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RACING: Private sector drive economic development and the government to launch its facilities


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Rafidain Bank to create a hot line to advance the three million retirees

Rafidain Bank to create a hot line to advance the three million retirees

 

 5 hours ago

 

Shafaq News / Rafidain Bank announced the introduction of a hotline for retirees to ensure their inclusion in the advance of three million dinars. 

The bank's information office said in a statement that retirees can enter the link (http://mis.qicard.net/web/omnialoan#!/omnia/check) to know the existence of his name and confirm the total cost of three million dinars. 

He pointed out that the grant of the advance will be for retirees who have electronic payment tools and who receive their pension from the bank.

 

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  • yota691 changed the title to Rafidain directs its branches to complete the transactions of martyrs' families as soon as possible
Date of release: 2017/12/5 9:17 • 165 times read
Rafidain directs its branches to complete the transactions of martyrs' families as soon as possible
[Ain-Baghdad] 
Bank of Iraq and its branches in Baghdad and the provinces to overcome the difficulties during the completion of transactions for the family of martyrs and special needs as soon as possible.
"In-house committees have been formed in each branch to monitor daily, streamline procedures and develop appropriate solutions for the families of the martyrs," the bank's media office said in a statement. 
He pointed out that "the formation of internal committees in each branch for daily follow-up and simplification of procedures and develop appropriate solutions to them."
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  • yota691 changed the title to Adjust 122 fraudulent loans worth 55 million in an Iraqi bank

Adjust 122 fraudulent loans worth 55 million in an Iraqi bank

122 random loans worth 55 million were seized in an Iraqi bank

 

 

Twilight News    

 

 3 hours ago

 

Twilight News / The Office of the Inspector of the Ministry of Finance on Thursday on the seizure of dozens of phantom loans have been disbursed from the Rasheed Bank.

The Office of the Inspector-General of the Ministry of Finance revealed the process of disbursing fake loans from Al-Rasheed Bank with forged papers, forged books and fictional agents.

The statement added that after the verification of the subject, it became clear that these loans were disbursed with approvals and forged and manipulated books and amounted to more than 122 loans worth 50 million dinars per loan.

The statement added that the office took the legal measures deterrent to the employees of the dismissal by dismissal and transfer them to the judiciary and include all the amounts of the pseudo-loans mentioned.

 

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  • yota691 changed the title to Rafidain announces the disbursement of the three million advance to more than 2,400 retirees

Rafidain announces the disbursement of the three million advance to more than 2,400 retirees

 

 Since 2017-12-09 at 09:21 (Baghdad time)

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Baghdad Mawazine News

Rafidain Bank announced the completion of more than 2400 transactions for retirees and the disbursement of an advance of three million dinars to them through electronic payment tools.

The Information Office of the Bank said in a statement received by the Mawazine News today that "more than 2,400 transactions have been completed for retirees who applied for the advance in the branches covered by the grant of the advance."

He pointed out that "the bank set a new mechanism for the three million, which was launched recently began to review retired one of the branches of the bank allocated for the advance for the purpose of submission and then get the fingerprint of retired in electronic devices to be included in the advance or not and then fill out the application form electronic advance."

The statement said that "after the completion of these steps will be sent a text message sms to the phone of the pensioner is informed of the approval of the grant of the advance and deposit in his card and then the retiree can withdraw at any time." Ended 29 / Mh

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8 minutes ago, ChuckFinley said:

Starting my morning off with you and a cup

GM Chuck and all of DV, Looks like News the is hopping today...Iraq ending Chapter 7 Finally Enforce, Border Secure, Folks getting paid receiving a notice on phones...CBI enforcing E-Governance....Tomorrow Victory Parades...What else could happen that could send this over the top!!! :backflip::eek: 

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  • yota691 changed the title to Rafidain Bank: the launch of the 50 million dinars for construction purposes

Rafidain Bank: the launch of the 50 million dinars for construction purposes

 

 Since 2017-12-10 at 11:11 (Baghdad time)

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Baghdad Mawazine News

The director of Rafidain Bank Khawla Talib al-Asadi, on Sunday, announced the launch of the 50 million dinars as an alternative to the salary of 100 salaries, provided to provide a land document in the name of the beneficiary for the purpose of granting the advance. 

