Anwowerev .. Learn project localization of Iraq staff salaries

[yota691]

 

Central Bank: 10 ministries submitted a request to transfer their employees' salaries to the system "Ironing Card"

6 hours ago

 

 

 

BAGHDAD / tomorrow Press: 
CBI revealed, on Thursday, for the application of the 10 ministries to "localize" their employees ' salaries, stressing that he was chosen specific banks to participate in this project. 
The director of the Department of payments at the CBI sacrificed Abdul Karim for "tomorrow Press", " The Council of Ministers called for the settlement of employees ' salaries on the recommendation of the Central Bank , " indicating that " the resettlement of salaries project is intended to distribute salaries of state employees through electronic card." 
She added, " The localization of salaries of state employees have positive effects of the project , as it will reduce the financial losses of the ministries as well as maintaining the employees ' salaries from theft and loss not to mention speed up the distribution of salaries and not to delay and organization." 
Abdul Karim confirmed that " the central bank chose a number of government and private banks for the project of resettlement , " indicating that " the selection process was in accordance with the standards set by the Central Bank for banks , " pointing out that " the bank did not distinguish between a government or my family bank in the project resettlement and leave it to the ministries in choose any bank finds appropriate for themselves the banks that have been identified and look at the privileges of each bank. "

[Officiallytook]

 

[Laid Back]

Going electronic..... Less chunky cash on the streets..... Reducing note count

e-government 

e-banking

e-auctions

e-tariffs 

e-payment

e-card

Go RV

Go 2017

 

Edited March 24, 2017 by Laid Back

[Mask Phantom]

And away we go. ....

[blueskyline]

Thank You Yota GE DV's .... Great News !

 

[ggdog60]

Super Duper,Yota!

[10 YEARS LATER]

E- GADS - - - - SUPER NEWS !!!!!!  

[jeepguy]

getting their payment systems on line , like the rest of the world ,  {  how many of us on the vets site get their payroll in electronic deposit ?  I am first  on the poll  }  , keeps the counterfeiting down , plus keeps the cost of  printing dinar out of the budget , and the spending of the reserves  for worthless money ...  { but , they are still getting paid  .0008  per  the pay scale  ,     a week of work  will get us  ,  almost 500,000 in the bank card  weeeeeeee    we are broke ,  I mean  ,  pay dayyyyyyy   

[Theseus]

When my shirts come out of the dryer wrinkled, I always pull out my trusty "Ironing Card". I get the wrinkles out with a smile!

[ChuckFinley]

They are really pushing hard to get everyone on this Ironing Card, definitely good for us.

[sandfly]

thanks

[blueskyline]

http://www.ikhnews.com/index.php?page=article&id=155762...........

economy

 

03-05-2017 08:03 PM

10 ministries progressing to settle the salaries of its employees

 

 

 

He confirmed the financial advisor to the Prime Minister, that the settlement of salaries of state employees project is going according to the plan drawn to him , and in coordination with the Central Bank, stressing that the aim of the project localization salaries raise the efficiency of government payments system. 

Revealed the Iraqi Central Bank, on the request of 10 ministries to settle the salaries of its employees, stressing that it has been selected specific banks to participate in this project. 

While private banks announced Association, that the participation of private banks in the resettlement project of state employees ' salaries would be a challenge for her. 

Financial Advisor to the Prime Minister, said the appearance of Mohammed Saleh , "Journal News" that "the Cabinet plan adopted six months ago to pay the salaries of state employees through electronic means and gradually over the coming years , " noting that " the goal of the project localization of salaries is to raise the efficiency of government payments system and make it work within the digital age and control public spending and corporate governance and financial management processes. " 

"The localization of salaries project runs regularly has the Central Bank of Iraq was commissioned to take over the issuance of regulatory and supervisory regulations relating to the system salaries process tools of electronic payment process , " adding that "every start facing some obstacles , but things are going well and according to plan and in coordination with the World Bank experts ". 
He said the Executive Director of the Association of Private Banks, Tariq Ali, said that the participation of private banks project resettlement salaries of state employees will be a challenge for her. 

