ISO 9001 is a quality assurance standard usually acquired by a company that provides a PRODUCT. It tells the buyer of that product that the manufacturer has processes/testing that meet this standard. A bank has no need to apply for ISO 9001 certification. I know of NO us bank that has one. It is time consuming and expensive.. It will have NO effect on the IQD going INTERNAtional!!!! The IQD will go international ONLY when the GOI\CBI ALLOW free movement of IQD across its borders....