Al-Asadi said in a statement published by the official newspaper "Al-Sabah" and read by "Mawazine News" that "the bank launched the predecessor of" 10 million dinars and "100 salary" to guarantee the real estate, but temporarily suspended due to the depletion of the allocation, "adding that" The advance of 50 million dinars for those who provide a land document in his name with an area of 50 meters and wants to build.

She added that "this advance was launched with the powers of branch managers and the payment of 15 million dinars on the structure and 25 million dinars on the bucket and 10 million at the turnkey."

"The bank also launched the marriage advances and small projects, which are preferred to the industrial workshops, ranging between 15 to 25 million dinars, although if the industrial project is reliable up to 300 million at 7 percent interest is reviewed according to the importance of the project and the creditworthiness of the client provided The feasibility study should be thorough and know the borrower by marketing the product. " Finished / m

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The Rafidain Bank logo
  
 

Economy News Baghdad:

Rafidain Bank decided to launch the personal advances of professors in Iraqi universities.

The bank's media office said in a press statement received by the "Economy News", "It was decided to grant advances to professors of teaching up to 20 million dinars for the degree of professor and assistant professor, and the bank decided to grant 10 million dinars to the degree of teacher and teacher."

 

 

 

Views 268   Date Added 11/12/2017

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Editor Hossam Al - Khafaji - Wednesday, December 13,
 
 
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Alsumaria News / BAGHDAD - 
Investment projects have become modern and far-reaching in Iraq , given the importance of the return of the country to normal after being exhausted by wars, but hit a handicap of a special model created by businessmen and traders Agado "fraud and play on three ropes," according to observers. 

Loans in installments equal to the budgets of countries over the years of long, but they go without the result of "lagging" in the payment and delay, which made many banks unable to provide the required liquidity, and the need for a serious pause to rotate the investment. 

 

 


The problem of procrastination in the repayment of loans is one of the most important obstacles facing banks, including the bank "TPI" where some people are weak procrastination without paying attention to the negative impact on the work of the bank as the size of non-performing loans to the bank during 2014 and the bank officials more than one billion dollars , Which makes the bank restricted and unable to lend on an ongoing basis. 

Deputy "Loans for the purpose of speculations The 

MP Abdul Salam al-Maliki said in an interview for Alsumaria News," The loans obtained by businessmen and traders from banks are paid directly at the time or through the existence of a mortgage or bank guarantee for payment, "noting that" there is today type Of complacency towards the payment of such loans through either fraud creditor to postpone the date of payment of the loan with illegal arguments such as smuggling or provide excuses or on the grounds that there is a lawsuit against the real estate or sponsor.

Al-Maliki added that "the interest rates on loans are supposed to be doubled if the borrower delays payment of such loans or confiscation of the property regardless of his legal status or the guarantor's guarantor's claim for immediate payment or the seizure of money to be such a deterrent to the borrower for the current or stall To pay these loans, "pointing out that" the deterrent law is within the law of banks, but personal relationships and circumventing and circumventing public money are the methods used by borrowers to slow the repayment of loans. " 

He explained that "there are loans amounting to one billion or two billion dinars and is acquired by one person and is used by transactions and speculation or the money market to make profits from the state money and in a manner of corruption is covered by legitimate legal means without the benefits of the country. 

Rafidain: the delay in payment to stop lending for 

his part says an official source in Rafidain Bank"The delay in the repayment of loans granted by government banks would affect the budgets of these banks for loans, and therefore it could stop lending to all categories covered. 

The source, who asked not to be named, said that "banks often stop the process of lending until the payment of the debt of borrowers," stressing that "the cessation of lending will adversely affect the economic and commercial operation in the country." 

Traders: Lending fake projects 

For his part , says merchant Amin al - Khazraji , in an interview with Alsumaria News that "some traders and businessmen borrowed from banks is not for the purpose of the establishment of a project, but these are brokering and achieving profits without have real projects."

