I keep reading how people are counting on this rv to keep their homes, or to keep from going bankrupt. If you're in that situation, you should not be spending money on an investment that could take years to pay off. To understand investing, is to understand that your investment is probably not going to make you rich overnight. It is disturbing to hear this kind of stuff. Your unemployed and your about to lose your home, and you've put all your faith and money in something that is currently little more than butt-wipe. There are just as many sites out there saying this isn't going to happen till 2012 or 2013, as there are that are saying it will happen tomorrow. Please everyone, please do not spend money on an investment if you can't afford it.