gar

we have all heard of the nigerian banker scam, the uk lottery scam, and the christian widow scam. i have even received the ups/fed ex package email scam. i received this email today. so i guess we are moving to a new phase in the scam business. the IMF scam? has anyone else got this email yet? funny how these people fall for these scams everyday. i would think that these things would just go away some day but i guess there is a sucker who falls for them day in and day out. INTERNATIONAL MONETARY FUND(IMF) FINANCIAL MONITORY DEPARTMENT/UNIT. 100 Broad Street Main Ave Victoria Island, 20004 Phone/FAX: +234-8136694069 HEAD OFFICE NO: 23 ADEBOYE ST,APAPA LAGOS. INTERNATIONAL MONETARY FUND(IMF) ATTN: This is to intimate you of a very important information which will be of a great help to redeem you from all the difficulties you have been experiencing in getting your long over due payment due to excessive demand for money from you by both corrupt Bank officials and Courier Companies after which your fund remain unpaid to you. tary Fund (IMF). It may interest you to know that reports have reached our office by so many correspondence on the uneasy way which people like you are treated by Various Banks and Courier Companies across Europe to Africa and Asia and we have decided to put a stop to that and that is why i was appointed to handle your transaction here in All Governmental and Non-Governmental parasites, NGOs, Finance Companies, Banks,Security Companies and Courier companies which have been in contact with you of late have been instructed to back up from your transaction and you have been advised NOT to respond to them anymore since the IMF is now directly in charge of your payment. You are hereby advised NOT to remit further payment to any institutions with respect to your transaction as your fund will be transfered to you directly from our source. I hope this is clear. Any action contrary to this instructions is at your own risk. Respond to this e-mail on (i.m.forg@sify.com) with immediate effect and we shall give you further details on how your fund will be released. Also call me as soon as you send the e-mail so that you will be given an immediate response: Email: (i.m.forg@sify.com) Office Number: +234-8136694069 DEPARTMENT DIRECTOR MR.Joeffery Cole UNITED STATES OF AMERICA INTERNATIONAL MONETARY FUND(IMF) FINANCIAL MONITORY DEPARTMENT/UNIT

some one please help me out here. when this site first opened up we could come on here and go to chat, look at posts no probs. as time went on we started seeing ads. a few here and a few there, then more. next thing you know we have pop ups in chat, for things like dating services? what is that about. then members were asked to donate to get a new server. ok fine if you doanted that was your call no one forced you. now when i log on over here there is a big ad that say dinarvets is brought to you today by xxxxx. i am all for some one making a buck. it is capatilism, the american way. if you can make a buck why not? now we have new topics such as sports. and wall street. i can see the wall street, but sports? i thought this was a dinar site? i come over here to see the latest rumors and see if there is any info with links that i may have missed elsewhere. imo this site is becoming to commercialized. i have no idea what the original intention was for this site. was it truely opened for the sole purpose of the dinar? maybe but doubtfully. is it making a buck? sure it is but how much is anyone's guess. with all these ads and sponsors of the day or what ever you call them, it is bringing in revenue. they aren't here to make the site pretty. just wondering if any one else notices the changes in this site. this is jmo of course.

now thats some funny sh*t i don't care who you are!

post something to try and inform people who have some questions and look out! post sits un-noticed for a long time and then pow!! turns into a shouting match of i know more than you and you don't know squat. bla bla bla. kind of sorry i posted it.

