CBI: Monetary Policy Research Journal

[TLHUBER]

http://www.imf.org/external/NP/SEC/bc/eng/index.aspx

 

August 1st is the meeting with the IMF and Iraq.

[Shedagal]

9 hours ago, jcfrag said:

well even Christ wasn't perfect

Wow, I think I hear God getting up and going back to the drawing board - Wow!!

[climber7]

10 hours ago, jcfrag said:

well even Christ wasn't perfect

 

Okay, this needs to be addressed because Jesus, and Who He is, is more important than the RV or anything else in creation. 

First, I want to be clear I'm NOT writing or coming from a place of anger or confrontation. I'm writing this from a place of peace and concern, so please don't take offense or think I'm starting an argument here.....

 

A statement made like this needs to be addressed because of the enormous error in it. 

First, I would ask, have you even researched Jesus and the Bible yourself? Not going on what anyone else said? Do you understand the historical FACTS and proof of His life and miracles?

Secondly, do you believe in God and that He is not only caring about us but actually loves us more than we can comprehend? 

Thirdly, if you had a plan to rescue someone you loved so completely you would sacrifice your only child for them unless you 'knew' that your plan was fool proof and perfect?

 

The thing is......after you understand the answers to those questions you come to understand that God not only created everyone and everything in creation and the universe, but had a plan to redeem and sustain it. His plan was through the PERFECT life of Christ. If Jesus was not perfect then God, and Jesus, made a HUGE mistake and WASTED His life.......for nothing. Jesus suffered (historically) a gruesome and horrific death for nothing--if He wasn't perfect. Just give a few moments pause to reflect on the weight of that. 

So, to say He wasn't perfect is a huge slap in the face to God and to Jesus for the love and sacrifice He made for YOU and for the world.

 

Another thing to think about is if He wasn't perfect then not only did His, and God's, plans fail miserably, but He couldn't have changed the world the way He has over thousands of years and would never have so many followers over so many centuries. 

 

Last thoughts....the most important thing in the entire world is God/Jesus Himself and your relationship and feelings, thoughts, ideas about Him. All else is secondary--and small potatoes. Why? Because first, why wouldn't we want to know the One Who created you and has nothing but good in store for you and a plan and purpose for creating you? That would be the same as desperately wanting a child, having a child, lavishing that child with good things, and having that child slap you in the face with disdain, disrespect, ignorance, and selfishness and want nothing to do with you in return. it wouldn't be YOUR fault. It would be the fault/sin in the heart of the child who would make such a statement much like the one you made saying "He wasn't perfect". 

 

Just want to throw this out there that even though you may still believe that---while I'm sure it stings Him--He STILL loves you and has a plan for good for you but you'll never realize or have it because you choose to not accept Him, and all that He is (perfect). 

Peace and blessings to everyone one here and may God bless us with wealth and prosperity to do good with it for others. 

[Synopsis]

Here is a copy and paste of the TLHuber link - Thank You TLHuber! Publicat

 

Well, OK, a long post so you may want to jump to the bottom where the Article IV stuff is (for my Canadian Friends - Sorry! (for the long post ))

   

IMF Executive Board Calendar Archive Schedule of Press Briefings and Speeches by Senior IMF Officials IMF Seminars, Conferences, Workshops and Economic Forums Work Program of the Executive Board Members Quotas Shares, Governors, and Voting Power  Executive Directors and Voting Power Senior Officials Organization Articles of Agreement IMF at a Glance A Factsheet

IMF Executive Board Calendar As part of the Fund's increased transparency, the tentative calendar of the formal meetings and seminars of the Executive Board for the next seven days is shown below. Please note that the calendar is subject to change, and that the agenda for each meeting is typically finalized the day before the meeting. The calendar posted below contains the latest available information. An IMF Executive Board Calendar Archive is also available.    Last Update: June 01, 2017 14:55:50 ET Sort By:   Date | Country/Region July 24, 2017   Title: 2017 External Sector Report Country: United States Title: United States - 2017 Article IV Consultation July 26, 2017 Country: Japan Title: Japan - 2017 Article IV Consultation Title: IMF's Cooperation with Regional Financing Arrangements July 28, 2017 Country: China, People's Republic of Title: People's Republic of China - 2017 Article IV Consultation Country: Mauritania, Islamic Republic of Title: Islamic Republic of Mauritania - 2017 Article IV Consultation and Request for a Three-Year Arrangement Under the Extended Credit Facility August 01, 2017 Country: Iraq Title: Iraq - 2017 Article IV Consultation and Second Review Under the Stand-By Arrangement Country: Morocco Title: Morocco-Second Review Under the Arrangement Under the Precautionary and Liquidity Line; Ex Post Evaluation of Exceptional Access Under the 2014 Precautionary and Liquidity Line Arrangement

