Search the Community

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 8-11-2025 Militia Man International investors are liking what they see in Sudani. He's doing what they expect him to do and that is to fight corruption. He's openly, vocally doing it in public. The foreign investors, those big names that are coming September 6th and 7th are going to be happy about that. I'm happy and I hope you're happy. 8-11-2025 Clare Article: "Sudanese advisor: White noise supports exchange rate stability in the Iraqi market" Quote: "The parallel exchange market is now moving toward convergence with the official fixed rate, which is considered one of the strongest stages of stability in the monetary market, as a result of the success of the three pillars of economic policy." 8-11-2025 Frank26 Everything Donald Trump requested from Iraqi banks can be seen in...articles. Your new exchange rate is about to be given to you Iraqi citizens. Regardless of what's going on in Kurdistan, regardless of the remaining cockroaches from Iran, regardless of Maliki trying to be a bully...you have security and stability. The head of the snake was not chopped off by Trump. It was bitten off by Trump. 8-11-2025 MarkZ I think Iraq is waiting on the bonds and the reset to be finished. Not much else makes sense when we look at the news. There have been some interesting developments that do not make sense unless a change is happening. ..... There is a lot of interesting events and curious timing right now…but remember no one knows the exact timing of the RV/reset. 8-11-2025 Walkingstick [Iraqi banking friend Aki update] The Iranian influence inside of the parliament and the GOI is severely weakened. They are in a state of depression. This mobilization law of parliament is no concern. Iraq will now protect the USD and not allow Iran to abuse it. This law is of no concern to me in the monetary process.

8-5-2025 TNTtony The IQD is trading up and down, (as we know)...Two more 3-letter confirmations re the start time [Tuesday, 8-5-25]. ...The dinar is now tradeable. It is shown as a strong buy! [Tuesday, 8-5-25] is supposed to be a great day! 8-5-2025 Walkingstick [Iraqi banking friend Aki update] AKI: I am a private bank. We are not associated with the CBI. We follow international laws and me being in the United States I follow the American banking and international laws and instructions. WS: Aki does not deny the RI is coming, nor are the American banks anymore. Come. AKI: When this blessing occurs my arms will be open to all...I am preparing for you just like all the banks in America. All your banks are on the same page. They all want your business. So do I.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 7-24-2025 Frank26 All of the bank stories...have evolved from the very beginning of last year, 'It's a scam.' They've evolved to the point of... devastatingly good...[Reply to bank story with Chase] They treated you with respect. They didn't say it was a scam. They told you they're getting ready. They don't know when...It's no secret. Everybody knows, it's all over the place. I don't believe that Chase story - I bank at Chase and have significant holdings ... Nothing..! 7-24-2025 Clare Article: “Iraq is approaching Trump's table and is no longer in the hands of the US Undersecretary of State." Quote: "An Iraqi expert said that the US Secretary of State's call today with Prime Minister Mohammed al-Sudani regarding the Popular Mobilization Forces and Kurdistan's salaries indicates that Iraq is no longer a secondary issue in the hands of the deputy minister or a lower-level official. It is likely to become a clear priority for President Trump himself, following changes affecting the region's economy, oil, and security." 7-24-2025 Walkingstick [Iraqi banking friend Aki update] WALKINGSTICK: Question "Do you have the new exchange rate?" AKI: No, I don't see the new exchange rate yet but my boss has it in Iraq. I will receive it when it's time for me to get it. WALKINGSTICK: They're talking an awful lot about the exchange rate. AKI: Yes, we talk about it a lot here too. We believe IMO it may come out between $2.00 and $3.00. 7-24-2025 Sandy Ingram If BlackRock were to publicly support or encourage Iraq to revalue its currency, the Iraqi dinar, it could have some pretty significant ripple effect...While BlackRock itself doesn't have any formal authority over a sovereign nation's currency policy, its global influence as the world's largest asset manager [$11 trillion] means...such a statement would carry enormous weight in financial markets. Markets would likely interpret BlackRock's position as a signal that Iraq's economy is stabilizing or that major investors expect future growth. This could spark a surge in demand for the dinar especially among speculative investors who are hoping to profit from a revaluation...If BlackRock backed a dinar revaluation it wouldn't directly cause it, but it would likely accelerate the conversation, impact global investor sentiment and put political and economic pressure on Baghdad to act. 7-24-2025 Fnu Lnu Article: "The Iraqi Cabinet, headed by Prime Minister Mohammed Shia Al-Sudani, held an emergency session on Thursday and issued a series of binding decisions regarding oil production and financial coordination with the Kurdistan Regional Government (KRG)." The HCL gets a few inches closer to the finish line. Positive news for us as many believe the HCL is some sort of lynch-pin for the RV. Personally, I do not subscribe to such a conflation. 7-24-2025 Frank26 It used to be the Iraqi dinar reform was in the hand of the Iranian politicians and that made me sick to my stomach. The gap between the market rate. 7-24-2025 MarkZ The rate has not changed yet. The official rate is still around 1300 to $1 USD. Many of my sources still believe the rate will be around $3.80 to $4.00 .. We will see. 7-24-2025 Clare Article: "Kurdistan Finance announces receipt of salaries of the region's employees for the month of May" Finally..!

