I hear ya! Even if you do trust this guy and make an appointment, it seems to me that this would be a perfect opportunity to get shot in the head and robbed, while waiting your turn in front of one of these buildings. All it takes is for the wrong person to find out what these buildings are doing. It seems very dangerous to use one of these places, when you could wait a week or so for banks to start providing the same service. And on top of that, at a better competitive rate and a smaller spread. Be careful! just my two cents.