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Here's some articles of RV-RI interests... Will Viet Nam, Thailand & Morocco RV-RI Before Iraq. Treat as rumors. Not verified. Your opine. KTFA via Henig: IMO: The Currency Of Thailand-The Baht-Exchanges At $0.032. ARTICLE: Vietnam’s digital economy grows, national GDP may overtake Thailand’s. Vietnam’s digital economy reached $39 billion in gross merchandise value in 2025, growing 17 percent, the 2nd‑highest rate in Southeast Asia. However, Minister of Science & Technology Nguyen Manh Hung noted that much of the 2025 digital economy still centered on digitizing existing processes rather than creating new digital‑native business models. Heavy reliance on foreign platforms and limited SME integration into digital supply chains continued to constrain domestic value creation. Experts highlighted the need for stronger foundations. Director of the National Data Center, Maj. Gen. Nguyen Ngoc Cuong, stressed that accurate, standardized & continuously updated population data is vital for secure & scalable digital services, according to a report from Vietnam Net. Sectors such as e‑commerce, digital finance, health & education depend on robust electronic identification systems to prevent fraud & build trust. When combined with AI and Big Data, such data can generate economic value far beyond its initial use, according to the director. Industry leaders also called for targeted policy support. Dr Pham Tuan Anh recommended government‑led hubs for green & digital transformation, incentives for FDI tied to local tech adoption & deeper supply chain integration to strengthen domestic firms. Le Hong Viet of FPT Smart Cloud proposed public–private partnerships to expand national computing capacity & create a shared “factory” for research & development that’s accessible to all sectors. This comes as Vietnam may score a major coup in surpassing Thailand in economic size, as measured by nominal GDP, per a report from International Business Times. Rapid growth combined with state-led infrastructure investment could see Vietnam become ASEAN’s 2nd largest economy, behind Indonesia. Digital ID System For All Real Estate Assets Under New nat'l Decree: Vietnam has issued a new regulation establishing a unified digital identification framework for all real estate assets. Beginning March 1, every real estate property will be issued a digital ID code, according to Vietnam Net. The measure is set out in Decree 357/2025/ND‑CP & creates a centrally managed nat'l information system & database for housing and the real estate market. The government says the system will ensure consistent data standards nationwide while improving transparency & state oversight. A core aspect of the decree is the introduction of electronic identification codes for every real estate product in Vietnam. Under Clause 5, Article 3, each property — whether an apartment, standalone house, or unit within a construction project — will receive a unique digital ID of up to 40 alphanumeric characters. For residential properties, the ID is generated automatically using key data groups: land parcel identifier; project or construction code; location code (where applicable); a system‑generated sequence of characters. Local Departments of Construction will assign these IDs when confirming a property’s eligibility for sale, including for off plan or future-completed housing. A similar structure applies to floor space units within buildings, with IDs created when feasibility studies for construction projects are approved. Condominium management boards, licensed real estate brokers, and beneficiaries of social housing support will also receive digital identifiers. The Ministry of Construction will manage the nat'l system, while provincial authorities will collect, update & maintain data within their jurisdictions. Access will be tiered, with organizations& individuals granted permissions to create, update or retrieve information based on authorization from state agencies. The system is designed to align with Vietnam’s national data architecture, supporting API‑based interoperability, decentralized access models & integration with other nat'l & sectoral databases. Once information is shared across connected systems, agencies will not be required to recollect it. All data in the platform is classified as state property & protected under national information security, state secrecy & personal data protection rules. Only aggregate information will be publicly accessible via the system’s online portal. Users will be able to obtain real estate data through three official channels: the system’s public information portal or online system‑to‑system integration or formal written requests to relevant authorities. Data sharing among state agencies will be free unless otherwise regulated. Organizations or individuals seeking detailed or specialized datasets must submit requests through the National Public Service Portal or other authorized channels, with fees applied according to pricing rules. Henig: IMO: Very interesting. *ANOTHER* Country's Currency In The Works. ARTICLE: Floating the Moroccan Dirham: Challenges and Opportunities in 2026. Morocco is on the brink of a transformative economic reform as it prepares to transition to a floating ER for the Dirham by 2026. This historic move represents a strategic effort by the government to enhance the nation’s economic resilience, attract foreign investment & integrate more deeply into global financial markets. Badr Bouarich: Designed To Unlock Long-Term Growth, This Reform Brings With It Immediate Risks That Must Be Navigated With Precision, Requiring Robust Planning & Economic Stability. ARTICLE: Morocco is on the brink of a transformative economic reform as it prepares to transition to a floating ER for the Dirham by 2026. This historic move represents a strategic effort by the government to enhance the nation’s economic resilience, attract foreign investment, & integrate more deeply into global financial markets. Designed to unlock long-term growth, this reform brings with it immediate risks that must be navigated with precision, requiring robust planning & economic stability. Financial expert and former academic Badr Bouarich sheds light on the complexities of this transition. His insights highlight the critical challenges Morocco must address to safeguard its economy & the potential rewards that lie ahead if the reform is managed successfully. Key Challenges of Floating the Dirham: The shift to a floating ER, abandoning the current system of pegging the Dirham to the Euro & Dollar, comes with significant challenges. Bouarich identifies three key issues: inflation, external debt & currency volatility, each with far-reaching implications for Morocco’s economy. Inflationary Pressure: Morocco relies heavily on imports for essential goods, including oil, wheat & other staples. In 2023, Morocco imported approximately $12 billion worth of energy-related products & around $8.9 billion worth of food products (such as wheat and sugar), reflecting its dependency on external markets for critical supplies. A Weaker Dirham Could Significantly Increase The Costs Of These Imports: driving up consumer prices and eroding purchasing power. Inflationary effects could hit low-income households the hardest, exacerbating social inequalities. Bouarich warns that without targeted safety nets, these groups may face severe economic hardship. External Debt: Morocco’s external debt stood at approximately $69.2 billion as of late 2023, representing around 50% of GDP. A sharp depreciation of the Dirham could escalate debt servicing costs, strain public finances & divert resources away from vital development programs. In 2023, debt servicing costs reached $4.9 billion, a figure likely to increase with a weaker currency. This could undermine Morocco’s fiscal stability and its ability to maintain investor confidence in international markets. Bouarich emphasizes the importance of fiscal discipline& careful debt management to mitigate these risks. Currency Volatility: Floating currencies are subject to market-driven fluctuations, which could create uncertainty for businesses & investors. Sharp volatility episodes can deter foreign direct investment (FDI) & disrupt trade in the short term. Morocco’s FDI inflow in 2023 rose to $2.5 billion, reflecting a moderate increase compared to 2022. Sustaining or growing foreign investment will require robust financial safeguards. Financial institutions must be prepared to counter speculative attacks on the dirham, ensuring market stability during the transition. Strategic Mitigation Measures: To navigate these challenges, Morocco must adopt strategic measures that ensure economic stability while leveraging the benefits of a floating ER. Bank Al-Maghrib, the country’s central bank, will play a pivotal role in managing currency markets and intervening when necessary, while addressing structural issues, to prevent excessive fluctuations. These interventions will be critical to maintaining investor confidence& fostering a stable economic environment. Bouarich also highlights the importance of encouraging businesses, particularly those in the energy and commodity sectors, to adopt hedging strategies. These financial tools can protect companies from the adverse effects of both underlying asset & exchange rate volatilities, ensuring operational stability. Moreover, implementing regulations to cap distributor profits in essential sectors such as energy & food can help stabilize domestic markets & shield consumers from inflationary shocks. Learning from Global Experiences: Morocco’s approach to transition to a floating exchange rate stands out as a measured and proactive one. Bouarich contrasts this with Egypt’s experience in 2016, where a sudden, forced and unplanned flotation led to a steep devaluation of the Egyptian Pound, causing inflation to spiral out of control, reaching 30% by 2017. Egypt’s lack of preparation resulted in significant social & economic unrest. In contrast, Morocco has maintained stable foreign reserves, estimated at $36 billion in 2024, equivalent to nearly 6 months of import coverage. The country has additionally kept inflation under control at 1% as of end 2024. By learning from global experiences, Morocco can avoid the pitfalls encountered by others & implement a smoother, more effective reform. Boosting Export Competitiveness: One of the most promising benefits of a floating dirham is the potential to enhance Morocco’s export competitiveness. A weaker dirham could make Moroccan goods and services more affordable in international markets, benefiting industries such as agriculture, tourism, and manufacturing. Morocco’s exports of goods and services were valued at approximately $42.5 billion in 2023, and a competitive currency could further bolster this figure. However, Bouarich cautions that realizing these benefits will require continuous investments in infrastructure, logistics & workforce development. For instance, improving port facilities such as the Tanger-Med Port, which handles over 9 million containers annually & transportation networks can reduce export costs & improve efficiency, while upskilling the workforce can enhance productivity, innovation, quality & image. These complementary investments are essential to ensuring that the advantages of a floating ER translate into tangible economic growth. Conclusion & Next Steps: The transition to a floating ER for the dirham is a bold reform that represents both significant risks and transformative opportunities. Morocco’s success will hinge on its ability to maintain economic stability, protect vulnerable populations from inflationary pressures & foster confidence among investors & businesses. With careful planning, strategic interventions, and fiscal discipline, this reform has the potential to position Morocco as a competitive player in global markets. The Journey To A Floating Dirham Is Only Beginning: In the next article in this series, we will explore the critical role of communication, policy measures & stakeholder engagement in ensuring a smooth transition.
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Here's ariel's two cents worth... I love where we are right now... Treat s a rumor. Not verified. Your opine. Ariel: Iraqi Dinar Update: We Are On The Edge Of Life Changing Events. ARTICLE: I Love Where We Are Right Now. The statement from the Director of the Iraqi Observatory for Rights & Freedoms Adil Alkuzay urging rapid conversion of Dinar savings to Dollars or gold ahead of a potential “float” or sanctions, projecting devaluation to 170,000 IQD per $100 & then 200,000 carries the weight of a calculated warning, rooted in fears of uncontrolled devaluation rather than the planned redenomination, but it underscores the urgency swirling around Iraq’s monetary pivot. This isn’t the official CBI line; it’s a rights group’s alarm bell, reflecting grassroots anxiety over parallel market pressures & Iranian proxy influences that could exploit any delay pierced economic forums show similar whispers in Baghdad cafes since late December 2025, with black-market rates already edging toward 1,450 IQD/USD amid speculation. Historical precedents abound where similar “dump the currency” warnings surfaced right before major upward shifts or stabilizations, often misinterpreted as collapse signals but actually preceding government interventions that rewarded holders. In Kuwait’s 1990-1991 post-invasion period, black-market rumors of total Dinar worthlessness (with calls to swap for Dollars at pennies) peaked in early 1991, just months before the March 1991 revaluation & new note issuance that restored parity & punished panic sellers parallel to Iraq’s setup, where warnings flush hoarded Dinars into banks for traceability. Turkey’s 2005 six-zero lop saw 2004 warnings from economists urging Dollar conversions amid inflation fears, yet the redenomination stabilized the lira & boosted confidence, with late exiters losing on exchange fees while holders benefited from simplified transactions. Zimbabwe’s multiple redenominations (2006-2009) featured pre-event panics urging gold/Dollar swaps, but each lop aimed to curb hyperinflation without full collapse holders who stayed positioned for post-reform growth, a nuance lost on panic narratives. Venezuela’s own 2018 & 2021 zero-lops had similar pre-warnings of “float to zero,” driving Dollar flights that governments used to recapture liquidity before stabilizations Maduro’s fall now reverses this for Iraq’s allies, compressing timelines. These patterns repeat in emerging markets: alarmism peaks to create behavioral compliance, rewarding patient holders with the “new” rate’s advantages while punishing speculators Alkuzay’s post fits this mold, adding fuel to acceleration as public conversions bolster CBI reserves for an earlier launch.
