I only got into this a few weeks ago. At .10 I certainly won't get rich, but, it will definately get me more than I invested. I hope it will be more more so I can help my kids, but.......... I would rather know that the rate can be as low as .10 and be nicely surprised if it were more, than to think it was going to be $3+++ and find out it was only .10. Keeps me grounded and not about to spend another cent on Dinar.