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 7-13-2025 Walkingstick [Iraqi bank friend Aki update] Iraq has been working on the ISO for about two/three weeks now. They're telling us it is about to be implemented on the 14th. Aki was told to go back [to his bank in Dearborn Michigan]. He was waiting for the new exchange rate. They told him don't move...We believe Aki is now working on the ISO that is about to be released. Aki is the man in Michigan. It's his bank. He will test this ISO platform...ISO deals with many things like federal wires to speed up the transactions of International exchanges, any type of wiring. This is now moving much faster in a safer protected way. It is scheduled to be implemented on July 14. 7-13-2025 Militia Man There's some specific things are taking place and they're transpiring. We got the salaries, oil...Fed wire system coming up in the next couple days...the court case on the same day...Remember they extended Fed Wire ISO 20022 out from February/March range to July 14th...I find that convergence fascinating...For all those out there that think that they've heard this before, I smile and wave and shake my head. 7-13-2025 MarkZ Article: “Iraqi oil surpasses Brent and Texas on the global stock exchange” Basra average crude has recorded $71.68 per barrel. Saleh who is a financial advisor for Sudani once said that any price over $60 a barrel was workable. They are positioning well for a change of value. 7-13-2025 Frank26 [Iraq boots-on-the-ground report] FIREFLY: Sudani announced he now has the largest block in all of the political parties. FRANK: Wow. Want to lose it? Want to lose that power? Don't give us a new exchange rate. You want 60% tariffs? Don't give us a new exchange rate.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 7-8-2025 Samson Article: "Inflation in Iraq fell by 21% and financial stability indicators improved." 7-8-2025 Clare Article: "Construction begins on Iraq’s tallest twin towers in Baghdad" Quote: "Construction has officially begun on what are set to be Iraq’s tallest twin skyscrapers, a landmark 50-story project in the capital’s Al-Masbah district. Foundational work, including the pouring of the towers’ piles, is now underway." 7-8-2025 Sandy Ingram The Central Bank of Iraq's gold reserves rose sharply in the first quarter of 2025. A statement from the CBI said gold reserves reached IQD 21.2 trillion, which is about $16.2 billion, an increase of 19%...held in the previous quarter. It added that gold reserves remains a vital component of Iraq's foreign reserves...The gold reserves do not include the over $100 billion in foreign reserves held in Iraq's accounts in the United States. 7-8-2025 Walkingstick [Iraqi bank manager friend Aki update] The bank [in Dearborn] is open. Question: "What is the main thing they are doing?" Transferring. They're getting ready because they know the Iraqi citizens are going to be transferring a lot. They can now, he's with Western Union. Question: "He's still waiting for the new exchange rate, huh?" That's all he's waiting for. 7-8-2025 Frank26 [Iraq boots-on-the-ground report] FIREFLY: The Untied States Federal Reserve still holds our oil reserves, our money, and this affects our economy and our exchange rate. FRANK: Yes, America is still holding on to your oil because we are protecting it. Executive Order 13303 has something to do with it. It's a good thing. It's not a bad thing. Evil pigs tell you it's going to affect your exchange rate of the dinar. Well, of course it is...but in a positive way. It's going to improve it. 7-8-2025 Militia Man The citizens have a national card for internal use in dinar. That's just like us in the United States. When you go buy a candy bar you buy some M&M's what do you spend? You spend dollars. These cards they use are reducing the note count which IMV...is something that will benefit in a time of a redenomination or a revaluation. I think in this particular case we're going to see something to the effect of drop the three zeros and then they will apply a real effective exchange rate. 7-8-2025 MarkZ Article: “The coming hours may witness the signing” This is about the Erbil/Baghdad oil agreements. There is a lot of back and forth right now. But articles are saying they have worked through the issues and signing is imminent. We saw this same kind of back and forth in Kuwait. 7-8-2025 Pimpy Article: "Iraq's inflation rate is declining and its goal reserves are rising, an expert explains" When you start backing your stuff up with gold things tend to get better...Gold is a safe store of value. 7-8-2025 Samson Article: "Iraq's inflation rate is declining and its gold reserves are rising, an expert explains." 7-8-2025 Clare Article: "An expert warns of the US Federal Reserve's restrictions on Iraq's financial sovereignty" Quote: "Economic expert, Diaa Mohsen, confirmed...Iraq still lacks independent economic decision-making due to the restrictions imposed by the US Federal Reserve on its funds, warning of the repercussions of the continuation of this situation on the country's financial sovereignty." 7-8-2025 Frank26 The politics of Iranian influence inside of [Iraq] is powerless now...The whole world knows that Iraq is under control and they know it because of what Donald Trump did. The whole world is celebrating and singing even in Iran. Obviously not the leaders but the people. You know. I know. The whole world knows the future of Iraq's economy and currency, that's why they're pouring into Iraq. Everybody knows.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 6-28-2025 Militia Man Iraq is ready to make a big move into the international financial system...Big business doesn't come into Iraq if there's risk especially if you're going to spend billions of dollars. You're not going to go into a country that's got significant problems. You can see this isn't the past. It's secure and stable. 6-28-2025 Walkingstick [Iraqi Bank friend Aki update] AKI: Three meetings. The last meeting lasted two hours. My boss tells me, 'I need you back at the bank [In Dearborn Michigan] this Monday because we are waiting on the new exchange rate.' I have to go back because we're waiting for the new rate. WALKINGSTICK: That's the only thing they're waiting for. They already got all the banking software in place, ATM machines, the bank structures, all the bank regulations are set.