From what I understand, Dinar trade is registered with the US treasury - I doubt they will want to ruin that relationship, IMO. Ali is also going to be promoting his new business (I believe it's a bank and some stock options in Iraq) and will also be offering services such as purchasing gold, silver, etc. I think that is the reason he is wanting to be competitive with the banks - He wants to be able to promote his new services/investments. It sounds very attractive, IMO because I understand he will be paying the rate that it RV's. I plan on making my appointment with Dinartrade ASAP, but will still shop around as much as I can just be sure. I figured I should do my best to keep as much in my hands as I can...right? Please confirm the info on Dinartrade, as these things tend to change often.