OK...We are parents to 6 children...3 birth children and 3 adopted. We live on a pretty tight budget, but are self-employed and can make some extra money if we need to. Can I ask a really stupid question? How sure is everyone of this RV? I have spent hours reading online, trying to get a feel for the situation, but I just need some advice. How risky is it to use money to invest in this, if you should be spending the money, on say, credit card bills and such. Is it worth being late on some payments to take a chance on this? We have a huge responsability in taking care of our family of 8....all the more reason to really look at the possibilities here. We have bought 326,000 so far. Thank you to anyone that feels confident in givng us advice!