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 6-26-2025 Frank26 [Iraq boots-on-the-ground report] FIREFLY: Saleh is on TV and he says, 'We are stable and strong and we have price discipline and we have three reasons for it.' FRANK: 1310 is not price discipline because it fluctuates and it's bouncing all over the place. The new exchange rate is the #1 reason. That's what he's talking about...A new exchange rate requires this conversion. 6-26-2025 Militia Man If this turmoil was to be a problem, then...why in the world would the World Bank just pay up just about a billion dollars for the country [of Iraq]. They probably wouldn't. 6-26-2025 Clare Article: "The IMF mission commends the Central Bank of Iraq." Quote: "The CBI has made progress in absorbing excess liquidity by increasing the issuance of short-term debt instruments ...adjusting subscription limits for banks in CBI auctions, and improving liquidity forecasting tools and practices...This development has contributed to enhancing banks' compliance with international transparency requirements, such as OFAC regulations and others, and improving their relationships with global correspondent banks. This step has resulted in narrowing the gap between the official dollar price and its parallel price, indicating relative success in curbing illegal speculation and reducing currency leakage." 6-26-2025 Walkingstick [Iraqi banking friend Aki update] Question: "Do you feel Alaq will give us the new exchange rate this month or at least in this quarter?" AKI: This is what I have heard. This is not going to be given to you as a fact. You know what I do [manage a bank]. You know where I'm at [Dearborn Michigan]. I have heard this will be all done by the end of the 2nd quarter or at the beginning of the 3rd quarter. 6-26-2025 Sandy Ingram [Our] opinion Iraq is being pushed into qualifying for Forex participation status due to the slow pace at which Iraq can access its dollars at the Federal Reserve Bank. Largely because certain banking restrictions are not in place. 6-26-2025 Frank26 [Iraq boots-on-the-ground report] FIREFLY: World Bank on TV news funds with us $930 million to update our railroad system. This is amazing. Sudani is doing interviews saying the private sector is the key to meeting local market needs.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 6-22-2025 Sandy Ingram We need to ask ourselves has Iraq been lying to us about previous banking improvements? The answer is yes and no. They were doing what they said they were doing but not what the Department of Treasury required. We were led to believe Iraq would be able to integrate without error with international banks. That belief was incorrect. Here's what Iraq is doing as per the Treasury department's and the Iraqi Prime Minister's demand - Article "Iraq announces Major Banking Sector Overhaul" The plan involves major restricting of both public and private banks with top global consultants enlisted to guide the transformation. Ernst and Young will oversee reforms of state-owned banks. 6-22-2025 Walkingstick [Iraqi banking friend update] AKI: The 1310 is dropping dramatically. The "water cooler talk" is this whole thing will come out as a whole number at the onset, like 1 to 1 because it will be on par in a basket. Not right away but it will eventually be paired to the American dollar. 6-22-2025 Samson Article: "Transportation: Significant progress in the plan to lift the European ban on Iraqi flights." 6-22-2025 Frank26 [Iraq boots-on-the-ground report] FIREFLY: TV talking about we are preparing for our 4th meeting to join the WTO. FRANK: I believe this is the last meeting with the WTO before ascension mainly because everything is in place and so is the WTO. Shoot, they've been putting it in place for 3 meetings. 6-22-2025 Fnu Lnu Iraq has NOT completed the requirements for ascension to the WTO. They are 1/2 way down the list of requirements...There is a meeting scheduled in August to go over what has been completed and what yet needs to be completed. It is an assessment and consultation only. The ascension is not dependent on the revaluation. Once the membership has been reestablished, they will consult on the needed value to facilitate global trade.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 6-5-2025 Walkingstick [Iraqi banking friend update] AKI: Much is happening with the IMF and the United States Treasury starting now. Your President Trump has a lot to do with this release, this engagement. 6-5-2025 Sandy Ingram Iraq has been under increasing pressure to adopt anti-money laundering and anti-terrorism financing rules. The United States insists unless Iraq fully complies with these standards, dollar transactions will remain restricted. The restriction on dollars is causing the IQD to fluctuate. More US dollars have ended up in the hands of Iranians. The Trump administration is bent on eliminating Iranian influence in Iraq by any means necessary. The Iraqi Prime Minister asked that the banking upgrades be made as quickly as possible. The parallel market rate is the cost of living rate for the Iraq people. 6-5-2025 Fnu Lnu [Response to MarkZ WTO 6-4-2025 post yesterday] This article has no veracity. There are meetings scheduled in August to discuss and analyze the progress Iraq has made. They have not completed the required steps for full membership until the assessment has been completed. More flowery words to keep the people from rioting. My info comes from the WTO website. 6-5-2025 Pimpy Iraq still needs to continue to grow and getting away from relying on oil so much. We saw some growth in that area. We saw the percentage move from 96% reliant on oil sales in order to fund their government, I just saw it the other day, 92%. That's a huge drop in reliance on oil but they still got to continue because any major **** in the oil prices could really screw Iraq big time. 6-5-2025 Samson Article: "Economist: The dollar's decline improves citizens' living standards and monetary policy." Quote: "Economic expert Salah Nouri confirmed that the continued decline in the dollar exchange rate carries with it multiple positives that are directly reflected in the lives of Iraqi citizens...The decline in the dollar exchange rate leads to a significant decline in import costs, which positively impacts commodity prices in local markets... Citizens will be able to purchase larger quantities of goods, especially basic food items and medicines, which will help alleviate their living pressures... The economic expert emphasized that this decline reflects a clear improvement in the monetary policy pursued by the Central Bank of Iraq, noting that it contributes to reducing dollar acquisitions and speculation, thereby enhancing overall economic stability in the country."