 

What is interesting is (in this order) the US, Japan, and China are all doing the same "2017 Article IV Consultation" before Iraq. I am not sure if Great Britain (with the GBP) and the European Union (with the EURO) have as well gone through this "2017 Article IV Consultation" since the USD (nominally 40%), Euro (nominally 30%), GBP (nominally 10%), JPY (nominally 10%), and CNY (nominally 10%) make up the SDR (Special Drawing Rights) basket of reserve currencies. So Iraq is also going through the "2017 Article IV Consultation" and "Second Review Under the Stand-By Arrangement" so I wonder what implications this has on the timing and magnitude for what we are waiting for.

 

From the http://www.imf.org/external/NP/SEC/bc/eng/index.aspx website, there is a link to the Article IV information (Articles Of Agreement on the left hand side menu column second from the bottom):

 

http://www.imf.org/external/pubs/ft/aa/index.htm

 

Here is a copy and paste of the page:

 

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Articles of Agreement of the International Monetary Fund

April 2016

Adopted at the United Nations Monetary and Financial Conference, Bretton Woods, New Hampshire, July 22, 1944. Entered into force December 27, 1945. Amended effective July 28, 1969, by the modifications approved by the Board of Governors in Resolution No. 23–5, adopted May 31, 1968; amended effective April 1, 1978, by the modifications approved by the Board of Governors in Resolution No. 31–4, adopted April 30, 1976; amended effective November 11, 1992, by the modifications approved by the Board of Governors in Resolution No. 45–3, adopted June 28, 1990; amended effective August 10, 2009, by the modifications approved by the Board of Governors in Resolution No. 52–4, adopted September 23, 1997; amended effective February 18, 2011, by the modifications approved by the Board of Governors in Resolution No. 63–3, adopted May 5, 2008; amended effective March 3, 2011, by the modifications approved by the Board of Governors in Resolution No. 63–2, adopted April 28, 2008; amended effective January 26, 2016 by the modifications approved by the Board of Governors in Resolution No. 66-2, adopted December 15, 2010.

Downloads:

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Contents

Introductory Article

Article I: Purposes

Article II: Membership
1.  Original members
2.  Other members

Article III: Quotas and Subscriptions
1. Quotas and payment of subscriptions
2. Adjustment of quotas
3. Payments when quotas are changed
4. Substitution of securities for currency

Article IV: Obligations Regarding Exchange Arrangements
1. General obligations of members
2. General exchange arrangements
3. Surveillance over exchange arrangements
4. Par values
5. Separate currencies within a member's territories

Article V: Operations and Transactions of the Fund
1. Agencies dealing with the Fund
2. Limitation on the Fund's operations and transactions
3. Conditions governing use of the Fund's general resources
4. Waiver of conditions
5. Ineligibility to use the Fund's general resources
6. Other purchases and sales of special drawing rights by the Fund
7. Repurchase by a member of its currency held by the Fund
8. Charges
9. Remuneration
10. Computations
11. Maintenance of value
12. Other operations and transactions

Article VI: Capital Transfers
1. Use of the Fund's general resources for capital transfers
2. Special provisions for capital transfers
3. Controls of capital transfers

Article VII: Replenishment and Scarce Currencies
1. Measures to replenish the Fund's holdings of currencies
2. General scarcity of currency
3. Scarcity of the Fund's holdings
4. Administration of restrictions
5. Effect of other international agreements on restrictions

Article VIII: General Obligations of Members
1. Introduction
2. Avoidance of restrictions on current payments
3. Avoidance of discriminatory currency practices
4. Convertibility of foreign-held balances
5. Furnishing of information
6. Consultation between members regarding existing international agreements
7. Obligation to collaborate regarding policies on reserve assets

Article IX: Status, Immunities, and Privileges
1. Purposes of Article
2. Status of the Fund
3. Immunity from judicial process
4. Immunity from other action
5. Immunity of archives
6. Freedom of assets from restrictions
7. Privilege for communications
8. Immunities and privileges of officers and employees
9. Immunities from taxation
10. Application of Article

