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Good morning beautiful people!!! I'm forced to keep this one short and sweet - luckily all you need to do is skim this thread for the information you really need. Highlights: 2021 Budget. 20-30 days - this means January for completion (probability: good, for once!): Agreement with Kurds - this is not precisely HCL, but it's also not not precisely HCL. The point there is that if there was ever a time this is going to happen... it's probably upon us. We don't have an RV yet, but it isn't hard to see this coming quickly. Rate change - done, overnight. A flick of the switch, and 💥 the rate changed. It will happen just as suddenly when they shock the world with a quick move the other way. HCL talks, agreements between Kurds and Baghdad, increasingly rapid progress - all happening right in front of us. Do what you all want to regarding your personal situations - I'm holding (hodling) on and excited to see what's next. Speaking of HODLing, how about that BTC? I trust you all had a great bunch of holidays. Stay safe through the New Year, and I'll be back as time permits. GO RRRRRRVVVVVVV!!$!$!$!$! - Adam P.S. The Weekly Powerball pool is here. P.P.S. I'm reconfiguring the community map with updated banking and service provider information. This is information that will be available to VIP members after the RV is announced, and will not be available to non-VIPs. Join here for less than $1 per day! P.P.P.S. Yes, I saved the best for last... Iraq just changed the rate. Granted, it was the wrong way... but they are already talking about changing it again. You don't need me to tell you where this is headed. Hang tight, friends!