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REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 3-18-2025 Frank26 The budget for Iraq for 2025, '26, '27...1310 is not going to do it. It's only logical. You've already seen the budget. You saw the whole breakdown. Were they teasing the citizens of Iraq? ...Are they showing them something that is impossible to receive? Well it is at 1310, you agree don't you? The whole world agrees, logic agrees, this budget is not for 1310... 3-18-2025 Clare Article: “Iraq: Top 5 Arab economy in 2024" Quote: "Five Arab countries, including Iraq, accounted for 72% of the region’s GDP, which surpassed $3.6 trillion in 2024, according to a new report from the Arab Investment & Export Credit Guarantee Corporation ("Dhaman") released on Sunday." 3-18-2025 Samson Article: "Rafidain Bank announces the collection of 6 trillion dinars electronically within one year." 3-18-2025 Sandy Ingram The Central Bank Governor concluded meetings with the IMF in Amman...to discuss economic progress and future growth. The IMF recognized Iraq's improvements highlighting a projected 5% non-oil GDP growth in 2024 driven by agriculture and public spending with 3.5% growth expected in 2025. Discussions focused on reducing oil dependence, managing debt, modernizing banking to attract foreign investment and increasing the use of the Iraqi dinar. 3-18-2025 Frank26 Iran stops the new exchange rate from coming out. It's so obvious. It's being protected, the exchange rate, from Iranian influence inside of Iraq's parliament. Trump is going to stop an Iran Shadow Fleet in order for security and stability to increase inside of Iraq. 3-18-2025 Militia Man Article: "The pipeline is ready to transport any quantity specified by the Federal Ministry of Oil." The pipeline is ready. They're affirming it. They're talking about within hours. Quote: "The Iraq-Turkish pipeline was ready to transport oil from the Kirkuk fields more than a year ago...it's proved 100% readiness...The North Company says it has the ability to resume exports within hours if it receives notification from Baghdad." That really rings true to what we've been saying...It can happen any time. Why haven't they done it at 1310 the last year? Why wait 2 years? Why are they talking about Article 12 2 section C? Because it's directly related to, I believe, that valuation of oil. 3-18-2025 Fnu Lnu Article: "Iraq's delegation concluded its meetings with the International Monetary Fund (IMF) in Amman, with participants including Minister of Finance Taif Sami and the Governor of the Central Bank of Iraq (CBI). Discussions focused on Iraq's economic performance and sustainable growth prospects, with the IMF acknowledging the progress made. Key discussions included: Non-oil GDP growth of 5% in 2024...Reduced dependence on oil revenues, improving economic diversification and stability...Increased use of the Iraqi dinar in major transactions to strengthen the national currency. The IMF reaffirmed its support for Iraq's financial policy development. The meetings underscored Iraq's commitment to fiscal reforms, promoting economic stability and investment-friendly policies..." Today's report bode well for the RV. All topics of discussion can be seen as fulfilling requirements set forth by the governing authorities. 3-18-2025 Clare Article: "Iraq confronts economic crises with the digital dinar. The parallel market is threatened with extinction." Quote: "The Central Bank of Iraq is preparing to launch the digital dinar...It is similar in value to the traditional dinar, but is traded electronically via digital wallets or approved financial applications. It facilitates instant money transfers within the country or across borders, reduces the logistical burden of issuing paper or metal currency, and enables broader segments of society to access digital financial services." [Post 1 of 2] 3-18-2025 Clare "Regarding the digital dinar's relationship to exchange rates, Al-Sudani's advisor explained that the official exchange rate will be the prevailing and sole rate, the digital exchange rate adopted by monetary policy. The parallel market will disappear in its current form, as it is difficult to invent a secondary digital market whose operations operate outside the control of the digital monetary authority...He pointed out that the digital dinar will be fully backed by the central bank and have a relatively stable value, similar to paper currency. However, it will be traded electronically only through bank accounts and wallets, contributing to reducing the use of paper money, achieving financial inclusion, and reducing reliance on the dollar in daily transactions." [Post 2 of 2] 3-18-2025 Samson Article: "Iraq confronts economic crises with the digital dinar...The parallel market is threatened with extinction" Quote: "The central Bank of Iraq is preparing to launch the digital dinar, marking the transition to digital currency management" 3-18-2025 Frank26 [Iraq boots-on-the-ground report] FIREFLY: TV says within hours oil can flow [into Turkey]. Why you asking me? FRANK: I didn't know it was already flowing or tested flowing or is about to flow in a few hours or can flow in a few hours. Dear God because if the oil flows, the exchange rate flows IMO. FIREFLY: My opinion is all related to the mechanism in this Article 12-2c. 12-2c will give us the new value...They are saying within hours oil can start...The budget table are coming. All is pointing to a Real Effective Exchange Rate IMO. FRANK: I agree Article 12-c holds the key, which is the new exchange rate. 3-18-2025 MarkZ [via PDK] Article: Here is a bank story…that’s not a bank story. “My son is in Blue Ridge, GA hiking and fishing this weekend. They got a hotel because of the horrible weather coming through last weekend. While they were packing up to leave they got to talking with a couple. The man is a banker in Atlanta. My son said my dad follows the Iraqi dinar…do you think it will ever be worth something or is my dad crazy? ..and to make a long story short…the banker said “Your dad is not crazy. He is very smart and it is definitely a good investment. I didn’t think much about it until 5 months ago….but your dad is very smart.“

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 3-19-2025 Frank26 IRAQ'S MONETARY REFORM ACCORDING TO DR. SHABIBI DEMANDED SECURITY & STABILITY. DONALD TRUMP & SUDANI PREPARE THE TABLE FOR A NEW EXCHANGE RATE FOR IRAQ! ...It's time to eat. 3-19-2025 MarkZ I don’t know if this is our week, but sure looks like they are zoning in on it. I am hearing wonderful positive things. 3-19-2025 Mnt Goat Article: “GOVERNMENT ADVISOR: WE HAVE A LARGE FINANCIAL SURPLUS ENOUGH FOR IRAQ TO COVER TWO YEARS OF IMPORTS” Mohammed Al-Najjar, the Prime Minister’s Advisor for Investment Affairs, confirmed that the Central Bank has a large financial surplus sufficient for Iraq to cover two years of imports. This does not even cover the 162 tons of gold. Tell me what small developed economies like the country of Iraq, have this much financial security, like Iraq does?

One thing that hasn't stabilized is my PATIENCE!!! ...just saying

Frank26 IRAQ'S MONETARY REFORM ACCORDING TO DR. SHABIBI DEMANDED SECURITY & STABILITY. DONALD TRUMP & SUDANI PREPARE THE TABLE FOR A NEW EXCHANGE RATE FOR IRAQ! ...It's time to eat. What's going on around this place? First MZ & now we got F26 claiming Trump has pushed the RV button. It's time for us to eat F26's lunch. Go RV.

As the late great Toby Keith said, "A little less talk and a lot more action!!"

