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RACING: Private sector drive economic development and the government to launch its facilities


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  • yota691 changed the title to Rafidain Bank identifies a group of employees covered by advances
 
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 Banks


Economy News _ Baghdad

Rafidain Bank announced on Saturday that the employees of the state departments, whose salaries are settled electronically at a bank covered by advances provided by the bank and other banking services.

The bank's information office said in a statement received by Al-Iqtisad News that the departments whose salaries are settled in the bank are given an electronic card which has several advantages, including the inclusion of personal advances and withdrawing their money from any place where they are located instead of receiving them manually.

The statement said that the advances have been disbursed for the preparation of large state employees and retirees who carry electronic cards issued by the bank exclusively.


Views 18   Date Added 07/28/2018

 
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Al-Rafidain: The coverage of the salaries of the employees of the home country electronically by the Bank's advances

08:37 - 28/07/2018

 
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Baghdad - 
Al-Rafidain Bank, Saturday, that the employees of the state departments, whose salaries are settled electronically at a bank covered by advances provided by the bank and other banking services. 
"The departments whose salaries are settled in the bank are given an electronic card which has several advantages, including the inclusion of personal advances and withdrawing their money from any place where they are located instead of receiving them manually," the bank's media office said in a statement received by Mawazine News. 
The statement pointed out that "the advances were paid for the large preparation of state employees and retirees who carry electronic cards issued by the bank exclusively." Ended 29 / a 43

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2018/07/28 10:20
  • Number of readings 31
  • Section: Iraq
  •  

Rafidain Bank issues a statement on personal advances

 

 

BAGHDAD / Al-Masala: On 28 July 2018, Rafidain Bank issued a statement on personal advances.

"The employees of the state departments, whose salaries are settled electronically, are covered by advances provided by the bank and other banking services," the bank said in a statement.

He added that "the departments whose salaries are settled in the bank are given an electronic card which has several features, including the inclusion of personal advances and withdraw their money from anywhere they are in place instead of receiving it manually."

"The advances have been disbursed to a large number of state employees and retirees who carry electronic cards issued exclusively by the bank.

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Editorial Date: 2018/7/28 8:25  414 times read
Al-Rafidain announces the inclusion of the employees of the local state departments in their salaries with personal advances
{Baghdad: Al-Furat News} Rafidain Bank announced that the employees of the state departments, whose salaries are settled electronically at a bank covered by advances provided by the bank and other banking services.
"The departments whose salaries are settled in the bank are given an electronic card which has several advantages, including the inclusion of personal advances and withdraw their money from any place where they are located instead of receiving them manually," the bank's information office said in a statement received by the agency. The statement said that "the advances were disbursed to a large number of state employees and retirees who carry electronic cards issued exclusively by the bank."
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  • yota691 changed the title to Al-Rafidain: The coverage of the salaries of the employees of the home country electronically by the Bank's advances
Editorial Date: 2018/7/28 8:48 • 171 times read
Al-Rafidain: National employees include their salaries to the Bank's personal loans
[Ain-Baghdad] 
Rafidain Bank said that the employees of the state departments, whose salaries are settled electronically at a bank covered by advances provided by the bank and other banking services.
"The departments whose salaries are settled at the bank are given an electronic card which has several advantages, including the inclusion of personal advances and the withdrawal of their money from any place where they are located instead of receiving them manually," the bank's media office said in a statement received by the agency All Iraq [ . The statement said that "the advances have been disbursed to a large number of state employees and retirees who carry electronic cards issued by the bank exclusively."
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Economy News _ Baghdad

Al-Rasheed Bank announced on Sunday the immediate promotion of the predecessor of the retired 3 million dinars.

The bank's information office said in a statement received by the "Economy News" a copy of it, "The bank began to promote the predecessor of retirees of 3 million dinars for manual receipt, as well as holders of the card MasterCard," noting that "it was taken into account that the advance payment and interest does not exceed 50%."

He added that "also began to grant advances to employees of the departments that signed the settlement contract with the bank."

