Wells Fargo told me this past Saturday that any large amount over $100,000 can take up to 24 hours to show up on your account., the interesting part was you have to sign a release of safety if you walk out of bank with $50,000 of more in cash and you have to schedule cash at least 2 days in advance and they would call you when it is ready for pick-up and you can show up anytime between their call and closing. (You have to provide your own safety).