Here's an article of Dinarian interests... Direct From The SANDBOX Report. -The Roadmap To Monetary Stability & Digital Transformation. Treat as a rumor. Not verified. Your opine. The Roadmap To Monetary Policy In Iraq & Opportunities For Monetary Stability & Digital Transformation. ARTICLE: Today, the Emirati economic magazine Investments, widely circulated in the Arab world, Egypt & North Africa, published an exclusive analytical study prepared by Counselor Samir Al-Nusairi, a member of the World Union of Arab Bankers. The study highlighted several factors, most notably monetary policy, opportunities for monetary stability & digital transformation. The study highlighted the economic changes that occurred after 2003, when the need for radical reform of the CBI emerged. A new law was issued, affirming its independence & consolidating its essential role in protecting the country's resources. Defining its tasks in combating money laundering & terrorist financing attempts, which are at the forefront of the challenges facing the CBI. It also aims to maintain the bank's independence, enable it to perform its mission without government interference, & make it an effective institution that guarantees the interests of society as a whole. In addition to its control over the stability of the exchange rate & management of the money supply, she pointed out that the process of selling foreign currency requires a deep understanding in light of the major accusations the bank is facing without evidence proving the existence of suspicions of corruption, money laundering, or currency smuggling. She added that selling currency is a waste of public funds, as this description does not relate to economic science. She explained that the CBI is concerned with financial stability, managing the payments system, managing foreign reserves, & licensing & monitoring banks & financial institutions, as it is responsible for establishing preventive controls, in addition to other tasks related to currency issuance and publishing data, indicators & economic forecasts. Managing monetary policy, which aims to stimulate the national economy, balance the balance of payments & achieve monetary stability. She noted that monetary stability represents the starting point for economic stability, which requires monetary stability, embodied in the monetary authority's ability to achieve price stability at targeted levels. The study, prepared by "Consultant Samir Al-Nusairi," revealed the challenges facing monetary policy, most notably the rentier economy, which relies on 95% of General Budget revenues & the weak activation of the real sector & other productive sectors. The study pointed out that financing the state's General Budget deficit represents the greatest challenge facing monetary policy & is inversely proportional to the independence of the CBI, as this deficit is financed by the bank purchasing treasury bills & rediscounting them. The CBI has deducted treasury transfers from the end of 2015 to the present for the purpose of paying salaries & dues to contractors & farmers. The study pointed out that the financial markets, stock & bond markets, capital markets & money markets are limited, which misses opportunities to invest local savings and limit the phenomenon of hoarding & withdrawing liquidity to invest it in real sectors. It pointed to the weakness of the banking system, which represents a fundamental pillar of the economy & its main link & an important arm of the CBI in achieving monetary stability. It confirmed the dominance of government banks in the sector by more than 80%. There is also the problem of bad debts & credit concentration. There is also weak institutional governance. There is also the exposure to financial shocks due to the decline in real sector activity. The study noted the decline in local investment & the increase in foreign savings. Samir Al-Nusairi, a member of the International Union of Arab Bankers, pointed out that the Central Bank of Egypt began implementing the digital transformation in the banking sector in 2016, with clear phases included in its 1st, 2nd & 3rd strategies. Over the past two years, cooperation between the CBI & the government, with the personal support & follow-up of the PM & his chairmanship of the Digital Transformation Committee, has been a fundamental step toward activating & accelerating the transition to a digital government & moving from a cash economy to a digital economy. The amount collected from digital payments reached 7.6 trillion Iraqi Dinars in October 2024, up from 2.6 trillion Iraqi Dinars in December 2023. The rate of digital transformation & electronic payments increased to 48.5%, compared to 20% in previous years. The study continued that Iraq now has an advanced infrastructure capable of accommodating electronic payment tools & financial services. It will soon transition to digital banks, where smartphones will drive various banking operations. This transformation will facilitate financial access to services for citizens & provide vital data at the national level on the nature of transactions, their content, supervision & compliance achieved through this comprehensive system. The study also indicated that banking reform has now entered the transition phase to digital banks, with the CBI currently examining & auditing approximately 70 applications to license new digital banks in accordance with the precise controls & conditions adopted by the CBI. This represents a real & promising start for technical banking development in Iraq to bridge the technical gap with countries around the world in this field. The study pointed out that the current phase is witnessing significant development in the electronic payment system through an increase in the number of ATMs, which exceeded 4,000, the number of electronic cards issued exceeded 17 million cards, the number of POS devices reached approximately 63,000 devices & the number of credit wallets also increased. It explained that the financial inclusion rate rose to 40% after it was 20% two years ago, & that Iraqi banks are currently witnessing qualitative transformations in their banking operations, especially with regard to future banks that will transform from traditional entities to smart digital platforms & issue digital financial identities that facilitate financial transactions without the need for banks. It stated that the financial and banking system will witness a decline in paper currencies to be replaced by digital payments for central banks, and that the CBI is moving to create its own digital currency to gradually replace the paper process, as is happening in some central banks around the world. It is also working to establish a data center in Iraq similar to the major centers in the world, considering it in the digital economy the basis for artificial intelligence, applications, big data analysis & the Internet & that the CBI has begun promising steps in this direction.

Here's MZs two cents worth...They're flying in...Jets Everywhere. MarkZ Update- Some highlights by PDK-Not verbatim. THREAD: Jets Everywhere. They're Flying in. Member: Many are still saying tonight into tomorrow for our announcements. MZ: How are the boards out there today? Are they mentioning all the jets in Reno? The jets in Columbia? The jets in Zurich? Member: Hearing from Reno that there's no place to park your jet. MZ: Are they mentioning rumors out of the Reno area that it was this afternoon? My contacts there say it is really exciting and yes there was a lot of traffic but, they were not hearing of a release this afternoon. MZ: I can imagine the rumors are Coocoo crazy right now. I don’t know if this is our week but sure looks like they are zoning in on it. I am hearing wonderful positive things ut have not heard it has started on the currency side yet. MZ: I do have bond contacts that have gone completely quiet since yesterday afternoon. I take it a positive sign that they are not allowed to respond. I am going straight to voicemail. Member: Wolvie said BONDS paying out. MZ: “ 145 billion barrels-Iraq will lead the world in oil reserves in 2025” More oil reserves than Kuwait or Saudi Arabia. This is huge. MZ: “The budget law soon to go to parliament” They are saying its mere days. Another article says they are expecting the budget in parliament this weekend. MZ: In this budget I was to expect the rates. I hope that turns out to be accurate. MZ: “Banking operations across India to be disrupted for 4 days” they are shutting down the banking operations. They say it’s because of a banking strike. Is it that – or is it a reset? It certainly is a convenient time to make a change. MZ: “UBS auditor warns over banks financial reporting controls” Will this trigger a possible bank run or collapse in Europe? I am surprised markets did not crash today over this kind of news.

Definitely seems more positive, but I guess this bunch have been positive for years, as they keep leading the sheep on! It would be nice if all this is true for once.

Thanks Ron. MZ had a rumor that Trump pushed the RV button, yesterday. Here we are...still waiting & still no RV. Go RV.

As soon as Iraq cuts the cord with Iran, and they get rid of these armed puppets of Iran, that are hiding in Iraq, they will be well on their way to living a comfortable and secure life. Their security has been getting better and better every year, but again, cut the cord, and their life will become very very good, and ours too!

NO Z man you are bat sh*t crazy, but I did hear the Chinese Elders took most of the Reno jet parking spaces!!!

Probably been reading your posts and are waiting for you to give up and sell. That's when they will pull the trigger. LOL pp

This story is huge...here's why. This shows the development of trust & cooperation between the Kurds & Baghdad. IMHO.

Saturday at earliest....

Iraqi money between corruption and smuggling... Parliament moves to uncover the truth. Politics |Yesterday, 14:38 | +A-A Baghdad Today - Baghdad: Political and regulatory circles in Iraq are witnessing intense activity to uncover the extent of the funds looted and smuggled abroad, amid calls for serious steps to recover them, especially after the political and economic changes witnessed in both Syria and Lebanon. Reports indicate that Iraqi funds are frozen in the banks of these two countries due to the economic crises. In this context, Hadi Al-Salami, a member of the Parliamentary Integrity Committee, called on Wednesday (March 19, 2025) for urgent action to uncover the stolen and smuggled funds to Syria and Lebanon by some Iraqi political parties and figures. Al-Salami told Baghdad Today, "Much of the stolen money was smuggled to Syria and Lebanon and laundered there through various projects. Some of that money was exposed through Arab and foreign media reports, and there is an Iraqi government effort." He confirmed that "some of that money, and even the stolen individuals, have been recovered in recent periods." He added, "Following the changes in both Lebanon and Syria, there must be urgent Iraqi action through legal and diplomatic frameworks to uncover the extent of stolen and smuggled Iraqi funds, as well as the entities and individuals behind them through projects, especially since some of these funds are almost frozen in Lebanese and Syrian banks due to the economic conditions of the past few years." Al-Salami concluded by saying, "Most of the projects of these entities and individuals in Lebanon, Syria, and other countries are not carried out under their actual names, but rather under other names to conceal their identities. However, they can be exposed through investigations and follow-up of such important cases." The Federal Integrity Commission announced earlier today, Wednesday (March 19, 2025), its overall activities in the field of recovering accused persons and funds during the month of February, indicating that it had completed (12) files. The Commission stated in a statement received by "Baghdad Today" that "the Directorate of Recovery of Accused Persons completed (8) files to recover the accused after collecting information and following up on the accused persons wanted by the Commission from outside Iraq," noting that "the number of registered files under completion reached (63) files." It added that "the Directorate of Recovery of Funds completed (4) files to request legal assistance to recover smuggled corruption funds in cooperation and coordination with the relevant authorities, in addition to (3) requests to enhance legal assistance, while the number of registered files under follow-up reached (11) files." https://baghdadtoday.news/270270-المال-العراقي-بين-الفساد-والتهريب.-البرلمان-يتحرك-لكشف-المستور.html

