Great info, thanks.
I would look in to CDARS, they are FDIC covered up to 50 million per account. Also do not put all your money in one bank. Put some in banks and some in credit unions. There are credit union that everyone can join. Never do business on Friday, that is the day all bank failures happen.
VERY IMPORTANT, KNOW YOUR BANKS RATING, go to (http://www.bauerfinancial.com/home.html) and see where your bank or the bank you are going to do business rates. Its your money do the reseach and ask lots of questions.
I have a question maybe someone can answer. I am thinking about having my daughter who is 7 cash in some of the dinar in her own name. Does anyone know if they would be any issue with that? I have not had time to talk to a tax attoney? If anyone may know any info, would like to hear what you think.