Tariq said, that " the resettlement project of state employees ' salaries recommended by the Council of Ministers, initiated by the central bank, walking accurate pace in cooperation with the Association of private banks, as well as banks." 
He said the "localization of salaries is the boundary between the banks and the employee, where banks will provide clear services that will help the employee to take over his salary," pointing out that "there are banks expressed their willingness to enter into a project localization of salaries." 
Tariq said that " the central bank 's instructions are from the bank determines the participation in the resettlement of the banks so the interests of commitment to the determinants of the Iraqi Central Bank." 

The Director of the Department of payments at the Central Bank of Iraq sacrificed Abdul Karim, said that " the Council of Ministers called for settling employees ' salaries on the recommendation of the Central Bank", stating that " the settlement of salary project is intended to distribute the salaries of state employees through electronic card." 
She added that " the settlement of salaries of state employees has positive effects of the project as it will reduce the financial losses of the ministries as well as to maintain the salaries of employees of the theft and loss , let alone speed up the distribution of salaries and lack of delay and organization." 
Abdul Karim stressed that " the central bank chose a number of government and private banks for project resettlement", indicating that " the selection process was in accordance with the criteria established by the Central Bank of banks", pointing out that " the bank did not distinguish between a government or Ahli Bank project resettlement and leave it to the ministries in the selection of any bank find it appropriate from the banks identified and access privileges on each bank. " 

Issued Rafidain Bank, clarification on the localization of salaries unique financial services waiting staff in Iraq, and how to benefit from it financially, indicating that the localization of salaries, transfer salaries of employees in the private or public sector of hand salaries are received from their constituents to be received from the banks process government or civil and banks through a special account opened for an employee of the bank and the withdrawal of it by the electronic payment card or receives cash from the bank. 
With regard to the benefit of using the settlement system, he explained that this system began to spread in many countries of the world with the expansion of business and services banks and banks with the increasing volume of electronic transactions and the result of the pursuit of these banks and the banks to shorten the time, effort and cost in their dealings and transactions of various financial citizens and leave dealing with cash and risks. 

He said Iraq, the localization payroll system has several advantages dating back many financial and service benefits to employees vary these benefits between the bank and another, reviewing some of that resettlement will reduce the risk of transfer of employee money in cash, and give each employee settle his salary a special card salary through which they can to withdraw his salary of different POS (ATM / POS / Internet / ...) locally and globally, and the employee complete freedom in the deposit and withdrawal of financial and conversion and at his discretion and at any time, and may not be an employee of any fees to open an account, and exempted the employee 's salary from the monthly commissions regular employee , such as (commission low balance / Hasa management ), And meets the employee nominal amount for some financial services as a service conversion card salary (this will be subject to an agreement with the point of salary), has been made available to the employee to use the card salary to withdraw cash or purchases, may enjoy employee banking services electronic free and without benefits, and localization of the salary will Employee package of banking products and services and facilities on loans, and helps the employee to automatic savings and withdraw it needs only.
 

 

[yota691]

Rasheed Bank shall issue instructions on obtaining an advance for retirees

 

 

Economy News _ Baghdad:         Rasheed Bank issued on Thursday, instructions on obtaining an advance for retirees, and denied the existence of a condition that carries the sponsor Card Ironing such instructions.   The bank said in a statement received "Economy News", a copy of the "special instructions to applicants advance retirees include that the sponsor government employees on the permanent staffing and has five years of service and salary premium with interest covers," noting that "will be retired from the card holders to Card Bank good governance. "   He stressed the bank to "facilitate retirees transactions and procedures for granting the advance," he said, adding that "otherwise bear the responsibility of the banking employee blocking out any service to the citizens."   He denied the bank. "The presence of a smart card requirement for the guarantor in this advance"   The Rasheed Bank was launched in 2016, an advance for retirees of $ three million bail and at a higher employee.
Views 46   Date Added 05/04/2017 - 12:50   Last updated 04/05/2017 - 13:17   No. Content 7424

[yota691]

Iraq confirms its commitment regardless the salaries of retirees without delay

economy

 Since 04.05.2017 at 11:23 (Baghdad time)

Baghdad balances News

Rafidain Bank confirmed on Thursday his commitment regardless of retirees' salaries on time and without any delay or hindrance.

