Gold Enhances Stability, Debt Constrains & Budget.

[Luigi1]

Here's some articles of Dinarian interests...

Direct From the SANDBOX Report.

Gold Enhances Stability, Debt Constrains, Budget.

Treat as rumors.  Not verified.  Your opine.

 

From Iraqi Sources:    CBI: Gold Enhances Stability, Debt Constrains & Budget.
ARTICLE:  In a country where crises alternate between  politics & finance, the structure of the CBI's assets reveals a deeper picture than mere  ratios & numbers. 

 

The assets, which alternate between gold, securities & government receivables, are not simply bank accounts;  they reflect the trajectory of a state seeking stability amid  internal & external storms, according to experts.

 

Manar Al-Obaidi, an economic expert, explained in a post on his Facebook page, followed by Baghdad Today, that securities, despite maintaining their leading position at 27% in 2025,  declined from their previous share of 37% in 2022.
 
This decline is interpreted by analysts as a loss of one of the liquidity tools that gives banks immediate flexibility in the face of pressures.
 
In contrast, gold jumps from 6% to 12.6%, representing a shift towards "solid security,"a move that observers see as reflecting deep concern about the fragility of markets & a desire to seek refuge in the indestructible metal.
 
But the picture is not complete without mentioning the deposits of other banks, which have risen to 26%, giving the CBI greater maneuverability at a time when the Ministry of Finance's dues still account for nearly a quarter of assets.
 
These dues have not actually decreased, but have remained virtually constant, which analysts see as a continuation of the intertwining of   monetary policy & public finances,sometimes turning the CBI into a larger creditor of the state itself.
 
The historical background reveals that this connection is not new.
 
Since 2003, the CBI has found itself at the heart of the equation for financing budget deficits, through the purchase of treasury transfers &   lending to the Ministry of Finance.
 
The CBI Law, which grants it formal independence, has not prevented practical interference, making government receivables a structural gap that is difficult to fill.
 
Not far, loans to finance small & medium enterprises increased from 5% to 7%, which experts see as a glimmer of hope for a development trend that requires monitoring & guarantees, out of fear that it could become a new burden on assets if these projects are unable to repay.
 
Foreign investments and deposits in foreign banks declined from 62% to 53%, revealing a reallocation inward through gold & quidity, but also a loss of a portion of the regular returns previously provided by foreign markets.

 

A gradual reading of these figures suggests that the CBI is attempting to balance financial security with investment, but it is encountering a fundamental obstacle: more than a third of its assets are made up of  loans and  liabilities, making the sustainability of its monetary structure
dependent on the obligations of other parties, most notably the Ministry of Finance.
 
In conclusion,  it is clear that the central bank's structure  remains captive to the weight of government debt, despite diversification attempts.
 
Gold & liquidity provide an additional margin of safety, but this is insufficient unless these transformations are accompanied by  a clear strategy that decouples the structural link between  monetary & fiscal policy & restores the flexibility of the monetary institution as a guardian of stability.

 

Int'l Development Bank Launches Iraq’s 1st Smart Branch.
An interior shot of a modern, technology-focused bank branch Baghdad (IraqiNews.com) – The Int'l Development Bank (IDB), one of Iraq’s largest & leading private banks, announced today, Wednesday (August 27, 2025), the  launch of the country’s 1st smart branch.
 
The new branch will allow customers to complete all banking transactions without needing staff, 24/7, a move that highlights the bank’s commitment to digital transformation & innovation in Iraq’s banking sector.
 
According to a statement from the bank, the new smart branch is located within the IDB’s general administration building on Abu Nuwas Street in Baghdad.
 
It offers a fully integrated digital banking experience, enabling individuals, companies, investors, & content creators to conduct a wide range of transactions in minutes.
 
Services include opening accounts, deposits, withdrawals, issuing checkbooks & banking cards & transferring funds.
 
The branch also provides innovative services like buying gold ounces, printing account statements, settling loans & receiving payments for content creators.

 

In addition to self-service options,   customers can speak directly with customer service representatives via audio and video to ensure a more interactive & flexible banking experience.
 
Wissam Al-Ameri, the head of the marketing department at the IDB, stated that the launch of the smart branch reflects the bank’s commitment to  prioritizing customers by providing innovative & easy-to-use solutions.

 

He believes this step  is a qualitative leap in banking services in Iraq & reinforces the bank’s position as a leader in digital innovation.    

 

Consensus On The Inevitability Of Strategic Planning & Digitization Of Financial Operations.
Participants in the forum, organized by Bayt Al-Hikma Consulting  in cooperation with the German GIZ organization, emphasized the importance of strategic planning & digitization   in enhancing government & economic performance.

 

They emphasized that these elements represent essential pillars for Iraq's  advancement & transition to a new phase in line with global developments in various service& production sectors.
 