Al-Rasheed Bank announced on July 19 the imminent launch of an advance of retirees through branches in Baghdad and the provinces, indicating that the advance will be 3 million dinars.


Views 4   Date Added 29/07/2018

 
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  • yota691 changed the title to Rafidain assigns employees five years to repay their predecessor
Release date: 2018/7/30 8:12 • 210 times read
Rafidain assigns employees five years to repay their predecessor
[Ayna-Baghdad] 
Rafidain Bank set the time period to pay the advances of officials of the State Departments of five and ten million dinars. "The repayment of the advance has been set to 60 months [five years] and the interest is calculated on a straight-line basis," the bank's information office said in a statement received by the agency All Iraq. 
He pointed to "determining the amount of the advance based on the salary of the monthly employee to be 50 percent of the net salary of the monthly employee covers the monthly installment of the advance."
 
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Rafidain: 60 months the period of payment of the advance of the employees of the State Departments

08:43 - 30/07/2018

 
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Baghdad - 
Mawazeen News Rafidain Bank, the second, set the period of time to pay the advances of officials of the state departments of five and ten million dinars, 60 months. 
The bank's information office said in a statement received by Mawazine News that "the payment of the advance of state employees amounting to five and ten million dinars was determined by 60 months and the interest is calculated on a straight-line basis." 
He pointed out that "the amount of the advance was determined by the monthly salary of the employee and that 50% of the net monthly salary of the employee covers the monthly installment of the advance."

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  • yota691 changed the title to Rafidain launches a new meal from his predecessor to the staff
 
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The Rafidain Bank logo

  

 Banks


Economy News Baghdad

Rafidain Bank, on Tuesday, a new meal of the advance of employees of the State Departments, which ranged between five and ten million dinars through electronic payment tools.

In a statement, the bank's media office said that "a new batch of state employees' salaries has been paid to 2,657 employees."

The statement said that "the payment of this advance was by informing the employee by sending him a text message informing him of the advance payment, after he completed all the legal procedures to grant it and disbursement through electronic payment tools, which have been filled with the financial balance."


Views 20   Date Added 31/07/2018

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  • yota691 changed the title to Rafidain warns against dealing with those who claim to grant advances to employees and pensioners in his name
 
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The Rafidain Bank logo

  

 Banks


Economy News Baghdad

Warned Rafidain Bank, on Sunday, the employees of the state departments and retirees to deal with some commercial centers and civil institutions that claim to give personal advances in coordination with the bank.

"There are some commercial centers, institutions and NGOs published on social networking sites from time to time, news of the promotion of transactions to grant advances to employees and retirees from Rafidain Bank for certain amounts," the bank's media office said in a statement.

He called on the bank, "according to the statement," employees and retirees to not cooperate with these entities and that the granting of advances shall be exclusively through branches of the bank deployed in the country and submit them electronically and subject to legal procedures and to complete the grant to the employee or retired due.


Views 303   Date Added 05/08/2018

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Date of release: 2018/8/5 9:06 • 131 times scheduled
Rafidain calls for not dealing with commercial centers and civil institutions that claim to be granted advances
[Ain-Baghdad] called the Rafidain Bank employees of the state departments and retirees to not cooperate with some commercial centers and civil institutions deployed in Baghdad and the provinces, which claims that the granting of personal advances in coordination with the bank.
"There are some commercial centers, institutions and civil associations published on social networking sites from time to time, news of the promotion of transactions to grant advances to employees and retirees from Rafidain Bank for certain amounts," the bank's press office said in a statement received by the agency All Iraq. 
The statement called on the employees and retirees not to cooperate with these bodies and that the grant of advances be exclusively through branches of the bank deployed in the country and submit them electronically and subject to legal procedures and to complete the grant to the employee or retired due.
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  • yota691 changed the title to Rafidain Bank warns employees and retirees from dealing with some institutions

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Called Rafidain Bank, on Sunday, the staff of the state departments and retirees to not cooperate with some commercial centers and institutions in the spread of the provinces and Baghdad, which claims to give personal advances in coordination with the bank.

