Try this ,dinarvets.com/forums/index.php?/topic/45682 and it will explain how the Roth IRA works. I am 52 years old and just had my Investment company i use here in Dallas, Texas help me open the IRA account with Dinar Trade, done all there paperwork last Friday and order 5,000,000.00 dinar from Dinar Trade on there IRA forms, wired $ 5120.00 to my Investment Company Monday , and they sent a wire payment that day to Ali to be put in his safekeeping. I received an e-mail and confermation from Ali Monday evening showing everthing was set up and the account number and order details. After the RV i will call Ali and have him sell my dinar and wire transfer the money into my Roth IRA in Dallas. If your around Dallas you may want to use IRA Plus Southwest,LLC at 8226 Douglas Ave, suite 332 Dallas, Texas 75225 Phone # 214 739 1977 Fax # 214 739 1987. Hope this helps, It really is a good way to invest some money and see it multiply after the RV and not have to pay taxes on any of it , even when you turn 59 1/2 years old.