Morning Chat:
You are now chatting with 'Antonio' from Citibank, N.A.
Antonio: Good morning and Welcome to Citibank Online Chat! My name is Antonio how may I assist you?
B: Good Morning, i'm inquiring to see if I am required to have an account with Citi before exchanging foreign currency?
Antonio: You don't have to have an account to sell it back to the bank but to buy you would need to have an account.
B: Do you have any POD accounts?
Antonio: Paid on Death, yes they are opened in our branches.
B: I don't think that is what i want. I'm looking for a non-interest bearing account.
Antonio: Well we have checking accounts that are non-interest bearing accounts.
Antonio: All our checking accounts don't earn interest unless you request to open an interest bearing Checking account.
B: Ok, great. If i were to deposit foreing currency into this account is it recognized instantly........or do you have to send it somewhere for validation?
B: Do you validate at the branch level?
Antonio: The currency is recognized right away it's checks that have to be sent for collection.
B: great, is this at any local branch or only specific ones?
B: Do some branches specialize in foreign currency?
Antonio: All branches can convert foreign currency but they don't carry foreign currency it has to be ordered.
B: ok......you've answered all my questions.