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 3-19-2025 MarkZ ....... The news has been exceptional. 3-19-2025 Clare Article: "Egyptian companies are invading the Iraqi market. Al-Sudani's advisor reveals the secrets of their expansion." Quote: "The Prime Minister's economic advisor, Mazhar Mohammed Salih explained that the political and economic stability in Iraq has boosted the confidence of foreign and Arab investors, including Egyptian companies, who have found promising opportunities to contribute to the implementation of major projects." He noted that "the strong historical relations between Iraq and Egypt have played a significant role in strengthening economic cooperation between the two countries." 3-19-2025 Sandy Ingram The US Secretary of Defense Pete Hegseth gave a serious warning to Iraq's prime minister Al Sudani. He told him if any armed groups in Iraq help Yemen in its fight, the US will strike back against those groups inside Iraq. Hegseth also told Sudani Iraq needs to get rid of these armed groups as soon as possible. He said this is very important to US president Donald Trump and his team. Sudani replied that the Iraqi government is already talking with these groups to find a solution...Sudani said Iraq is committed to...making sure only the Iraqi government controls the use of force.

Telecommunications announces the imminent launch of an e-commerce platform in Iraq. Local | 12:44 - 03/19/2025 Mawazine News - Baghdad The Ministry of Communications announced on Wednesday the preparation of the infrastructure and warehouses for the opening of branches of international e-commerce companies in Iraq, while indicating the imminent launch of an e-commerce platform in Iraq. The Director General of the General Company for Postal and Savings Services at the Ministry of Communications, Zainab Abdul Sahib, said: “Plans have been made for the year 2025, after we have established the basic infrastructure. Planning began in 2023, starting with this government, towards transforming the postal services into automated services (digital transformation) to keep pace with the development taking place in countries around the world.” Regarding e-commerce, Abdul Sahib explained that “there is an effort to bring Amazon and Shein to open branches in Iraq, not as agents. The land, infrastructure, and warehouses have been prepared near the airport,” noting that “the effort is to have an e-commerce platform in the near future, which is currently being analyzed and referred.” https://www.mawazin.net/Details.aspx?jimare=260243

All good posts. If only they weren't just BS !6

Part II: To the Above article: The Role Of Electronic Payment In Strengthening Our Banking System. Dr. Haitham Hamid Mutlaq Al-Mansour: In light of the rapid technological developments witnessed worldwide, financial & banking systems are facing radical transformations aimed at enhancing efficiency, transparency & financial inclusion. Among these transformations, the electronic payment system stands out as a fundamental pillar in reforming banking systems, especially in developing countries like Iraq. The Iraqi banking system, which has suffered for many years from structural challenges & weak infrastructure, has begun to witness positive transformations thanks to the adoption of electronic payment technologies. Electronic Payment Affects The Banking System In General Through: 1. Increased confidence in the banking system: Electronic payments enhance customer confidence in the banking system by providing secure & fast payment methods. When individuals feel their financial transactions are secure & easy to conduct, they are more likely to deposit their money in banks rather than keeping it in cash. 2. Promoting financial inclusion: Electronic payments facilitate access to banking services for individuals & small businesses, especially in remote areas or areas with a lack of bank branches. When more people can open bank accounts and conduct financial transactions easily, this leads to increased deposit rates, as depositing money in banks becomes more attractive than keeping it outside the banking system. 3. Reducing reliance on cash: In economies that rely heavily on cash, deposit rates are relatively low due to the widespread cash culture. By adopting electronic payments, reliance on cash can be reduced & individuals & businesses can be encouraged to deposit their money in banks, leading to higher deposit rates. 4. Improving the efficiency of banking operations: Electronic payments reduce banks' operational costs, as they eliminate the need for traditional branches & their staff. This improvement in efficiency can translate into better returns on deposits, making them more attractive to savers. 5. Increased transparency & anti-corruption: Electronic payments enhance transparency in the financial system, as financial transactions become recorded & monitored. This reduces the risk of corruption and tax evasion, enhancing customer confidence in the banking system and encouraging deposits. Global data clearly demonstrates the strong positive relationship between the spread of electronic payments and increased deposit rates in the banking system. It is noted that countries that have adopted effective electronic payment systems, such as China, India & Kenya, have seen significant increases in deposit rates, demonstrating the impact of electronic payments on the banking system. This is as follows: 1. China: It is one of the most advanced countries in the field of electronic payments, with more than 80% of the population relying on platforms such as Alipay & WeChat Pay. According to World Bank reports, deposit rates in China have increased significantly with the spread of electronic payments, with the deposit-to-GDP ratio reaching more than 180% in 2022. Electronic payments have contributed to increased financial inclusion, with the number of bank accounts increasing from 64% in 2011 to more than 90% in 2022. 2. India: Following the launch of the Unified Payments Interface (UPI) system in India, bank deposits increased significantly. In 2022, the deposit-to-GDP ratio reached 75%, up from 60% in 2016. Electronic payments have contributed to an increase in the number of bank accounts from 35% in 2011 to more than 80% in 2022. 3. Kenya: Kenya is a pioneer in the use of mobile payments through M-Pesa. Bank deposits have increased from 20% in 2007 to more than 70% in 2022, thanks to the spread of electronic payments & increased financial inclusion. 4. Sweden: Sweden is one of the countries with the highest reliance on electronic payments, with cash transactions accounting for less than 1% of total transactions. Meanwhile, the Swedish deposit-to-GDP ratio is around 90%, reflecting high confidence in the banking system. In Iraq, the deposit-to-GDP ratio remains relatively low compared to other countries, recording a 9% decline. However, since 2024, the banking sector has begun to witness a significant decline in the total value of deposits, with a 9% decline from IQD 133.5 trillion in 2023 to IQD 123.5 trillion in 2024. This decline is despite the increase in the number of bank accounts following the widespread adoption of electronic payments, which rose from 23% to approximately 50% in just a few years. This reveals the reasons behind the decline in the value of deposits in the banking system, especially in light of the Central Bank's move to promote electronic payment tools & increase reliance on the banking sector. This poses significant challenges for the government to address, developing medium- & long-term plans, & adopting supportive policies to address these challenges, which include the following: 1. Weak technological infrastructure: Iraq's telecommunications & internet networks continue to suffer from quality & coverage issues, hindering the effective implementation of electronic payment systems. 2. Low levels of financial literacy: A large portion of the population relies on cash transactions due to a lack of sufficient awareness of the benefits of electronic payment & how to use it. 3. Lack of a legal and regulatory framework: The implementation of electronic payment requires clear laws & regulations that govern electronic payment operations, protect consumer rights & facilitate & enhance the flexibility of payment processes. 4. Security concerns: Some individuals still fear the risks of cyber-hacking & data theft, which limits their use of electronic payments.

From WRAL-TV; Winning Megamillions Numbers Tuesday, March 18, 2025 27 28 31 32 33 MB 24 Megaplier 3X Congratulations Markb57! You matched tonight's megaball # 24! We had no other winning matches.