-------------------------------------------------------------------------------- this may be helpful for you to figure out capital gains tax. but consult a cpa or tax expert. Capital gains are generally taxed at a preferential rate in comparison to ordinary income. This is intended to provide incentives for investors to make capital investments and to fund entrepreneurial activity. The amount an investor is taxed depends on both his or her tax bracket, and the amount of time the investment was held before being sold. Short-term capital gains are taxed at the investor's ordinary income tax rate, and are defined as investments held for a year or less before being sold. Long-term capital gains, which apply to assets held for more than one year, are taxed at a lower rate than short-term gains. In 2003, this rate was reduced to 15%, and to 5% for individuals in the lowest two income tax brackets. These reduced tax rates were passed with a sunset provision and are effective through 2010; if they are not extended before that time, they will expire and revert to the rates in effect before 2003, which were generally 20%. The reduced 15% tax rate on qualified dividends and long term capital gains, previously scheduled to expire in 2008, was extended through 2010 as a result of the Tax Reconciliation Act signed into law by President George W. Bush on May 17, 2006. As a result: In 2008, 2009, and 2010, the tax rate on qualified dividends and long term capital gains is 0% for those in the 10% and 15% income tax brackets. After 2010, dividends will be taxed at the taxpayer's ordinary income tax rate, regardless of his or her tax bracket. After 2010, the long-term capital gains tax rate will be 20% (10% for taxpayers in the 15% tax bracket). After 2010, the qualified five-year 18% capital gains rate (8% for taxpayers in the 15% tax bracket) will be reinstated. Capital Gains Taxation in the United States from 2003 forward[1] 2003 - 2010 2011 - 2003 - 2007 2008 - 2010 2011 - Ordinary Income Tax Rate Short-term Capital Gains Tax Rate Long-term Capital Gains Tax Rate Short-term Capital Gains Tax Rate Long-term Capital Gains Tax Rate Ordinary Income Tax Rate Short-term Capital Gains Tax Rate Long-term Capital Gains Tax Rate 10% 10% 5% 10% 0% 15% 15% 15% 15% 15% 5% 15% 0% 28% 28% 20% 25% 25% 15% 25% 15% 31% 31% 20% 28% 28% 15% 28% 15% 36% 36% 20% 33% 33% 15% 33% 15% 39.6% 39.6% 20% 35% 35% 15% 35% 15% When the taxable gain or loss resulting from the sale of an asset is calculated, its cost basis is used rather than its actual purchase price. The cost basis is an adjustment of the purchase price that takes into account factors such as fees paid (brokerage fees, certain legal fees, sales fees), taxes paid (including sales tax, excise taxes, real estate taxes, etc.), and depreciation. The United States is unlike other countries in that its citizens are subject to U.S. tax regardless of where in the world they reside. U.S. citizens therefore find it difficult to take advantage of personal tax havens. Although there are some offshore bank accounts that advertise as tax havens, U.S. law requires reporting of income from those accounts and failure to do so constitutes tax evasion. Tax rates for 2009 *Note: the dollar amount refers to taxable income, not adjusted gross income (AGI). Marginal Ordinary Income Tax Rate[3] Single, Married Filing Jointly or Qualified Widow(er), Married Filing Separately, Head of Household 10% $0

who is this sabu? never seen him/her here before. what, another one of those with secret confidntential sources?

sorry to hear about your mom. my prayers are with you. i would just put them in a safe deposit box and wait. that is where i have mine. imo even with all the bs rumors flying left and right, rv is very close. hang in there.

yw and same to you!

