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  1. Living in an RV Full-Time: What You Need to Know Thinking about living the life of a nomad? Want to brave the open road in an RV? There’s a lot to love about throwing caution to the wind and exploring the world on wheels, but it’s not without its own set of complications. Before you put your house up for sale and pawn off all your worldly possessions for a mobile existence, take this guide to living in an RV into consideration. (See also: How to Travel Full-Time for $17,000 a Year (or Less!)) 1. An RV May Not Be Cheaper Than Traditional Housing Think the only costs you’ll incur living in an RV is the monthly loan payment and gas? Think again. While RV living can be less expensive than a home mortgage and the regular maintenance costs that are associated with home ownership overall, there are plenty of other costs to consider. In addition to the loan payment (unless you have the cash to buy it outright) and fuel (gas ain’t cheap these days, y’all), you’ll need to pay for insurance, site rentals if you plan to stay in an RV park (which can run $300 to $500 a month), propane and electricity (which are available at RV rental sites for an additional fee), and maintenance. Considering these costs, you’ll still be paying about the same per month as you would living in a small apartment. 2. The RV Will Require Much More Gas Than a Car Many factors play into the amount of fuel consumed by an RV — the weight of the vehicle, engine size, fuel, driving habits — but even the most frugally minded RVers can expect to pay a pretty penny keeping the RV running. Smaller RVs get about 10-15 mpg while larger RVs come in at about 6-13 mpg. Most regular RVs hold between 40 and 85 gallons of gas (depending its class), which translates to between $148.12 and $314.75 per tank, based on the current average regular unleaded gas price of $3.70. 3. RV Insurance Is Not Regular Auto Insurance Because you’ll being using your RV as a mobile home, insurance considerations are different than those associated with a regular vehicle. A specialized policy may require you to cover things like total loss replacement, replacement cost of personal belongings, full-timer liability, campsite liability, emergency expenses, medium-duty tow trucks, all of which will rack up that insurance bill quickly. 4. Can You Live Without Wi-Fi and Phone Service? While many modern RV parks and campsites have Internet access on-site, Wi-Fi may not be an option. And if you’re in a remote area, you can probably forget about cell phone service, too. You’ll be able to get online from time to time, but it may be days or even weeks between access availability. So you have to ask yourself, can you live a life without being connected 24/7? Something to ponder before embarking. 5. Where Does the Mail Carrier Deliver Your Mail? If you’re not staying in one place for more than a couple weeks, how will you get your mail? You can give your personal contacts the address of the park in which you’re staying if you plan to stay in a park, but it’s not feasible to expect your bills and other important mail to arrive at each of your destinations. Thus you’ll have to cancel most of your mail and set up online bill pay so you don’t get behind on payments because you didn’t receive them. Out of sight, out of mind is an easy way to forget about your obligations, but it’ll catch up with you in a bad way eventually. 6. You Have to Drain the Sewage Yourself One of the great things about RV traveling is that the vehicle is self-contained. You can make meals in it, you can sleep comfortably in it, and you can do your 1s and 2s in it without having to pull into a rest stop or fast-food joint. Your 1s and 2s have to go somewhere though, and that somewhere is in a septic tank attached to the underside of the vehicle that will need to be emptied — and that can get messy. If you’ve got a weak stomach, definitely think hard about this necessary evil. 7. Can You Manage All the Other Stuff, Too? RV living isn’t just driving from one location to the next, parking, and propping your feet up in nomadic bliss. There are lots of little things to remember, such as checking the battery water level monthly, lowering one corner of your awning to permit easier draining when there’s precipitation, and stocking up on rectangle storage boxes so you make efficient use of limited space. Once you arrive at the RV park, there's lots more to do, starting at the front office (requesting park maps, asking about discounts, and inquiring about Internet service), and then locating your RV space and setting up, which includes deploying decks and other heavy external features of the RV, connecting electricity, turning on water pumps, and raising roof-mounted accessories, among a host of other duties. 8. You’ll Need to Earn Money Unless you’re embarking on your RV existence with a bank account full of money, you’ll need to work along the way, so you can ensure that there’s a consistent cash flow in case of emergencies, which, in an RV, can be quite costly. If you have the luxury of working remotely in your normal life, that’s still an option while living in an RV, but chances are you’ll need at least somewhat consistent Internet access. Otherwise you’ll have to find new ways to make money — helping out at the RV park, finding odd jobs on Craigslist, and other one-off projects — to bring in dough on the regular. http://www.wisebread.com/living-in-an-rv-full-time-what-you-need-to-know