The Prime Minister's advisor calls for encouraging investments and improving the business environment in Iraq. Time: 2025/03/19 13:53:34 Read: 1,185 times {Economic: Al Furat News} The Prime Minister's advisor for financial affairs, Mazhar Muhammad Salih, called for focusing on economic development programs and encouraging local and foreign investments by providing tax incentives and improving the business environment. Saleh also pointed out in a statement to Al Furat News Agency the importance of launching development projects that contribute to creating job opportunities, especially for young people, with the aim of reducing unemployment and poverty. These projects include the Riyada Project and the Riyada Bank, in addition to activating the activities of the Iraq Development Fund and the Sovereign Guarantees Committee to finance strategic industrial projects. Saleh emphasized the need to strengthen social protection programs to mitigate the repercussions of economic crises on the poor. These programs are managed with high professionalism, contributing to building buffers that protect the national economy from regional influences and tensions. https://alforatnews.iq/news/%D9%85%D8%B3%D8%AA%D8%B4%D8%A7%D8%B1-%D8%B1%D8%A6%D9%8A%D8%B3-%D8%A7%D9%84%D9%88%D8%B2%D8%B1%D8%A7%D8%A1-%D9%8A%D8%AF%D8%B9%D9%88-%D9%84%D8%AA%D8%B4%D8%AC%D9%8A%D8%B9-%D8%A7%D9%84%D8%A7%D8%B3%D8%AA%D8%AB%D9%85%D8%A7%D8%B1%D8%A7%D8%AA-%D9%88%D8%AA%D8%AD%D8%B3%D9%8A%D9%86-%D8%A8%D9%8A%D8%A6%D8%A9-%D8%A7%D9%84%D8%A3%D8%B9%D9%85%D8%A7%D9%84-%D9%81%D9%8A-%D8%A7%D9%84%D8%B9%D8%B1%D8%A7%D9%82

Rafidain Bank Development - Faleh Dawood Salman March 19, 2025 The Central Bank of Iraq, through what the bank’s media office nominates, has announced that meetings were held between the Governor of the Central Bank of Iraq and the working group responsible for developing Rafidain Bank and the consulting firm contracted with, Ernst & Young, without clarifying what was inquired about or the information provided. We state the following: 1- Rafidain Bank is the oldest Iraqi banking institution that provides services to the government and the public under the Bank Law issued in 1941, i.e. before the establishment of the Central Bank of Iraq in 1947. By referring to its Board of Directors, it is noted that it was not limited to government employees, but rather the Board included representatives of the main economic sectors at that time. 2- The bank was responsible for the internal banking process for all sectors and meeting the requests of external operations to pay internal instructions for all sectors and meet the requests of external operations in accordance with the prevailing instructions issued by the Monetary Authority, which was later replaced by the Central Bank of Iraq. External branches 3- Rafidain Bank was the first Arab bank to open a branch in London at that time, in the year 1952. 4- Rafidain Bank had opened external branches in neighboring countries to cover external operations between Iraq and the beneficiaries in those countries. 5- The travelers’ checks issued by the bank competed with travelers’ checks issued by foreign banks and companies all over the world. 6- Rafidain Bank was carrying out internal clearing operations in the governorates (districts) throughout Iraq before the establishment of branches of the Central Bank of Iraq. 7- Rafidain Bank is responsible for supplying ministries, general directorates and their departments throughout Iraq with the allocated amounts according to an approved mechanism between the bank and the Ministry of Finance. 8- Rafidain Bank was tasked with paying retirement salaries in the early 1970s after the branches of the Retirement Department were abolished. 9- Rafidain Bank bears the burden of merging the nationalized banks and the Mortgage Bank. 10- The number of Rafidain Bank branches throughout Iraq before the development and establishment of Rashid Bank reached 157 branches. 11- Rafidain Bank approved expanding the scope of services with the powers granted to some branches in the main areas of Iraq to facilitate the completion of transactions with the speed required at that time. 12- Adopting a monitoring and follow-up system for all completed operations within an audit and control approach that facilitates the bank’s general management’s knowledge of the financial position and the bank’s internal and external obligations. 13- Developing work by creating departments and sections to undertake tasks and complete work without crowding it in the main departments of the bank. 14- Expanding globally through mutual banking relationships in a manner that serves the local need to use these relationships to complete transactions for all sectors. 15- Importing gold to meet the local market’s need for gold jewelry manufacturing. 16- Providing small loans to employees and those with a specific income within the deposit investment policy. 17- Encouraging the public at that time to invest their savings and assets and monitoring interest rates to encourage the public in addition to enhancing public confidence in the bank and deposits. 18- Expanding the opening of branches in foreign countries according to business requirements. 19- Contribution to some international joint banks. 20- Lending to the government when needed without announcing this, in accordance with the procedures and policies followed and in coordination with the Central Bank of Iraq. 21- Providing the bank's branches spread across Iraq with the payment of salaries in all their forms, by adopting a monthly and annual plan for this purpose, to enable the responsible departments to receive the amounts due to them for distribution to employees and other beneficiaries. 22- Adopting fast methods at that time to complete internal transfer transactions. Special monitoring 23- Providing foreign currencies to cover the required amounts for specific purposes according to the applicable instructions. 24- Coordination with the Central Bank of Iraq regarding monitoring operations related to funds and requirements for controlling foreign transfers. 25- It is clear from the clarifications referred to that Ernst & Young has approved an authorized Iraqi auditing firm to carry out the work required of the company within Iraq. Here we want to show the following: 1- The control and auditing of accounts depends on data provided by the competent authorities in the entity subject to auditing, in accordance with auditing norms and auditing regulations, taking into account the rules approved in auditing based on documents. 2- The development process by comparison requires knowledge of the basis of the accounting entry and the requirements for the purpose of making the entry and the documents transferred to it when creating the accounting entry and the mechanism for collecting daily entries to prepare the data and statements required for the work, which are mainly relied upon in the auditing operations. 3- The distribution of powers, competence and experience and their gradation is the basis for completing the work and in accordance with the mechanism approved by senior management, which usually requires the availability of competence and experience. 4- The bank’s operations, in addition to being audited by the responsible supervisory authority in the bank, are audited by the Financial Supervision Bureau, in addition to being audited by the Central Bank of Iraq and the Ministry of Finance, as a basis for their approval. 5- It is assumed that the development proposals submitted are evaluated by banking specialists and practitioners of the aforementioned work in order to fill the gaps in the proposals so that the development process can reach its desired scope. For this purpose, you can use: A- Former employees of Rafidain Bank who are known for their competence. B- Some former employees of the Central Bank of Iraq who were involved in banking supervision, including Rafidain Bank. C- Some employees of the Ministry of Finance who are related to the bank’s work D- Former bank customers to share their suggestions. We apologize for the length, but banking requires coordinated attention from all professionals. https://www.azzaman.com/%d8%aa%d8%b7%d9%88%d9%8a%d8%b1-%d9%85%d8%b5%d8%b1%d9%81-%d8%a7%d9%84%d8%b1%d8%a7%d9%81%d8%af%d9%8a%d9%86-%d9%81%d8%a7%d9%84%d8%ad-%d8%af%d8%a7%d9%88%d9%88%d8%af-%d8%b3%d9%84%d9%85%d8%a7%d9%86/