this is from the cbi and tbi websites and what each bank does: cbi: Introduction The primary objectives of the CBI is to achieve, maintain domestic price stability, and foster a stable competitive market based financial system. The CBI shall also promote sustainable growth, employment and prosperity in Iraq. The functions of the CBI in addition to achieving the objectives mentioned above is: Formulate and implement monetary policy including exchange rate policy for Iraq. Hold gold and manage the state reserves of gold. Issue and manage Iraq currency. Establish oversee and promote sound and efficient payment system. Issue licenses or permits to banks and to regulate and supervise banks as further specified this law and in the banking law. Carry out any ancillary tasks or transactions in accidental to the exercise of its functions under Iraqi law. CBI history When Iraq was part of the Ottoman Empire, a number of European currencies circulated alongside the Turkish pound. With the establishment of the British mandate after World War I, Iraq was incorporated into the Indian monetary system, which was operated by the British, and the rupee became the principal currency in circulation, at a rate of 1 dinar = 13⅓ rupees. In 1931, the Iraq Currency Board was established in London for note issue and maintenance of reserves for the new Iraqi dinar. The currency board pursued a conservative monetary policy, maintaining very high reserves behind the dinar. The dinar was further strengthened by its link to the British pound, which was pegged at par with the British pound until 1959. In 1947 the government-owned National Bank of Iraq was founded, and in 1949 the London-based currency board was abolished as the new bank assumed responsibility for the issuing of notes and the maintenance of reserves. The National Bank of Iraq continued the currency board's conservative monetary policy, maintaining 100 percent reserves behind outstanding domestic currency. Initiated during the last years of Ottoman rule, commercial banking became a significant factor in foreign trade during the British mandate. British banks predominated, but traditional money dealers continued to extend some domestic credit and to offer limited banking services. The expansion of banking services was hampered by the limited use of money, the small size of the economy, and the small amount of savings; banks provided services for foreign trade almost exclusively. In the mid-1930s, the Iraqi government decided to establish banks in order to make credit available to other sectors of the economy. In 1936, the government formed the Agricultural and Industrial Bank. In 1940, this bank was divided into the Agricultural Bank and the Industrial Bank, each with substantially increased capital provided by the government. The government established the Rafidayn Bank in 1941 as both the primary commercial bank and the central bank, but the National Bank of Iraq became the government's banker in 1947. The Real Estate Bank was established in 1948, primarily to finance the purchase of houses by individuals. The Mortgage Bank was established in 1951, and the Cooperative Bank in 1956. In addition to these government-owned institutions, branches of foreign banks and private Iraqi banks were opened as the economy expanded. In 1956 the National Bank of Iraq became the Central Bank of Iraq. Its responsibilities included the issuing and the management of currency, control over foreign exchange transactions, and the regulation and supervision of the banking system. It kept accounts for the government, and it handled government loans. Over the years, legislation has considerably enlarged the Central Bank's authority. In 1959 the peg was switched from the British pound to the United States dollar at the rate of 1 dinar = 2.8 dollars. On July 14, 1964, all banks and insurance companies were nationalized, and, during the next decade, banking was consolidated. Following the devaluations of the U.S. currency in 1971 and 1973, the dinar rose to a value of US$3.3778, By 1987 the banking system consisted of the Central Bank, the Rafidayn Bank, and the Agricultural, Industrial, and Real Estate banks. A 5 percent devaluation reduced the value of the dinar to US$3.2169, the official rate which remained until the Gulf War, although in late 1989, the black market rate was reported to be 1.86 dinars for US$1. After the Gulf War in 1991, and due to the economic blockade, the previously used Swiss printing technology was no longer available. A new, inferior quality notes issue was produced. The previous issue became known as the Swiss dinar and continued to circulate in the Kurdish region of Iraq. Due to excessive government printing of the new notes issue, the dinar devalued quickly, and in late 1995, US$1 was valued at 3,000 dinars. Following the deposition of Saddam Hussein in the 2003 invasion of Iraq, the Iraqi Governing Council and the Office for Reconstruction and Humanitarian Assistance began printing more Saddam dinar notes as a stopgap measure to maintain the money supply until new currency could be introduced. The Banking Law was issued September 19, 2003. The law brings Iraq’s legal framework for banking in line with international standards, and seeks to promote confidence in the banking system by establishing a safe, sound, competitive and accessible banking system. Between October 15, 2003 and January 15, 2004, the Coalition Provisional Authority issued new Iraqi dinar coins and notes, with the notes printed using modern anti-forgery techniques, to "create a single unified currency that is used throughout all of Iraq and will also make money more convenient to use in people’s everyday lives. Old banknotes were exchanged for new at a one-to-one rate, except for the Swiss dinars, which were exchanged at a rate of 150 new dinars for one Swiss dinar. The Central Bank of Iraq (Arabic: البنك المركزي العراقي ) was established as Iraq's independent central bank by the Central Bank of Iraq Law of March 6, 2004 The bank is in charge of: •Maintaining price stability •Implementing monetary policy (including exchange rate policies) •Managing foreign reserves •Issuing and managing the currency •Regulating the banking sector for promoting a competitive and stable financial system The bank’s head office is located in Baghdad with four branches in Basrah, Mosul, Sulaimaniyah and Erbil. About TBI: The Trade Bank of Iraq (TBI), wholly owned by the Ministry of Finance, was established in July 2003 to facilitate Iraq's international trade and the reconstruction of the country after the expiration of the UN Oil-For-Food Programme. The bank quickly developed into a highly credible and effective organization. In a short period of time, TBI built relationships with an international network of 134 prime banks - the Consortium banks being at its core - covering 63 cities in 39 countries. This gave TBI a truly global reach, a competitive advantage and the ability to provide a diverse range of services. By the end of 2007 TBI was fully capitalised at over US$100million and had total assets of over US$6.1billion. An early success was signing agreements with 17 of the largest Export Credit Agencies around the world. Another was the fact that TBI was one of the first Iraqi banks to receive lines of credit from major international financial institutions. TBI has a sound credit policy in place, and among the many other 'firsts' the bank can claim is the introduction of Iraq's first fully automated online banking system, being the first Iraqi bank to issue VISA credit cards, and the development of the first nationwide network of ATMs in the country. TBI is also the most experienced Iraqi bank in the issuance of Letters of Credit and Letters of Guarantee. Building on its early success, TBI is now introducing modern, innovative products and services to the Iraqi market. These include Project Finance, Salary Accounts, Saving Accounts, and Credit Cards. TBI focuses primarily on trade finance and project finance. The Bank issues Letters of Credit, provides direct finance for major infrastructure projects in Iraq and arranges larger loans via groups of banks. TBI is also working on increasing the number of Visa Cardholders and the network of ATMs in Iraq as part of a well-planned strategy. Trade Finance has been the bedrock of the Bank since 2003. Its success is shown in the latest products and services. In line with TBI’s primary role in supporting Iraq’s foreign trade, the Bank offers the following: •Letters of Credit •Issuance of guarantee to encourage imports •Confirmation of export guarantees •Issuing local guarantees •The finance of projects that are important in building the country’s infrastructure •Insuring Letters of Credit through the support of Export Credit Agencies (ECAs) The bank has two specific roles when it comes to project finance: First, TBI provides direct finance for major infrastructure projects in Iraq and arranges larger loans via groups of banks. The Bank also supports imports of plant and equipment, which are vital for the rebuilding of Iraq, as well as normal trade finance products. Second, TBI encourages inward investment in Iraq and provides bespoke counsel for investors considering investments in Iraq.