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Here's Ariel's two cents worth...Mar 31...a date to watch... In-Depth Projection of Iraq’s New Dinar ER Launch. Treat as a rumor. Not verified. Your opine. Ariel: Iraqi Dinar Update, Rounding Things off for Imminent Completion. ARTICLE: Iraqi Dinar Update: Rounding Things Off For Imminent Completion (Exciting Times For Us). Expanded Analysis on Iraq’s Projected Timeline for Int'l ER. In-Depth Projection of Iraq’s New Dinar ER Launch. The Projected Timeline for Iraq’s Int'l ER Deployment, reportedly locked in at March 31, 2026, isn’t just a date it’s the culmination of a seismic shift brewing beneath the surface of Baghdad’s financial corridors. The Central Bank of Iraq (CBI) has been quietly welding together a framework to launch a redenominated Dinar, sheering off those burdensome three zeros to breathe new life into an economy long shackled by cash-heavy chaos & oil dependency. Backchannel whispers from the Green Zone, captured via live camera feeds, reveal a relentless push since the new parliament’s swearing-in on December 28, 2025, with U.S. Special Envoy Mark Savaya cracking the whip to align every gear. This isn’t some hopeful guesswork; it’s a calculated strike, fueled by exclusive info with banknote printing contracts & digital spine integrations racing toward completion. The global stage is set, with Syria’s recent two-zero redenomination on January 5, 2026, serving as a live test case that Iraq’s analysts are dissecting with hawk-like precision. March 31 emerges as the hard deadline, a moment where Iraq could pivot from a regional footnote to a forex powerhouse, but only if the pieces lock into place without a hitch. The stakes feel electric, with every move monitored by nations clutching IQD stacks, waiting to see if Baghdad can pull this off. The economic foundation supporting this timeline rests on rock-solid indicators that demand attention, especially after years of skepticism about Iraq’s fiscal resolve. Inflation’s dipped below 2% annualized, a rare breath of stability in a region prone to volatility, while gold reserves climb past 130 tons, offering a buffer that whispers confidence to int'l watchers. Foreign exchange reserves, hovering around $97 billion as of late 2025, cover import needs with room to spare, a stark contrast to the 2020 devaluation that slashed the Dinar’s value by 24% amid oil price crashes. The CBI’s simulations, leaked through defector channels, project a new rate of 1 new IQD = 1 USD, a bold leap that hinges on this 3-month window to prove its worth. Oil wealth, still the backbone with 5th-largest global reserves, fuels this ambition, but the real game-changer is the digital overhaul Phase III of the Unified Treasury Account nearing 95% integration by March 1, 2026. This isn’t just tech for tech’s sake; it’s the backbone that’ll hold the new rate steady against speculative sharks circling the forex waters. The establishment narrative of slow progress gets shredded here Iraq’s moving fast, & the data backs it up with unrelenting clarity. Digging into the exclusive intel, the subterranean machinations reveal a level of preparation that’s downright jaw-dropping if you’ve been paying attention to Iraq’s past stumbles. Swiss printing firms, contracted under a cloak of secrecy, are churning out new banknotes with biometric ink & holographic defenses, slated for delivery to Baghdad and Erbil vaults by February 15 details you won’t find in any public briefing. The ASYCUDA customs system, fully live at Umm Qasr by February 28, locks in pre-declaration protocols that scream for a stable benchmark, with drone footage showing smugglers already sweating under enhanced surveillance since December 20, 2025. Savaya’s fingerprints are all over this, with encrypted directives pushing forensic AI audits to map laundering networks by February 15, a move that ties directly to the rate’s success. Parliament’s Monetary Reform Committee, fast-tracked post-inauguration, targets March 15 for enabling laws, a deadline driven by Savaya’s backroom muscle flexing with tribal leaders. Speculation of course but it’s a machine humming with intent & the global silence on these moves only heightens the intrigue. The audacity of keeping this under wraps while the world watches Syria’s rollout shows Iraq’s playing a long game with precision. Google key words in title to bring up source.
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Here's an article/with video...weekly RV updates... Weekly RV Update. Treat as a rumor. Not verified. Your opine. Jon Dowling: Weekly RV Update for December 12, 2025. ARTICLE: Weekly RV Updates/with video. As we navigate through the complex web of global events, the Jon Dowling RV report for Friday, December 12th, 2025, sheds light on pivotal developments across the geopolitical, financial & economic landscapes. This update is a must-read for anyone looking to stay informed about the shifting sands of int'l politics, the evolving cryptocurrency market, UST policies & the dynamics of the precious metals market. The report begins on a significant note by analyzing the ongoing power shift in Iraq. The gradual transfer of control from the U.S. to Iraqi leadership & citizens is a landmark event that signifies a move towards decentralization & embodies the aspirations of national unity. This transition is not just a political maneuver but is also contextualized within historical & prophetic frameworks. The legacy of Iraq’s PMs a reference to Kim Clement’s prophecy add layers of depth to this narrative, suggesting that this development is part of a larger, more complex global adjustment. The conversation then shifts to the cryptocurrency sphere, where the XRP Ledger (XRPL) is highlighted as the leading decentralized “bridgecoin” poised for future blockchain integration. This is particularly noteworthy when contrasted with Bitcoin’s current dominance & the significant financial backing received from major institutions like BlackRock. The report underscores the importance of cryptocurrencies that offer real utility, are backed by solid funding, precious metals & are designed with long-term sustainability in mind. As the cryptocurrency market continues to evolve, the focus on utility & sustainability will likely become increasingly important. UST Secretary Scott Bessent’s recent remarks are also scrutinized in the report, focusing on several positive economic indicators. These include declining interest rates, improvements in the housing & rental markets & the anticipation of large tax refunds for American households starting early in 2026. The potential for refunds ranging from $1,000 to $2,000 per household is seen as part of broader fiscal reforms that are linked to President Trump’s initiatives and efforts in global asset recoveries. These developments are crucial for understanding the current trajectory of the U.S. economy & the potential implications for household finances. The precious metals market is another key area of discussion, with the report noting significant gains in silver prices & steady valuations for gold. The growing synergy between blockchain-based cryptocurrencies & precious metals is highlighted as a combined strategy that not only preserves wealth but also enables growth. This intersection of traditional wealth preservation methods & modern financial technologies is an area worth watching, as it could redefine investment strategies in the years to come. As the year draws to a close, the report encourages a stance of positivity during the holiday season. Amidst the complexities & uncertainties of global events, the message is one of hope & resilience. The promise of updates as developments unfold is a reassuring note for those keen on staying informed. For those seeking a deeper dive into these topics, watching the full Jon Dowling RV report video is highly recommended. The comprehensive analysis & expert insights provide a richer understanding of the multifaceted developments shaping our world. In conclusion, the Jon Dowling RV report for December 12th, 2025, offers a compelling overview of the critical trends & events influencing geopolitics, cryptocurrency, U.S. economic policies & the precious metals market. As we step into the new year, understanding these dynamics will be crucial for navigating the complexities of the global landscape. Google key words in title to bring up video at source.
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URGENT: ER Change is imminent... Direct Fom The SANDBOX Report. Treat as a rumor. Not verified. Your opine. FROM IRAQI SOURCES: Economist: Concerns About A Possible Change In The ER With The Formation Of New Government. URGENT: Economic researcher Diaa Abdul Karim believes there is anticipation & apprehension among the Iraqi public regarding a potential decision by the incoming government to change the ER of the Dollar against the Dinar. Abdul Karim stated, "Previous governments have altered the ER & this has negatively impacted the Iraqi people, particularly individuals & their cost of living." He added, "Changing the ER to devalue the Dinar means a general rise in prices, which is a source of concern for Iraqi citizens who have become accustomed to such decisions with the formation of new governments." He emphasized the urgent need for assurances from those leading the political process, or the largest bloc, clarifying the nature of the government's program for the upcoming phase: whether it includes a change in the Dinar's value against the Dollar or maintaining the current status quo.
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Here's Jon Dowling's two cents worth... There Is An RV Process Going On. Treat as a rumor. Not verified. Your opine. Jon Dowling: There Is An RV Process Going On. ARTICLE WITH VIDEO: NESARA-GESARA Intel, November 2025. Have you ever felt that the world is on the cusp of a monumental shift? That beneath the surface of daily headlines, something profound is stirring in the realms of global finance, geopolitics & even human consciousness? A recent, fascinating fireside chat on the Jon Dowling podcast, featuring the insightful analyst known as SG ANON, ventured far beyond the typical news cycle to map out this very transition. The conversation wove together threads of economics, nat'l security & spiritual awakening into a compelling tapestry of what may lie ahead. For those seeking to understand the potential timelines & underlying mechanisms of this global transformation, the discussion was nothing short of revelatory. Let’s break down the key themes. A central topic was the long-anticipated revaluation of the Iraqi dinar. SG ANON contextualizes this not as an isolated event, but as a key component of a broader global economic reset. The timeline? He points strategically to the 2025 holiday season, extending into early 2026. This period is expected to coincide with the full integration of new, robust financial standards like ISO 20022—a global standard for payment messaging that increases transparency—& Basel III regulations, which strengthen bank capital requirements. The implementation of Project Aurora was also highlighted as a critical system designed to root out illicit financing, effectively creating a cleaner, more accountable global financial network. In this new environment, SG ANON anticipates a significant rise in the value of gold & silver. This isn’t presented as mere speculation, but as a logical outcome of shifting government fiscal policies, the end of wasteful spending & a move towards asset-backed currency value. The conversation also addressed the elephant in the room: significant market corrections. SG ANON predicts looming downturns in the stock market, cryptocurrency & real estate sectors. However, he frames this not as a doomsday scenario, but as a necessary & controlled demolition of unstable systems. This “reset” would be followed by aggressive stabilization efforts, potentially led by a reinvigorated Trump Administration. Perhaps most intriguing were the hints at direct economic relief for citizens. The discussion touched on potential “dividend checks” or a similar mechanism as part of a broader strategy to redistribute economic value back to the American people, framed as a gradual & sustainable process rather than a one-time stimulus. The podcast didn’t shy away from hard geopolitics. Border security was emphasized as a paramount nat'l & financial priority, with ongoing efforts to secure borders & repatriate individuals as part of a larger global realignment. Beyond finance & politics, SG ANON ventured into the profound impact on human well-being. He identified the current era as one of intense psychological warfare & recommended a return to nature & spirituality as the ultimate antidote to societal trauma. On the frontier of health, he shed light on emerging technologies like MedBeds. These devices, allegedly leveraging advanced frequency & waveform physics, represent a revolutionary leap in healthcare—a field of suppressed technology now purportedly emerging into public view. The conversation concluded on a note of powerful optimism. SG ANON reflected on symbolic dates—like January 1st & April 1st—as potential markers for financial milestones & a global economic rebirth. His core message was one of hope: we are living through a transformational period aimed at reclaiming sovereignty—over our finances, our nations & our personal health. This period of “Great Unraveling,” as chaotic as it may seem, is ultimately presented as the necessary precursor to a more prosperous, transparent & spiritually aligned future. This blog post is a summary & analysis based on the Jon Dowling podcast episode. For the full, unfiltered depth of this fascinating discussion, we highly recommend watching the full video for yourself. Google key words in title to bring up VIDEO at source.
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The Iraqi Dinar Without Zeros: CBI Launches A Historic Reform.
