that he will eventually get the Kurdish nod. "The Kurds will al-Maliki because he has the most power in parliament and most logical choice," he said. ___ Murphy reported from Baghdad. Associated Press Writer Sinan Salaheddin in Baghdad contributed to this report.

why would you make such a statement to a bunch of people on the internet that you barely know,,,,,,,,,, just to prove you right?

I think the guy on the left use to drive a cab in Newark NJ

Man, is that a dopey looking bunch of guys or what? They all look like it is nappy time for them. Come on guys, throw some water on your fact and get back to work. Ya bunch of dog breath so and so's

Not in the recent past. TK also said that 8:30 was that time. Just for the record.

If you can hold on to your physical currency and wire transfer to Warka additional funds. The second option would be to cash in your Dinar and wire those funds to Warka. Do not send it Via fedEX, I do not believe it will get there in time and you will be put through hell waiting. I have been through this twice back in O7 and I thought it would never get there. In fact with one shippment I though it had been stolen and gone for ever. It eventually showed up but it took about 6 weeks. At this point I believe they will not accept it via mail. If you have or can open a CITI bank account, they have a direct relationship with Warka and are listed with their external transfers. Below I have put full wire transfer info to Warka. Here is what the Warka site says about transfers. The following is complements of IIF and ADD