Participants explained that the government is currently working to implement serious initiatives aimed at achieving a qualitative leap in the level  of public services & improving economic performance, while leveraging advanced technology to enhance the exploitation of the country's natural & human resources, enabling comprehensive & sustainable development across all sectors.
 
In his speech at the forum, Chairman of the Securities Commission, Faisal Al-Haimus,emphasized that strategic planning, informed leadership &   digitization are not an option, but rather an urgent necessity.

 

He pointed out that planning  provides the foundation for a promising future & enables ambitious leadership to achieve positive results that enhance the work reality & contribute to propelling the country toward safety.

 

Al-Haimus emphasized that  digitization is a national project that enhances performance efficiency, supports transparency & opens broader horizons for financial inclusion that serves all segments of society.

 

He pointed out that building institutions, creating a ladder for development & achieving general renaissance are based on sound planning & ambitious leadership, which makes digitization a vital tool for advancing Iraq's economic& administrative reality.

 

For his part, Undersecretary of the Ministry of Commerce, Sattar Al-Jabri, praised the forum, stressing that its content combined key themes that represent a priority for the  government: leadership, strategic planning & digitizing financial operations.

 

Speaking to Al-Sabah, Al-Jabri explained that the complementary work between these themes contributed to significant achievements in terms of simplifying procedures & improving performance.

 

He pointed out that digital transformation has become an absolute necessity to keep pace with global developments & that the Ministry of Commerce's next goal is to build an integrated financial & administrative system that supports the nat'l economy & raises the level of services to significant levels, while emphasizing the importance of cooperation between the public & private sectors to achieve sustainable development.
 
In her speech, delivered on behalf of Dr. Ahmed Al-Dahlaki, the Minister of Finance considered the forum to be an important contribution to financial & administrative reform, noting that the focus on building an integrated digital economy represents a key pillar of financial stability &
enhancing integration with global economies & the  rapid digital transformations they are witnessing.

 

Al-Dahlaki explained that strategic planning must place human capital at the heart of development & that leveraging advanced technology is essential to raising the level of performance in various institutions,whether in the public or business sectors.
 
He emphasized the role of digitization in raising efficiency, achieving transparency & facilitating financial & administrative workflows.
 
In turn, Hisham Khaled, CEO of Bayt Al-Hikma, told Al-Sabah that  strategic planning, leading digital transformation & expanding the base of financial inclusion are crucial to achieving a qualitative shift in the country's reality.

 

He pointed out that leveraging the best international experiences in this field has demonstrated the ability of  strategic planning & digitization   to  bring about a clear renaissance in various countries, facilitate performance paths &  achieve tangible results on the ground.

 

Khaled explained that strategic planning represents the compass that determines the right direction & provides a solid foundation for implementing digital transformation in an integrated manner, emphasizing that integrating modern technology at all levels of work ensures    enhanced efficiency & transparency & has a broad positive impact on  government performance & services provided to citizens. 

 

Participants noted that the government's commitment to strategic planning & digitization goes beyond improving financial & administrative performance, but also extends to enhancing public services & creating a sustainable & resilient economic environment capable of responding to global & local challenges.
 
This focus is placed on building an integrated, technology-driven system that optimally utilizes human capital to achieve sustainable development goals, enhance financial inclusion & promote economic & social stability.
 
The speakers emphasized that these efforts align with global trends in institutional development, improving service efficiency & creating a more transparent & fair work environment.
 
This, they said, contributes to strengthening trust between citizens & the state, laying the groundwork for economic growth & achieving a comprehensive renaissance.
 
At the conclusion of the forum, everyone emphasized that strategic planning, conscious leadership & the  digitization of financial operations    are not merely regulatory tools, but rather constitute the foundation for sustainable economic & social development.
 
They pointed out that the success in implementing these principles will bring Iraq closer to the levels reached by leading countries in the field of digital management, financial transparency & economic inclusion, while creating an environment capable of making the most of human & natural resources & achieving a qualitative leap in all economic sectors & service.  

 

 

[Luigi1]

Here's MZs two cents worth...three day week end looks promising...

 

 

Some highlights by PDK-Not verbatim.

THREAD:   Three Day Week End Looks Promising.

Member: Howdy & good morning to Mark, Mods, Zester & everyone.

Member: Looking forward to the upcoming 3 day weekend!

Member: Are they slow rolling the release?

MZ: Everything I heard is things have sped up to get us off “stuck”

Member: Any news from your groups/bonds you mentioned for Thursday?

MZ: There are rumors that Indian Nations money has been positioned & paid & they are ready for disbursement to their people. I’ve reached out to a few elders but still not sure how accurate it is. If true this would tell us how close we are.

MZ: I am waiting to hear something solid from group contacts but lots of rumors its going now or tonight or yesterday.

Member: There are rumors that the rumors are real. lol.

Member: What tier are the Indian Nations in?

