Dear Mark in Texas. Gasketman and ozman2011: Tthank you all for the feedback. Being a pilot, I understand time zones. Also, I am always polite. So aside from these admonitions, I appreciate the time you all took to respond to my posting. I did not know that the bank was not taking new accounts. Do we know why they are not? The answer to that question might indicate when they will begin again. Meanwhile, I feel that it is smart thing to do and will continue to pursue. Again, many thanks for the help.
Newbie Steve