Luigi1 posted a topic in Dinar Rumors
Here's an article of Dinarian interests... The Iraqi Dinar Without Zeros. Treat as a rumor. Not verified. Your opine. TNT via Tishwash: The Iraqi Dinar Without Zeros: The CBI Launches A Historic Reform. ARTICLE: Written by Dr. Subhi Jabara…Research & writing by: Dr. Subhi Jabara. The Central Bank of Iraq has officially confirmed that it is moving forward with its long-awaited “zero-zero” project, a massive financial reform that will fundamentally reshape the country’s economy & its standing on the global stage. In a series of statements, the CBI Gov emphasized that the project is not mere speculation but a concrete initiative that has generated considerable enthusiasm & interest in int'l financial circles. This ambitious project aims to rename the Iraqi dinar by removing three zeros from its nominal value to better reflect the country's growing economic strength. This move, which has been the subject of rumors for years, is currently under active development, with comprehensive studies & simulations having been completed. According to the Gov, the process will be gradual & meticulously planned to ensure financial stability while unlocking the currency's true potential. For years, the Iraqi dinar has suffered from a decline in its nominal value as a result of decades of conflict & economic instability. The current ER, hovering around an unofficial rate of 1,415 Dinars to the USD, forces citizens to carry large amounts of cash for their daily transactions & complicates int'l trade & investment. The “zero-zero” project was designed to address this problem by simplifying the currency & aligning it with the country’s strong economic fundamentals, including robust oil revenues, expanding gold reserves & deepening trade partnerships with global powers such as China, the UE & the European Union. While the CBI has been careful not to commit to a specific timeline, the confirmation that the project has begun marks a pivotal moment for Iraq. This represents a transition from post-war recovery to a new era of economic independence. Signs Of Reform: How Will “Removing Zeros” Work? The phrase “removing zeros” may sound alarming, but it is a standard monetary policy tool known as currency revaluation. It is not a confiscation of wealth, but rather a recalibration of the currency's nominal value. In essence, 1,000 old Iraqi Dinars will become 1 new dinar. Crucially, all prices, wages & savings will be adjusted proportionally, ensuring that individuals' purchasing power remains stable at the moment of the shift. The Real Shift Occurs In The Subsequent Adjustment Of The ER. The CBI has developed several scenarios, with internal studies predicting that the floating Dinar could stabilize automatically at a value in the distant future between 3.22 & 4.25 Dinars to the Dollar. The governor clarified that these figures are not a declared rate but rather an indicator of the currency's potential if it is allowed to float freely based on market demand & Iraq's economic fundamentals. Two Main Paths Are Being Considered For The Next Phase. Economists close to the central bank indicate that both options remain on the table. The choice will depend on the government's strategic priorities, whether it favors a gradual, market-driven adjustment or a swift & decisive reset. Either Path Would Trigger One Of The Most Significant Currency Transformations In The Modern Middle East. The Economic Driver: Why Is Now The Right Time For A Stronger Dinar? The timing of this reform is not coincidental. The Iraqi economy is at an evolutionary turning point. The country's fiscal position has steadily improved, driven by several key factors: -Strong Oil Revenues: As a leading producer in OPEC, Iraq's steady oil revenues provide a stable foundation for its economy & strong support for its currency. -Growing Gold Reserves: The CBI is actively expanding its gold reserves, a traditional safe asset that enhances monetary stability & international credibility. -Deepening Trade Partnerships: Iraq has developed strong trade relations with major global economies, including China, the US, the European Union, diversifying its economic interactions & reducing its dependence on any single partner. Despite this strength, the nominal value of the Dinar has been lagged, widening the gap between the official ER & its true value. Each time Iraq's GDP grows or its foreign reserves increase, this discrepancy becomes more pronounced. The “zero-zero” project is the mechanism to close this gap, allowing the currency to finally reflect the country’s true wealth & economic progress. This Reform Is Expected To Have Profound Global Implications. Revaluing The Iraqi Dinar Would: • Boost regional investment: A stable and strong currency would make Iraq a more attractive destination for foreign investment, thereby fostering economic growth throughout the region. • Reduces Dependence On The Dollar: By re-pegging its currency into a diversified basket of currencies or commodities, Iraq can reduce its reliance on the USD for oil settlements, a move with significant geopolitical implications. • Inspires Monetary Reform: It could inspire neighboring economies to reassess their monetary structures, potentially triggering a wave of fiscal modernization across the Middle East. For Iraq itself, this is more than just an economic adjustment; It is a step toward a historic fiscal renaissance, signaling Iraq's transition from post-war recovery to a future of economic independence & self-determination. A New Chapter For Iraq: The Way Forward. The CBI gov has emphasized that this reform is not a rash or hasty move; Every step is carefully measured, documented, & designed to maintain stability & public confidence. While the precise implementation timeline remains confidential, the confirmation that the project has begun & The Preliminary Studies Are Complete Indicates That Implementation Is Closer Than Ever. When The Reform Takes Place, Whether Through A Gradual Float Or A Sudden Restructuring, It Will Permanently Alter Iraq's Fiscal Identity. The phrase “removing zeros,” as simple as it sounds, represents one of the most ambitious &complex financial engineering projects in the country’s modern history. The CBI is not just changing numbers; It is redefining how Iraq interacts with the global economy. The world is watching closely. The Potential Shift In The Dinar's Value, With Projections Ranging Between 3.22 & 4.25 To The USD, Has Captured The Attention Of Investors, Economists & Governments Worldwide. This is not just an economic story; it is history in motion. As Iraq stands on the precipice of this financial transformation. The Message Is Clear: the nation is ready to transcend its past & write a new chapter of prosperity & strength. -
Here's an article of Dinarian intersts... This is only one Guru's opine...Weekly RV Updates. Treat as rumors. Not verified. Your opine. Jon Dowling: Weekly RV Updates (VIDEO). ARTICLE: As we stand at the precipice of November 2025, the global stage is buzzing with unprecedented shifts. A recent comprehensive financial report, dated October 31, 2025, offers a compelling overview of these evolving dynamics, from geopolitical realignments to a seismic overhaul of our financial infrastructure. For investors, policymakers & global citizens alike, understanding these interconnected developments is paramount. First, let’s turn our gaze to Iraq, a nation often associated with past turbulence, now poised for a remarkable resurgence. The report highlights Iraq’s significant strides towards sovereignty, economic reform & political stability. Crucially, this progress is attributed to a successful reduction of Iranian proxy influence & the implementation of key energy sector laws that promise to unlock its vast potential. This newfound stability in a strategically vital region could have far-reaching positive implications for global energy markets & regional security. Meanwhile, across the Atlantic, the US is orchestrating its own profound shifts under President Trump’s leadership. The report details his active role in reshaping international trade agreements, with a particular focus on dynamic economies in Southeast Asia. More significantly, it underscores President Trump’s imminent plans to replace Federal Reserve Chair Jerome Powell, signaling a broader intent to overhaul the nation’s financial system. This move is presented as a cornerstone of the coming global financial transformation. At the heart of this global transformation lies the impending launch of a new digital asset-backed global financial system. Set to go live in late November 2025, this revolutionary system will operate under the ISO 20022 standard. The promise? To curtail traditional banking abuses, foster greater transparency & introduce a new era of financial integrity. Perhaps most notably, cryptocurrencies like XRP are earmarked to become pivotal tools in nat'l debt management & an overarching economic reset. This integration of digital assets into sovereign financial strategies marks a historical turning point, potentially reshaping how nations manage their economies & interact on the global stage. The report doesn’t shy away from challenging predictions, forecasting a potential market crash in early 2026. However, this is tempered by optimistic outlooks for a swift, crypto-driven recovery & a pathway to government debt payoff. This suggests that while traditional markets may face headwinds, the emerging digital economy is expected to provide resilience & new avenues for growth. Precious metals & commodities markets, after recent fluctuations, are also expected to see rebounds, indicating a broader systemic rebalancing. The overall tone, while acknowledging anticipated volatility, remains cautiously optimistic, encouraging prudent investment strategies amidst these profound systemic transitions. The insights gleaned from this report paint a vivid picture of a world on the cusp of a redefinition. From Iraq’s journey to sovereignty to the US’s financial overhaul & the imminent launch of a digital asset-backed global system, the coming months promise to be nothing short of transformative. This is not merely a forecast of change but an urgent call for awareness & strategic positioning. For a deeper dive into these critical insights and to fully grasp the implications of these global shifts, we encourage you to watch the full video from Jon Dowling. The future of finance and geopolitics is unfolding before our eyes – understanding it is the 1st step towards navigating it successfully. Google key words in title to bring up VIDEO at source.
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Here's some articles of Dinarian interests... Direct From The SANDBOX Report. No RV-RI Until After Election-IQD To Be De-Valued Again. Treat as rumors. Not verified. Your opine. FROM IRAQI SOURCES: The Next Government Will Change The Dollar ER & Explains The Reasons. ARTICLE: Economists expect the next government to resort to an official devaluation of the Iraqi Dinar against the USD as a potential solution to address mounting financial burdens, most notably the massive government payroll. Economic expert Nabil Al-Marsoumi told Al Furat News Agency that "the salary bill accounts for the largest portion of oil revenues, leaving little for upgrading infrastructure or basic services." Al-Marsoumi believes that devaluing the currency will provide greater financial revenues in Dinars, which will help the government cover salary expenses. He added that this option may be one of the necessary measures that the new government may take, especially in light of the current oil prices that threaten to close the country's economic development prospects. Experts emphasize that sustainable solutions lie in diversifying sources of public revenue & not relying entirely on oil, in order to ensure the stability of the Iraqi economy in the long term. The Dollar Rises Again, Reaching Around 142,200. The Dollar ER rose on Wednesday (August 20, 2025) on the Iraqi Stock Exchange & money exchanges. The USD ER recorded 142,200 Dinars for every $100 in morning trading on the main stock exchange in the capital, Baghdad. The exchange rate in local markets in Baghdad reached 143,250 Dinars for sale, while the purchase price reached 141,250 Dinars. The CBI Is Witnessing Foreign Transfer Operations In All Currencies. The Gov of the CBI, Ali Al-Alaq, confirmed today, Wednesday, the coverage of almost all major currencies, while indicating that the CBI is witnessing foreign exchange operations in all currencies smoothly & with high fluidity. Al-Alaq said, "The foreign exchange process has witnessed significant development during the past two years, whether in terms of method, approach & organization, or through direct communication & direct transfer between Iraqi banks & approved correspondent banks." He added, "This expansion is not only in the number of correspondent or transferring banks, but also in the number of currencies," noting that "the CBI covers almost all currencies used by Iraq for the purpose of large-scale trade." He stressed that "the CBI is today witnessing transfer operations in almost all major currencies & they are carried out smoothly & with high fluidity." An Expert Warns Against Adjusting The Dollar ER & Outlines A Solution To Address The Decline In Oil Prices. Economic expert Salah Nouri confirmed on Wednesday that adjusting the Dollar ER falls within the purview of the CBI, noting that this measure is a monetary policy tool aimed at achieving economic stability & combating inflation or deflation. Nouri stressed to Al Furat News Agency "the need to achieve harmony between the monetary policy managed by the CBI & the fiscal policy undertaken by the Ministry of Finance through the General Budget." The economic expert explained that raising the Dollar ER—i.e., devaluing the Dinar—increases the amount of Iraqi Dinars the Ministry of Finance receives from the CBI to cover budget expenditures. However, he warned that this measure leads to a decline in the purchasing power of citizens, especially those with limited income. In contrast, Nouri explained that depreciating the Dollar—i.e., increasing the purchasing power of the Dinar—reduces the amount of Dinars the Ministry of Finance receives, creating difficulties in implementing the General Budget, particularly the operational portion. He pointed out that the decline in global oil prices further complicates this problem, as it impacts the state revenues needed to finance the Budget. The economic expert noted that many governments around the world are adopting austerity measures in public spending, particularly regarding unnecessary benefits, to ensure the sustainability of the General Budget & meet only basic needs. Nouri concluded his statement by emphasizing that such measures are a necessary solution to support the Budget in light of the current economic challenges. Al-Sudani Directs The Formation Of A Joint Nat'l Team To Prepare An Integrated Strategy For The Financial & Banking Sector. PM Mohammed Shia Al-Sudani directed the formation of a joint national team to prepare an integrated strategy for the financial & banking sector. A statement from the PM's Office stated that in line with the government's directives aimed at strengthening Iraq's financial & economic position at the int'l level, the PM directed the formation of a joint nat'l team, headed by the Gov of the CBI & including representatives from the Ministries of Finance, Oil & Planning, specialized economic & financial institutions, in addition to the PM's Office, the Securities & Exchange Commission & representatives of the Iraqi banking sector. He explained that this nat'l team will work to prepare an integrated strategy that includes clear & measurable goals, with periodic reports being submitted to the competent authorities & direct coordination with major int'l credit rating agencies, especially (Fitch, S&P, Moody's) with the aim of improving Iraq's sovereign credit rating. The team will also pay special attention to strengthening governance tools, managing financial risks, and developing the business environment in line with the economic reform plans adopted by the government. He added that this directive comes within the framework of the government's vision to adopt a comprehensive nat'l strategy aimed at improving Iraq's sovereign credit rating, which contributes to enhancing int'l confidence in the national economy & opening broader horizons for direct & indirect foreign investments. The government affirms that this step represents a clear commitment to its reform approach and its keenness to achieve economic stability, support the stability of the financial system & provide an attractive investment environment that contributes to diversifying sources of income & reducing dependence on oil as the sole main resource. Luigi's Two Cents Worth: It's not looking good for an RV-RI this year no matter what the Gurus are saying. To blame are: -Falling oil prices. -Inability to get a Budget going. -Increased Iraqi debts & borrowing. -Planned devaluations of the IQD. -Inflationary pressures. -Politics. -Inability to get a Parliamentary forum going. -Inability to get urgent laws passed. -Iranian influences. -It seems there are those that want Sudani gone & Maliki back in power. These are just a few of the problems standing in the way of an imminent RV-RI at this present time.