He continued that "some businessmen are replacing the car with a very modern in the amounts obtained from loans and some others are traveling for recreation, without there is any concrete project, but it exists only on paper," pointing out that "these things will be reflected negatively on Easy access to loans. " 

Investor Mohammed al-Hassani said in an interview for Alsumaria News that "the process of lending from banks of the complexity of large as a result of some borrowers to procrastinate or not pay what they have, which drives these banks to develop mechanisms and strict controls to prevent such things." 

"Some banks are starting to stop lending due to the lack of sufficient liquidity due to the reluctance of businessmen to pay their debts, and therefore it affects others and deprives them of these loans," Hassani said.

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Editor Hossam Al - Khafaji - Wednesday 20 December
 
 
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Alsumaria News / Baghdad 
The loans provided by the government banks vital artery to support and stimulate the economy in any country and bring the public benefit, but these loans often stop because of the reluctance of borrowers of businessmen and merchants to pay their money, which makes banks unable to continue to grant . 

The governor of the Central Bank Ali Alalak, "30% of loans granted by the Rafidain Bank to employees stumbling," noting that "government banks suffer from default payment of borrowers, which creates a contraction of banking.

 

 


"The repayment of the loans made by the borrower will make the banks work effectively and will positively affect the promotion of economic development of the country." 

For his part, the economist Abdul Rahman al-Mashhadani said in an interview with Alsumaria News that "loans are the main engine of the wheel of economic growth and the pillar of development and development in any economy," noting that "the problem experienced by government banks in this area is the problem of the reluctance of businessmen to pay these Loans and depriving others of these loans, which stops the completion of other projects. " 

Mashhadani stressed "the importance of dealing transparently and impartially by businessmen who benefit from the service of banks and the commitment to pay the amounts borrowed from the bank," noting that "the implementation of this step facilitates the continued benefit of the customer services of the bank provided to him as well as the fulfillment of the bank's commitments made by Towards the citizen ".

The economic and financial expert Hilal al-Tahan said in an interview for Alsumaria, "The phenomenon of non-payment of borrowers for the funds they have borrowed not only to Iraq , but they are in all countries of the world, but this proportion increases in Iraq so that the work of government banks Payment ". 

Al-Tahran calls on all beneficiaries of the loans of government banks to comply with the dates of repayment of loan installments in order to benefit from the inclusion of the largest possible number of beneficiaries of the lending process and to reflect on investment projects.

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  • yota691 changed the title to A parliamentary source reveals to the the near-granting of new loans

A parliamentary source reveals to the (Sumer News) the near-granting of new loans

 
 December 21, 2017 - 11:18 | Number of readings: 44   
 
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BAGHDAD - A parliamentary source revealed on Thursday that the granting of financial loans to young people who have technical expertise produced loans according to his profession or investment of industrial or agricultural project without interest.

The source told Sumer News that "creating job opportunities for unemployed youth and supporting the private sector is very important to eliminate the unemployment that has spread in the country, especially in the province of Nineveh."

He added that "the majority of loans provided by some private banks and government have potentially harmful benefits to beneficiaries who intend to obtain loans to open income-generating projects because of the magnitude of the benefits that result."

He added that "in order to create job opportunities for youth and eliminate unemployment and investment of capacities and skills of disabled youth as a result of the cessation of economic movement in the province of Nineveh, we coordinated with a private bank to grant young people who have technical expertise produced financial loans each according to his profession or investment project on To repay the loan in a period of 3-5 years from the date of signing the contract with the bank to provide guarantees to repay the loan.

The source stressed that "these loans will not have any benefits," explaining that "the National Bank, which was coordinated with him will provide the necessary requirements for any project is provided by the unemployed each according to his project and then the total amount of the installment period not exceeding 5 Maximum years and thus the beneficiary has paid the loan with little interest. "

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  • yota691 changed the title to Clarifying the mechanism of disbursing the 50 million loan for the purpose of construction

Clarifying the mechanism of disbursing the 50 million loan for the purpose of construction

   
 

 
 


24/12/2017 12:00 AM 

Baghdad / conscious

The member of the Finance Committee parliamentary Magda Tamimi mechanism of disbursement of the construction loan provided by Rafidain Bank.