a lot of peeps think this has something to do with the dinar being traded or the reval. read it and you will see it means it is allowing companies to trade stock. nothing about an rv or currency trading. these 2 paragraphs sums it up: The bank will use the system to help Iraqi companies trade internationally as the country returns to global financial markets, said Zaid A. Mahdi, TBI's vice-president for business development. TBI officials said they believed it would be the first time that a bank in Iraq linked up to a real-time, global trading system. TBI chairman Hussein Al-Uzri said Iraq had drawn growing interest from investors as the security situation improved. read the whole post carefully. i see words like investors, companies trade internationally, global trading. no mention of currency trading or reval. the cbi is the one who controls the monetary policies and currency value. like some have said keep your eye on the cbi. still good news. as always this is jmo.

you aren't alone in your ban. i was banned also from there no reason, lifetime ban. later i found out that it was for taking the mighty one's super secret, and may i add always wrong, intel to another forum. i suppose he plants spies in other forums, maybe because he feels threatened in some way or that maybe someone would have some good intel and he could steal it and claim it as his own personal intel from, imo, his non existent bank supervisor or whatever. my wife was also banned i guess beacuse of being my wife. she never took any info from ds. he even went as far as sending a threat via email to her against our family because one of the mods over there un banned her. he wanted to know how the hell she got back on ds. when she didn't respond to the email then he sent the threat. before the mighty one left dinar rumor and started ds he started to do the same thing on dr. question him, dissagree or even ask the wrong questions, bam that is it. you are better off in the long run. his rumors still get leaked out. and he is still always wrong.