Article X: Relations with Other International Organizations

Article XI: Relations with Non-Member Countries
1. Undertakings regarding relations with non-member countries
2. Restrictions on transactions with non-member countries

Article XII: Organization and Management
1. Structure of the Fund
2. Board of Governors
3. Executive Board
4. Managing Director and staff
5. Voting
6. Reserves, distribution of net income, and investment
7. Publication of reports
8. Communication of views to members

Article XIII: Offices and Depositories
1. Location of offices
2. Depositories
3. Guarantee of the Fund's assets

Article XIV: Transitional Arrangements
1. Notification to the Fund
2. Exchange restrictions
3. Action of the Fund relating to restrictions

Article XV: Special Drawing Rights
1. Authority to allocate special drawing rights
2. Valuation of the special drawing right

Article XVI: General Department and Special Drawing Rights Department
1. Separation of operations and transactions
2. Separation of assets and property
3. Recording and information

Article XVII: Participants and Other Holders of Special Drawing Rights
1. Participants
2. Fund as a holder
3. Other holders

Article XVIII: Allocation and Cancellation of Special Drawing Rights
1. Principles and considerations governing allocation and cancellation
2. Allocation and cancellation
3. Unexpected major developments
4. Decisions on allocations and cancellations

Article XIX: Operations and Transactions in Special Drawing Rights
1. Use of special drawing rights
2. Operations and transactions between participants
3. Requirement of need
4. Obligation to provide currency
5. Designation of participants to provide currency
6. Reconstitution
7. Exchange rates

Article XX: Special Drawing Rights Department Interest and Charges
1. Interest
2. Charges
3. Rate of interest and charges
4. Assessments
5. Payment of interest, charges, and assessments

Article XXI: Administration of the General Department and the Special Drawing Rights Department

Article XXII: General Obligations of Participants

Article XXIII: Suspension of Operations and Transactions in Special Drawing Rights
1. Emergency provisions
2. Failure to fulfill obligations

Article XXIV: Termination of Participation
1. Right to terminate participation
2. Settlement on termination
3. Interest and charges
4. Settlement of obligation to the Fund
5. Settlement of obligation to a terminating participant
6. General Resources Account transactions

Article XXV: Liquidation of the Special Drawing Rights Department

Article XXVI: Withdrawal from Membership
1. Right of members to withdraw
2. Compulsory withdrawal
3. Settlement of accounts with members withdrawing

Article XXVII: Emergency Provisions
1. Temporary suspension
2. Liquidation of the Fund

Article XXVIII: Amendments

Article XXIX: Interpretation

Article XXX: Explanation of Terms

Article XXXI: Final Provisions
1. Entry into force
2. Signature

 

Schedule

Schedule A: Quotas

Schedule B: Transitional Provisions with Respect to Repurchase, Payment of Additional Subscriptions, Gold, and Certain Operational Matters

Schedule C: Par Values

Schedule D: Council

Schedule E: Transitional Provisions with Respect to Executive Directors

Schedule F: Designation

Schedule G: Reconstitution

Schedule H: Termination of Participation

Schedule I: Administration of Liquidation of the Special Drawing Rights Department

Schedule J: Settlement of Accounts with Members Withdrawing

Schedule K: Administration of Liquidation

Schedule L: Suspension of Voting Rights

Schedule M: Special One-Time Allocation of Special Drawing Rights

 

Index

Index

Well, OK, long post but I want to get to the point now about Article IV.  Here is the copy and paste after hitting the "+" on the top right of the Article IV section (I put some bolding and red text for items I think are interesting):

 

Article IV: Obligations Regarding Exchange Arrangements
1. General obligations of members
2. General exchange arrangements
3. Surveillance over exchange arrangements
4. Par values
5. Separate currencies within a member's territories

Section 1.  General obligations of members

Recognizing that the essential purpose of the international monetary system is to provide a framework that facilitates the exchange of goods, services, and capital among countries, and that sustains sound economic growth, and that a principal objective is the continuing development of the orderly underlying conditions that are necessary for financial and economic stability, each member undertakes to collaborate with the Fund and other members to assure orderly exchange arrangements and to promote a stable system of exchange rates. In particular, each member shall:

 

• (i) endeavor to direct its economic and financial policies toward the objective of fostering orderly economic growth with reasonable price stability, with due regard to its circumstances;
• (ii) seek to promote stability by fostering orderly underlying economic and financial conditions and a monetary system that does not tend to produce erratic disruptions;
• (iii) avoid manipulating exchange rates or the international monetary system in order to prevent effective balance of payments adjustment or to gain an unfair competitive advantage over other members; and
• (iv) follow exchange policies compatible with the undertakings under this Section.