  2. Enorrste: This article, {BELOW} as with most, tends to have some phrases that need to be better understood in order to know what the true impact of this article is. Let's take them one at a time. "It's an important step was waiting for Iraq to raise the value of the dinar." Now, the question is this: Is the World Bank waiting for Iraq to raise the dinar value BEFORE implementing its steps with the Rasheed and Rafadain bank? Or, does the implementation of the changes at these banks make it "possible" for the dinar to rise in value? In order to understand it we go back to the first statement just prior to it: "Counting and Planning Minister Ali Shukri, Sunday, announced the World Bank to start implementing his plans..." This seems pretty clear to me: The change in the banks is now being started. Therefore, I believe that we can dispense with the first possible meaning of the second sentence, namely the they will wait for the Iraq to raise the value PRIOR to implementing the changes. This means, then, that the changes in the structure will ALLOW Iraq to raise its value, in some way. It is not yet clear to me just how a structural change in these banks would be necessary prior to going to a free float. Hopefully that reasoning will come out soon. "The announcement of the World Bank to begin implementation of its plans to restructure the Rafidain Bank and Rasheed Bank government is an important step had been waiting Iraq." Once again we have a strange ending to an otherwise simple statement. What does "had been waiting Iraq" mean? Does it mean that the WB had been waiting on Iraq to do something prior to implementing its restructuring plans? Or does it mean that IRAQ has been waiting for this important step from the WB? In this case I believe that the true meaning of this is that the WB had lost patience, waiting on Iraq to restructure these banks, and decided to move in on its own to get the job done (in preparation for the raising of the value of the dinar). I could be mistaken in this, but the past articles seem clearly to be placing greater and greater pressure on the GOI to "git 'er done" and Maliki has been dragging his feet. So, if I am correct in this interpretation, then it means that the WB has lost patience and begun to take actions on its own, IN SPITE OF MALIKI. This is, in my view, a very good sign. "He added that 'the Ministry of Finance confirmed that the plans will be the guarantor of restoring Iraqi dinar of his value economic between foreign currencies and this will be part of this plan.'" This sentence is the most powerful of all in this article. First, the source of the comment in this sentence is the Ministry of Finance, NOT the World Bank. The Ministry of Finance is a part of the GOI, not a part of Parliament. Therefore, this statement comes from WITHIN the GOI. This is the FIRST statement of support for the raising of the value of the dinar from within the GOI. Furthermore, the statement indicates that the actions being taken by the World Bank "will be the guarantor of restoring the Iraqi dinar of its value." WOW! It would be one thing to say that it would "make it possible, someday," or "open the opportunity somehow." But instead it said it would GUARANTEE a rise in the value of the dinar. AND IT CAME FROM THE MINISTRY OF FINANCE, WITHIN THE GOVERNMENT OF IRAQ! This statement is truly a first, because it indicates that WITHIN the GOI there is now a consensus that the dinar should and WILL be raised. The big question: When? The next statement is their squeeky opening: "the World Bank said the Iraqi side that lifted the value of the Iraqi dinar should be a priority as well as he needs to political stability in the country before everything." The last part of the sentence is the "squeeker" part, namely political stability "before everything." Therefore, rather than start jumping up and down, I suggest you sit down, relax, and look to the political environment for signs of improvement. Without it, you will not see the dinar rise in value. This means we are back to Maliki (**** it!). I hate to be the bearer of sad news, but that is what the article is saying, at least to me. Until the political environment improves (before everything!) the dinar will not rise in value. Just what form that "political environment" improvement must look like is anyone's guess, but I suspect that it would AT LEAST mean that the current crisis (i.e., Maliki acting as dictator) would have to be ameliorated somewhat. That means that we are back to a no confidence vote, or a change in Maliki. Since the latter is highly unlikely we must hope for the former. Enorrste ARTICLE World Bank restructure the Rafidain and Rasheed in order to raise the value of the Iraqi dinar By Salah Mohammed - Published in the 24/03/2013Counting and Planning Minister Ali Shukri, Sunday, announced the World Bank to start implementing his plans to restructure the government banks Rafidain and Rasheed "It's an important step was waiting for Iraq to raise the value of the dinar." Said Shukri The "declaration of the World Bank to begin implementation of its plans to restructure the Rafidain Bank and Rasheed Bank government is an important step had been waiting Iraq," noting that "financial welcomed move the World Bank in this direction because this restructuring will ensure the country make the most of these institutions big Bakdarathma human and accumulated experience cadres and joint coordination to guide these estimators. " He added that "the Ministry of Finance confirmed that the plans will be the guarantor of restoring Iraqi dinar of his value economic between foreign currencies and this will be part of this plan," explaining that "the banking sector is suffering in general laziness around to institutions consumer is active in the financial sector the most traffic The boom in the economy in general. "
  3. I have been searching but I cannot seem to find the auction results for today. Kinda unusual isn't it? If someone can find them then please attach the link
  4. "The Iraqi cabinet launched a project to help women start small- and medium-sized projects by giving them loans with easy terms that range from 7 to 12 million Iraqi dinars ($6,020 to $10,320)" said Salam al-Quraishi, economic advisor to the Iraqi government. "The project targets only women who have no work or were affected by terrorist operations through the loss of their breadwinners, whether husbands, sons or fathers," he said. The project will cover all cities across the country, he said, and loans will be disbursed through a committee comprising members of the women's affairs and labour and social affairs ministries.
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