this info comes from each banks website. the main thing you want to notice is the cbi has control on Implementing monetary policy (including exchange rate policies). tbi and cbi who are they? cbi: Introduction The primary objectives of the CBI is to achieve, maintain domestic price stability, and foster a stable competitive market based financial system. The CBI shall also promote sustainable growth, employment and prosperity in Iraq. The functions of the CBI in addition to achieving the objectives mentioned above is: Formulate and implement monetary policy including exchange rate policy for Iraq. Hold gold and manage the state reserves of gold. Issue and manage Iraq currency. Establish oversee and promote sound and efficient payment system. Issue licenses or permits to banks and to regulate and supervise banks as further specified this law and in the banking law. Carry out any ancillary tasks or transactions in accidental to the exercise of its functions under Iraqi law. CBI history When Iraq was part of the Ottoman Empire, a number of European currencies circulated alongside the Turkish pound. With the establishment of the British mandate after World War I, Iraq was incorporated into the Indian monetary system, which was operated by the British, and the rupee became the principal currency in circulation, at a rate of 1 dinar = 13⅓ rupees. In 1931, the Iraq Currency Board was established in London for note issue and maintenance of reserves for the new Iraqi dinar. The currency board pursued a conservative monetary policy, maintaining very high reserves behind the dinar. The dinar was further strengthened by its link to the British pound, which was pegged at par with the British pound until 1959. In 1947 the government-owned National Bank of Iraq was founded, and in 1949 the London-based currency board was abolished as the new bank assumed responsibility for the issuing of notes and the maintenance of reserves. The National Bank of Iraq continued the currency board's conservative monetary policy, maintaining 100 percent reserves behind outstanding domestic currency. Initiated during the last years of Ottoman rule, commercial banking became a significant factor in foreign trade during the British mandate. British banks predominated, but traditional money dealers continued to extend some domestic credit and to offer limited banking services. The expansion of banking services was hampered by the limited use of money, the small size of the economy, and the small amount of savings; banks provided services for foreign trade almost exclusively. In the mid-1930s, the Iraqi government decided to establish banks in order to make credit available to other sectors of the economy. In 1936, the government formed the Agricultural and Industrial Bank. In 1940, this bank was divided into the Agricultural Bank and the Industrial Bank, each with substantially increased capital provided by the government. The government established the Rafidayn Bank in 1941 as both the primary commercial bank and the central bank, but the National Bank of Iraq became the government's banker in 1947. The Real Estate Bank was established in 1948, primarily to finance the purchase of houses by individuals. The Mortgage Bank was established in 1951, and the Cooperative Bank in 1956. In addition to these government-owned institutions, branches of foreign banks and private Iraqi banks were opened as the economy expanded. In 1956 the National Bank of Iraq became the Central Bank of Iraq. Its responsibilities included the issuing and the management of currency, control over foreign exchange transactions, and the regulation and supervision of the banking system. It kept accounts for the government, and it handled government loans. Over the years, legislation has considerably enlarged the Central Bank's authority. In 1959 the peg was switched from the British pound to the United States dollar at the rate of 1 dinar = 2.8 dollars. On July 14, 1964, all banks and insurance companies were nationalized, and, during the next decade, banking was consolidated. Following the devaluations of the U.S. currency in 1971 and 1973, the dinar rose to a value of US$3.3778, By 1987 the banking system consisted of the Central Bank, the Rafidayn Bank, and the Agricultural, Industrial, and Real Estate banks. A 5 percent devaluation reduced the value of the dinar to US$3.2169, the official rate which remained until the Gulf War, although in late 1989, the black market rate was reported to be 1.86 dinars for US$1. After the Gulf War in 1991, and due to the economic blockade, the previously used Swiss printing technology was no longer available. A new, inferior quality notes issue was produced. The previous issue became known as the Swiss dinar and continued to circulate in the Kurdish region of Iraq. Due to excessive government printing of the new notes issue, the dinar devalued quickly, and in late 1995, US$1 was valued at 3,000 dinars. Following the deposition of Saddam Hussein in the 2003 invasion of Iraq, the Iraqi Governing Council and the Office for Reconstruction and Humanitarian Assistance began printing more Saddam dinar notes as a stopgap measure to maintain the money supply until new currency could be introduced. The Banking Law was issued September 19, 2003. The law brings Iraq

well if it comes out low at .01 to .05 like some are saying, unless you have billions of dinar you will not be wealthy. so if those guestimates are right and you only have a few million dinar don't quit your day job.

http://articlesofinterest-kelley.blogspot.com/2009/11/postponement-of-high-level-financing.html

wow another cbi dude. must friends with adams cbi understudy contact. i wonder what ever happened to him?