The Information Office of the Bank said in a statement received / scales News / copy of it, "the bank will not take responsibility for the delay of retirees pay the salaries which is an executive in the process of exchange after the arrival of the payroll of the retirement body with overlying instrument with the requirement provides balance and immediately after the launch of salaries" .

He called on the bank, according to the statement, the retirement body for "speed up the sending lists of retired military salaries meal May with an instrument coverage to be paid to retirees" .anthy 29 / A 43

[Lcnljs2017]

So what does this mean ??

[yota691]

The government intends to pay the salaries of state employees electronically

Journal May 3, 2017   733 Visit

 

 

 

BAGHDAD News Journal 
confirmed the financial advisor to the Prime Minister, that the settlement of salaries of state employees project is going according to the plan drawn to him , and in coordination with the Central Bank, stressing that the aim of the project localization salaries raise the efficiency of government payments system.

Revealed the Iraqi Central Bank, on the request of 10 ministries to settle the salaries of its employees, stressing that it has been selected specific banks to participate in this project.

While private banks announced Association, that the participation of private banks in the resettlement project of state employees' salaries would be a challenge for her.

Financial Advisor to the Prime Minister, said the appearance of Mohammed Saleh, "Journal News" that "the Cabinet plan adopted six months ago to pay the salaries of state employees through electronic means and gradually over the coming years," noting that "the goal of the project localization of salaries is to raise the efficiency of government payments system and make it work within the digital age and control public spending and corporate governance and financial management processes. "

"The localization of salaries project runs regularly has the Central Bank of Iraq was commissioned to take over the issuance of regulatory and supervisory regulations relating to the system salaries process tools of electronic payment process , " adding that "every start facing some obstacles , but things are going well and according to plan and in coordination with the World Bank experts ". 
He said the Executive Director of the Association of Private Banks, Tariq Ali, said that the participation of private banks project resettlement salaries of state employees will be a challenge for her.

Tariq said, that " the resettlement project of state employees ' salaries recommended by the Council of Ministers, initiated by the central bank, walking accurate pace in cooperation with the Association of private banks, as well as banks." 
He said the "localization of salaries is the boundary between the banks and the employee, where banks will provide clear services that will help the employee to take over his salary," pointing out that "there are banks expressed their willingness to enter into a project localization of salaries." 
Tariq said that " the central bank 's instructions are from the bank determines the participation in the resettlement of the banks so the interests of commitment to the determinants of the Iraqi Central Bank."

The Director of the Department of payments at the Central Bank of Iraq sacrificed Abdul Karim, said that " the Council of Ministers called for settling employees ' salaries on the recommendation of the Central Bank", stating that " the settlement of salary project is intended to distribute the salaries of state employees through electronic card." 
She added that " the settlement of salaries of state employees has positive effects of the project as it will reduce the financial losses of the ministries as well as to maintain the salaries of employees of the theft and loss , let alone speed up the distribution of salaries and lack of delay and organization." 
Abdul Karim stressed that " the central bank chose a number of government and private banks for the project resettlement", indicating that " the selection process was in accordance with the criteria established by the Central Bank of banks", pointing out that " the bank did not distinguish between a government or Ahli Bank project resettlement and leave it to the ministries in the selection of any bank find it appropriate from the banks that have been identified and see the privileges of each bank. "

Issued Rafidain Bank, clarification on the localization of salaries unique financial services waiting staff in Iraq, and how to benefit from it financially, indicating that the localization of salaries, transfer salaries of employees in the private or public sector of hand salaries are received from their constituents to be received from the banks process government or civil and banks through a special account opened for an employee of the bank and the withdrawal of it by the electronic payment card or receives cash from the bank. 
With regard to the benefit of using the settlement system, he explained that this system began to spread in many countries of the world with the expansion of business and services banks and banks with the increasing volume of electronic transactions and the result of the pursuit of these banks and the banks to shorten the time, effort and cost in their dealings and transactions of various financial citizens and leave dealing with cash and risks.