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Here's an article of Dinarian interests... You Are Watching A Controlled Rollout. Treat as a rumor. Not verified. Your opine. FROM OTHER SOURCES: This Is What You (Dinarians) Were Waiting For Regrading IQD. ARTICLE: Many Pilgrims live outside Iraq. But the reason why this is significant is this: The Central Bank of Iraq’s (CBI) announcement on May 8, 2025, allowing pilgrims to exchange Iraqi Dinars for USD through designated banks & companies in Baghdad & other provinces, this marks a significant step for American holders of Iraqi Dinar awaiting its integration into global FOREX markets ([Iraq Business News](https://iraq-businessnews.com/2025/05/08/dinars-to-dollars-official-list-of-designated-banks/)). This policy, while aimed at pilgrims, signals Iraq’s push toward formalizing & regulating foreign currency exchange, a critical prerequisite for the Dinar’s potential internationalization. Something that we know will lead to what we ultimately want. For us. (You & Me) investors holding Dinars, who face high-fee money exchanges or black-market transactions due to the Dinar’s absence from global FOREX platforms, per Investopedia, this move suggests progress in stabilizing the Dinar’s exchange infrastructure. By expanding access to Dollars at official rates on a 1:1 basis, Iraq is testing mechanisms to curb black-market volatility, which could pave the way for broader currency tradability. For those waiting to cash in, this development hints at a future where the Dinar will be exchanged more seamlessly on int'l markets, potentially increasing its value & liquidity. So all we have to do is wait for a couple of things. One being the oil exports resuming. This is something that is very close. Which is why Donald Trump Middle East trip is very important. We have to keep an eye on this. These are the chosen banks that do not have any sanctions on them that will be allowed to handle int'l transactions/transfers once Iraq flips the switch. You are watching a controlled rollout. This is a very calculated progressive move towards full int'l connectivity to global trade markets. Many banks have been blacklisted. The ones involved in money laundering & other nefarious things.
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Here's some articles of Dinarian interests... -IMF Discusses Strengthening Iraq Dinar. -A Date Set For Submitting The Budget Tables. -HCL Dispute Resolved. Kurds To Get Paid. Treat as rumors. Not verified. Your opine. TNT via Tishwash: IMF Discusses Strengthening The Iraqi Dinar. ARTICLE: Iraq's delegation concluded its meetings with the International Monetary Fund (IMF) in Amman (February 24-26), with participants including Minister of Finance Taif Sami & the Gov of the Central Bank of Iraq (CBI). Discussions focused on Iraq's economic performance & sustainable growth prospects, with the IMF acknowledging the progress made. Key Discussions Included: -Non-oil GDP growth of 5% in 2024, driven by agriculture expansion & increased public spending, with 3.5% growth expected in 2025. -Reduced dependence on oil revenues, improving economic diversification & stability. -Review of actual 2024 expenditures and 2025 revenue forecasts, alongside strategies for deficit financing. -Public debt strategy update, ensuring fiscal sustainability & investor confidence in government bonds. -Financial sector reforms, with the IMF stressing the importance of banking modernization to attract foreign capital. -Expanded collaboration with international correspondent banks to facilitate trade financing. -Increased use of the Iraqi Dinar in major transactions to strengthen the national currency. The IMF reaffirmed its support for Iraq's financial policy development, offering advisors & experts to assist the Ministry of Finance in public debt management & tax system improvements. The meetings underscored Iraq's commitment to fiscal reforms, promoting economic stability & investment-friendly policies, in line with its strategic partnership with the IMF. -Tishwash: A Date Has Been Set For Submitting The Budget Tables To Parliament. Deputy Chair of the Parliamentary Finance Committee, Ikhlas al-Dulaimi, ruled out the government's submission of Budget Schedules within the next two months on Wednesday, while confirming that the 2025 Budget amounts to 216 trillion Iraqi Dinars. Al-Dulaimi said, "The Ministry of Finance has not yet sent the 2025 Budget Tables to the Council of Ministers, even though they were supposed to be sent in October 2024, in accordance with the Financial Management Law, for approval before the start of the new year." She added, "The total Budget amount is 216 trillion Dinars, while actual spending is estimated at about 160 trillion Dinars." Al-Dulaimi ruled out "sending the tables to the House of Representatives within the next two months," noting that "the Ministry of Finance has not yet completed their preparation, which could lead to the postponement of Budget approval until AFTER the 2025 elections." Last February, the Iraqi Parliament voted on the draft law amending the 1st law of the Federal General Budget Law of the Republic of Iraq for the fiscal years (2023 - 2024 - 2025) No. (13) of 2023. -Tishwash: Kurdistan Region Confirms Oil Sales Through SOMO: We Will Give Our Money To Baghdad. The Kurdistan Regional Government (KRG) on Wednesday affirmed the region's firm position to implement an amendment to the Budget Law, allowing the region's oil to be exported & sold through SOMO, with the proceeds returned to the federal Ministry of Finance. A statement issued by the Kurdistan Regional Government's Council of Ministers, seen by Al-Eqtisad News, said, "The President of the Council, Masrour Barzani, held a meeting attended by his deputy, Qubad Talabani, during which the PM instructed the Ministry of Finance & Economy to prepare a schedule for distributing salaries to Kurdistan Region employees for the month of February, after the deposit of 958 billion Dinars into the ministry's account for that month." The Council decided to begin distributing salaries starting tomorrow. All ministries & institutions were also tasked with preparing March payrolls as soon as possible & sending them to the Federal Ministry of Finance, with the goal of disbursing them before the Eid al-Fitr holiday. The statement confirmed that "in the 1st part of the meeting, Kamal Mohamed Saleh, Acting Minister of Natural Resources, reviewed the latest developments in the joint meetings between the Ministry of Natural Resources & the Federal Ministry of Oil, in the presence of representatives of oil companies." The minister explained the efforts being made to resume the region's oil exports within the framework of the federal Budget Law. The Council of Ministers commended the Ministry of Natural Resources' efforts to accelerate the process of resuming oil exports & its joint work with the Iraqi Ministry of Oil to resolve the obstacles related to the process. The Council also affirmed the "regional government's firm position to implement the amendment to the Budget Law so that the region's oil is exported & sold through SOMO and its revenues are returned to the federal Ministry of Finance." Luigi's two cents worth: The Budget may be delayed until after the 2025 election. This should not have any direct effect on the RV-RI release date & rate. The good news is...the IMF recommends strengthening the Iraqi Dinar. It appears the dispute with the Kurds over getting paid has been resolved. All Kurdish oil will be turned over to Bafhdad. This is the Erbil Agreement or HCL. All good news yet DO keep in mind the RV-RI is a separated action from HCL & the Budget. IMHO.
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Here's an article of Dinarian interests... Investment Law To Be Approved This Session. Treat as a rumor. Not verified. Your opine. MntGoat: Investment Law To Be Approved This Session. Article: “PARLIAMENTARY INVESTMENT & DEVELOPMENT: THE INDUSTRIAL INVESTMENT LAW WILL BE APPROVED DURING THIS SESSION” Quote: “…the Industrial Investment Law has completed its 1st & 2nd readings & is ready for a vote in the House of Representatives during the current session…” This Industrial Investment Law goes hand in hand with the revaluation of the Dinar & rebuilding of the economy. You can see it all coming together & 2024 will be explosive…
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Here's some articles of Dinarian interests... The RV has started. The bank codes are locked in. Treat as a rumors. Not verified. Your opine. Wolverine: The RV Has Started. ARTICLE: The RV has started… Everyone’s saying that by Tues. 12 Nov...We should have a shotgun start. Everything is going at once. The bankers had a meeting & said that Zurich has already started. The codes were LOCKED in a couple of days ago. Remember Tues. 12 Nov. is when we expect things to roll. Bruce The Goose: Locked & Loaded. ARTICLE: Tier4b (that's us, the Internet Group). Exchanges should start on Tues. 12 Nov. Samson: Electronic Transfers. Article: “Central Bank: Number of users of electronic financial services exceeds 20 million“
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Here's some articles of Dinarian interests... Profound Changes Coming On October 22nd. The Good Guys Are About To Change The Economic System. Could this date be the beginning of GESARA & the RV-RI. Treat as a rumors. Not verified. Your opine. MikeCristo8: Profound Changes Coming On October 22nd. ARTICLE: What macro investors don’t understand about the fiat currency collapse. Is there will be no price discovery between the fiat Dollar & a financial asset (stocks-bonds). What I mean by the collapse of the Dollar is you will go to the bank to make a “Dollar” transaction & the bank will tell you we will no longer take your Dollars. It Is Likely That BIG American Banks Will Hold The BRICS Unit As Part Of Their Foreign Currency Reserves. You got the UST shadow bank that will see $100 trillion in foreign Dollar reserves that is unwinding now. These are Dollar for oil reserves unwinding. No one understands the profound changes coming on Oct 22nd with the new BRICS global monetary order. For the sake of humanity itself, The world is ready & must leave the US & the Dollar. With Turkey & Iran for sure getting admitted into BRICS. About 70% of the worlds population will be in BRICS. All the nay sayers have a stake in the Dollar not collapsing. Too bad for them. FROM OTHER SOURCES: The Good Guys Are About To Change The Economic System. ARTICLE: Bix begins the conversation talking about the economy. The [CB] are destroying their old system & the good guys are preparing & ready to bring in the new system. Trump said Jamie Dimon endorsed him, he did this on purpose because when the system falls apart Dimon will most likely ask Trump to save him. The system will be moving back to sound money & the constitution, the control of the creation of currency will taken away from the [CB]. It will be bumpy so buckle up & get prepared.