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 6-4-2025 Samson Article: "TRADE : IRAQ HAS MADE SIGNIFICANT PROGRESS TOWARD JOINING THE WORLD TRADE ORGANIZATION" 6-4-2025 Walkingstick [Iraqi banking friend update] AKI: "If I knew the date I still wouldn't tell you. But I can tell you this, that all of the meetings we are having everyday with the US Treasury, IMF and the USA people is telling us, from our understanding of these meetings, that it is happening now."

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 5-12-2025 Frank26 [Iraq boots-on-the-ground report] FIREFLY: Television says from the United States of America that 46 business leaders from Iraq including Kurdistan will be attending a conference in the United States of American from the 11th to the 14th. This is pretty interesting. These are some of the most powerful business leaders in Iraq going to your country. FRANK: Do you think any American businessman wants to deal with 1310? Of course not. All of this is...signs pointing in one direction that you are the prettiest girl at the party and everybody want to kiss you. 5-12-2025 Clare Article: "The dollar's exchange rate is stabilizing towards its target: adaptation or adjustment?" Quote: "It became clear in the period from last April until this May that the dollar exchange rate in Iraq began to stabilize, declining towards the (official) target level." [Note: A decline in this instance is what dinar investors want to see.] 5-12-2025 Walkingstick [Iraqi banking friend Aki update] WALKINGSTICK: When do you think they're ever going to release the new exchange rate? AKI: Of course they have a date. Why do you think I'm here [in Michigan US]? WALKINGSTICK: Why don't you tell me. AKI: You know I'm here to collect the three zero notes. This is what I have been assigned to do. I am not to give out lower notes... Walkingtick: He's going to help the Middle Easterners in his Michigan area and in the east coast of the United States. 5-12-2025 Samson Article: "GOVERNMENT ADVISOR : THE CENTRAL BANK'S STRATEGY CONTRIBUTED TO A DECLINE IN DEMAND FOR DOLLARS ON THE PARALLEL MARKET" 5-12-2025 Militia Man They haven't exposed Article 12-2 paragraph C of the 2024 budget yet. I believe it is exchange rate related. 5-12-2025 Frank26 Article: "Iranian-American negotiations raise the value of the Iraqi dinar against the dollar" That's why the gap is closing in the black market. It is raising the value and it will eventually allow it to reach a certain rate where it can float...

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 4-9-2025 Militia Man The merger of the two state banks is likely awaiting the new exchange rate change. That's how I see it. You don't see oil flowing from the Cyan port. You still see them talking about retroactive budget, the salaries not being paid, not exposing article 12 section 2 and then paragraph C of their 2024 budget exposed publicly yet...Everybody's waiting for Iraq to make a move. 4-9-2025 Fnu Lnu Article: "Iraq's General Customs Authority has introduced new customs procedures aimed at enhancing trade efficiency, preventing smuggling, and supporting domestic industries." Here we see another way in which Iraq is earning a diversified revenue stream... Articles such as these also underlines the fact that "everything" is NOT done. They are still perfecting the operations at Customs. 4-9-2025 Walkingstick [Iraqi friend] Aki's bank does not have lower notes...Aki's bank as you already know is in Michigan. There is a gigantic Middle Eastern population up in that area from Hamtramak all the way to Dearborn. It is massive. This bank is simply a private bank. That's all. Aki runs it for his boss. His boss owns a few other private banks around the world...This one is positioned where it should be positioned at the right place for the right time. When the exchange rate of the Iraqi dinar goes up the citizens that left Iraq, that live in this area are going to go to this bank. Why? ...They already are doing business with them. Yes, the bank is open. They'll feel comfortable speaking in their own language if need be...They're not representing the CBI...They're private banks...It follows American bank laws. There's no such thing as dual accounts. These are simply American bank accounts. 4-9-2025 MarkZ The news this week has been fantastic, but I am trying to temper my excitement. 4-9-2025 Clare Article: "Al-Sudani: Iraq today enjoys political and security stability and is witnessing an unprecedented development boom." Quote: "Prime Minister Mohammed Shia Al-Sudani stressed Iraq today enjoys political, security, social and economic stability, and is witnessing an unprecedented development renaissance. It has a skilled workforce and promising competencies in various fields."