He said Iraq, the localization payroll system has several advantages dating back many financial and service benefits to employees vary these benefits between the bank and another, reviewing some of that resettlement will reduce the risk of transfer of employee money in cash, and give each employee settle his salary a special card salary through which they can to withdraw his salary of different POS (ATM / POS / Internet / ...) locally and globally, and the employee complete freedom in the deposit and withdrawal of financial and transfer according to his wish at any time, and may not be an employee of any fees to open an account, and exempted the employee's salary from the monthly commissions regular employee, such as (commission low balance / Hasa management ), And meets the employee nominal amount for some financial services as a service conversion card salary (this will be subject to an agreement with the point of salary), has been made available to the employee to use the card salary to withdraw cash or purchases, may enjoy employee banking services electronic free and without benefits, and localization of the salary will Employee package of banking products and services and facilities on loans, and helps the employee to automatic savings and withdraw it needs only.

[yota691]

Alheims: plans to encourage electronic payment

05/04/2017 0:00    He confirmed the ability of {TBI} cover banking services   Baghdad / Farah pumice  In order to support the project (localization of salaries), the Bank for reducing the prices of services in this aspect of the great interest of the citizen, and he urged the public to deposit their money in banks in order to preserve them from damage and loss.  Competitive banking  director general of the Iraqi Bank of Commerce (TBI) Faisal Alheims, said in a statement the "morning" that the Iraqi Trade Bank has the financial capacity to support this project, along with private banks and foreign banks with branches in Iraq, which compete to offer their services.  The project "localization of salaries , " a payment and benefits of state employees through credit cards salaries, in order to reduce the use of cash, allowing the provision of financial liquidity in the banks , whether governmental or private, effective in the economic cycle of the country and its contribution, and thus reap the fruit of the citizen. Project resettlement noted Alheims that the government pushed towards reducing the use of cash for exposure to many problems , including loss and damage, by launching the project localization salaries and supported by the Central Bank of this trend, through the formation of multiple committees by the prime minister in cooperation with the Ministry of Finance and the Central Bank to organize a specific mechanism for payment electronically to government departments and ministries. He noted the Director - General that the public sector is the main player to create jobs and jobs in Iraq, whereupon the government departments and ministries to pay salaries to its employees through direct cash payment (Cache), and began this case , change and become some circles pay way ironing card through the bank Rafidain and Rasheed. Issued the Iraqi Trade Bank more than 15 thousand credit card (Visa) for the staff of the State Department 32, in particular that the bank card backed by the global company (Visa) , which allows the holder to use more than 700 thousand port around the world. Financial ability and in response to the question of the "morning" about the possibility or the ability of the Iraqi Trade Bank and private banks to cover this type of service, the Director - General replied that the capital TBI of Trliunin and 750 billion dinars, also achieved the strongest financial performance since its inception, as it reached the Iraqi Trade Bank revenues to 700 billion Iraqi dinars , an increase by 6 percent from its revenue for the year 2015 net profit of 536 billion Iraqi dinars , an increase of 265 percent, compared to the fiscal year ended in 2015, which can cover this type of project. As for private banks, Alheims that the central bank sees the present time began to exercise its oversight role larger to ensure the safety of depositors ' money in the first place and the ability of banks to meet them through various means , including cash value available in the branches of banks. He also noted that the difference regulatory authorities and emitted by the central bank ensure the safety of funds and the establishment of private banks , in turn, as well as the introduction of a new section concerned public awareness in all banks, according to the central bank directives, making it (private banks) based banking transactions to avoid past mistakes. Bank strategy and established Trade Bank of Iraq (TBI) in 2003 as an entity independent government in order to facilitate the import and export goods service of the national economy, which is TBI is currently the most important banks in the Middle East , what is owned by a global reputation. It seeks Trade Bank of Iraq within Strutijeth for the current year 2017 to increase by 400 percent in the issuance of debit cards for the purpose of settling salaries, and update the electronic system through which we will be able to launch electronic banking services, as well as the rehabilitation of the bank and its owners to obtain a certificate of quality (2015/9001 ISO) , as well as the development of a vision and the functions and values of the Bank and the development of new mechanisms for the collection of debt repayment lagging , which amounted to 197 million and 21 billion dinars.

[Wiljor]

Good morning Yota, a super day to you my friend. 