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Here's an article of Dinarian interests... Who is holding up the RV? Treat as a rumor. Not verified. Your opine. Mnt Goat: Extensive Update. ARTICLE: In a conversation with my CBI contact on Saturday, I was told that if all goes well in the US elections, we can expect to see the preparation gearing to the reinstatement by the start of the project to delete the zeros & the swap out of the larger notes for the smaller denominations. I was told this is now planned to begin shortly after the voting is over & the winners are announced. I was told we might have to wait for the inauguration ceremony to conclude to see the reinstatement occur. I was also told that in reading many of the articles about the project to delete the zeros, that we see in the Iraqi news, to use a bit of discernment. Many of them are negative based, as we can see the Iranian influence in these stories. Many economists also ill-informed & still do not see the big picture or realize the extent of the process & why it must be done. She told me many still don’t even know the newer, lower denominations have been already printed & the coins stamped years ago. This is evident when you read or listen to their commentary. I was also told to watch for yet more articles in the news about the project to delete the zeros but to be aware that ONLY the ones coming from her committee on this subject matter can be trusted. As you know my contact works on the committee from the CBI & it has been given the task of ensuring a smooth process. I was also told that in late November or early December we will see the newer lower denominations & their pictures & features depicted on the CBI site. The ending of the currency auctions at the end of 2024 will also be signal to us that everything is moving correctly & we should see the IQD returned or reinstated back to FOREX in early 2025. I know there is lots of gab out in the Dinar Community & people are already questioning the information given to me from the CBI on this matter. I was told by my contact that this raging war in the middle east, extended to Iraq, could be an issue but so far Iraq is desperately trying to stay neutral. Is Deleting The Zeros Really Going To Happen? Just last week while in New York, the PM Al-Sudani told the world & I quote – “A stable Iraq in a sensitive region is beneficial to the world, which is what we have witnessed since October 7, as Iraq has maintained a great balance & calm & we have kept Iraq away from the arena of conflict.” From this Al-Sudani speech you can also see that he wants Iraq to stay out of this middle eastern conflict with Israel but the Iranian backed politicians keeps trying to pull Iraq into it. Yes, if they did get involved this would be VERY destabilizing for Iraq, something Al-Sudani does not want especially at this time since they have taken these financial reforms so far already & they are so close to the reinstatement. As of you may remember that PM Mohammed Shia al-Sudani came to New York last week to speak the UN General Council Meeting. Later he participated in a dialogue session held in New York after midnight on Wednesday, by the American Chamber of Commerce & Al-Monitor, in the presence of an elite group of investors, businessmen, representatives of American companies & the Iraqi-American Business Council. You might want to read the article titled “HIGHLIGHTS OF THE DIALOGUE SESSION ATTENDED BY AL-SUDANI IN NEW YORK” to get more information about his visit. PM Mohammed Shia al-Sudani confirmed from New York that the currency sale window will close at the end of this year, while revealing the government’s intention to establish a new bank that adopts the latest technologies. PM Mohammed Shia al-Sudani expressed, on Thursday, Iraq’s readiness to enter into a partnership with American companies in the oil industry sector, revealing at the same time his government’s intention to establish a new Iraqi bank. This came during his participation in New York. Really now,,,, can the news get any better? Finally the US is engaging Iraq & seriously taking on partnerships, especially in the energy sector. So we know if the US is invested in Iraq something is up. Who is holding up the RV? It just seems the ones asking the question don’t really want to hear the TRUTH answer. They want a simpler answer, a quick solution to a difficult issue. Let’s explore this today. In yet another article titled “WHY DOES THE US STILL CONTROL EVERY PENNY OF IRAQI OIL REVENUES?” we can now clearly see the corruption of the US upon Iraq. So, to answer this question of who is holding up the RV let’s look at the article. When I finished reading it I asked myself– Yes, why do they, if not for corruption? The facts of why they should no longer control Iraq’s money are outlined clearly in this article. I quote from the article – “Attempts by the UN to restore Iraq’s control over its finances have largely failed. In 2010, UNSC Resolution 1956 demanded the closure of the DFI by no later than 30 June 2011 & the transfer of all proceeds to the Iraqi government.” I am not making this stuff up. You can go read the article yourself. Also I need to point out yet another device the US is using to justify control over their funds thus the currency too, is the Executive Order EO 13303. I know most of you did hear about this EO every May when it come up for renewal. Since the signing of Executive Order 13303 (EO13303) by President George W Bush on 22 May 2003, all revenues from Iraq’s oil sales have been funneled directly into an account at the Federal Reserve Bank of New York. This flow of revenue will continue until this EO is ended. The RV can not & will not happen until this EO ends. EO13303, titled “Protection of the Development Fund for Iraq & Other Property in which Iraq Has an Interest,” has been renewed annually by every US president, including Joe Biden in 2024. This executive order essentially places control over Iraq’s oil revenues under the discretion of the US President, leaving Baghdad with limited control over its resources & earnings. Can it get any clearer that Iraq is not in control of the RV? Why would the US allow the RV to happen which would lead to a stream of income from the trading of the IQD on FOREX, if they want to maintain control over Iraq using blackmail methods to do it, thus using money to do it. Remember “money talks, bullshit walks”. Please read the section in this article on “BLACKMAILING IRAQ”. It will be an eye opener for sure for many of you. That “BLACKMAILING IRAQ” Section is below in red. BLACKMAILING IRAQ. Whenever Washington feels that Iraq is not compliant with US regional goals, these fund transfers can be delayed or reduced. In January 2020, for instance, after the Iraqi Parliament voted to expel US troops following the assassination of Iranian Quds Force General Qasem Soleimani & Iraqi Popular Mobilization Units (PMU) Deputy Commander Abu Mahdi al-Muhandis, the Trump administration threatened to freeze Iraq’s access to its oil revenues. Today, Iraq’s financial situation remains dire. Despite having oil revenues piling up in the Federal Reserve Bank of New York – estimated today at around $120 billion – Iraq is burdened with a growing debt that matches this amount. The country’s inability to control its own funds has prevented long-term reconstruction & development, forcing it to rely on international loans. Ironically, Iraq has also become one of the largest holders of UST bills, with investments totaling $41 billion in 2023. In addition to its economic challenges, Iraq has been drawn into the escalating regional conflict amid the ongoing Gaza war & the intensification of Israel’s aggression against Lebanon. Iraqi resistance forces have actively participated in military strikes against Israeli targets in solidarity with both Palestinian factions & Hezbollah. The involvement of Iraq in this conflict is not isolated. Iraqi factions have routinely targeted US military bases in Iraq & Syria – viewed as illegal foreign forces subjugating Iraq’s sovereignty – contributing to a broader escalation that has drawn in actors from across West Asia. These troops have vowed to continue their campaign against both US & Israeli targets, aligning their actions with the region’s Axis of Resistance. THE UN SHUTTERS DFI, BUT THE US REFUSES TO COMPLY Iraq ceased to be under occupation, at least formally, when it signed the “Strategic Cooperation Framework” agreement with the US in 2008, which says that American forces are present in Iraq only at the request of the Iraqi government. Attempts by the UN to restore Iraq’s control over its finances have largely failed. In 2010, UNSC Resolution 1956 demanded the closure of the DFI by no later than 30 June 2011 & the transfer of all proceeds to the Iraqi government. Despite these clear legal directives, the DFI account remains under US control at the Federal Reserve Bank of New York in defiance of the UN Security Council resolution. Worse yet, enduring US dominance over Iraq’s financial resources has deeply exacerbated the corruption & dysfunction plaguing the country. Ending the work of the UN International Advisory and Monitoring Board of the DFI was one way of obscuring the massive corruption & theft of resources by American & Iraqi actors. The unprecedented corruption that was spread throughout Iraq & its institutions can be laid at the doorstep of this policy. The gargantuan amounts of hard cash that are flown into the country monthly, the unaccounted-for astronomical sums that disappear from various ministries, & the Dollar exchange shops (banks) set up by political groups that thrived alongside the US occupation forces have turned Iraq into one of the most corrupt countries in the world. Iraq’s dependence on the US for access to its own oil revenues, combined with its growing debt has significant impacts on its sovereignty, while its involvement in the regional war also will have implications on its relations with the US. While Iraq may no longer be under formal occupation, the mechanisms of financial control established after the 2003 invasion persist. These controls not only limit Iraq’s economic development but also entangle it in broader geopolitical struggles. Today, both the US Administration of Joe Biden & the Iraqi government led by Mohammad Shia al-Sudani – which has not taken steps to free Iraq’s sovereign funds – can be considered in violation of United Nations Resolution 1956 issued in 2010. This control also includes control over their currency moving back to the currency exchanges. There is no sound legal basis for the hold up, other than the corruption of the US in prolonging the RV in the 1st place. Get it? Most of this corruption would not have taken deep roots if they had let the RV go through in 2012-2013 as planned by Dr Shababi. As I said& many others, the longer they wait for the RV, the harder it is going to be to uproot the corruption. Was this all intentional? Where exactly was a lot of this lost or stolen money going? Did the US politicians get “kickbacks” from Iran the longer they let this go on? Yes, I know this all sounds almost unbelievably corrupt, but I am sorry to say that through Obama & the Biden administrations this scheme did exist. The nuclear deal was just a distraction from the real corruption. Get it? Yet the US again acts as the bully & gets what it wants, even if it circumvents the sovereignty of Iraq. Did the US invade Iraq to free Iraq from the dictatorship of Saddam? It’s been over 20 years already & so where is all this freedom they promised? Remember two points: Having a constitution does no good unless you follow it; Do you see my point here? So, who is in control of the RV? if you can’t see by now that, everything I have been telling you is true & that namely the US through the UST has been holding up the RV, than I give up on you. So, to conclude every piece of forthcoming events told to me by my CBI contact so far have come to pass or are now underway. We have seen the consolidation of banks, the dissolving of some banks & in today’s news we read about the defunding of some. Is this not what the UST is in Iraq to do. We also witnessed many educational articles & videos presented to us, sponsored by the CBI, as we were told would happen. We were told prior to June that June would be the kick off of the process of the 3rd phase of the strategic projects for Financial Reforms & we witnessed the UST then get involved. I Have To Drill This Into Your Mind To Help You Understand What Is Going On In Iraq. Then we were told earlier that the project to delete the zeros, could not occur unless the US Treasury gave its assurances to complete the process once started, which meant to go all the way to the reinstatement (end of process). It could not do this at that time & then the UST finally stepped in & is now more forcefully & aggressively moving these reforms ahead. We seem to see only mostly the banking reforms but they are also working to help recommend procedures & regulations of the Iraqi Stock Market (ISX) & get it back on track too. These are also reforms in case you forgot. According to the UST these reforms are necessary to combat corruption. Just so you remember my contact also told us that Ali Al-Alaq was not leaving the CBI as the director & his resignation was NOT accepted. He really did not want to leave but used this tactic for pressure to get the GOI Finance Committee to listen to him & to appreciate his plan to get to the reinstatement. AL-SUDANI ISSUES BANKING DIRECTIVES, INCLUDING SUSPENDING CAPITAL INCREASES FOR BANKS SUBJECT TO US SANCTIONS A government source revealed, on Thursday, that PM Mohammed Shia al-Sudani issued directives related to financial & banking reforms, including not increasing the capital of banks subject to US sanctions.