Here's some articles of Dinarian interests... -Reasons For Decline In Foreign Reserves Explained. -Int'l Debt Management Meeting Resumes. -Reasons For Egyptian Companies in Iraq. Treat as rumors. Not verified. Your opine. TNT via Tishwash: The CBI Lists The Reasons For The Decline In Foreign Exchange Reserves. ARTICLE: The Central Bank of Iraq announced on Wednesday a decline in its foreign exchange reserves during the third quarter of 2024, explaining the reasons behind this decline. The bank stated in a report seen by Shafaq News Agency that "Iraq's foreign currency reserves decreased by 0.52% during the third quarter of 2024, reaching 143.35 trillion dinars, compared to the same period in 2023, when reserves reached 144.10 trillion dinars." The bank attributed this decline to "the Central Bank's resort to withdrawing cash liquidity from the market through enhanced cash sterilization operations, as part of its efforts to maintain monetary stability." The report added, "As a result of these measures, cash receipts increased from 18.46 trillion dinars to 20.09 trillion dinars during the same period." He also pointed out that "the decline in oil prices from $82.2 to $77.3 during the same period was another factor in the decline in foreign reserves." The bank explained that "the increase in receipts led to the depletion of a portion of net foreign reserves, and the issued currency increased from 100.06 trillion dinars to 104.13 trillion dinars, as a result of the increase in public spending, which in turn led to an increase in public debt." The Central Bank emphasized that "despite this decline, it still possesses large net foreign reserves relative to the money supply, which makes it relatively secure, according to international financial standards that set a minimum of 20%." It is worth noting that the internal monetary sterilization policy involves the central bank selling or buying financial assets in foreign currency with the aim of avoiding impacting the monetary base and limiting the effects of inflation resulting from cash flows. -Tishwash: With The Participation Of The Minister Of Finance, The Meetings Of The Int'l Debt Management Conference Resume In Geneva. The 14th session of the International Debt Management Conference, organized by the United Nations Conference on Trade and Development (UNCTAD), resumed in Geneva from March 17 to 19, 2025, with the participation of Finance Minister Taif Sami. The meetings covered several important topics, most notably "Governance, Accountability, and Transparency in a World of Financial Constraints," "The Relationship between Debt and Climate: Innovative Debt Tools for Managing Financial Risks," "Enhancing Debt Transparency: Rethinking Reporting and Ensuring Standards," and "Strategies for Managing Institutional Challenges to Establish a Sustainable Debt Management Office. - Tishwash: What Are The Reasons For The Increasing Presence Of Egyptian Companies In Iraq?... Clarification From Al-Sudani's Advisor. On Tuesday, the Prime Minister's economic advisor, Mazhar Mohammed Salih, commented on the reasons for the recent increase in the presence of Egyptian companies in Iraq, stressing that the reason is due to the economic reforms and stability the country is witnessing. On Tuesday, the Prime Minister's economic advisor, Mazhar Mohammed Salih, commented on the reasons for the recent increase in the presence of Egyptian companies in Iraq, stressing that the reason is due to the economic reforms and stability the country is witnessing. Saleh said, "The capital wealth of countries is measured by several indicators, including the extent of physical capital accumulation, particularly in the construction sector." He noted that "Egypt is a leading country in this field, with its construction companies achieving significant success in development projects within Egypt, which has prompted them to expand their activities regionally." He added, "The services program adopted by the Sudanese government as part of comprehensive economic reforms has contributed to creating an attractive investment environment for foreign companies, encouraging Egyptian companies to enter the Iraqi market strongly and contribute to development and reconstruction projects." The economic advisor explained that "the political and economic stability in Iraq has boosted the confidence of foreign and Arab investors, including Egyptian companies, who have found promising opportunities to contribute to the implementation of major projects." He noted that "the strong historical relations between Iraq and Egypt have played a significant role in strengthening economic cooperation between the two countries." Saleh pointed out that "the services government, headed by Al-Sudani, has placed economic facilitation and reforms at the top of its priorities, which has contributed to creating the appropriate environment for Egyptian companies to enter the Iraqi market and participate effectively in reconstruction and development projects." On January 30, 2025, Iraqi Prime Minister Mohammed Shia Al-Sudani and his Egyptian counterpart, Mostafa Madbouly, sponsored the signing ceremony of a number of memoranda of understanding between the two countries. The bilateral memoranda between Iraq and Egypt included 12 paragraphs, the most prominent of which were related to trade, transportation, issues related to culture and antiquities, and other details.

Thank you Ron...seems like it is a little better, but need a lot more improvement, so we can get the heck out of this investment!

The budget and the Popular Mobilization Forces law are approaching the Iraqi parliament. Reports and Analyses 2025-03-18 07:36 Share font Shafaq News/ Iraqi parliament member, Ibtisam al-Hilali, expected on Tuesday that a vote on the federal budget schedules would be held in the coming days, once the government sends it to parliament. While she denied the existence of appointments, contracts, or wages in the budget, she indicated that there is information about the return of the service and retirement law for the Popular Mobilization Forces from the Prime Minister's Office and its inclusion on the agenda of the upcoming parliament session expected next week . Al-Hilali told Shafaq News Agency, "The House of Representatives voted on a three-year budget to avoid parliament voting on the budget schedules every year. Rather, ministries proceed with the budget they have. However, what happened is that parliament was asked to vote on the schedules every year ." Al-Hilali reassured that "the schedules are currently with the government, and they are expected to be completed and sent to Parliament in the coming days. The House of Representatives will vote on them immediately upon receipt to avoid delays in ministries and budget-related matters. Therefore, there are no concerns in this regard ." She revealed a recent meeting with Finance Minister Taif Sami, stating that "the minister was under a lot of pressure because of the budget schedules, and she in turn confirmed that all budget schedules would be submitted to the Prime Minister. Sami explained that if the budget is delayed, the ministries and operational and investment departments can continue to spend on 1/12 until the schedules are received from the government ." Regarding the inclusion of contracts or job grades in the budget, especially with the approaching elections, when some may resort to making promises of employment to their voters, Al-Hilali explained, "The forthcoming budget is approved, and the 150,000 contracts and grades for the governorates have already been approved. Therefore, we should not be fooled by election propaganda, as the 2025 budget is devoid of appointments, wages, and contracts ." Regarding the Popular Mobilization Forces (PMF) law, Al-Hilali explained, "There is information that the PMF law, which was withdrawn by the Prime Minister's Office last week, will be returned and placed on the agenda of the next parliamentary session. Parliament is expected to hold one or two sessions within the next week ." Regarding some MPs' demands to dissolve Parliament due to the ongoing disruption of its sessions, Al-Hilali stated, "Parliament cannot dissolve itself permanently. It will be dissolved on January 10, 2026, when the current parliamentary term ends ." Member of the Parliamentary Finance Committee, Hussein Mounes, confirmed to Shafaq News Agency last Sunday that the talk about sending the general budget tables from the Ministry of Finance to the Council of Ministers remains unconfirmed, and there is no accurate information available regarding the veracity of this news . The Ministry of Finance is expected to submit the budget tables to the Cabinet in October 2024, in preparation for approval before the start of the new year, in accordance with the Financial Management Law. However, this has not yet occurred. Last February, the Iraqi Parliament voted to amend Article 12 of the budget law, which concerns the costs of extracting oil from the Kurdistan Region . It is noteworthy that the Council voted in June 2023 on the draft general budget law for the fiscal years (2023 , 2024, 2025 ). Regarding the Popular Mobilization Forces (PMF) law, a source within the Shiite Coordination Framework revealed to Shafaq News Agency last Wednesday that the framework and the Prime Minister were scheduled to meet to discuss the Popular Mobilization Forces' service and retirement law for the purpose of amending it . The source confirmed that "the framework may be forced to agree to pass the law according to the one-basket rule, so that it is passed simultaneously with the Halabja or oil and gas laws, which the Kurdish forces put forward as a pressure card in exchange for voting in favor of the Popular Mobilization Law. The same applies to the Sunni forces, which stipulated the passage of the Accountability and Justice Law ." Last Tuesday, a source in the Coordination Framework revealed to Shafaq News Agency that Prime Minister Mohammed Shia al-Sudani had decided to withdraw the Popular Mobilization Forces' service and retirement law from the Iraqi parliament . The source explained that the purpose of withdrawing this law is to reduce political disputes and prevent their impact on the House of Representatives sessions, given that the convening of sessions has become dependent on adding the law to the House's agenda . https://www.shafaq.com/ar/تقارير-وتحليلات/الموازنة-وقانون-الحشد-يقتربان-من-البرلمان-العراقي

