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RACING: Private sector drive economic development and the government to launch its facilities


yota691
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Economy News Baghdad

Rafidain Bank announced on Thursday the granting of advances to private and mixed employees working in hospitals, colleges and private companies.

"It was decided to grant advances of 10 million dinars to employees of the private sector for his monthly salary more than 500 thousand dinars," the bank's information office said in a statement read by the economy news.

The statement added that "the employee is given 5 million dinars for his monthly salary to 500 000 dinars," noting that "the duration of the advance 5 years."


Views 83   Date Added 07/11/2019

 
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  • yota691 changed the title to Rafidain: The maximum limit for the granting of loans to owners of laboratories and medical supplies 50 million

Rafidain: The maximum limit for the granting of loans to owners of laboratories and medical supplies 50 million

Economy | 09:56 - 13/07/2019

 
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BAGHDAD - 
Al-Rafidain Bank announced on Saturday that the maximum limit for the granting of loans to owners of laboratories and medical supplies up to 50 million dinars and to ensure mortgage property provided by the borrower subject to insurance. 
The bank's information office said in a statement received by Mawazine News that "a loan of 25 million has been identified in the event that the borrower provides a civil servant from the employees of the local state services to the bank." 
"The loan term is 5 years with a grace period of 3 months."

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  • yota691 changed the title to Loans of 100 million dinars for university owners and 75 million for schools to expand their businesses
 
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Economy News _ Baghdad

Rafidain Bank has set the loans of the owners of universities, private schools and kindergartens amounting to 100 million dinars.

"For the purpose of providing support to universities and private schools and contributing to the creation of an educational environment, it is decided to grant loans to university owners, kindergartens and schools to expand their business," the bank's information office said in a statement. 
 
He added that "kindergartens set a loan of 25 million dinars and 50 million dinars for primary schools and middle and middle schools set to 75 million dinars and university owners will be the loan amount of 100 million dinars."
 


Views 35   Date Added 07/14/2019

 
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Rafidain Bank decided on Monday to grant advances to private and mixed employees working in hospitals, colleges and private companies in order to support the economic sector.

The bank's information office said in a statement received by Alsumaria News, "The loans granted to this segment is in accordance with the terms and conditions."
 
Below are instructions for granting advances to private sector employees, hospitals and private companies:
 
 
- The amount of the advance (10) million dinars for his monthly salary (nominal + fixed allocations) more than (500000) five hundred thousand dinars and (5) million dinars for his monthly salary (nominal + fixed allocations) ranging from (500000) five hundred thousand dinars, Without .
 
 
- The term of the advance (5 years) The payment of the advance and interest installments shall be made monthly within (60) months from the month following the date of granting the advance.
 
- The private sector (the hospital, the college or the private companies) or the companies of the mixed sector open a current account at one of the branches of the bank and settle the salaries of its employees (applicants) with the bank to issue MasterCard cards to them.
 
- Guarantee of the advance Provide the guarantee of civil servant from the state departments and the permanent staff covers (50%) of his salary.
 
- Insurance of the life of the borrower and at the expense of the taxpayer.
 
- Should not exceed the age of the beneficiary of (59 years) and the service of the private sector or the mixed sector for less than two years.
 
- Submit personal documents (civil status ID + nationality certificate or national unified card) in addition to the housing card for the applicant and the sponsor.
 
- A book issued by the employer in which the employee of the private or mixed sector supports the applicant to continue the service and the amount of nominal and total salary and net salary.
 
- support from the municipal council in which he supports the title of housing (student advance) and certified signatures and official seals.
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  • yota691 changed the title to Rafidain publishes instructions to grant advances to employees of the private sector, hospitals and civil companies

Rafidain issues a clarification on the granting of an advance of 10 million to employees of the private sector and mixed

Economy | 09:09 - 17/07/2019

 
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BAGHDAD - 
Al-Rafidain Bank on Wednesday confirmed that the grant of an advance of 10 million dinars for private and mixed employees working in hospitals, colleges and private companies will be in the case of the monthly salary of the employee with allocations more than 500 thousand dinars. 
The bank's information office said in a statement received by Mawazine News that "in the case of salary of the employee ranges from 500 thousand dinars or less, the grant amount is only 5 million." 
He added that "the period of repayment of the 5-year advance payment of the installment installments and interest monthly within 60 months from the month following the date of granting the advance."

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  • yota691 changed the title to Al-Rasheed grants advances ranging from 5 to 10 million dinars for employees with palm cards
 
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Al-Rasheed Bank announced on Thursday that it had granted advances ranging from 5 to 10 million dinars for employees with a palm tree.

The bank's information office said in a statement received by Alsumaria News a copy of it that "has been launched advances ranging from 5 to 10 million dinars, according to the salary limits for employees with a palm card and without a sponsor."
 