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 3-13-2025 MarkZ Question: Is this our week Mark? Not sure if it’s our we, but there is enough people moving and pushing that it could be. I’m not ruling it out with so many getting travel funds on the bond side. 3-13-2025 Walkingstick [Iraqi bank friend Aki update] AKI: Busy, very busy. We are finishing up a training on a new software that we have applied to all of our banks. Here, my private bank is also now being part of it. This software is called multi-currency sync software. The purpose of this software is to update the world, the banks, Forex, everybody that will need to know this, to update them on the new currency that we will be purring out...It is going to include the pictures of the lower denominations. WALKINGSTICK: Hasn't this software been around for a while? AKI: Yeah, but this is a new updated software. We're pretty much done with this. We've been at it for a long time.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 3-9-2025 Frank26 Question: "Do you think Trump will go to Iraq on Saudi trip?" No I don't believe he's gonna come. The only way is if Sudani pulls the trigger [on the exchange rate]. 3-9-2025 Walkingstick [Iraqi Bank friends Aki and East updates] This report is from a culmination of many meetings [they were] having with every department that you can think of but mainly the IMF, US Treasury and The World Bank were spearheading this. We had everybody at these meetings, not just countries...we had a lot of different companies that came in...Our dear friend that we call East was also involved in these meetings...These meetings have concluded and there is a date. There is a rate of when they want to bring out these budget tables. Aki's boss is the one we want to thank because he...got the information. He got a rumor that there's a rate and a date. You know...IMO it's real. You see, Aki's boss is a person in 'the need to know' about the monetary reform of the Iraqi dinar.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 2-27-2025 Clare Article: "Confirming Shafaq News.. Trump is heading to impose sanctions on Iraqi groups" Quote: "The American website Fox News" published a report today, Wednesday, in which it referred to the 'maximum pressure' sanctions that the Trump administration is pursuing against countries that have economic and trade relations with Iran, including Iraq, which includes punishing a group of banks and controlling Baghdad's reserves at the US Federal Reserve...According to an informed political source, who told Shafaq News Agency, requesting that his name not be mentioned, American sanctions may be issued soon and will include a list of names of political figures who have armed factions." 2-27-2025 Samson Article: "Final warning and 'immediate implementation'.. Washington draws red lines for Baghdad: No more leniency." 2-27-2025 Militia Man For all you folks that have been in the dinar for a long time, if you remember back 15+ years ago, who was there? CitiBank was. Article quote: "In recognition of its outstanding performance gave the excellence award to the National Bank of Iraq...in managing incoming and outgoing financial transfers stressing that this is an achievement that reflects its commitment to the highest standards of quality and transparency in banking services." ...They're ready to go! 2-27-2025 Frank26 [Iraq boots-on-the-ground report] FIREFLY: Television says the Oil Minister is now saying the oil export flowing to regions is now happening much earlier than expected. It will start flowing next week. This is excellent news. We don't think the oil is going to flow at 1310. FRANK: I don't either. Everything seems to be coming to a massive collision. It's like an atom smasher. I don't think it's going to be flowing at 1310...I'm very confident the oil is going to start flowing next week. I'm not as confident it's going to be revealed at 1310. I am confident it's going to be done at a new exchange rate but I don't know when it will be revealed at that rate. FIREFLY: Now it's saying that it's going to be at 1310. 2-27-2025 Walkingstick [Iraqi Bank friend Aki update] Very early in the morning Aki will be part of a large meeting that will be broadcast to all the CBI banks, even all the private banks, financial institutions that have been working on the monetary reform with the CBI and the US Treasury...with the CBI. It will go for two days, Thursday and Friday. More than likely one day will deal with banks, exchange rate, currency, monetary reform and the other day will deal with the international status of Iraq. 2-27-2025 Clare Article: "National Bank of Iraq wins “Excellence Award” from “Citi Bank” in recognition of its outstanding performance" Quote: "This award is a global testament to the bank’s efficiency in executing financial transactions with utmost precision, as it excels in ensuring that transactions are processed according to the highest international standards ...This achievement reinforces the position of the National Bank of Iraq as one of the leading banks in the Iraqi banking sector..." 2-27-2025 Tishwash Article: "Parliament will not be suspended"...Parliamentary Legal Committee reveals the plan for sessions during Ramadan" Quote: "... Parliament sessions during the month of Ramadan will be in the evening...to ensure the continuation of legislative work before the end of the current session." 2-27-2025 Samson Article: "National Bank of Iraq wins the “Excellence Award” from “Citi Bank” in recognition of its outstanding performance" 2-27-2025 Frank26 Article: "Al-Sudani and US Secretary of State discuss areas of coordination between the two countries by phone" This phone call was magic IMO. You know when you strike a match everybody can smell you struck that match? Sudani and the US Secretary of State are talking about coordination between the two countries.