Good morning and happy Wednesday!   I don't know what to say here except: WOW.   WOW.   By now you've surely heard about the OIL markets, and I'm sure there are more questions than I could possibly anticipate... so I'm going to make a few comments and then just open this up for discussion.   SO MUCH is happening right now, it's impossible to keep up with it all.   Short summary: Oil (WTI) went to 0, and then it went negative.   This is