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Here's an article of Dinarian interests... Treat as a rumor. Not verified. Your opine. Militia Man: PM Sudani Gives One Of Several Speeches Today. ARTICLE: PM Muhammad Shay al Sadani went to New York on Saturday, so he looks like he arrived. Of course, he’s had a subsequent speech today, just as you know. But ultimately he’s gonna have a couple of speeches. I think the first one you noticed probably in, in the news today, & that was with the future summit meeting of the UNGA, the UN General Assembly. I think it’s the 79th session in New York City. So there was going to be, obviously a lot of presidents will participate. What are they going to be talking about? Is strengthening cooperation, facing challenges & affirming commitments. So that’s basically what it sounds like. Sounds like Sudani is going to have a busy agenda. There’s going to be sideline meetings that will probably be ongoing, but I’m not sure exactly how those things pay out. So we’ll just watch the next couple of days for what we can glean from the summit or the assembly meeting & we’ll just go from there. The advisor to al Sudani, stated that the banking system in Iraq is rentier par excellence regardless of ownership, noting that it retails on oil resources & government liquidity directly & indirectly. He stresses that needs of comprehensive reform process to create these market institutions. So obviously, what are they going to do? They’re going to create an environment to go to a market economy. I think they’re probably going to have Ernst & young. I wouldn’t be surprised if they’re talking largely in the next few days about the privatisation of the two largest state banks, but they haven’t done that yet. But they’ve implied they’ve got some things going on. basically what’s happening is going to enable the banking market to be integrated with the international financial & banking system & become attractive to large scale global banks. The PM, Shia al Sadani, announced last Thursday a former formation of a higher committee to deal with the work of iraqi banks in accordance with international & financial requirements, while he was also directing private banks to build balanced relations with financial institutions, Arab banks & investors. So obviously there’s a relationship with these two largest banks of going into a market economy. Al Sudani was in this assembly last year & it was in September, and he was talking about being effectively the saviour of the international financial system. They were subsequently in Davos a few months later. They were talking about restoring confidence to the international financial system. The whole Davos meetings were on restoring confidence & Iraq was a big part of that. Well he has done a lot of achievements. But it’s fascinating that you see the likes of the CBI Gov Alak, as Sudani is in New York, he starts talking & it says here that Alak is stating that we are constantly reviewing the deletion of the zeros from the Dinar & there are no restrictions on our balances in America. So obviously it says that the CBI has reduced reliance on the US Dollar in commercial transactions, according to the Gov of the CBI Ali Alak, Ali Alak adding that the project to remove the zeros in Iraq is under continuous review & study at the bank. It says the CBI has created new mechanisms to cover the accounts of local banks with their senders in other currencies such as the Chinese Yuan, the Indian Rupee the Euro, the UAE, Durham. In addition to the USD, which has reduced reliance on the us currency in commercial transactions for the clients of these banks. As the CBI seeks to withdraw excess liquidity in the economy, that puts pressure on the ER & to prevent the exported currency from growing in undesirable manners. So it’s fascinating to see that he’s back beating the drum about the deletion of the zeroes. It says, what are they going to do? They reduce exposure to external crisis by maintaining liquidity in foreign currency to absorb shocks in times of crisis. If you remember, a while back, significant commentary was coming from the WB about be prepared for shocks, because what’s going to be shocking for some people is to realise that the CBI digital currencies is definitely in the air & it’s probably not going away. CBI has a level of reserves that enables it to achieve this stability & provides with sufficient flexibility to meet the demand for foreign currencies to meet the requirements of the balance of payments & other obligations. They’re talking about imports, etc covering that amount of money. They’re talking about the on the level of foreign reserves adequacy. How much do they have? The foreign reserves of the CBI cover about 83.62% of the broad money supply. It says that is covering the cost of importing 15 months worth of goods, while global standards only 20%, effectively six months. So they’re pushing double, almost triple of what is normal. They have gold reserves, etc. They have the non oil revenues they’re working on in Kurdistan region & They were having meetings in Kurdistan about maximising non oil revenues. The CBI responded to the global economic challenges, such as rising energy & raw material prices, by adjusting some monetary policies in line with international situations to enhance confidence in the iraqi Dinar. Again, they’re still talking about enhanced confidence in iraqi Dinar & prevent a sharp decline in its value. The CBI raised interest rates to counter inflationary pressures resulting from challenges in global prices & domestic demand & issued new instructions to Iraqi banks to control cash liquidity. The CBI has increased its holdings of foreign exchange reserves & gold to strengthen the country’s financial position & financial stability. He goes on to say that this is enhancing the spread of digital banks & online financial services. These activities According to applicable procedures in all currencies except the Dollar. But he says there’s no restrictions on our US accounts taking into account the application of international standards to combat money laundering, terrorist financing in foreign transfers. They’re also looking to address these challenges that we are working to improve & expand our digital infrastructure. In this context, the CBI has initiated the establishment of international electronic payment company to encourage the banking & non banking sectors & public institutions to develop their infrastructure. So basically the CBI is putting out licence controls for digital banks in Iraq. And they started that in May of this year. They’re obviously working towards that end to get everybody up to speed with digital banks. That it’s going to take out some risks & it should be good for combating cybersecurity & things of that nature. So they’re talking about that they agree with the IMF regarding reforming the public finance situation, their policies in achieving its primary goal. The stability of the general price level through controlling liquidity levels. So the CBI is working with the IMF. Question was asked, will removing zeros from the Dinar destabilise the financial situation in Iraq? The process of removing the zeros from a currency means replacing the old currency with a new one. In order to simplify the accounting process between consumers, it is often resorted to by countries that suffer from high inflation & have become unable to deal with paper currencies of very low value. The project to remove the zeroes in Iraq is under continuous review and study at the CBI, taking into consideration the existence of a volume of issued currency that exceeded 100 trillion Dinars after. At one time in 2004, it was 6 trillion this year, following the exchange of the currency that was undesirable & of poor quality. So they’re talking about back in 2004 that they’ve obviously made changes &d they’re just a reflection of how the process works. There’s directing financial resources towards infrastructure & economic development projects & improving the ability to finance development projects. It also would be helpful for reducing pressure on foreign reserves, which has a positive impact on the stability of the currency & the country’s ability to cover its imports & maintain financial economic stability. No restrictions on our balances in America reiterates it. Number of bank cards has increased to about almost 20 million cards, Alak said, adding the project to delete the zeros in Iraq, subject to continuous review & study at the bank. The CBI responded to global economic challenges such as rising energy, raw material prices, amending some monetary policies in line with an international situation to enhance confidence in the Dinar & prevent sharp decline in its value. It says the CBI increased it’s holding in the foreign reserves & gold. Regarding the crisis of rising ER, he explained that the CBI has established new mechanisms to cover the accounts of local banks with their senders in other currencies such as the chinese Yuan, the indian Rupee, the Euro, the Durham, in addition to the Dollar, which has again reduced reliance on the us currency & commercial transactions for customers of these banks. Basically the CBI seeks to withdraw excess liquidity in the economy. Digital banks follow the logic, get rid of the cash economy that puts pressure on the ER & prevent exported currency from growing undesirably. it’s basically talking about CBI is working in cooperation with public & private institutions to organise awareness campaigns aimed at increasing public knowledge of the benefits of using bank cards & electronic payment systems or methods to enhance confidence again in the banking system. He says that there’s a number of bank cards increased in 2023 to 19.75 million cards & the number of bank accounts increased to 13.3 million accounts. He stresses that the bank is working to encourage financial innovation by supporting the development of services such as electronic wallets. That sounds like CBI digital currency is coming or tokenized currency or tokenized monies. Banking applications & opening digital banks & is currently working to launch a national financial inclusion strategy that includes solutions to most of these challenges, in addition to financial awareness programmes targeting various segments of iraqi society. They reiterated again regarding the process of delete the zeros from the currency. He stressed that the process of deleting the zeroes from the currency means replacing a new currency with old currency to simplify the accounting process. So instead of having bags & bags of notes, you’re going to have smaller amounts. Basically, he’s indicating that the project of deleting the zeros in Iraq subject to continuous review, taking into account existence of issued currency volume. it basically is stating the book accounts process the government still suffer from due to the circumstance the country went through. The zeros will benefit them in their monetary reform & they don’t worry about high inflation & all that kind of thing. CBI Gov Alak once again says the activities of sanctioned iraqi banks continue in all currencies except the Dollar. He says that amending some monetary policies in line with international situation to enhance confidence in the iraqi Dinar & prevent a sharp decline in its value. The CBI has increased its holdings of foreign exchange & gold reserves. We already know that foreign exchange reserves are the tool used by all central banks to maintain the stability of the local currency ER against foreign currencies, as well as to reduce the exposure to external crises by maintaining liquidity in foreign currency to absorb shocks. PM Shia al Sadani says we support investments that aim to diversify the economy away from oil. He says the support for investment is aimed at diversifying the economy away from oil, with a focus to provide a better private sector, providing job opportunities. Calling for strengthening international cooperation in the fields, on land, maritime, cybersecurity, outer space security. I thought that was fascinating, to ensure comprehensive security, that one of his talks was at the future summit on the sidelines. What are they doing? They’re just looking at from now through 2028, their whole premise is comprehensive strategic reforms. He gives about ten or eight to ten bullet points. He’s calling for strengthening international cooperation in the areas of land, maritime, cyber, outer space security to ensure comprehensive security. Science & technology are the basis of sustainable development & we are working to transition to that digital economy & provide an integrated database to support decision making. International cooperation is essential to ensure that countries have access to necessary tools, capabilities, benefit from artificial intelligence. This is somewhat new for Iraq, but the bottom line is artificial intelligence is going to be used to some degree in many countries around the world. They’re putting in their regulations, to manage it, to do it with integrity. The Kurdistan Regional oil industry group Apicor, called the continuation of the Erbil Baghdad meetings to resume the export of Kurdistan region’s oil. Because they’re losing about $20 billion in revenue. 20 billion US Dollar in revenue. That’s a lot of money. United Nations General assembly today, it says they’re calling on the legal or the federal government to coordinate with Kurdistan regional government & international companies to resolve the outstanding problems & resume the export of Kurdistan oil as soon as possible. It says that their exports via Turkey may resume by the end of this year. It says the estimated losses caused by the Halton Kurdistan regional exports were at about $20 billion lose. The company is actually expected to come back online & start making about $24 million a month, which is they’ve been punished for not adhering to contracts. So ultimately, the goal is to get these guys back online & up and running & oil flowing. So the non oil revenue streams, even though that that’s going to be another revenue stream, but it’s going to to benefit the country overall. Now they have OPEC issues as far as how much they can pump, but they took things offline & then that the cyan port area & then they just, they probably, I’m pretty sure they started pumping out of the south, in the Basra area to cover that. So the bank of international teams with JPMorgan & ups to transform cross border payments. Iraq is going to be a digital currency & so is the United States currency. They’re going to more cashless societies. They’re not getting rid of it all. They’re not just stopping tomorrow, but they’re going to have just less cash because it’s going to be necessary. Because, again, most people are still using cards, as we do here in our country. A lot of people still use cash. Of course, we all have cash in our wallets, but to the same extent that we had 25 years ago, I don’t think that’s the case. The BIS leads this project & it’s called Agora. It’s a blockchain based initiative for efficient cross border payments. Well, cross border payments, JPMorgan Chase has already done deals or done clearing with digital currency & the Buna platform with the Arab Monetary Fund. Iraq is part of the Arab Monetary Fund & he left to go there & now he’s back doing the project to delete the zeroes from it. Okay, so major banks like JPMorgan UBS joined to enhance global financial transactions. The BIS is positioning itself at the forefront of financial innovation, aiming to revolutionise cross border payments with major global financial institutions & credit card companies. Signing on to its blockchain based project, the BIS (Benk of International Settlements ) is working to build a new infrastructure for international transactions as the financial world evolves. The role of the BIS in leading this shift is crucial. The BIS is based in Switzerland, serves as the bank for central banks, facilitating monetary transactions between these institutions & functioning as a research hub. Its primary objective is to foster international & financial systems cooperation. Monetary cooperation, ensuring stability across global financial systems. With its in house innovations, the BIS has consistently explored & developed cutting edge solutions to improve functioning of the world’s financial infrastructure. So the project Agora has driven participation from some of the world’s largest financial players, including like JPMorgan Chase, Deutsche Bank, UBS Group AG, as well as global credit cards like Visa, Mastercard. Dinar with MoneyGram, digital payments, with all these people & all these certain banks. So there’s about 41 companies alongside central banks from the jurisdictions in the US, the Euro, Japan, England. They highlight the scope & potential impact of the project. Agora, meaning market in Greek, seeks to create a unified platform where tokenized assets can be traded using digital currencies issued by the participating central banks. The significance of this platform lies in the use of central bank backed digital currencies, allowing for nearly risk free cross border transactions, which would significantly reduce the inefficiencies & delays associated with cross border payments. Presently, cash remains the only complete safe form of money. But it lacks a digital counterpart. Agora aims to bridge this gap by offering secure digital solution. It says central banks play a critical role in this project by Agora, by issuing digital currencies that will be used on the platform. These central banks backed digital currencies, often referred to as cbdcs, represent a digital form of the world’s most important reserve currencies, including the us Dollar, the Euro & the Yen. So they’ve already tested these things & they did that with the Dollar & they did it also with the jordanian currency. Well, they basically tested the Buna platform that’s going to be cross border payments when all this shipping comes into the port. A development road project, all the regular borders, the trade from Saudi Arabia, from Jordan, from every country that borders Iraq. I believe there’s about six. There’s a relationship to JP Morgane & the Dinar & there’s a relationship to JPMorgan and XRP & Ripple, People can make payments with tokenized currencies & they can use XRP to pay mortgages now. So this is something that’s going to be a next wave of the future. As the project progresses, Agora has the potential to revolutionise how cross border transactions are conducted, offering a secure, risk free platform for trading tokenized assets using central bank digital currencies. So Iraq is going to be embracing it so the bank of international Settlements is the central bank for central banks & other major banks are becoming involved with these cbdcs, as you guys know about now. But JP Morgan & ripple this last week made payments through XRP. JPMorgan Chase has officially announced that it’s now accepting XRP for both credit card & mortgage payments. This move is part of their broader strategy to integrate blockchain technology & digital currencies into their services. Well, in addition to JPMorgan Chase, other businesses & platforms are accepting XRP as payment. This includes companies facilitated by FCF pay, a blockchain payments processor which allows payments with XRP, bitcoin, ethereum & other cryptocurrencies at participating merchants. But in conclusion, with this, JPMorgan’s Chase’s decision to accept XRP for mortgage payments & credit card transactions makes a significant milestone in the integration of cryptocurrencies into traditional banking. This move not only enhances the efficiency of financial transactions, but also opens up new possibilities for the real estate market & beyond. It says XRP paired with the iraqi Dinar triggers speculation of XRP’s rising prominence. So here it’s now September, late 2024. So people were paying attention to XRP in relationship to the Dinars. If anyone need liquidity from somewhere, they can go in & get it all over the world digitally & fractions of a second. XRP will probably be that technology, part of it in every single transaction around the world, 365 days, seven days a week, 24/7 no blackouts. They’re going to slice the pie. It’s a very small slice of that pie. Cheaper for everybody to use it. It’s faster than for everybody to use it. Therefore, the cost comes down, its efficiency is higher & it looks to be safe. It says XRP news Ripple partner. Ripple’s partner, SBI holdings confirms participation in the BIS project Agora. Direct relationship to XRP & this project? Ripple’s partner, SBI holdings reveals participation in the project Agora cross border payment Unified ledger initiative by the BIS highlights Ripple partner, SBI holdings has confirmed participation in the project Agora led by the BIS. XRP community believes Ripple’s technology aligns with the Agora project & XRP on the 19th, real close, jumped about 2%. Okay, so that’s pretty good positive news. Project Agora is an initiative jointly led by the BIS & central banks. Could be the CBI, of course. Improve the functionality of cross border transactions through tokenization. The central banks are bank de France, bank of Japan, the bank of Korea, the bank of Mexico, the Swiss national bank, the bank of England, the Federal Reserve bank of New York. This project, we hope to improve the functionality of the financial system while restoring confidence to the financial system. Maintaining the two tiered structure of the central bank. Money & private bank deposits provide new solutions that utilise smart contracts programmability, thereby providing high convenient services & cross border transactions. So basically the community is just having acceptance to this ripple. It says here that the CEO, Brad Garlinghouse, says his company is seeking adoption in traditional finance.