Section 2.  General exchange arrangements

• (a) Each member shall notify the Fund, within thirty days after the date of the second amendment of this Agreement (my note - maybe second review of the Stand By Agreement?), of the exchange arrangements it intends to apply in fulfillment of its obligations under Section 1 of this Article, and shall notify the Fund promptly of any changes in its exchange arrangements.
• (b) Under an international monetary system of the kind prevailing on January 1, 1976, exchange arrangements may include (i) the maintenance by a member of a value for its currency in terms of the special drawing right or another denominator, other than gold, selected by the member, or (ii) cooperative arrangements by which members maintain the value of their currencies in relation to the value of the currency or currencies of other members, or (iii) other exchange arrangements of a member's choice.
• (c) To accord with the development of the international monetary system, the Fund, by an eighty-five percent majority of the total voting power, may make provision for general exchange arrangements without limiting the right of members to have exchange arrangements of their choice consistent with the purposes of the Fund and the obligations under Section 1 of this Article. (my note - the US has, if I am not mistaken, the 85% plus weight in the IMF for this vote)

Section 3.  Surveillance over exchange arrangements

• (a) The Fund shall oversee the international monetary system in order to ensure its effective operation, and shall oversee the compliance of each member with its obligations under Section 1 of this Article.
• (b) In order to fulfill its functions under (a) above, the Fund shall exercise firm surveillance over the exchange rate policies of members, and shall adopt specific principles for the guidance of all members with respect to those policies. Each member shall provide the Fund with the information necessary for such surveillance, and, when requested by the Fund, shall consult with it on the member's exchange rate policies. The principles adopted by the Fund shall be consistent with cooperative arrangements by which members maintain the value of their currencies in relation to the value of the currency or currencies of other members, as well as with other exchange arrangements of a member's choice consistent with the purposes of the Fund and Section 1 of this Article. (my note - maybe the reason at least the US, Japan, and China underwent the same Arlticle IV review prior to Iraq?) These principles shall respect the domestic social and political policies of members, and in applying these principles the Fund shall pay due regard to the circumstances of members.

Section 4.  Par values

The Fund may determine, by an eighty-five percent majority of the total voting power, that international economic conditions permit the introduction of a widespread system of exchange arrangements based on stable but adjustable par values. (my note - here again the US may have the entire weight of vetoing or allowing this to go through with 85% weight in the IMF voting) The Fund shall make the determination on the basis of the underlying stability of the world economy (my note - interesting comment on how Iraq's economy may tie into and influence the world economy), and for this purpose shall take into account price movements and rates of expansion in the economies of members. The determination shall be made in light of the evolution of the international monetary system, with particular reference to sources of liquidity, and, in order to ensure the effective operation of a system of par values, to arrangements under which both members in surplus and members in deficit in their balances of payments take prompt, effective, and symmetrical action to achieve adjustment, as well as to arrangements for intervention and the treatment of imbalances. Upon making such determination, the Fund shall notify members that the provisions of Schedule C apply.

Section 5.  Separate currencies within a member’s territories

• (a) Action by a member with respect to its currency under this Article shall be deemed to apply to the separate currencies of all territories in respect of which the member has accepted this Agreement under Article XXXI (my note - maybe this is why it is so important to keep Kurdistan untied with the rest of Iraq?), Section 2(g) unless the member declares that its action relates either to the metropolitan currency alone, or only to one or more specified separate currencies, or to the metropolitan currency and one or more specified separate currencies.
• (b) Action by the Fund under this Article shall be deemed to relate to all currencies of a member referred to in (a) above unless the Fund declares otherwise.

OK, Folks and All Of DV - Enjoy Your Sunday!

 

By all means, have at this article with all your comments and I would like to get your input on my highlights in the Article IV content as well since this appears to be very, very Good News.

 

And OH, YEAH, BABY.........................................

 

Go Moola Nova!

 

[NEPatriotsFan1]

Wow! Thanks TlHuber for bringing and Synopsis for dissecting it and trying to help us make sense of it! I really appreciate it.... my take away from this is that The IMF is serious about Iraq and they are gettting all the Ducks in a row.... 