She said that the maximum limit of the loan is 50 million dinars for the purpose of construction for every citizen owns a residential plot of not less than (50 square meters) in his name on the face of independence or by the common name under a modern bond issued and supported by the Department of Real Estate Registration competent, support the validity of the issuance of the bond to be mortgaged first class in favor of the bank. 
The loan will be repaid over a period of 120 months and a grace period of 3 months, and interest will be paid at 9 percent per annum. The loan will be disbursed in three installments, the first (25) million at completion of the bond, the second installment (15 million) (10) million at turnkey. 
Tamimi pointed out that the life insurance of the borrower will be carried out by the National Insurance Company for the benefit of the bank and will be proved in the loan contract, noting that the borrower has to use the loan for the purpose given to him 
.

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  • yota691 changed the title to Rafidain Bank announced the disbursement of the third installment of the pensioners loan
 

Rafidain Bank announced the disbursement of the third installment of a loan of three million dinars to more than 4553 treatment for retirees.
The bank’s press office said in a statement on Thursday that “the amount of the advance has been raised to one of the electronic payment tools of the retiree. Pointing out that the retiree can withdraw the amount at any time or keep it in the monthly balance.
He explained that “a soft mechanism was developed to see the pensioner’s coverage of the loan by sending a text message to his phone number informing him of the approval of the loan and the date of receipt.”

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  • yota691 changed the title to Rafidain bank exempts grantees a loan of 30 million dinars from the benefits of delay in hot areas
 

Rafidain Bank decided on Tuesday to exempt the grantees a loan of 30 million dinars in the hot areas of delay benefits.
“Given the exceptional circumstances of the bank’s branches in hotspots, it was decided to exempt the 30-million-dinar residents from the delay benefits from the period when branches in the hot spots stopped working,” the bank’s press office said in a press release.
“The delaying interest will be calculated from the date of this decision if borrowers delay payment,” he said.
Rafidain Bank has started and since 2016 granting loans and advances to employees and citizens in accordance with certain mechanisms and controls.

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Economy News _ Baghdad

 

Al-Rafidain Bank announced on Wednesday that it accepted the ceiling structure in the granting of a loan of 50 million dinars, provided that the structure area is not less than 50 meters. 

 

The bank's Information Office said in a statement received by Al-Iktissad News that "for the purpose of easing the burden of citizens and simplifying the procedure of granting the loan, it is decided to accept the roofed structure of the second floor and to shorten the grant of the second and third installments only." 

 

"The roofed structure has been accepted to grant a 50 million dinar loan to citizens for construction purposes in a plot of land not less than 50 meters," the office said. 

 

The office noted that "it was decided to accept a piece of land from the house that was demolished with the survival of the sex of the house (housing) after the arrival of the construction phase to the stage of Rabat and the disclosure by the Commission to detect the plot of land," stressing the need to " To complete Rabat and apologize for less. "

 

Al-Rafidain Bank began in 2016 granting loans and advances to employees and citizens according to certain mechanisms and controls.

 

Views 22   Date Added 03/01/2018

 
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  • yota691 changed the title to Rafidain directs its branches to facilitate the issuance of MasterCard international card to journalists
 
Thursday, January 4th,
 
 
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Alsumaria News / Baghdad The
face of Rafidain Bank , on Thursday, its branches in Baghdad and the provinces to facilitate the procedures for granting the MasterCard card International journalists. 

The Bank's Information Office said in a statement that Alsumaria News received a copy of it that "was directed to the branches of the bank issuing MasterCard card international journalists." 

"Journalists can go to any branch and bring in personal documents to issue the card to them shortly," the office said.

 

 


Rafidain Bank announced on December 23 that it was considering the possibility of covering journalists with personal advances granted by the bank.