Member: From last year: There are 5 Tiers of folks Exchanging. Tier 1-Governments & Royalty. Tier 2-Whales-elite with platforms of currency, corporations, etc. Tier 3-Admirals Group, American Indians, CMKX, large church groups (like the Mormons), etc. Tier 4-all the hundreds of thousands paying attention to intel - internet groups(all of us). Tier 5- those who never paid attn - the general public.

Member: Spoke to our 2nd chief of my tribe, he has not heard of anything yet.

Member: I'm sure you have heard but the CBI website has been down over two hours for "maintenance"

Member: CBI website is down! Are they changing the rate?

Member: Hoping & praying they are.

MZ: There is an Iraqi video out talking about ascension to the WTO. In short it says they have completed the World Trade Organization ascension process. Many believe their will be a new value on the Dinar on the eve of that day.

MZ: “ Erbil deposits 120 billion dinars of its non-oil revenues in Baghdad’s treasury”  This is another huge piece for us. They are moving forward with oil & gas deliveries.

MZ: “Washington sends its expert man to Baghdad. What is behind  the appointment of Josh Harris as Charge’ de’ Affaires of  the US Embassy? The man we had before was doing double duty both in Yemin & Iraq- going back & forth. The Trump administration pulled out their “hard hitter”  for Iraq to get things done. He is very well respected in the region. They need him to finish getting out all Iranian ties & a new value for the dinar. They are ready to get things done. IMO.

MZ: “Chairman if the Securities commission: Iraq is steadily moving towards building an advanced economy.” This is part of their “White Paper” reforms.

Member: Isnt the Iraq election in October & wouldn’t it behoove Sudani to pull this now so he is indeed reelected for another term? Hope it happens in September.

Member: I wonder- will the USN come out before we RV or at the same time?

Member: I had 2 wealth managers from 2 different banks we use reach out to me out of the blue yesterday trying to set an appt with us.

Member: I am going to feel pretty defeated if this does not go over the next week. Hope that is not the case.

Member: It will happen suddenly & this weekend 3 day weekend looks promising.

[Luigi1]

Here's Fnu Lnu two cents worth...no RV any time soon...

 

 

Fnu Lnu:   No RV.

ARTICLE:  We watch, we wait, and then we wait some more. The IMF has told us that revaluation is 1-2 years away. You probably should believe them. 

[Luigi1]

Here's Fnu Lnu two cents worth...no RV any time soon...

 

 

Fnu Lnu:   No RV.

ARTICLE:  We watch, we wait, and then we wait some more. The IMF has told us that revaluation is 1-2 years away. You probably should believe them. 

[Luigi1]

Here's F26 two cents worth...it's happening...

 

 

Frank26:    It's Happening.

ARTICLE:  This blessing is happening. 

It's occurring at a very quick pace.

Relative to the last 20 years that we've been sitting here wondering when is this ever going to happen.  

We were always asking the question, does this have the potential? 

Does that have the possibility? 

We don't even ask those questions anymore.  

What we're doing now is making the questions of preparation.

[Luigi1]

Here's Ariel's two cents worth...Tariff Revenue Requirments...

 

 

Ariel:  Tariff Revenue Requirements.

ARTICLE:  Tariff Revenue Requirements:

New Administrative Protocols?
New Accounting Procedures?
New Operational Oversight?

• Countries.
• Companies.
• Businesses.

 

Revenues from these areas are going to be coming in by the billions.

 

Why fire or layoff IRS agents when you can issue new monetary policy to manage the wealth coming to America?

 

Now on the other hand just for logistical purposes.  This reversal aligns with a strategic recognition that abrupt staff reductions could create gaps in mission-critical functions, such as auditing corporations & managing complex financial inflows, thereby ensuring the agency can effectively oversee billions in expected revenues from tariffs on imports without compromising enforcement against tax evasion by large entities.

 

Why do I say this?

Who is now in charge of the IRS?

Scott Bessent.

If I have to spell this out people are really not researching & studying.

What is the one thing Scott Bessent wanted?

Import Duties?

You would be correct.

And how would this benefit us?

Domestic Manufacturing & Reduce National Debt.

How would or could this be done if they stick to the old model the IRS is known for?

[screwball]

22 minutes ago, Luigi1 said:

Here's Fnu Lnu two cents worth...no RV any time soon...

 

 

Fnu Lnu:   No RV.

ARTICLE:  We watch, we wait, and then we wait some more. The IMF has told us that revaluation is 1-2 years away. You probably should believe them. 

with troops pulling out Iraq cant wait that long....bs....when world switches to xrp new reserve currency and xrp as swift switches to xrp we will get what we want.....Oct when ETFS launch will cause supply shock and between Oct and Nov 22 we would see something if not we will have a great christmas.....interesting decode last night I just found using a post by Brad Garlinghouse and Gematria!