 

I believe we will see something change this year, based on the fact that these types of articles are being put out and are now in the forefront of discussion. The liberation of Mosul was a key ISIS stronghold and now they have enough security and stability it seems to begin advancing the economy and the Big Boys are showing they have serious plans for this middle eastern potential powerhouse and engine of growth! 🤞 

[boosterbglee]

Thanks Synopsis for the diagnosis of our Iraqi patient!

 

the IMF is serious, we will soon find out if Iraq is too!

[Synopsis]

29 minutes ago, NEPatriotsFan1 said:

Wow! Thanks TlHuber for bringing and Synopsis for dissecting it and trying to help us make sense of it!

 

 NEPatriotFan1!

 

27 minutes ago, boosterbglee said:

Thanks Synopsis for the diagnosis of our Iraqi patient!

 

the IMF is serious, we will soon find out if Iraq is too!

 

Yeah, BoosterBGlee! This patient is really working off my patience - Iraq made me lose all kinda wait!!!

 

      

 

Go Moola Nova!

[Officiallytook]

http://www.tradingeconomics.com/iraq/rating

 

Aug 7th new credit rating...but meet with imf the 1st hmm...

[DinarThug]

On 7/20/2017 at 6:09 PM, DinarThug said:

 

 

19 hours ago, ChuckFinley said:

That is my hand holding a Heineken.   

 

U Can Never Keep Ur Hands Off Of A Nice Heineè !  

 

     

 

[mr.unlikely]

Waitisover where do you get any of this information? If you can't provide a link to a credible source please keep this conspiracy theory BS in the rumors section. 

Thanks in advance,

Mr. U.

PS anyone who prays to god for money, needs to go back and reread the Bible.

if you pray for money you are praying to the evil capitalists to succeed in their plans.

thats what I'm praying for. It's the only way we all get what we got in this investment for. Lol

[jmartin1145]

And most important. Thanks Climber7

[jmartin1145]

1 hour ago, mr.unlikely said:

Waitisover where do you get any of this information? If you can't provide a link to a credible source please keep this conspiracy theory BS in the rumors section. 

Thanks in advance,

Mr. U.

PS anyone who prays to god for money, needs to go back and reread the Bible.

if you pray for money you are praying to the evil capitalists to succeed in their plans.

thats what I'm praying for. It's the only way we all get what we got in this investment for. Lol

Mr unlikely, Im not going to neg you for the comment, but I would ask you to study capitalism.

[wealthhound]

Ditto Climber 7.

WH

[wealthhound]

Mr. Unlikely ,

I beg your pardon but the Bible  ( God) it is a capital G by the way. Biblically a small g  refers to the devil,  the god of this world.

3 John2 ( my favorite verse) reads:

"Above all, I wish that though mayest prosper, and be in health, even as thy soul prospereth".

If anyone is to prosper. God's children deserve to do so..why? because they are the ones that will bless others with it. In the old testament there are many accounts of God's people having wealth..Job for one..lost everything then got it multiplied back many times.

Perhaps you are referring to the LOVE of money...that's not Godly, it has to do with one's motive around the wealth. As God's people prosper they are a great witness of prosperity and abundance.

WH

[ChuckFinley]

4 hours ago, Officiallytook said:

http://www.tradingeconomics.com/iraq/rating

 

Aug 7th new credit rating...but meet with imf the 1st hmm...

Should get a bump with ISIS gone. 

[climber7]

1 hour ago, mr.unlikely said:

PS anyone who prays to god for money, needs to go back and reread the Bible.

 

Just a couple respectful remarks.....

 

If you actually read the entire Bible, understood it, and more importantly know the true heart of God--you would know better and not believe the things you wrote. 

 

There are countless Scriptures explaining that God wants us to prosper. 

i.e. "God delights in the prosperity of His servants/children"

      "It is God who gives us power to get wealth"

      "For those who fear (revere) God, wealth and riches will be in his house" 

 

I could go on and on and on......

 

What the Bible DOES say is it's the LOVE of money that's the root of all evil. (putting money above your love for Him and others)

 

Basically we need to start at the true heart of God (Who I pray you genuinely pursue and get to know personally), and work back from there. 

 

Ask yourself this......why would a loving God put His own child through a tortuous and horrific death to pay the price WE owed, only for us to live in poverty and squalor? 

