I never respond but had to for this one. I am currently totally out of debt because I followed this mans plan! Most people can't follow the plan because they can't stop spending money! Myself included until I was tired of being in debt. I have NO credit cards, no car payment now and have less then 18, 000 left on my house and I will be TOTALLY DEBT FREE and I thank God for the Financial Peace program! I attended it at my church and hope to someday teach it at my child's high school! And guess what??? MY CREDIT SCORE DOESN'T MATTER! I can get any credit card I want because I pay my bills each month on time. That is what matters. But what really matters is I don't buy things now if I do not have the cash to pay it in my check book and follow a budget. All the things he teaches. He really only teaches what our grandparents knew and followed years ago. Ask your grandparents! Anyway, just had to share that I believe in what he teaches. Makes me very nervous that he doesn't believe in this...he doesn't want people to invest in Gold and Sliver ONLY...he believes in spreading out your savings. So some Gold okay but it does have to go down someday and he doesn't want that to be your only plan.
I pray he is wrong though. He doesn't want people spending what they don't have on dinar and wishful thinking they will be rich. I bought what I could afford over time. Would I hate to lose what I invested??? UH YEAH but if I lose it, I tried. So best of luck to all of us...and hope that it all turns out good.