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON Walkingstick The rumor is according to 'East' [Aki's company in the Middle East] that they got nine currencies in a basket. It may be more, it may be less. It could come out asset backed, or it could come out with a float. The float makes more sense. But East is saying, if it is a basket, we're seeing the Euro, British pound, Krona, which is Swedish currency and shilling, which is Austria currency. Jeff The budget amendments cannot get approved till after the rate changes. They're working around a date waiting for the rate to change.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON Militia Man Amendment 12 second C component of the [budget] they haven't exposed yet publicly. Why? They haven't exposed their exchange rate yet. That's my view. Frank26 [Former banker & Federal bank examiner with the US Treasury - Bill update] Let me just say what I'm going to do. Say I bank with Chase Bank; I'll Google them, find out where is their private bank division. That's where the upper net worth [people go]. You already know what the rate is going to be. The question becomes what are they going charge you for a fee. That can be significant, it could be anywhere from 1% to 3%. You want to get it down, It's not locked in. I think it's negotiable. [Post 1 of 2] Frank26 The more you bring to the table the better negotiating position you're in. Take two people. Ask for whoever is in charge. Don't talk to anybody else, not a teller, not a customer service representative. I would set up a meeting and say this is why I'm coming in, this is what I'd like to talk about, when can we get together. Keep it simple. Know the value going in. The only thing you want to do is determine what is going to be their exchange fee and can you negotiate it. I recommend that folks check out two or three different banks. It's going to become very very competitive. [Post 2 of 2]

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON Mnt Goat Article: “AL-NUSAIRI: EXPLAINS THE NEW MECHANISM FOR EXTERNAL TRANSFERS AFTER THE PLATFORM IS CLOSED” The best part of the article is the CBI is telling us that this new strategy is normal and is working so far. I Quote: “This means that the Central Bank has achieved a basic objective of monetary policy.” MarkZ Article: ”Parliamentary Finance: Political Blocs do not agree to amend article 12 on the region’s oil” HCL gets its second reading on Monday…it appears there will be serious progress on the HCL. This is a case where the title of the article does not reflect the content...I am being told if the second reading goes well…they will immediately do the third reading…then Boom we will finally have the HCL. *** Midnight Sunday Opinions *** Frank26 I bought dinar at Well Fargo 20 years ago. They stopped because they got wind of what's going on around 2012/2014 but now they don't say that it's a scam anymore because they got wind of the U.S. Treasury's communications with them. Militia Man I try to be calm cool and collected as much as possible because I'll be honest with you, this transition, when it happens is going to be something that everybody's going to have to deal with and it's going to be a shock. Just like the World Bank had said to not just us but they said to the countries of the world, be prepared for shock. They said it in writing that, hey, be prepared for shock and when Iraq does a big move and other currencies are involved markets will be shocked to some degree... Jeff They're bringing the budget off the shelf. I told you the budget would stay on the shelf collecting dust until they're about ready to revalue. From October 8th to now the budget did remain on the shelf collecting a whole bunch of dust. What did I tell you about January? I said January is a very critical month. Keep your eyes on it. They are now talking about pulling the budget off the shelf and getting the budget schedules approved by parliament. Thing are now finally preparing to happen and come forward because they're about ready to revalue the currency. Walkingstick [Iraqi Bank Friend Aki update] They are de-dollarizing the whole Middle East. They are obligated to use IQD only and obligated to have a new exchange rate and currency. Samson Article: "Foreign Policy: Demographic gift will make Iraq a 'global economic power' with Washington's help"

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON Frank26 It used to be they would steal the money through the auctions, but now there is no more auctions. The cash cow is dead and the security and stability is blossoming inside of Iraq because of the efforts of Sudani, the United States Treasury and Donald Trump. The black market was another powerful weapon they used to manipulate the exchange rate of the Iraqi currency...The black market rate is dropping. It is dying. The black market does not feed the evil people anymore. Clare Article: "Among them is the Iraqi Elina Habba.. Trump honors his supporters from the leaders of the Arab and Muslim community" Quote "US President-elect Donald Trump is scheduled to meet with leaders of the Arab and Muslim community in the United States and honor them, including the Iraqi Elina Habba, the lawyer who was known for being one of Trump's defenders and one of his most prominent supporters in the elections." Militia Man The 2023, 2024, 2025 budget amendment looks to be on the table. It was supposed to be read on Monday, it looks like it's slated for Sunday. So powerful weekend...It looks pretty promising it really does. Pimpy They continue with all the necessary reforms which is really great for Iraq. Let's hope they continue. What we're looking for is Trump to erase the last of these sanctions maybe in return for something that he needs from al-Sudani. Kaperoni Iraq is clearly working to diversify their economy away from oil Independence. They're also diligently focused on investment, rebuilding and integrating their banking system into the global economy. Good signs! Frank26 The monetary reform of the Iraqi dinar is now entering another step, another stage because the last one is just finished. We were hoping they were going to expose the new rate... Walkingstick [Iraqi bank friend Aki update] AKI: We are just sitting here waiting for the introduction of the new exchange rate that will come from the '25 budget. We wait for the budget laws that will expose the budget and its components and the new rate..