Doesn't make sense does it? 

 

The thing is.....He only denies us what He knows will eventually harm or kill us.  Are you a parent? Do you know any kids you love?  Would you give them the keys to a vehicle before they're ready to drive or could handle the power of a Harley Davidson? Would you toss a 10 year old on Harley and say "there you go--take off"......? No, because you know they're not ready and would only hurt or kill themselves. 

 

It's so simple with God because He's the same with us but only loves us more than we love ourselves. We want what we want and when we want it and that includes wealth. Whether it comes from this RV we want so bad or from another form. 

 

That's why He says.....seek Him first....so that He can bless us with good things and prepare us for them so we don't get hurt by them. 

 

Grace and peace to everyone..... and wealth to help others. 

[climber7]

26 minutes ago, wealthhound said:

Mr. Unlikely ,

I beg your pardon but the Bible  ( God) it is a capital G by the way. Biblically a small g  refers to the devil,  the god of this world.

3 John2 ( my favorite verse) reads:

"Above all, I wish that though mayest prosper, and be in health, even as thy soul prospereth".

If anyone is to prosper. God's children deserve to do so..why? because they are the ones that will bless others with it. In the old testament there are many accounts of God's people having wealth..Job for one..lost everything then got it multiplied back many times.

Perhaps you are referring to the LOVE of money...that's not Godly, it has to do with one's motive around the wealth. As God's people prosper they are a great witness of prosperity and abundance.

WH

 

Didn't see your post before I just replied as well...

 

Great points and thanks for bringing more perspective to the subject

[Miamiheatnic]

I agree. There's nothing wrong with asking our Heavenly Father for help financially. For a financial blessing that will reap from sowing into this. We don't LOVE money. We only pray for the financial blessing that he has in store for us. He only says you can't love both God and money....I don't love money and never will. But there is nothing wrong with praying for a financial blessing. 

[Rmc10]

Heck.. I NEED money. My husband needs surgery, we want to be able to live a good life just like everyone else does. There is nothing wrong with praying to have your wants and needs met. 

[steveh12]

BINGO!!!

I MUST BE IN THE FRONT ROW !!!

[dinarham]

Hearty abundance for us all  !

[WheresmyRV?]

5 minutes ago, Botzwana said:

I want to rescue some dogs from the streets of Mexico.  Need money to do that.  Buying a little farm down here will be peanuts...Except I have NO peanuts right now.  Here is hoping for the RV Mr. Peanut to show up on my doorstep.

You are an incredible person Botzwana, I'm a huge animal lover myself and I love dogs to no end.  Hopefully you and all of us will have our blessing soon. 

[ChuckFinley]

18 minutes ago, Botzwana said:

Well it goes back to my childhood of never being able to own a dog.  First dog I ever got ran out in the street and got hit by a car.  That was within one month of having it.  Second dog was foaming at the mouth.  Distemper.  Had to put it down.  Again in one month.  Third dog was not weaned properly and died within...you guessed it... a month!  My father said that was strike three and I was out.  Then living in apartments all of my life that never allowed a dog.  I am dog crazy right now!  I have always wanted one longer than...a month.

Well I am a dog monitor. My son returned from college with a dog, huskey named Helo. He needed a buddy because he was biting my wife ankles. Wife gets huskey, Heidi as a rescue dog. Since a I am up first in the morning I take them out. When I get home from work I take them out.   They see me as the exercise buddy.  I do enjoy them but we need a yard for them to run around in. When this hits I am going to do something with Vets and dogs. When I lost my job in 2008 I took one in retail. I never met such a nasty intitled group. It made me embarrassed to say I was an American. The best thing was those dogs. Everyday when I got home they where there to meet me, love those dogs. 

[Half Crazy Runner]

1 hour ago, Botzwana said:

I want to rescue some dogs from the streets of Mexico.  Need money to do that.  Buying a little farm down here will be peanuts...Except I have NO peanuts right now.  Here is hoping for the RV Mr. Peanut to show up on my doorstep.

 

That is a beautiful plan!  I'm a dog lover myself, one of my plans post RV is to start a non profit to raise money for rescue groups, shelters & low cost spay and neuter programs. 

[dinarham]

IF MY HOUSE CAUGHT FIRE I'D GRAB MY DOG BEFORE MY DINAR ,MAKING HIM WORTH A MILLIONS