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Here's a rags to riches to bust story of Dinarian interests... How many shots at wealth does a person generally get in their lifetime? Treat as a rumor. Not verified. Your opine. TNT: All Dinarians Should Read This…..So It Will NOT Happen To You! ARTICLE: Lotto Winner Loses It All. I had the pleasure of meeting a very charming senior in the last few weeks. It’s my friend's mother & this lady is in her 70’s. She won 5 million Dollars in the year 2000. I saw a copy of the cheque on the fridge at her son’s house. I did a double take because I’ve never seen a cheque that large. Of course me being a Dinarian & riding this crazy ride along with all of the others, I have been fortunate enough over the past 5 years to have been educated by people like Tony etc & I have done my research about this kind of thing. All of us have been told the statistics & I do realize that all of this waiting has been hard, although the real challenge comes after our blessing arrives. My friend told me the story of how his mother had won the lottery & how she had come to “lose it all”. I was fascinated because although we hear about it, I had never met someone in this unique situation. This is her story in a nutshell: She won 5 million Dollars & was not financially educated in any formal way. She made her decisions quickly & without professional help. Her son told me she wanted to “show them all” who she was & rub it in their face, whoever “they” are. She gave $500,000 to her sister & then $600,000 to each son. She was down 1.7 million to start & it gets dramatically worse from there. Her sons accepted the gift & my friend was in a not great marriage & of course since he had just received $600,000 from his mother that was not his own lotto winning or an inheritance, his wife when she divorced him was entitled to half. The other son burned through his quickly as he also had no formal education or did not seek professional help. My friend however did the wise thing & invested his remaining $300,000, he still has it 15 years later & it’s making him money daily. I repeat, it’s invested professionally & it makes him a return daily! This lady bought a brand new house, hired an interior designer & of course the new performance car, fully loaded. She spent 30-40 THOUSAND per month at the casino because they were “so nice to her”, no kidding! She brought her sister for company & of course her sister didn’t spend any of her $500,000. She had an addiction to scratch tickets & lotto tickets even though she had already won. She handed out $50 tips at the grocery store to the cashiers etc., had the life she always wanted & she sure made a big splash doing it. It didn’t take long for the money to run out & her to be in a worse situation then when she won the money. I sat & listened in sheer amazement! I gave her a ride home that night because the battery on her car was going & she didn’t have the money for a new one, imagine that! Her son was taking it to be fixed the next day for her & footing the bill. I drove her home & she went on & on about her house etc. I drove up & although it’s a beautiful place it was overgrown & unkept, no money for maintenance, the neighbours must be thrilled. She invited me in & was proud to show me all of her treasures. My heart truly went out to her as there she was & now it’s all gone & the house will be going soon, too. I looked at her & gently asked if she had to do it all over, what would she do different? She looked down & thought about it, looked up at me & said she would have got some help. Everyone was my friend, she said, until the money ran out. I wished her good night & got in my car & thanked God for that experience in person & up close. It’s real, it happens & it will happen to some of you. I told her son about this investment & he has some currency, I know she will be looked after but it sure makes you think. How many shots at wealth does a person generally get in their lifetime? I’m thinking not too many. The sad thing about it, is how much she gambled away looking for money & “the win” again. Folks, when this blessing arrives, your ship came in & this for most of us this will be the one shot you get at wealth. Don’t waste it! There are several lessons to be learned from this story. Be wise, move with caution & be deliberate with your actions. I truly hope by sharing this story, it can help at least one person, my eyes have sure been opened!
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Here's one Guru's thoughts on the RV-RI. Remember...This is just one Guru's opine. Treat as a rumor. Not verified. Your opine. FROM OTHER SOURCES: The RV Of The IQD. All RV. ARTICLE: How on Earth can we still be here? And by “here”, I mean on this journey. This journey to a place no one has ever been. To a destination that doesn’t exist on any map. At least not on a map that we can purchase. Certainly not at our pay grade anyway. Nope. Whatever is (or isn’t) going on here, either in front of or behind the scenes, is rated GCRCO (Global Currency Reset Committee Only). Yep, like it or not, the GCR Committee has cranked up the Parental Controls to full on “No Peeking – No Speaking” mode. Strictly a “need to know” basis & apparently, there must be a bit of confusion because for some strange reason, they’re under the impression we don’t need to know. Oh, if they only knew how wrong they are, I just know they’d change their minds. Well, I’d like to think so anyway. As we eek into the supposed final stretch of this far too long, get rich not all that quickly, not quite overnight journey, all of the so-called “Sources” have basically clammed up. Shut down, zipped their lips, gone the way of the NDA & I must admit; the silence is deafening. And if left unchecked, a bit disheartening as well. Sure, we continue to hear that everything’s done, the Bank’s are on RED alert, security is in place and this thing could pop at any minute. One minute it won’t be & the next minute, it will be. That “suddenly”, without notice, all of a sudden everything will change. That those of us fortunate enough to be aware of the GCR/RV opportunity will go from the “have not’s” to the “have plenty’s.” But just how often can we continue to hear that same ol’ stuff & still believe it. Have we all been duped? Including the Banks! They’ve been hearing it for years, just like we have. At some point even those of us with the strongest of foundations wouldn’t be frowned upon for at some point questioning our own thoughts. Our own beliefs. Our own foundations. Yes, we did our due diligence, our own research. Otherwise why on Earth would we still be involved. But that alone can only be relied on for so long. When I first jumped on board, even though we didn’t know it at the time, things were oh so much easier. And by easier, I mean there were quite a few less “thing’s” we had to keep our eyes on. Back then the name of the game was RV. Simple as that. The RV of the IQD. All RV… all Iraq… all the time. That was it. Even the VND was just a faint rumor at best. Nothing worth paying any attention to. All they had to do was oust Maliki, keep Sadr from following through on his dastardly deeds, let Shabibi take the reins, release them from the “Program” rate, pop their “deenar” up to the new rate & BOOM, we were done. Pretty simple, huh? And when we saw the 1st hint of the sanctions against Iraq being lifted late in 2010, we just knew we were there. Next thing would be the removal of Iraq from the OFAC List. Add them to the WTO. Presto change-o, post it in the Gazette, declare their newfangled currency Internationally tradeable & we were done. On the bus & off to the Bank we would go. But hang on there Dinarland, not so fast. Best to keep your hands, feet, as well as your camel in the corral. At least until this ride comes to a complete stop. Turns out there were still a couple more steps to complete before we reached the Station. That was confirmed at the end of June, 2011, when all of Shabibi’s promises went down the drain & we all hunkered down in the knowing that this thing was likely to drag out just a bit further. Sure, we’d heard rumors of another train runnin’ down the tracks. Luckily it was a different train, on a different set of tracks. Something called The Marshall Plan. But no worries. Once again, just another rumor. A rumor that we were assured wouldn’t affect us. Stay focused, it’s nothing we need to pay attention to. After all, rumors were our bread & butter. We lived on ’em… we thrived on ’em. We’d already heard plenty of stuff from the “Sandbox” & all the Contractors in the “Green Zone” getting paid the “RV Rate”, so we were quite accustomed to rumors that never panning out. Good or bad. Still we were told to fold our trays & return our seats to an upright position because we’d be landing very soon. And although the plane was continually circling, it was bound to land at some point in the very near future. I mean a plane’s fuel tank is only so large, so logically it can only remain in the air for so long. Problem is they somehow forgot to mention the plane was continually being refueled by a Tanker circling very nearby. The rumors of another set of tracks began to increase, getting louder with every “Chug” of the train. Those “tracks”, although they were initially running parallel to our track to prosperity, to paying it forward, to living the lives we all dreamed of, surely would never affect our track to the RV. Or would they. Unfortunately we can all see now just how that original “plan” worked out. It didn’t. And it was at that point that most of us began to pay more attention to all those GCR rumors & to the impact they could possibly have on us reaching our goal of a simple RV of the IQD any time soon. Maybe there was more to this thing after all. While some of us might have originally taken this leap of faith, risking our entire everything, our future’s, our relationships with family & friends, even our own sanity by jumping on board the Insane Train, with little to not a whole lot of prior research, that would be completely understandable. After all, I would have to believe that when many of us first became aware of this here RV thing, we only had two weeks before it was going to “POP” & it could take a week or more just to receive our currency. So it was kind of a now or never, believe or don’t believe, get in at your own risk kind of thing. And so we jumped in, phone’s always on, alarm clocks set for two weeks, readier than ready. But as the months & weeks continued to tick by, we began to do more & more of our own due diligence. Anything to prove, even if only to ourselves, that this thing was indeed real. And was really going to happen. I dug deep & when I began to discover names like Haliburton being granted huge contracts, Citibank being offered the first Bank Charter, China signing contracts to build thousands of homes & a huge laundry list of “biggies” all chomping at the bit to get a piece of Iraq, for reasons both known& unknown, I was convinced that this thing was real. If “they” were so eager to pay to play, I knew I really wanted to be a part of it as well. Never having to look back & wonder “What if?” As time went by, I also began to realize that although the original intention of this whole RV deal was indeed a “behind the scenes”, get rich quick scheme for the “Big Boys Club” as it were, that wasn’t going to stop me from wanting a piece of the pie as well. In fact, it only added to my motivation. Upon seeing that their plan wasn’t working out as they’d hoped, yet they weren’t in any hurry to “cash out” & walk away, further convinced me to stay. Oh no, they were in it for the long haul. Therefore, so was I. Right to the bitter end. As long as I still held one note, I’d be in it to win it. If at some point I came to the realization that I no longer believed in what I’ve spent the past “far too long” believing in, then chances are very good I’d already be hanging out with Elvis, outside some random building somewhere East of the Las Vegas Strip wondering how I could’ve been so wrong. Questioning every thought I ever had pertaining to the validity of this RV/GCR thing. But I’m not hangin’ with The King. Not yet anyway. Nope, I’m still right here, right now. And hopefully I’ll continue to be until I reach the finish line. Wherever & whenever that may be. Okay, so yes, maybe the Banks have been told to be ready so they don’t have to get ready to be ready for going on, I don’t even know how many years now. So long in fact that I’ve basically lost count, which is a good thing. And while I’d like to think that’s all part of their “Boy who cried wolf until he was old enough to be put into an Assisted Living facility” Plan, chances are there was no plan after all & they are simply “wingin’ it”, making up the rules as they go along. Up against something so huge that there is absolutely no way to put a “date” on this moving target. And it has nothing to do with us whatsoever. And while they might have timelines, deadlines & “windows”, not a one of them are cast in stone. Therefore, they can all be stepped over, crossed & broken as needed. I have the distinct feeling they flip their own script quite often. Either way, I don’t think we’re ever going to know for sure. In the old days I wanted nothing more than to know (after the fact) what was truly going on behind the scenes this entire time. When we thought they were “zigging”, were they actually “zagging” & were they ever truly in control of the situation or was it just uncontrolled chaos at its finest. Mellowing with wisdom gained through time and research, at this point I’m much more content to leave the unknown alone, looking forward to the future as opposed to deciphering the past. Any thoughts of Dinarland & this journey will happily be left in my rear-view mirror. And might I add, not a minute too soon. & there’s no time like the present to get started. They always said it would get crazy near the end. Well, the crazy part has been going on for over a decade, so I’m not too sure about when the crazy part actually started. Or when it will officially end. They also mentioned that as we got closer, everything would go quiet. Not a peep, not a sound. I’m not so sure they thought that “sound of silence” would be NDA induced but whatever. I tend to believe that’s our current stage. It seems as if lips are zipped & not a word can be heard from in front of, nor from behind the scenes. Which, when you think about it, as agonizing as it may be, makes total cents. Ooops, I mean sense. So, if at all possible, please do your best to enjoy the silence. I know it’s not easy but relish the unknown. The middle ground between the not yet & the RV/GCR, between back screens & Teller screens, between the pit of rumors & the summit of fruition. This is the dimension of imagination, the place we’ve dreamed of reaching for far too long. The time when all of our thoughts, our beliefs, our faith in our own due diligence will truly be tested like never before. It is an area which I affectionately call, The Unknown Zone.