 

"Electronic payment".................Its the way of the future 

[yota691]

 

Central announces the application of "localization of salaries" to the ministries end of the year one hour ago Last updated 01:32 PM       BAGHDAD / Press tomorrow:  According to the Department of payments within the formations of the central bank, said Tuesday that the end of this year will see the application of localization of salaries of state employees law, expected to witness a rapid response by those ministries.  The Director of the Department of Payments, sacrificed Abdul Karim, for "Tomorrow 's Press," The Council of Ministers Resolution No. 313 committed all ministries settling their employees ' salaries, "indicating that" the settlement of salaries project will include all the provinces of Iraq. "  She added that" the ministries staff and services will be very receptive response of electronic processes that will be included in the project localization of salaries , "adding that" there are other services in the project is the distribution of salaries settlement, as if the conversion and storage of salary as desired by the employee. "  She continued," the localization of salaries project will reduce financial losses to the ministries thanks to handle transparent and accurate the issue of the distribution of salaries. "  the bank Merk Costume, revealed last March 23 of this year, the desire of many ministries settling paid, pointing out that he was selected specific banks to participate in this project.

[yota691]

Central announces the application of "localization of salaries" ministries

 

 

Economy News _ Baghdad:         According to the Director of the Department of payments of the Central Bank sacrificed Abdul Karim, said Tuesday that the end of this year will see the application of localization of salaries of state employees law, expected to witness a rapid response by those ministries.   Abdul Karim said in an interview seen by the "Economy News", that "the Council of Ministers Resolution No. 313 committed all ministries settling salaries of its employees," indicating that "the settlement of salaries project will include all the provinces of Iraq."   She added that "the ministries staff and services will be receptive electronic processes that will be included in the project localization of salaries," adding that "there are other services in the project is the distribution of salaries settlement, as if the conversion and storage of salary as desired by the employee."   She said the "resettlement project will reduce the salaries of financial losses for the ministries to deal thanks to the transparent and accurate distribution of the issue of salaries."   The central bank, revealed last March 23 of this year, the desire of many ministries settling paid, pointing out that he was selected specific banks to participate in this project.
Views 165   Date Added 05/09/2017 - 14:19   Last updated 09/05/2017 - 15:09   No. Content 7459

[ChuckFinley]

Hope that guy is not buying a loaf of bread with that. 

[yota691]

Video .. The Card to delay the salaries of retirees

 

Wednesday 10 May 2017 13:11

Video card card delays the salaries of retirees Published on May 10, 2017

 

Alsumaria News / Baghdad , the purpose of the adoption of the smart card was to convert the real money into electronic, through advanced technology only allows the owner of the card use by employing live mark.  But it actually has become a heavy burden on many of its users, especially retirees when it caused them to delay a crisis in the financial dues.  And cast a shadow smart card problems on its users what caused them to cancel the claim and bring them back to the old ways in receiving their salaries.     The data also indicate that some of the owners of offices ironing card are exploiting citizens through Astqtallm additional amounts, which, according to observers Maistojb real pause contribute to the prevention of such exploitation.

[yota691]

