Scooter-Thanks for all the research and endless hours,you have spent, in the effort to educate and help pull us across the finish line. God has blessed you with the talent of communication. Some of the info was above my pay scale -but it did make me think deeper. No one can diminish the honesty and friendship you have shown to all. Some people are small minded ---and just can't appreciate sincerity and brain power. (just can't fix "stupid') Here's what I say to them You are LOVED and appreciated by most. Looking forward to meeting you and other dinar friends at the end of the journey---on the beaches of the world--