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Ok would you believe that last week I went to the drive-thru at my bank to make a deposit and after the cashier gave my slip back I noticed that I was short $120.oo. So Immediate pulled around the building back up to the front of the bank, got out and went inside to see what was going on. After talking with the bank manager I found out that I was in overdraw.....3 packs of cigs  $60.oo + $15.62 for the merchandise + tax / 3 more separate charges for a coca-cola out of the coke machine at work $60.oo + $1.50 x 3......That's a $120.oo in charges for under $20.oo of merchandise ! Some-days it just cost to wake up. Now that is a true banking story so help me......fortunately I have numerous accounts and they let it slide. 

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