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Director General of National Bank of Baghdad / branch beautiful new evidence:


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info.gif By: Bayyna
on: Tuesday 26/02/2013 01:37 am

 

We have all loans and repayment period of up to five years 
Interviewed / student punitive 
indisputable in importance banks, whether civil or governmental in the national economy of any country, in addition to the facilities offered by a citizen of the loans to the advances to something like that, and to highlight the work of private banks was to delegate our newspaper this dialogue with Mr. Wehbe Saadi pumice General Manager Bank of Baghdad Ahli / branch beautiful. 
* How was the bank's capital at the beginning? 
- was capitalized billion Iraqi dinars at the time and now arrived 171 billion, the first bank Ahli in Iraq and the first to use the system calculator In 2005 income system (long), which is still so far used in England and the first bank we used the system (Alatkikat) and system (Almqasal electronic). * For loans! - we have all kinds of loans and repayment period of up to five years. * How much is the deduction Monthly? - Withholding monthly with interest no less than 8% Vndjema loan amount + benefits 8% and divided by the planned duration of the loan and extract from him what is deducted monthly. * Can you give us an idea of the adoption of automatic teller machines with central bank ? - imposed at every bank that he treats as its capital because it has significant impact on the country's economy, investing in Iraq is very huge process and the Ministry of Oil and more country exported oil now is Iraq and possible would be the first in the world. * mention some private banks Warka Bank now announced bankruptcy, how will deal management bank with these people depositors who do not guilt them? - the central bank has nothing to do with guarantees of private banks Vmsrv Warka now entered under the protection the central bank, there is no bank opens if he did not have the capital utilized central bank fi Bank added to capital there are guarantees second example is the buildings belong to him, there is no study of the risk, there are now banks operating at great risk. * How is the process of money laundering? - First Multi-money laundering cents laws long ago and now there are new laws. * For loans Are FAQ issued by the General Administration or of Directors of the Central Bank! And what amount and steps in place? - General Administration issued orders loans according to the guidelines which laws the bank and the laws of Labour and Social Affairs and sent to the central bank, which is based Bdstertha to laws. * What guarantees are needed from some parties? - drug or salary of an employee and the two shall be guaranteed in Iraq. * There dues bank by the Ministry of Defense and Interior Is there any intention not to give them a loan? - Ministry of Defence and the Ministry of the Interior and Associates of the two ministries movements continuing loan is here in Baghdad if the transfer of the borrower to the provinces whom reached the book and those who give it and here we are not singled ministries only, but all ministries other if provided us with assurances we are Astaada * What are the services provided by the bank on the escrow accounts and loans? - of course the Bank of Baghdad was chosen the best bank in the credits on three banks are BAGHDAD - Mansour - Middle East First Bank of Baghdad in the service of merchants who have Estrada huge . * When work is done in the ATM to facilitate the deposit and withdrawal, etc.? - the first bank he worked is our bank where we work Babav automated since 2008, safety conditions, we can not put ATMs in the street because it exposed to theft and exposed to vandalism , now we're trying to open it now in Baghdad Lama in northern Iraq any Iraqi Kurdistan where you go find ATMs Baghdad, and there are companies that huge companies such as Zain and put the ATMs and there are also large corporations in the intention to open ATM where. * Do you have a deal with banks Arab? - we have to deal with a number of international banks such as (Stepoz) There Housing Bank and we have to deal with a lot of banks and we have now remittances from all over the world except countries banned like Israel. * Do you have the intention to set up courses to develop capabilities to employees? - we need to banking expertise and you know the development that is happening in the world of banks and we look forward to the evolution of banks I personally system publications and electronic system within the Bank of Baghdad and the central bank also seeks but need courses outside the country, there Bankers Association open sessions. * توقعكم to Bank of Baghdad in the near future? - During the past years suffered a setback either future we have a strategic plan future include the spread of branches in all parts of Iraq. * What are the achievements made ​​by the bank during the year 2012? - first opened for small loans and appeared profits the bank in 2012, which increased 31% and the development of relations with international banks.

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