Here's some articles of Dinarian interests... Direct From The SANDBOX Report. -ISX Witnesses More Than 1.3 Billion Shares Traded. -Planning Ministry & Germany Discussing Enterprises In Iraq. -Parliamentary Finance Committee Calls For Activating Tax Collection. -Iraq Participates In Int'l Debt Management Conference. Treat as rumors. Not verified. Your opine. FROM IRAQI SOURCES: The Iraqi Market Is Witnessing Remarkable Activity With More Than 1.3 Billion Shares Traded. ARTICLE: Stock Exchange Economy News – Baghdad The Iraq Stock Exchange witnessed remarkable activity in trading volume today, with the number of traded shares reaching more than 1.3 billion shares. The value of shares traded during today's session exceeded 2.4 billion Iraqi Dnars. According to market data, the number of listed deals reached 684, reflecting the vitality of trading & investor activity in the market. -Planning Ministry Is Discussing With The German Development Bank & The Int'l Organization For Migration The Mechanisms Of The Program To Support Small & Medium Enterprises In Iraq. The Ministry of Planning discussed with the German Development Bank & the Int'l Organization for Migration the mechanisms of the program to support small & medium enterprises in Iraq. The ministry explained in a statement: "The ministry held a meeting today, Tuesday, in the presence of representatives of the German Development Bank & the Int'l Organization for Migration, as well as the Ministry of Labor and Social Affairs, to discuss the mechanisms of the program to support small & medium enterprises, which is implemented in Iraq by the Int'l Organization for Migration. Director General of the International Cooperation Department, Saher Abdul-Kazem Mahdi, said according to the statement: "This program is being implemented in Iraq in several phases by the Int'l Organization for Migration, which targets all Iraqi governorates in five main sectors, including youth projects, women, creativity, renewable energy & agriculture." He added that the program aims to achieve development at the economic & social levels, indicating that the program supports groups wishing to work and develop their businesses, in partnership with the UN & the German side. -The Parliamentary Finance Committee Calls For Activating Tax Collection & Adopting Privatization To Boost Revenues. The Parliamentary Finance Committee stressed, on Tuesday, the need to activate tax collection mechanisms, stressing that this file remains weak despite the multiple financial resources that could contribute to supporting state revenues. The committee also urged the activation of privatization as a primary option to boost revenues & reduce operational burdens on the government. Committee member Jamal Kocher explained in a statement to the official agency that tax collection is a basic resource for the economies of countries, but in Iraq it still suffers from weak collection. He stressed the need to develop a comprehensive government program that guarantees the full collection of tax, while searching for new alternatives away from traditional mechanisms. Koger also pointed out that several factors must be considered, including establishing a clear government program for tax collection, exploring alternatives to traditional mechanisms & providing incentives for both tax collectors & those responsible for paying them. He emphasized that privatization represents the optimal solution to ensure full tax collection. He added that privatization will help the government reduce the burdens associated with hiring & lower operating expenses, noting that the practical implementation of these mechanisms could yield significant positive returns. He emphasized that the size of the expected revenues from these reforms will depend on the mechanism implemented by the government, explaining that the move toward privatization will boost state revenues & reduce its financial burdens. -With Iraq's Participation, The Int'l Debt Management Conference Resumes In Geneva. The 14th session of the International Debt Management Conference, organized by the UN Conference on Trade & Development (UNCTAD), resumed in Geneva from March 17 to 19, 2025, with the participation of Finance Minister Taif Sami. The meetings included a number of important topics, most notably (governance, accountability & transparency in the world of financial constraints), as well as (the relationship between debt & climate: innovative debt tools for managing financial risks). The meetings also included the theme (Enhancing Debt Transparency: Reconsidering Reporting & Ensuring Standards in addition to the theme (Strategies for Managing Institutional Challenges to Establish a Sustainable Debt Management Office.

PUK and KDP Finalize Joint Vision for Government Formation 18-03-2025 08:44 ShareFacebookTwitterWhatsAppTelegram Peregraf Senior delegations from the Patriotic Union of Kurdistan (PUK) and the Kurdistan Democratic Party (KDP) met today to finalize a joint vision for the next phase of governance in the Kurdistan Region. According to an official statement, both sides have reached the final draft of their shared framework, which will serve as the foundation for forming the new Kurdistan Regional Government (KRG) and other key institutions to improve public services. On March 16, 2025, KRG Prime Minister Masrour Barzani and PUK leader Bafel Talabani held what was described as a “very good meeting” in Pirmam, emphasizing a “good understanding and progress” in efforts to form the next KRG cabinet. The meeting follows months of negotiations aimed at bridging political differences and ensuring a stable governance structure. A joint committee has been working on an effective governance framework to guide the next government. Once finalized, the proposed strategy will be submitted to the High Negotiating Committee for approval, paving the way for the cabinet’s formation. Negotiations between the KDP and PUK have been ongoing since the Kurdistan Parliament’s inaugural session on December 2, 2024. The KDP, which secured 39 seats in the most recent parliamentary elections, remains the largest party, while the PUK holds 23 seats. Minority groups and smaller parties collectively hold 38 seats, making coalition-building essential to reaching the 51-seat majority required to form a government. The KDP retains its political stronghold in Erbil and Duhok, while the PUK wields significant influence in Sulaymaniyah and Halabja. Their cooperation has historically been crucial in maintaining political stability in the Kurdistan Region. As leadership delegations continue negotiations, the outcome of these discussions will play a decisive role in shaping the political and administrative future of the Kurdistan Region. PUK and KDP Finalize Joint Vision for Government Formation - پەرەگراف

Here's another article related to the above...Iraq concludes meetings with IMF... Fnu Lnu: Iraq Concludes Meetings With IMF... Article: “Iraq’s delegation concluded its meetings with the International Monetary Fund (IMF) in Amman, with participants including Minister of Finance Taif Sami & the Gov of the CBI of Iraq. Discussions focused on Iraq’s economic performance & sustainable growth prospects, with the IMF acknowledging the progress made. Key discussions included: Non-oil GDP growth of 5% in 2024. Reduced dependence on oil revenues, improving economic diversification & stability. Increased use of the Iraqi Dinar in major transactions to strengthen the national currency. The IMF reaffirmed its support for Iraq’s financial policy development. The meetings underscored Iraq’s commitment to fiscal reforms, promoting economic stability & investment-friendly policies” Today’s report bode well for the RV. All topics of discussion can be seen as fulfilling requirements set forth by the governing authorities.

slowly but surely....

Quote today is the day...Trump Pushes The RV Button... End Quote

You, myself and many of us... @pokerplayer

WHOA, don't rush in you guys; only been 21 years let's not be hasty. If it were me I'd take a break, form a committee. Study this in great detail for long term stability and revisit this in a couple of Years...😎

The Quickest Camel They can Find!! 😁

The rumor I heard today was someone with code name Luigi1 had a contact that actually pushed the RV button today at 1:14pm today however it takes a few hours to travel around the world before it actually shows up here on our end for us to see!!

Whew! I thought I was the hold up.

Wednesday power ball numbers 20/29/37/46/56---07 pokerplayer 03/16/21/43/49--16 jeepguy

Here's another article related to the above...The State Of The Iraqi Economy... FROM IRAQI SOURCES: To The Ministerial Council For The Economy. ARTICLE: Samir Al-Nusairi Finally, forecasts indicate that the Russian-Ukrainian war is nearing a halt with US intervention. We recall that when the war broke out three years ago, oil prices soared to over $110 a barrel, resulting in a surge in oil revenues for both rentier and oil-producing countries. This included Iraq, given its rentier economy. Unfortunately, the achieved abundance was not utilized to activate the real economy. Rather, operational allocations in the general budgets increased, and the deficit exceeded 60 trillion dinars. Now, with the inevitable expectation that the war will soon end, oil prices will fall, and it is expected that its average price will reach less than 60 dollars per barrel. And we are still without other significant sources of national income. The Iraqi economy, God forbid, will enter a new economic and financial crisis. We expect the deficit to rise, the inflation rate to rise, and the government will be forced to borrow domestically and abroad. Borrowing from the central bank will be required, foreign exchange reserves will decline & external and domestic debts will rise. Since these expectations could soon be realized, they require swift action. Here, we propose that the Ministerial Council for the Economy hold extraordinary sessions to discuss the expected new crisis and prepare for confrontation in a manner that preserves the path of economic, financial and banking reform and finds solutions and remedies to protect our national economy.