A statement issued by the bank today that there are some commercial centers and institutions and NGOs published on social networking sites from time to time news of the promotion of transactions to grant advances to employees and retirees from the Rafidain Bank for certain amounts.

The statement called on the employees and retirees not to cooperate with these parties, adding that the grant of advances shall be exclusively through branches of the bank deployed in the country and submit them electronically and subject to legal procedures to complete the grant to the employee or pensioner due.

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Rafidain Bank launched a new meal of the advance of the employees of the State Departments, which ranged between five and ten million dinars through electronic payment tools.
The bank’s information office said in a statement that a new batch of advances had been paid to the employees of the state departments for about 2801 employees of those whose salaries were settled electronically at the bank.
The statement said that the payment of this advance was by informing the employee by sending him a text message informing him of the advance payment, after he completed all the legal procedures to grant it and disbursement through the electronic payment tools, for which the financial balance was filled.

 

http://en.economiciraq.com/2018/08/07/launch-of-the-five-and-ten-million-dinars-for-iraqi-employees/

 

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  • yota691 changed the title to The Central Bank warns of people extorting banking companies
 
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Economy News _ Baghdad

The central bank warned on Wednesday that there were people extorting banking firms and claiming their influence within the bank. 
"The bank is calling on banking companies to take caution from people who claim their influence within the central bank and have ties with the inspection committees, trying to blackmail companies," the bank said in a press release. 
The statement added that "the bank circulated to companies and banks to take caution and to inform the specialized bodies to do the necessary."


Views 71   Date Added 08/08/2018

 
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  • yota691 changed the title to Rafidain: the inclusion of retirees of the institution of political prisoners at the cost of three million dinars
• Date Created: 2018/8/11 8:38 • 131 times read
Rafidain: the inclusion of retirees of the institution of political prisoners at the cost of three million dinars
[Ain-Baghdad] 
Rafidain Bank announced the inclusion of retirees of the institution of political prisoners and card holders electronic advances of three million dinars. 

The bank's press office said in a press release that all retirees from the institution of political prisoners were covered by electronic payment tools. 
He pointed out that "pensioners can go to the issuing stations of branches of the bank allocated for the purpose of submission electronically and complete the procedures for granting."
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  • yota691 changed the title to Rafidain launches a new meal from the predecessor of state employees
 
 
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The Rafidain Bank logo
 


Economy News Baghdad

Al-Rafidain Bank on Sunday launched a new meal from the employees of the State Departments, which ranged between five and ten million dinars through electronic payment tools.

"A new batch of state employees' employees has been paid to about 1444 employees," the bank's media office said in a statement received by the economy.

The statement said that "the payment of this advance was by informing the employee by sending him a text message informing him of the advance payment, after he completed all the legal procedures to grant it and disbursement through electronic payment tools, which have been filled with the financial balance."


Views 14   Date Added 12/08/2018

 
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  • yota691 changed the title to Bank credit ratios

Bank credit ratios

   
 

 
 

Author: Mohamed Sherif Abu Maysam

13/8/2018 12:00 AM

Credit rates in the banking sector are among the most important criteria of economic development accounts. The main function of the banking sector is to stimulate savings in order to attract the cash mass, increase the percentage of deposits and then circulate them by offering loans to the public to finance projects, large or small , In order to create sustainable development for the real sectors and sectors through the sustainability of credit granting, thus contributing to the sustainability of the rotation of the wheel of the macro economy. 
According to data from the Central Bank of Iraq, the cash mass issued amounts to about 40 trillion dinars, but the proportion of available in the arena of banking does not exceed 30 percent, while the mass of cash condensed about 70 percent of cash out, which means that only nine trillion, is In the arena of banking.
Recently, the Central Bank of Iraq revealed that 44 private banks did not contribute more than 10 percent of credit, which is very low compared to the rates of support enjoyed by private banks over the past 15  
years. 
Because the ratio of credit to deposits means that the credit granted does not exceed a certain percentage of deposits, which means that the financial institutions increase their deposits if they want to increase the proportion of banking facilities they provide, the contributions of private banks appear very low despite the initiative of the Central Bank regarding granting more than trillion and 200 thousand Billion dinars at a low interest rate to private banks in support of small and  
medium enterprises. 
Thus, these indicators appear to be inconsistent with the directions of the Association of Private Banks in support of the program of financial inclusion adopted by the Central Bank to withdraw the cash mass and then recycled by raising credit rates in order to stimulate the business market and then turn the economy towards real development contribute to macroeconomic output From the recession that has been going on for years. Private banks are called upon today, more than at any other time, to exercise their role in the financial coverage programs on the ground and outside the seminar halls, and to launch initiatives to open accounts for small age groups coupled with future incentives and for other age groups and sectors, , As long as these banks have made significant progress towards the introduction of banking technologies and payment systems through electronic payment services towards achieving financial inclusion and the creation of non- monetary society .
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Inviting banks to grant work loans to the unemployed

