I really sorry to say I really don't understand but about half of all this. But I do know I called several banks today and none of them will touch the Iraqi dinar mainly because its not internationally traded I learned today that I must sell it back to the place I bought it at a significate loss!!! I got I into this from a friend that knew I had no retirement nor hopes of one, no health issurance either. So this would be a once in a lifetime opportunity for me. I was texted last night saying its here they gonna rv next couple days but haven't seen any REAL news it's happening. So all of you with experience in these things the big question from me. WHEN???? What r your predictions???? Anything PLEASE I'm beside myself with worry I might have jeopardized my family even more by getting in this!!