Yes I know bank rumors or unreliable and blah blah blah, but don't worry I wasn't told a rate or anything. I know the managers and most of the employees at one of the 1st Convenience Banks here in Lubbock, so I am not going to post their information, because I don't want them to get bombarded with calls, and then I have to see them everyday. So do not ask. If you don't believe what I am about to say, that is fine. It is your prerogative. I fought for your freedom to believe or not believe me.