   
 

 
 


13/8/2018 12:00 am 

With the aim of contributing to the development process through income-generating projects

Baghdad / Farah Al-Khafaf
After the indicators recorded a marked increase in the consumption of goods and goods by the Iraqi individual, which had a clear impact on inflation rates during the past years, an economist called the banks of the public and private sectors to grant loans and advances to the unemployed youth of non-state employees, On the one hand, and to contribute to the development process on the other hand.

Economist Abdul-Zahra al-Hindawi said: In a statement to the "morning": "The government and private banks, think about the development aspect of the country, as these amounts given in the form of loans to citizens, constitute a very large mass, can be invested in development construction Through the establishment of small projects that generate a permanent income for the individual, can work by a group of unemployed youth, which reduces the levels of unemployment in the community, and provide a specific product for the Iraqi consumer is locally, and dispense with the equivalent of the importer. Consumption of the Iraqi individual



Al-Hindawi said that "the percentage of consumption of Iraqi individuals after 2003 for goods and goods has increased significantly due to the improvement in the standard of living and the increase in the economic level. Before 2003, per capita income per capita was between 300 and 500 dollars per year, Which opened the door to importation in a way that opened the appetite of the Iraqi citizen to get a lot of goods, where there was a noticeable increase in the acquisition of electrical appliances, in addition to clothes and shoes, as well as food and non-alcoholic beverages that Was a basic need. " 
He added that "these ratios have had an impact on inflation rates up to the years 2012 and 2013, but it has recorded a state of stability after these years in consumption, especially in the field of electrical appliances, led to stability rates of inflation, which started from 1 to 2 percent between the month And another. "
As for food, consumption rates refer to 58 percent of the needs of the other individual, which Hindawi counted as basic and not consumptive, as they differ from one family to another depending on their annual financial income. "The breadth of travel to the last three or four years, "The indicators have also been based on what many countries have recorded in attracting Iraqi tourists as a destination, notably Iran, Lebanon and Turkey, as well as the cities of the Kurdistan region." This has been accompanied by attractive offers offered by government and private banks, according to Hindawi, which began to grant loans and advances for various purposes, most notably the luxury, including travel or buy a car, Mazad of the consumption of the individual through the receipt of a good amount for soft terms. Income-generating projects



He urged those banks to "have a policy in this regard and contribute to the development process through the financing of projects on the one hand, and through the granting of loans to unemployed youth on the other hand, and works by the Ministry of Labor in the framework of the policy of combating poverty within the national strategy, That the granting of loans on this basis, and the opening of income-generating project, as a result guarantees a permanent resource, as well as being a productive individual in Iraqi society. " 
The Hindawi said that "the problem lies in the fact that banks are targeting state employees in granting loans, so unemployed young man finds it difficult to finance to open his own project," stressing that the directions to combat unemployment and reduce poverty rates in  Iraqi society 
.
He also called for "revising and activating the Central Bank grant to finance small and medium enterprises to move the development wheel in the country, through facilitating procedures and conditions, to be attractive to projects that move the economy of the country." 
The government banks are currently launching the advances of state employees, which range between 5 million and 10 million dinars, through electronic payment tools.