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON Samson Article: "Exchange rate rises in local markets as dollar selling platform in Iraq nears completion" Frank26 I will show you the thousands of places where Aki's type of bank will be. Those are the CBI private banks where you can exchange the IQD for whatever currency you want. If you're at a bank in Michigan it's converted to American dollars. If you're in Australia it's converted to Australian currency and so forth and so forth. For everybody outside of Iraq it will be super easy because of all of these exchange centers they are setting up. Militia Man Saudi Arabia worked heavily to get Iraq ready to be able to have accession to the WTO. You haven't heard about that lately have you? Probably not. I haven't really either. The truth is it is ongoing in the background. Sandy Ingram Iraqi banks outside of Iraq...when you visit one of these banks it may be easier to ask for the currency of the country you are in. You can then transfer the monies into your PayPal or bank account, whereas you would not be able to transfer the monies...using the Iraqi dinar. Then convert the currency once you're back in the United States into U.S. dollars. Frank26 [Iraq boots-on-the-ground report] FIREFLY: TV is talking about allowing electronic passports to the United States of America. Cities like Los Angeles and Michigan. They're saying there are large numbers of Iraqis in those two USA states...Iraqis in USA will have money to get back here...Maybe if they give us our money, these Iraqi citizens will be able to travel back to the country they left. We think this means something. FRANK: You're seeing it correctly. Sudani is reaching out brilliantly to the core of Iraqis that ran away back in 2003. Sudani is welcoming them back and making it easy for them with these passports... Walkingstick [Iraqi bank friend Aki update] WAlKINGSTICK: How do you feel about Chase Bank being in your country? AKI: It's ok. We work with all kinds of banks. Chase is going to be the largest player in the exchange of the Iraqi dinar. Chase is very vital to our monetary reform success. Chase is not in Iraq to lose money.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON Walkingstick [Iraqi Bank Friend Aki update] The USD is what the currency use to maintain the value of the IQD. The USD value on the world stage has drawn down the value of many currencies over the last few years. That is about to cease. Hence, Iraq moving toward a basket. The USD at auction has always been a means for the profiteering and smuggling of the USD outside of Iraq. Money transfers are a fact. They have no restriction on your currency. In country all payments in IQD only. Remittances, payments and transfers only with IQD value. Yada Comment: I have this amazing feeling that something wonderful is going to happen today. Yada: I have the same Feeling. The number of representatives going to Iraq were there to see one thing, the beginning of Iraq going international. The amendment for article 12 to give value to their contracts was put in the Gazette and the people are to see the rate change In their salaries. Militia Man [Budget] Article 12-c...hasn't been exposed to us quite yet. That's what we're looking for I hope. Item 4805 was published in The Gazette and yet to be opened to the public to see. All of this is looking to be a part of the mechanism that is likely to have already established that 'mechanism' for the suitable basis for pricing. That would be an exchange rate. That is what we're waiting to see... Frank26 [Iraq boots-on-the-ground report] FIREFLY: We are hearing another gazette is missing from the publication. They say it's number 485. They say it was completed but it is not published publicly yet. We thinking it's because it has the article 12 items related to it... FRANK: Article 12 is the introduction of a restricted free currency with no sanction to the international world. It does not mean it has to have value but it means that it can leave your borders and gain value in an international basket. Everything is set up so perfect.

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON Mnt Goat My CBI contact has told me that if the switch over of the currency, better known as the Project to Delete the Zeros, was not connected with a revaluation, then Iraq would have completed it a very long time ago. They would not have to wait. It does not take a rocket scientists to see that a one dinar note etc., etc. would be worthless without a revaluation to coincide. We can now see why they delay in doing the Project to Delete the Zeros. When will this next move occur. So, we are coming very close to the switch over from the currency auctions to the international process of currency exchanges to operate in Iraq. [Post 1 of 2] Mnt Goat Why did the CBI decide to wait until the end of their fiscal year to do it? Hint..Hint..could it be under the direction of Dr Shabibi they also told us the most opportune time to conduct a substantial revaluation is at the beginning of a fiscal year? Their fiscal year begins January 1st. Also I then back up with my conversation I had with my CBI contact that told me her committee to switch out the notes still intends to go forward with the process of deleting the zeros at this same time period also. Coincidental? We can only pray that this new process to begin at the end of 2024 will bring success for Iraq. [Post 2 of 2] Yada Folks, just because we hadn't gotten the release yet, doesn't mean that it's not happening in Iraq. 140+ delegate have left, the celebration at the Port Faw taking place and the contractors were paid. Sandy Ingram A trade surplus generally increases the value of a currency due to higher demand, while a trade deficit tends to weaken it because of increased supply...The relationship between import and export costs and currency value is driven by the supply and demand dynamics in international currency markets - Forex. Iraq's plans for income outside of the oil industry hopefully can eliminate any potential imbalances in imports and exports. Even the United States is striving to balance the import and export revenues. When you hear [Trump] saying, let's make the country great again, what he is actually saying is, we should decrease imports and increase exports. And we will decrease the imports by adding tariffs to imported goods. Frank26 [Iraq boots-on-the-ground report] FIREFLY: Mr Sammy just told me when Iraq cancels the auctions and the change over occurs to the dinar, that's actually a process of the revaluation. FRANK: That is the last step in the process...The question is, when will this happen? In my strong opinion this is based on the ending of the auction on December 31, 2024 then January 1, 2025 should be a