I've been buying my dinar at a local 5/3 in Clearwater Fl. I don't have an account with them, but in the past they would just charge you an extra $10 fee to buy from them. This afternoon I went in to purchase some more and was told that I would have to open an account with them in order to buy any more. When I questioned this new practice I was told that when and/or it hits that they want a little more access to the results, i.e. put the money in their bank where they can solicite you for the use of your funds for their financial products. Any thoughts???????????