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Here's some rumors of Dinarian interests... Ray, Bruce, MZ, Pimpy & F26 believe the RV process has started. There is supposed to be an in-country rate yet nobody can tell us the ER. If there was a real actual in-country ER, it would go viral instantaneously. You can't keep something this huge hidden from the public eye. IMHO. Treat as rumors. Not verified. Your opine. RayRen98: SOURCES ARE SAYING “ATTEMPTS” AT THE RATE CHANGE HAVE BEEN MADE EVERY DAY THIS WEEK SO FAR…TECHNICAL ISSUES ARE BEING BLAMED…TIME WILL TELL… Bruce The Goose: We are just waiting for the in-country rate to go international. You will be pleased with the new ER. MarkZ via PDK: Waiting For The Go. Everything is done & they are waiting for a “go”….I am hearing the same thing from the banks and group leaders. Hearing the same thing from Iraq…and from military contacts over here…the same thing from all contacts…I will take as a positive. Pimpy: They’re Still Listed As Trading 1 To 1 On FOREX. ARTICLE: The IQD is not officially trading on the Forex right now because it’s part of their punishment, but it’s listed there because they had a pairing at one time just like the [Venezuela] Bolivar…Once they’ve been paired before, even though they’re in trouble and they might not be officially trading on the Forex, they’re still listed as trading 1 to 1. That doesn’t mean that’s what’s happening, it’s like a placeholder. Think of it as a book-marker. They’re not officially trading at 1 to 1…A book-marker, that’s all it is…When the time comes and they start trading on the Forex again…they’re already set up and can start trading right away. That’s the same with all currency exchange websites.
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Here's an article of Dinarian interests... Iraqi Dinar Expected to Undergo a Revaluation. Treat as a rumor. Not verified. Your opine. Ariel: Iraqi Dinar Expected to Undergo a Revaluation. ARTICLE: What does the parallel rate reaching parity with the official price set by the CBI mean? The reason you all have not seen a reinstatement of the IQD on the Forex Market is because the black market rate was artificially suppressing the value of the national currency due to the speculation in that area. This means in the parallel market, the exchange rate for the IQD against the USD is often higher than the official rate set by the central bank. This discrepancy is driven by supply and demand dynamics, where limited access to foreign currency through official channels forces businesses & individuals to seek Dollars in the parallel market at a premium. Now that there is basically only one set price across the board. No one is going to have enough incentive in any market to resort to using the rate in the black market due to the lack of currency in the local Iraqi markets. Now businesses can actually be more transparent. More secure. More reliable to not only the local market but the international market as well. This will give confidence in businesses across the world to do business with Iraq. Which of course by default will increase investment in their country. Thus giving the Iraqi Dinar more value as time goes on making it a premier country to do business with on every level. Traders in the parallel market were hoarding foreign currency, anticipating further depreciation of the IQD. This speculative activity was exacerbating the disparity between the parallel and official rates. But now this has come to an end. Now the citizens will have more of a reason to stop hoarding currency & bring it to the banks so the new currency can be issued. Which of course will need an exchange rate to accompany the new buying power that will come with the volume of new currency needed in order to maintain & eventually move past the current rate due to all the new business contracts. This is like a cosmic alignment that took place that was centuries in the making. You have no idea how close we are to now seeing the new exchange rate. This was the very thing that caused such a long wait. Now that it is a foregone conclusion. Many of the projects that were stalled in Iraq can move forward. Which makes the approval of the Budget more exciting than ever before since anyone has been in this investment. But another notable thing to this equation is the fact that America is now a Tier+1/Tier-0 country. Which means the international transactions speed of trade on a international & local level will be instantaneous. The timing of this couldn’t have been more perfect. “On February 15, 2023, the Securities and Exchange Commission adopted rule amendments to shorten the standard settlement cycle for most broker-dealer transactions from “T+2” to “T+1,” subject to certain exceptions. The compliance date for the rule amendments is May 28, 2024, at which point the standard settlement cycle will be T+1. The SEC’s Office of Investor Education and Advocacy (OIEA) is issuing this Investor Bulletin to explain the new “T+1” settlement cycle & how it will affect certain transactions you place with your brokerage firm.” Jansen Fancher @jansenfancher
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Here's two articles of Dinarian interests... -Iraq weighs rate change. -Calls for new Iraqi elections. -Sudani ties to Iran becomes an issue. Treat as rumors. Not verified. Your opine. TNT via VictorD: "The Iraqi Government Is Currently Weighing The Question Of Changing The Currency So That The Official Cost Of A USD will be 1.32 Iraqi Dinars instead of 1,320 Dinars. ARTICLE: Implementing such a decision is likely to significantly increase Al Sudani’s popularity." According to this....$1 USD would equal 1.32 Dinar which would make the value of the Dinar about 75 cents. Tishwash: Iraq’s Ruling Coalition May Call For Early Elections. ARTICLE: A poll by the nongovernmental Iraq Statistics Organization found Prime Minister Mohammed Shia’ Al Sudani to have an approval rate of 51%, the highest of any Iraqi official. Iraq’s ruling coalition plans to call for early elections in an attempt to overthrow Prime Minister Mohammed Shia’ Al Sudani. Al Sudani belongs to the Coordination Framework, an alliance of Shiite parties loyal to Iran. But after assuming the premiership, Al Sudani changed his approach toward the parties & came to disagree with many of their political positions.
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Here's Some Articles & videos of Dinarian & VN Dong interests... IQD & VN Dong Updates. Treat as rumors. Not verified. Your opine. Militia Man: Success Of G7 Iraq Economic Development Talks. ARTICLE: Romanowski US Ambassador to Iraq had her G7 meeting…She’s taken photo op with the G7 supporting the reforms of Iraq. That’s powerful stuff. Article quote: “…during the coming year the Iraq economic contact group will further cooperation to support the development of the economic & financial sector in Iraq including prime minister Al-Sudani’s policies to enhance the value of the Dinar…This is a clear announcement of the new policies regarding the Dinar during the transitional period...” That’s a drop the mic you guys. Phenomenal…In other words if you’re going to enhance the value of the Dinar something is going to change. From Other Sources: IQD & VN Dong Updates. TIDBITS: Breaking News: CBI’s Floating Plan & Monday Notification For Tier 4B. Vietnam Dong: Vietnam Dong $2 To $3 Realistic Rate Dong Rate Update. See videos at source...Google key words in title.
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Here's an article of Dinarian interests... This is for your entertainment, only. We know they just changed the value. A partial RV in some parts of Iraq. Treat as a rumor. Not verified. Your opine. Bruce The Goose: We Know They Just Changed The Value. ARTICLE: We’re getting word that the ATM machines are filled with the lower denomination bills like ours starting with I think tens. I don’t think singles & 5’s but 10 Dinar notes 20, 50 & 100s. I think those are all available in the actual ATM machines. Now they have been working for I think, maybe since Thanksgiving, maybe a little bit before that in the airport locations in Baghdad & at the border location where ever the ATM’s are at the border. Okay, so those are rockin' & rollin'. They (ATMs) are working now & they are in use. I don’t I do not believe they’re all in use all over country yet. But I think that is about to change. Let’s talk about other things. Like for example currency dealers, one in particular got information that they would be changing their currency rates after midnight tomorrow night, which is Wednesday night after midnight. That will be good because obviously a lot of the currency we know just change the value that they studied recently are going way up in value & they removed / pulled from the sale, they won’t be for sale anymore – no one will be able to afford It – some currencies will just change in value & have slight increase – but most of the ones we know about are going way up in value & they will no longer be for sale – as of midnight tomorrow night, Wednesday night. Okay. Should be getting a hint – should be getting a hint right about now.
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Here's an article of Dinarian intersts... US-Iraq Citizen Says RV-RI Just Happened In Country. The new ER is $3.81. Treat as a rumor. Not verified. Your opine. TNT: KaseyKo1: ARTICLE: The place where I’m living, one of their security guards is from Kurdistan. The girl at the front desk that works closely with him, had mentioned a short time ago that she had been given one dinar. Well, when I started to mention to her that the rate was getting ready to change, she stopped me & said, “Oh, we’ve already been advised & the rate was 3.81. Woo-hoo!!! I just wanted to pass this encouragement along. The way she made it sound, the change should be happening within days. KaseyKo1: Here’s an update to my previous “story”. It seems the newbie security guard we have is ONLY temporary. The Kurdistanian guard – wait for it! – just left at the starting of this week to go back to Kurdistan for 30 days. I have to wonder if he’s going back to do an exchange in his country. He apparently has a dual citizenship with the US. So the question is when will he be paid in Kurdistan? Great news, I think anyway.
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Luigi found this article of Dinarian interests... See video at source. Treat as a rumor. Not verified. Your opine. Nader From The Middle East: Video: RV. It's happening key kip our heads up & see.