start. Of course you know this is the Middle East so I'm not offering you a date. You know the Iranian politicians in Iraq are doing everything to stop it. If this event wasn't real, they wouldn't be stopping it. MarkZ Article: “Our economy and banks in 2025” This is an ongoing theme in Iraq. We saw similar articles right before Kuwait revalued their currency. Iraq is in a phenomenal position compared to the rest of the world. I understand why Jaimie Dimon called Iraq the “Economic savior of the world”. Walkingstick [Iraqi bank friend Aki update] AKI: My bank represents the CBI. It represents my boss Sudani. We will give you hundreds of these private bank sites that will represent the CBI. They are not going to be hard to find. You will see them all over in many different areas especially close to banks. Militia Man Article quote: "Tomorrow the opening of the electronic passport system in American cities of Los Angeles and Detroit." What's that mean? We have some big populations of Iraqis in those communities. On the 16th they're going to allow you to get a passport electronically. There's going to be a lot of Iraqis that have Iraqi dinar just like we do. When that purchasing power comes...they're going to have purchasing power. That's why Sudani and other have been hoping they could repatriate those people to help that money they have come back home and invest. The electronic passport system...in coordination with the Ministry of Foreign Affairs is a big deal. Is there any coincidences? I don't think so. There are no coincidences. Frank26 You know how many times that makes that Sudani told the citizens that he's going to keep his solemn oath promise to give them purchasing power? You know how many times he has said that? This is the ninth time...Why would Sudani be a habitual informer to the citizens that he's going to keep his promise of giving them purchasing power through a new exchange rate by lifting the three zeros off their exchange rate and introduce lower notes? Why would Sudani do that so many times? Clare Article: "Interior Ministry: Tomorrow, the opening of the electronic passport systems in the American cities of Los Angeles and Detroit" Quote: "The Directorate of Civil Status, Passports and Residence would like to inform citizens regarding the campaign to open the electronic passport system outside the country to be available to Iraqis residing abroad." Samson Article: "Interior Ministry: Tomorrow, the opening of the electronic passport systems in the American cities of Los Angeles and Detroit"

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON Walkingstick [Iraqi bank manager friend Aki update] WALKINGSTICK You told us about these bulletin boards/ billboards that are going be brought to you there at the bank...Do you have the bulletin boards, you know the ones that you told me that they were going to send you with the pictures...explanations/descriptions of all the notes? You have...the ones you told me are going to be distributed to all these currency centers, to all the banks? [Post 1 of 2....stay tuned] Samson Article 1: "Al-Awadi: The communication between the Prime Minister and the US President-elect was highly positive" Article 2: "Trump welcomes working with the Sudanese and wants to meet him in the near future"

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON Walkingstick [Iraq bank friend Aki update] Aki, where is he at? Michigan. What's he doing? Taking care of a bank. Also taking care of over 90 currency centers around Michigan. Why? Because of the Arab population in Michigan. It's massive. It's probably the largest of all the 50 states. That's why Aki has his bank there. Clare Article: "Iraqi Priest Prays for Trump’s Victory: Calls on God to Send a Strong Leader to Protect Persecuted Christians and Bring Peace to the Middle East" Quote "In a heartfelt prayer on the eve of the U.S. presidential election, an Iraqi priest publicly appealed for divine intervention, asking the Lord to bring a strong leader to the United States - one who would protect persecuted Christians across the globe, particularly in the Middle East."

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON Frank26 They are so so close. Our elections, we're down to what, five days. These five days will be concentrated with so many concluding thoughts. These remaining days of 2024 are so concentrated on the monetary reform policy. Guru Clare Article: "The CEO of the Iraq Stock Exchange has been relieved of his post" Quote: "The market's CEO, Taha Ahmed Abdul Salam, was dismissed from his position today, Thursday...The head of the Securities Commission, Faisal Al-Haimus, was also chosen to replace Abdul Salam." Frank26 [Iraq boots-on-the-ground report] FIREFLY: Television is saying Sudani and Saleh are telling Iraqi citizens our relationship with America needs and will turn to economic and will fade away from a military relationship. Militia Man Key point, Iraq has very little external debt based off her income streams, non-oil, oil, she's got a lot of money. $20 billion [external debt] isn't a whole lot of money in comparison to what they have income wise. Walkingstick [Iraqi Bank Manager Friend Aki Update - Reference Walkingstick's 10-31-2024 Aki update] It would behoove them to now put the pictures and the explanations of the lower denoms on the bulletin boards at these currency exchange centers. Aki owns 90 of these exchange centers with his conglomerate. You know why? Because it's all about the money. They don't get involved in politics. They don't care about parliament. They don't care about any delays. It's only about the bottom line. Frank26 The HCL cannot function at a program rate. That's why they're giving you the scientific interpretation of why they're lifting the three zeros, in order for this to make sense...and work for you Iraqi citizens. Clare Article: "Al-Mashhadani is the new speaker of the Iraqi parliament" Quote: "Mahmoud Daoud Salman Musa Al-Mashhadani (May 20, 1948-), an Iraqi politician and the first speaker of the Iraqi parliament after the US invasion of the country. He chaired the Iraqi Council of Representatives from 2006 to 2009 and was elected again today, October 31, 2024. He was also elected President of the Arab Parliamentary Union in 2008." Samson Article: "Al-Mashhadani is the new speaker of the Iraqi parliament" Quote: "The Iraqi Parliament elected Mahmoud Al-Mashhadani as its Speaker on Thursday evening, after nearly a full year..." Frank26 [Iraq boots-on-the-ground report] FIREFLY: Mr. Sammy said all branch bank managers have gone through and now completed international service standards in banking reforms as of yesterday morning. FRANK: Why? Because of the float. You have to have a new exchange rate if you're going to float it.