Here's a more detailed explanation: What is Precession? Precession refers to the slow, cyclical wobble of Earth's axis of rotation, similar to how a spinning top wobbles. This wobble is not a sudden or erratic movement, but a gradual, circular shift. What Causes Precession? The primary cause of precession is the gravitational pull of the Sun and Moon on Earth's equatorial bulge (the slight bulge at the equator). This gravitational tug causes the axis to wobble, much like gently tapping a spinning top. How Long Does a Precessional Cycle Take? A complete precessional cycle, where the axis traces out a circle, takes approximately 26,000 years. Effects of Precession Precession causes the position of the celestial poles (and thus the North Star) to shift over time. Currently, Earth's axis points towards Polaris (the North Star), but in about 13,000 years, it will point towards Vega. Seasons can also be affected by precession, as the tilt of the Earth's axis changes over the precessional cycle. Other Names for Precession Precession is also known as the precession of the equinoxes, lunisolar precession, or precession of the equator.

https://www.givehim15.com/post/keep-the-serpent-out Keep The Serpent Out! March 18, 2025 The Hebrew words translated “watchman” are natsar, shamar and tsaphah. They mean to guard or protect by watching over. In ancient times they were also used to describe hedging around crops with thorn bushes to keep out encroachers.(1) The words include the concept of hiding or concealing something.(2) Watchmen, through intercession, create the Psalm 91 secret place of protection. Genesis 2:15 is the first time one of them is used in Scripture: “And the Lord God took the man, and put him into the garden of Eden to cultivate it and to keep (shamar) it.” Adam was told to guard or “keep” the garden. From what? It had to be the serpent! I assert this firstly because it is much in keeping with the nature of God to have warned him. To have done otherwise would not have been consistent with God’s character. Second, neither Adam nor Eve seemed shocked when a snake talked to them. It evidently didn’t come as a total surprise. Third, what else could there have been before the Fall to guard, keep or protect the garden from? Only the serpent. This is an important point – the first mention of watching or protecting in Scripture gives us the primary responsibility of the watchman: Keep the serpent out! Guard or protect that which God has entrusted to your care from the subtle encroachment of the serpent. Keep him out of your garden: your home, family, church, city, nation! Keep him out! These three Hebrew words are also translated in several other ways. I’m going to list several of them, elaborating briefly, to provide a more well-rounded understanding of the concept. As you will plainly see, many pages could be written commenting on the symbolism and connection to prayer. For brevity’s sake I have not done so, but I would encourage you to think on each definition, allowing the Holy Spirit to bring insight to you personally. Keep or Keeper This is by far the most frequent usage of these three words, translated as such at least 250 times in the King James Version. Watchmen “keep” possessions, places, and individuals safe. They ensure against loss, theft or damage. They “keep” things intact, in possession. Guard Watchmen are guards. They protect possessions, places, and as the next usage demonstrates, people. Bodyguard Watchmen guard and protect individuals, shielding them from danger and harm. They are the secret service agents of the Kingdom, guarding and protecting others. When I pastored, intercessors in our fellowship were faithful to cover me in prayer. More than once I was told, “Pastor, I was up through the night praying for you.” Occasionally they asked, “Was something wrong?” “No,” I always responded. They were a bit confused, thinking they had misheard the Holy Spirit, until I replied, “And your prayers are probably why! Keep praying; it’s working!” It was a comfort to know I had spiritual bodyguards. Ministers would be more effective if the body of Christ had more faithful watchmen. Doorkeeper This one is obviously similar to the next, so I will comment on both of them together. Gatekeeper Watchmen have the ability, through prayer, to determine who or what enters their homes, their families’ lives, their churches, their cities, etc. They discern by the Holy Spirit what to allow in, and through prayer, open and close the door. They invite in the work of the Holy Spirit and reject the works of darkness, keeping enemies out. Preserve or Preserver Watchmen preserve, keeping things from ruin and destruction. They preserve lives, anointings, moves of God and a host of other things by covering them in prayer. In their book, How to Pray for Your Family, Quin Sherrer and Ruthanne Garlock tell of four ladies who functioned as watchmen for their farms. These women walked the perimeters of the fields while the husbands worked, sometimes covering as much as six miles in a day. They prayed for protection from insects, crop diseases, hail and drought. They asked God to give their husbands wisdom in farming and marketing and prayed for angels to be assigned to the efforts. The results were amazing. It turned out to be one of their better years. No storm or insect damage, no unwise decisions and a good profit – while others around them had a difficult year with little profit. We simply aren’t practical enough at times with our intercession tactics. These ladies, watching in intercession, opened the way for God’s blessing upon their families’ financial endeavors.(3) Pay attention Watchmen must be on the alert, paying attention. Though this is obvious, we often fail to do so. Like soldiers, God “calls us to attention.” Lives are at stake. The spiritual harvest fields must be guarded. Pay attention, watchmen! Observe Be observant. Quite simply, watchmen must watch! If they do so, they’ll observe what others fail to see. This involves the concept of discernment. Behold This usage is similar to observe, of course, but I list it because it intensifies the command to watch: Behold! Beware Watchmen must be vigilant, aware, on the alert. First Peter 5:8 warns us to be of sober spirit. Always beware, intercessor! Watch for satan, who roams about like a lion, seeking someone to devour. When you discern him at work, enforce Calvary's victory with your God-given authority. Protect In the same sense as guarding and keeping, watchmen protect. They build walls or boundaries of protection from the attacks of the devil. Maintain Watchmen maintain things for other people and for the Lord. They are the maintenance crew. They may not build or plant, as some do, but they maintain what has been built, keeping things working well, preventing breakdowns. Ask the Lord to strengthen you in your ability to watch and pray. Ask Him for sensitivity – the ability to sense in the spirit realm, being able to pick up and hear His alerts and warnings. Let’s do so now. Pray with me: Father, it is never Your will for the serpent to encroach on our “gardens.” He is subtle, but You have sent Holy Spirit to help us, alerting us to his attacks. Teach us to listen, to always be alert, paying attention to Your promptings. Fine tune us. We want to be watchmen for our families, friends, and leaders. We are also to be watchmen for our nation. Had we been alert, prayer would not have been removed from our schools, and the murder of babies in the womb would never have been the law of our land. Had we been paying attention and taking action, our government would not have been overtaken by those who dishonor You, our education system by unrighteous propagandists. You are giving us another chance to step into our role of protecting and preserving what You gave us. You are raising up an army of watchmen who refuse to allow our harvest and our inheritance to be stolen. Release boldness and determination to this army, enabling them to be fearless and unwavering. May we find ourselves faithful in this strategic and unprecedented hour. In Christ’s name, we pray, amen. Our decree: We decree that we have ears to hear and hearts to obey what God is saying. ****************************** Portions of today’s post were taken from my book Intercessory Prayer, published by Baker Books. Watch the video: ------------------------------------------------------- James Strong, The New Strong’s Exhaustive Concordance of the Bible (Nashville, TN: Thomas Nelson Publishers, 1990), ref. no. 8104. Ibid., ref. no. 5341. Sherrer with Garlock, How to Pray for Your Family and Friends, (Ann Arbor, MI: Servant Publications, 1990), pp. 152-154, adapted.