Localization of salaries electronically ..ottaiwir banking services

07/02/2017 0:00    Abdul - Zahra Mohammed Hindawi  , the  Council of Ministers issued in 2016 a decision against which all state institutions to automate salaries or what is known Ptoutinha electronically through the use of the smart card; resolution set a time limit - standing end of the year 2017, the date for the completion of this project so that all the Iraqi state employees numbering about 4.5 million employees , representing more than 10 percent of the total population of Iraq, from the smart card campaign and receive their salaries from the banks through this card.   If we want to read the cabinet 's decision economic language , we find it represents animportant step will contribute more or less the events of a qualitative change in the nature of the lives of Iraqis with the presence of such a large number of employees, and the first fruits are expected pounds after the completion of this system, we will see the movement of a real saving by citizens in banks , whether government or private, if we know that the employees ' salaries represent the largest current monetary mass in the markets, but mostly this trading is not an investment, but trading means providing the Iraqi family 's daily requirements, so the entry of large cash block in the banking portfolio with Joe A clear vision to invest this money developmentally would get the economy moving around significantly under a financial crisis Mavtit ravaged the country since 2014.  It is also based Building true banking policies should be developmental dimensions of sound .. The second fruit they encourage employees to save and achieve such a thing is not easy in light of the prevalence of a culture of hoarding money and shaken trust between the citizen and the banks, particularly private ones, Maihtm on all banks work to the principle of competition among themselves through the services and benefits provided to customers, for example, competition in the realized annual interest on the proportion of funds   deposited.   Here will be a citizen towards the bank , which grants interest rate higher than the other, as well as other services that banks can provide to attract depositors of the smart card campaign, and these services or to call it tempting offers, the granting of loans to customers at rates low interest, to provide banking facilities in the internal shopping or external; the fact issued by these banks , the card will be a card that can be used anywhere in the world, as can these banks organize Cashouts lottery or a lottery annual or even monthly includes the value of prizes such as a piece of land or a car or any other gifts contribute to encouraging employees to deposit their salaries must A pulled from about   directly.  Surely this experience will face challenges and problems are not easy at the beginning of its launch, and at the forefront of these problems we will find concern and fear among the staff of the experience; these concerns resulting from the inability to fulfill banks commitments to depositors, in the sense that the employee concerned many may not be the possibility of receiving a his salary on time for being required to pay rent, electricity and internet dues only from monthly obligations   fixed.  In this part specifically must be selected banks for this task be guaranteed a government, and this has entrusted the selection task of the central bank as the sectoral supervisor of the banking sector, as the central announced selection of 16 banks , some government and some private banks to undertake this task, and that the selection process It took place on according to a high - level global standards, and that the bank will be the guarantor of any bank of these banks may face problems or is reluctant to fulfill its obligations to the extent that the Bank expressed its willingness to pay dues instead of Almtlki bank, while leaving the employee 's freedom to choose the bank on according to what is happening to Of   privileges.  We need mechanisms and procedures that will reassure staff concerns about this new experience , which was not accustomed to it yet, at least in the first stage until the stability of the experiment and allay fears.  The other challenge will experience the localization of salaries, it is an appropriate environment associated with the machines and devices for the withdrawal of money "ATM", the existence of such a machine at the headquarters of the ministries to help the employee to withdraw his salary will not be viable alone, because it will pay employees to withdraw all their salaries and thus emptied the experience of their content being designed mainly to attract more money in order to move the wheel of development investment , so what is needed here to publish such machines in the public markets , important commercial centers; so that the cardholder by shopping card without having to carry money with him ..   Gradually spread such devices and become available at the grocery store and seller Evergreen butcher , and even taxi driver and get rid of a lot of problems that haunt us always due to carry cash in large quantities or Aktnazha at home to what expose us the risk of theft and fire    others.  The experience is very important and necessary to provide all the requirements for success and banks have to invest this step by improving the level of performance and diversification of banking services and development; to become more effective in the development of construction , which is the banking sector , one of the most important process  of  staff.

[Big_J]

1 hour ago, yota691 said:

the entry of large cash block in the banking portfolio

Hmmm......

[yota691]

02-07-2017 10:17 AM

Parliamentary Finance reveal details of salaries and pensions eligible

 

 

 

Revealed Parliamentary Finance Committee member Hossam Punitive for a number of details of salaries and pensions eligible. 

He said punitive that ' the distribution of pension to the heirs will be increased by [80%] eighty percent if he owed one, and [90] Ninety percent% if two distributed equally between them, and [100] one hundred percent% if they were three and distributed equally' . 

He added that 'the employee married, widowed, divorced custody of her children] to request referral to retirement , provided that not less than a period of service pensions for [15] years, and the number of her children at least [3] and the age of any more of them [15] years, and dedicate yourself to take care of the kids'. 

He explained the punitive 'if the employee leaving work or resigns or removed from his job after the date of 01.01.2014 and had a pension service is not less than [20] years and completed the [50] years of age , it is worth the pension.' 

He continued 'If he died an orphaned employee or dismissed or resigned or who neglects the service after cutting his relationship with the service and had a pension service is not less than [15] years expended pension for his family from the date of his death and received death before completing the age of [50] years.'