Yes I am new to this forum, but no, I am by no means new to this investment...or the investment world in general. I've read through a lot of posts but its impossible with my busy schedule to read through thousands of them, so forgive me if this was posted before (in different terms of course). In summary, I value everyones differing opinions on RV vs RD vs Lop - as we can all at least agree that there are pretty good explanations for all of those scenerios. I, however, have a positive way of e