https://www.givehim15.com/post/now-is-the-time Now Is The Time March 17, 2025 Signs and wonders will undoubtedly play a significant role in the coming great harvest. This is consistent with Scripture. In the book of Acts, immediately after the church was born on the day of Pentecost, miracles began occurring and were used to generate amazing numbers of conversions. As chapter 3 begins, Peter was used to heal a lame man at the gate called “Beautiful.” He had been lame from birth, completely unable to walk, and sat at this gate daily, begging for alms. Because of the prominent location, all of Jerusalem and many in Israel knew of this man, having seen him numerous times. Jesus Himself had no doubt walked by this man many times, and yet chose not to perform the miracle. Always led by the Spirit, He knew it wasn’t the right time (John 5:19, 30; 8:29; Luke 4:1). On this day in Acts 3, Holy Spirit moved upon Peter, letting him know this was the right time. He was used to work one of the greatest miracles ever performed, and as a result, 5000 people were born again. What is incredibly fascinating is that the Greek word used in this passage for the name of the gate, Beautiful,” literally means “the right time” (horaios). How fascinating is that! The word does not mean beautiful in the sense of attractive or pretty. It is a “circumstantial beauty,” used to describe that which occurs when the right circumstances come together at “the right time,” creating something beautiful. God, in His sovereignty and foreknowledge, named this gate “The Right Time,” then made sure the lame man’s family chose this as the location for him to daily beg for alms. Then, He led Jesus to NOT heal the man, saving the miracle for “the right time,” when the newly birthed church would need a miracle of this magnitude to prove Jesus was alive and was the Messiah. The “right time” miracle at the “right time” gate! Isn’t God amazing!!! Continuing in chapter 4 of Acts, miracles were once again associated with reaching people for Christ: “And now, Lord, behold their threatenings: and grant unto thy servants, that with all boldness they may speak thy word, By stretching forth thine hand to heal; and that signs and wonders may be done by the name of thy holy child Jesus. And when they had prayed, the place was shaken where they were assembled together; and they were all filled with the Holy Ghost, and they spake the word of God with boldness. And the multitude of them that believed were of one heart and of one soul: neither said any of them that ought of the things which he possessed was his own; but they had all things common. And with great power gave the apostles witness of the resurrection of the Lord Jesus: and great grace was upon them all.” (verses 29-33) The church leaders prayed for boldness, healings, signs and wonders, then declared God’s Word. He responded by giving them great grace and power to demonstrate Christ’s resurrection, which resulted in multitudes being saved. In the next chapter, Acts 5, “by the hands of the apostles were many signs and wonders wrought among the people… and believers were added to the Lord, multitudes both of men and women… there came also a multitude out of the cities round about onto Jerusalem, bringing sick folks, and those who were vexed with unclean spirits: and they were healed everyone.” (from Verses 12-16) It was clearly God‘s plan to use signs and wonders to confirm the truth of the gospel, producing “multitudes” of conversions to Christ. It will do the same today. By the time we get to Acts chapter 6, ministry in the early church had expanded from being done primarily by the apostles, to now taking place by deacons, also. This caused the growth of the church to go to a new level, multiplying tremendously. Verse 8 tells us “And Stephen, full of faith and power, did great wonders and miracles among the people.”Acts 8:4-8 mentions the deacon, Phillip, doing the same: “Therefore they that were scattered abroad went every where preaching the word. Then Philip went down to the city of Samaria, and preached Christ unto them. And the people with one accord gave heed unto those things which Philip spake, hearing and seeing the miracles which he did. For unclean spirits, crying with loud voice, came out of many that were possessed with them: and many taken with palsies, and that were lame, were healed. And there was great joy in that city.” No doubt there was! We who are involved in the Healing Summits believe it is “the right time” for many signs and wonders to occur throughout the world. We realize miracles have never completely stopped, but we also believe there are seasons when they increase dramatically, and feel we are entering one of those seasons. This is why we are doing the summits. Join us April 4th in Middletown, Ohio, if you can. (Registration is required due to a limited seating capacity.) We will pray personally for every person desiring prayer. If you are unable to attend in person, please join us online at Oasiswired.org. Many have been healed while doing so in previous summits. Entire congregations, home groups and families will be watching, agreeing with us and praying for one another. If you let them know at the Oasis Church (oasiswired.org) that your church is doing so, they will list your church’s name and address so people in your region can be aware of it. Join your faith with ours for miracles to occur that night, both for yourself and for others. And also, pray with us for the release of this great movement of signs and wonders around the world. And the following is very important: If you lead a congregation or are associated with a network of churches, consider doing your own healing service that night or later in the month of April. Our desire is multiplication, not one large event!!! I realize that would not leave much time to prepare, but these do not have to be elaborate gatherings. Simply have a time of worship and begin praying for people to receive healings. If you do so, Holy Spirit will honor it. The month of Nisan (March 30 through April 28) is the Hebrew “month of miracles.” God chose this window of time in which to work profound miracles for Israel, and this was also the month He declared He was “the Lord our Healer” (Exodus 15:26). Obviously Holy Spirit is not limited to this timeframe in order to work miracles, but we can honor what He did and said then, using it as a point of reference to agree for a fresh season of the supernatural. It is time. Pray with me: Father, we often think of ourselves as working FOR You, while You think of us as working WITH You. Co-laborers. Partners. Family. We know, of course, that You are in charge, the Ruler of the universe. You are all-powerful, infinitely wise, ever-present, uncompromisingly holy, and eternal. Yet You wanted and created family, sons and daughters filled with Your Spirit and nature, capable of partnering with You. We are truly in awe of this. As we move into the great revival that will bring a billion or more souls into Your family, we are beyond excited to work with You to accomplish this. As Your ambassadors we will release Your authority; as Your evangelists we will declare the good news of Christ; and as Your healing agents we will heal the hurting and set captives free. Just as Christ was moved with compassion and healed the sick, we, His body, are as well; we are passionate to see them healed. We also know miraculous signs must be performed at “the right time,” pointing people to Christ. We believe we have moved into one of earth’s “right times,” and we ask for the release of Holy Spirit’s gifts and power in order to produce these signs. Give us signs and wonders we pray, in Jesus’ name. Amen. Our decree: We decree that at this right time, we will see an increase of signs and wonders throughout the earth. ********************** Watch our video:

REMEMBER, no one really knows what will happen, or when. They're simply stating their opinions based on what they perceive to be happening in Iraq... So, take everything with a grain of salt ... RON 3-17-2025 Clare Article: "Al-Sudani's advisor: Iraq's foreign reserves reach $110 billion" Quote: "The Prime Minister's financial advisor, Mazhar Mohammed Salih...Iraq's foreign exchange reserves are one of the most important indicators supporting investment, both domestic and foreign, as the country has a stable foreign exchange portfolio estimated at approximately $110 billion, distributed between gold, dollars, and foreign currencies...He added, The current account of the balance of payments is recording positive rates that enhance the stability of the value of the Iraqi dinar." 3-17-2025 Samson Article: "Al-Sudani's advisor: Iraq's foreign reserves reach $110 billion" 3-17-2025 Militia Man There are things on the table that have not been sorted. One of them is going to be the oil. They have to have an evaluation for that. We know they have to value the oil in a Real Effective Exchange Rate or they would have done it by now. It's been two years and they've lost billions. It's obvious, it's quite clear that they're going to do something different in the future. 3-17-2025 Frank26 Trump is changing the political landscape, the geopolitical landscape, the Geo-financial political of the whole freaking world and it's starting very heavily within the Middle East. And Iran? They know what Trump is going to do if they don't stop what they have been doing. 3-17-2025 Clare Article: "Al-Sudani and the US Secretary of Defense discuss regional developments, Syria, and the Houthis by phone." Quote: "Iraqi Prime Minister Mohammed Shia al-Sudani discussed with US Secretary of Defense Pete Hegseth, on Sunday evening, security developments in the region...Both sides renewed their commitment to maintaining regional stability, while the US Secretary of Defense affirmed his country's commitment to supporting Iraq's long-term security and stability." 3-17-2025 Samson Article: "Government advisor: Iraq's relationship with the US is characterized by positivity and ongoing cooperation" Quote: "Iraqis are exempt from the tightening of entry rules to the United States, according to a new list being considered by the US."

yeah not sure but I am really not sure she would know, i feel knowing what i know everything is done for them i think its more a CBI rate pull.....i was going to question her again but i doubt she would access to this information but thats my opinion.

after but its just her opinion

not long to put this to bed...I am hoping budget schedules and vote on forth amendment happen on saturday....if it does we could see rate change Sunday when Iraqi banks open or weekend of the 5th and 6th...

hopefully we see vote on budget schedules and fourth amendment to Industrial Investment.

Here's Clare's two cents worth...the Digital Dinar & Digital Wallets... Clare: [Post 1 of 2] Article: “Iraq confronts economic crises with the Digital Dinar. The parallel market is threatened with extinction.” Quote: “The CBI is preparing to launch the Digital Dinar. It is similar in value to the traditional dinar, but is traded electronically via digital wallets or approved financial applications. It facilitates instant money transfers within the country or across borders, reduces the logistical burden of issuing paper or metal currency & enables broader segments of society to access digital financial services. [Post 2 of 2] “Regarding the Digital Dinar’s relationship to ER, Al-Sudani’s advisor explained that the official ER will be the prevailing & sole rate, the digital ER adopted by monetary policy. The parallel market will disappear in its current form, as it is difficult to invent a secondary digital market whose operations operate outside the control of the digital monetary authority. He pointed out that the digital dinar will be fully backed by the central bank & have a relatively stable value, similar to paper currency. However, it will be traded electronically only through bank accounts & e-wallets, contributing to reducing the use of paper money, achieving financial inclusion & reducing reliance on the Dollar in daily transactions.“

the industrial investment holds the key because a fourth vote on the amendment ratifies payment mechanism and payment rate $$$

Kind of like Rip Van Winkle?

No doubt approaching in stealthy mode