So, I am a very new member of the group, and this is my first post. Since the first part of Janaury, I have sat very quietly as I observed, read, and evaluated all of the postings from what appear to be a truly good group of members. I am so totally out of my element its not even funny. Having said that, I am in the banking industry, and work for a very well known large bank. I have a deep background in analyzing information, and restructuring defaulted mortgages according to our Investors SPA (Servicing Pool Agreements). I represent the underdogs, those on the verge of losing their homes, some hours away from a Foreclosure Sale. I negotiate, or mitigate Investors losses while analyzing borrowers current financial data.
I say that to say this, I have a mere pettance invested in this, enough that when the dinar revalues I am able to bring my own mortgage current, as my family has also been hit hard by the economy, and my self employed husband, who is a humble house painter, hasnt had any work since last year, when I was forced to leave college in the middle of a semester to go back to the only thing I knew how to do (underwrite mortgages) Do I wake up every morning a little jacked up that this thing hasnt happened, well yes I do, do I kick my husband when he is already down, and say hurtful things to him because he cant find any type of job worthy of the only trade he has ever known? NO, because my anger would be displaced, and I couldnt take back my comments. What I am trying to say here, is life is a gamble. I am a fifty one year old wife, mother, grandmother, college student and mortgage underwriter who wants the same exact thing I believe all of you guys want. The quicker the better, lets just all remember that regardless of the information, and how accurate or over embelleshed it may be until the rate posts you have two choices. You can chose not to check in and read what is being posted only to say something in reply that you can look back on years from now and think about what a jerk you appeared to be while you invoked your 5th ammendment rights to free speech, OR you can simply remind yourself that we are all human, and in the heat of the moment may say things normally we wouldnt. Sometimes I'm sorry just isnt an option especially when it's left for all the site to see what a butt head you appeared to be in print. WOOSAH my new friends.