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An Iraqi bank directs its branches to facilitate the issuance of the MasterCard international card to journalists

An Iraqi bank directs its branches to facilitate the issuance of a MasterCard international card to journalists
 

 Twilight News   

 5 hours ago

 

Al-Rafidain Bank branches in Baghdad and the provinces to facilitate the procedures of granting the MasterCard card International journalists.

 

 The Bank's Information Office said in a statement to the News Agency that the branches of the bank were instructed to issue the MasterCard card to journalists, pointing out that journalists can go to any branch and bring personal documents to issue the card to them shortly.

 

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CNN Is Rejecting This Worthless Card Until They Give The Dinar Enough Value To By More Than A Half A Pack Of Gum With It ! :o 

 

:D  :D  :D 

 

 

Rafidain Bank to facilitate the procedures of granting MasterCard international card to journalists

Thursday, 4 January 2018 - 10:19 p

 
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Al-Rafidain Bank directed its branches in Baghdad and the governorates to facilitate the procedures for granting the MasterCard card to international journalists.

The press office of the bank said in a statement received by al-Marbid that the journalists can go to any branch and bring personal documents to issue the card to them and a short period.

He added that the necessary documents are passport, identity card or personal national identity card in addition to the residence card and a simple financial balance to activate the account of the international card.

Rafidain Bank announced on 23 of last month that it is considering the possibility of covering journalists with personal advances granted by the bank.

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  • yota691 changed the title to Rafidain Bank gives more than 21 thousand pension loan of three million dinars
 

Rafidain Bank announced on Saturday, granting more than 21 thousand pension loan of three million dinars.
“The loan amount has been raised to one of the retiree’s electronic payment tools,” the bank said in a press release.
He pointed out that the retiree can withdraw the amount at any time or keep it in the monthly balance.
He explained that a soft mechanism has been put in place to see the pensioner’s coverage of the loan by sending a text message to his phone number informing him of the agreement to grant the loan and determining the date of receipt.

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  • yota691 changed the title to Rafidain launches the retired military veterans of three million dinars
 
 
 
 

Economy News Baghdad:

 

Al-Rafidain Bank, the retired military ancestor of three million dinars.

 

"It was decided to grant advances to military retirees, which amounts to three million dinars, calling for military retirees to visit branches of the bank allocated to complete the procedures for granting the advance."

 

He pointed out that "the instructions of the predecessor of retirees are similar to those granted to civilian retirees."

 

 

 

Views 17   Date Added 01/09/2018

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  • yota691 changed the title to Rafidain Bank directs its branches to return the amounts of this category

Rafidain Bank directs its branches to return the amounts of this category

Rafidain Bank directs its branches to return the amounts of this category
 

Twilight News    

 

 9 hours ago

 

 

The head of the Rafidain Bank, on Sunday, its branches in Baghdad and the provinces to return the amounts of retirees who did not show their names in the grant of an advance of three million dinars.

 

The bank's information office said in a statement to the news agency that the branches of the bank were informed of the return of the amounts received from the retirees to promote the treatment of the advance of three million dinars, which has not been transferred to the Central Bank.

 

He pointed out that specific conditions have been set for retirees who intend to promote the three million dinars advance, which has already been announced.

 

 

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  • yota691 changed the title to Rafidain establishes a condition for postgraduate lending
Release date: 2018/1/16 8:12 • 309 times read
Rafidain establishes a condition for postgraduate lending
[Ain-Baghdad] 
Rafidain Bank, a condition for granting a loan of five million dinars to graduate studies of students and professors.
"Granting the soft loan [5 million dinars] to students, professors and researchers in postgraduate studies in Iraqi government universities and private universities requires the submission of a letter of support proving that the applicant is in the preparation stage," the bank's media office said in a statement. Research and it continues on the official day. " 
He pointed out that "the university belongs to the student and close to the branches of Rafidain Bank as a criterion in determining the geographical area when granted the loan and the payment of installments due after grants." 
The statement referred to "the adoption of the supporting documents of the borrower and the sponsor and their presentation in the loan granting procedures."
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  • yota691 changed the title to RACING: Private sector drive economic development and the government to launch its facilities
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