The bank explained that "the submission is made after receipt of the first salary and be through the branches of the bank in Baghdad and the provinces," calling "all departments wishing to benefit from that service and other services accelerate the settlement of salaries of its employees to enable the bank to promote their transactions and the speed possible.
 
 
Al-Rasheed Bank has started over the past years to grant advances and loans to citizens and employees according to certain mechanisms and controls.
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Economy News - Baghdad

Al-Rafidain Bank published the types and instructions of loans and advances to citizens and employees, and varied loans and advances between project loans and advances of retirees and advances of married and housing loans.

Types of loans and advances:

1. Small and craft projects loans.

The loan is granted to the owners of the small industrial projects approved and registered in the Federation of Iraqi Industries, the maximum amount of the loan, which is equivalent to (12000) twelve thousand US dollars.

Loan period (4) years (first year qualification).

And paid in equal quarterly installments (every three months).

With a total interest rate of 6% per annum borne by the Ministry of Finance in full.

2 - The predecessor of retirees

The minimum amount of the advance payment (1,500,000) million and a half million and the maximum (3,000,000) three million dinars according to the salary of the pension.

The guarantor is a government employee of permanent or retired employees, provided that the total deductions (50%) of the salary shall not exceed.

Interest rate is 8%.

3 - lending the staff of the Bank of Rasheed and a number of ministries for housing and construction.

4. Pre-marriage (suspended until further notice).

The amount of the advance payment (3,000,000) three million dinars.

Interest rate (4%).

The National Insurance Company shall be the guarantor to pay the advance payment against a guarantee of ten thousand of the amount of the advance, which the banking system collects in advance and transfers to the National Insurance Company.

5 - Housing loans for citizens who own land plots in Rusafa by Baghdad and a number of governorates note that Karkh and some other provinces belong to Rafidain Bank (suspended until further notice).

The amount of the loan (30.000.000) thirty million dinars.

Loan period (15 years).

Interest rate (8%) per annum.

They are awarded in equal increments.

Securing the mortgage of the bank.

6. Individual and joint venture loans.

The amount of the loan from (2-10) million dinars.

Loan period is two years and grace period (3 months).

Interest rate (12%).

Warranty / Guarantor.


Views 40   Date Added 07/18/2019

 
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  • yota691 changed the title to RACING: Private sector drive economic development and the government to launch its facilities

RACING: Private sector drive economic development and the government to launch its facilities

Economy | 01:57 - 18/07/2019

 
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BAGHDAD - 
A member of the Economic Business Council, Baqir al-Mashat, on Thursday stressed the need for government attention to the private sector, while stressing that the private sector is an engine for economic development in Iraq. 
"The private sector is the engine of economic development that achieves the economic well-being of the country," Mashat said in a press release. "The government is launching private sector facilities to support public sector companies within the national economy." 
He pointed out that "the Trillionar initiative for small and medium enterprises launched by the Central Bank of Iraq to try to reform from bottom to top to create the private sector." 
He continued: "There remains a lot of duty to work in the awareness of the collective mind the possibility of creating wealth and employment opportunities," stressing that "in creating the private sector an opportunity to gain the project and the promotion of ethics of service and integrity."

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https://www.alsumaria.tv/news/اقتصاد/311839/الرشيد-ينشر-انواع-القروض-والسلف-للمواطنين-والموظفي.....

Al-Rasheed publishes the types of loans and advances to citizens and employees and their instructions

 
2019-07-18 02:48
Al-Rasheed publishes the types of loans and advances to citizens and employees and their instructions
 
Source:
 
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Al-Rasheed Bank published the types and instructions of loans and advances to citizens and employees. The loans and advances varied between project loans, advances of retirees, married advances and housing loans.

ADVERTISINinRead invented by Teads
Types of loans and advances:
 
1. Small-scale loans.
 
The loan is granted to owners of small industrial projects approved and registered in the Federation of Iraqi Industries maximum loan amount of 50 million dinars.
 
 
Loan period (4) years (first year qualification).
 
And paid in equal quarterly installments (every three months).
 
With a total interest rate of 6% per annum borne by the Ministry of Finance in full.
 
2 - The predecessor of retirees
 
The minimum amount of the loan is 3 million and maximum 8 million dinars, according to the salary of the pension.
 
Guarantor: Without a sponsor
 
Interest rate is 6%.
 
3 - lending the staff of the Bank of Rasheed and a number of ministries for housing and construction.
 
 
 
4 - Housing loans for citizens who own land plots in Rusafa by Baghdad and a number of governorates note that Karkh and some other provinces belong to Rafidain Bank (suspended until further notice).
 
The amount of the loan (30.000.000) thirty million dinars.
 
Loan period (15 years).
 
Interest rate (8%) per annum.
 
They are awarded in equal increments.
 
Securing the mortgage of the bank.
 
5. Individual and joint venture loans.
 
The amount of the loan from (2-10) million dinars.
 
Loan period is two years and grace period (3 months).
 
Interest rate (12%).
 
Warranty / Guarantor
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