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  • yota691 changed the title to Rafidain announces the inclusion of the owners of the master card and home salaries in the bank at the cost of five and ten million
 
5380.jpg
The Rafidain Bank logo

  

 Banks


Economy News Baghdad

Al-Rafidain Bank announced on Monday that the employees of the state departments from the holders of the Master Card and the homeland will be covered by salaries from the bank exclusively for the five and ten million dinars.

The bank's information office said in a statement received by Al-Iktissad News that "employees with international and national MasterCard cards were covered exclusively by the bank with advances."

He pointed out that "employees can go to the issuing stations of the branches of the Bank in Baghdad and the provinces for the purpose of electronic submission and complete the procedures for granting."


Views 28   Date Added 13/08/2018

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Date of release: 2018/8/13 8:22 • 195 times read
Al-Rafidain announces the inclusion of the employees of the Master Card holders with personal advances
[Ayna-Baghdad] 
Rafidain Bank announced the inclusion of employees of the State departments of holders of the card MasterCard and the homeland salaries from the bank exclusively the five advances and ten million dinars.
"Employees with international and national MasterCard cards were covered exclusively by the bank with advances," the bank's press office said in a statement received by the agency All Iraq. 
He pointed out that "the staff can go to the issuance stations of the branches of the Bank in Baghdad and the provinces for the purpose of submission electronically and complete the procedures for granting."
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https://translate.googleusercontent.com/translate_c?depth=1&hl=en&ie=UTF8&nv=1&prev=_t&rurl=translate.google.com&sl=auto&sp=nmt4&tl=en&u=http://www.alsabaah.iq/ArticleShow.aspx%3FID%3D161612&xid=25657,15700022,15700122,15700124,15700149,15700168,15700186,15700190,15700201&usg=ALkJrhh_JQqXPCImJJFlKLLn5xG0CBJ5yQ.....Bank credit ratios...........Author: Mohamed Sherif Abu Maysam 

13/8/2018 12:00 am 
 

Credit rates in the banking sector are among the most important criteria of economic development accounts. The main function of the banking sector is to stimulate savings in order to attract the cash mass, increase the percentage of deposits and then circulate them by offering loans to the public to finance projects, large or small , In order to create sustainable development for the real sectors and sectors through the sustainability of credit granting, thus contributing to the sustainability of the rotation of the wheel of the macro economy. 
According to data from the Central Bank of Iraq, the cash mass issued amounts to about 40 trillion dinars, but the proportion of available in the arena of banking does not exceed 30 percent, while the mass of cash condensed about 70 percent of cash out, which means that only nine trillion, is In the arena of banking. 
Recently, the Central Bank of Iraq, revealed that 44 private banks did not contribute more than 10 percent of credit, and this ratio is very low compared to the rates of support received by private banks over the course of the fifteen years 
Past. 
Because the ratio of credit to deposits means that the credit granted does not exceed a certain percentage of deposits, which means that the financial institutions increase their deposits if they want to increase the proportion of banking facilities they provide, the contributions of private banks appear very low despite the initiative of the Central Bank regarding granting more than trillion and 200 thousand Billion dinars at a low interest rate to private banks in support of small projects 
And medium. 
Thus, these indicators appear to be inconsistent with the directions of the Association of Private Banks in support of the program of financial inclusion adopted by the Central Bank to withdraw the cash mass and then recycled by raising credit rates in order to stimulate the business market and then turn the economy towards real development contribute to macroeconomic output From the recession that has been going on for years.Private banks are called upon today, more than at any other time, to exercise their role in the financial coverage programs on the ground and outside the seminar halls, and to launch initiatives to open accounts for small age groups coupled with future incentives and for other age groups and sectors, , As long as these banks have made significant progress towards the introduction of banking technologies and payment systems through electronic payment services towards the achievement of financial inclusion and the creation of the community 
Cash. ...
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  • yota691 changed the title to RACING: Private sector drive economic development and the government to launch its facilities
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