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Showing content with the highest reputation on 10/12/2017 in all areas

  1. KRG-MNR‏ @MNRKurdistan 5m5 minutes ago More Five points for a financial & oil settlement between KRG and Baghdad: Ideas for constructive discussion & problem solving. (1/6) 1. Iraq pays full KRG monthly salaries (now IQD 915 bn), inc. KRG civil servants, Peshmerga, police, security services & pensioners (2/6) 2. KRG allocated 17% of Iraq’s total internal crude oil consumption for refining and power generation 3. KRG receives 17% of Iraq’s overall govt operating expenses towards KRG’s operating expenses (non-wages) (4/6) 4. Guaranteed payments to IOCs in KRG according to their contracts, so oil continues to be produced and revenue earned (5/6) OR 5. Make it simpler: KRG gets 17% share of all barrels of oil produced throughout Iraq and KRG covers all costs listed in pts 1-4 (6/6)
    8 points
  2. My opinion only, the leadership in Kurdistan is feeling the corruption squeeze and knows what is going to happen once their activities are revealed. Again in my opinion, Barzani played the Kurdish affinity for national autonomy hard to gain a bargaining chip so he and other senior Kurdish officials retain immunity. Once the anti corruption machine hits, I do not think there will be a place to hide - much like the future Nouri al-Maliki "procedure". The taking of the Kirkuk region so that the Kirkuk oil is shipped from a Baghdad entity (if I remember right, the Kirkuk oil is a very significant portion of Kurdistan oil that is currently exporting to and through Turkey) will put a huge dent (maybe hole?) in the Kurdistan revenues and could be the demise of Barzani. I think there are constitutional levers to displace the Kurdistan Referendum and, with a couple dozen high ranking Kurdish leaders removed because of corruption either by Baghdad or the Kurds themselves, the Article 140 with remaining constitutional considerations will be applied much more readily. In summary, I do think the Kurdish Referendum is a last ditch effort by Barzani and his cohorts to retain immunity from the financial and other corruption they engaged in since 2003. Go Moola Nova!
    7 points
  3. Iraq, October 12, 2017 October salaries for government employees will be paid via the biometric system for the first time since the program was first introduced a year ago. “Employees’ salaries for October will be given on the basis of the biometric system. In the first phase, salaries of civilian employees will be suspended if they fail to register. In the second phase, salaries of military personnel and pensioners will be suspended if they fail to register,” Samir Hawrami, spokesperson for the biometric system and media secretary for Deputy Prime Minister Qubad Talabani, told Rudaw. On October 10, 2016 the government launched the mandatory biometric system as part of austerity measures. The goal of the program was to cut down the government’s bloated payroll by eliminating so-called ghost employees and creating a clean list of government workers. Thousands of ghost employees and widespread fraud were uncovered during the registration phases of the biometric program. The registration of employees has now finished, except for some security agencies. Hawrami said fewer than 1,000 civilian employees have failed to register in the biometric system. “The Council of Ministers should make a special decision for these people because the registration process for civilian employees has stopped,” he said. The official said they have yet to take measures against those who were illegally receiving more than one salary. Under the new strictly regulated system, it is expected that the salaries of tens of thousands of people will be cut. Over 1.2 million have registered. rudaw http://iraqdailyjournal.com/story-z16032904
    7 points
  4. http://www.alsabaah.iq/ArticleShow.aspx?ID=145824............. Iraqi and US banks meet in Washington 12/10/2017 12:00 am Baghdad / Hussein Thogb The presence of adults on the field of international work comes in any case, where conventional economies are not usually not important international attention of the largest economic blocs, and here comes the presence of Iraqi banks and US banks in Washington evidence of the importance of Iraq and its economy for the side The other who is aware that the size of work in our country is large and can be employed in the financial and executive sector in more than one sector within Iraq. Preparations continue between Iraq represented by the Association of Iraqi private banks and the US States represented by the Institute of Strategic Studies, And an Iraqi-US meeting on October 18 . Great cooperation The Executive Director of the Association of Private Banks Ali Tariq said: "Iraq has a great international interest that can be noted by the presence of international delegations from various economic blocs important to Baghdad, there is great cooperation between the Association and the US Treasury through continuing meetings to discuss mechanisms to promote the Iraqi financial sector." He said in an interview with Al-Sabah that "strengthening cooperation between the two sides and raising its levels to levels of mutual benefit will be the most important axes of the Iraqi-US forum in Washington," pointing out that " The representative of the US Treasury Department in the Embassy of his country in Baghdad to the development of the Iraqi financial sector needs to be highlighted by the media to realize all those who follow this achievement in the most important economic axis within any country. " Tariq pointed out that" the forum will discuss the mechanisms of cooperation between the Iraqi banking sector and his American counterpart, which contributes to the development of the joints of domestic banking, especially as the US banks have the capabilities of technology can provide advanced bridges of cooperation to achieve great benefit to both sides of the process. "He pointed out that" The Iraqi delegation will be formed by Iraqi banks to meet with the US Treasury and major banks and the Foreign Ministry there and representatives of the World Bank and the International Monetary Fund . Bridges of cooperation "The forum includes two aspects, the first is to present and clarify the current reality of the banking sector of the American side to be a picture of the reality of all the details of how the future and prospects of our financial reality, the other side includes the opening of bridges of cooperation directly with US banks and this gives greater confidence to our banking sector globally because US banks has a high degree of compliance with the anti - money laundering operations and the financing of terrorism and laws, "also contribute to encouraging investment in Iraq and within the banking sector itself . " .ocd that "League heading to open prospects for cooperation in the field of capacity building and the development of the banking system presentation building Oz in general to get to the point that it is world - class. " Economic processes "The need to connect with major economies and increase the friction with them to contribute to the development of our economy, especially in the financial sector, which needs the new international banks in the systems and products to move the overall economic processes . He pointed out that "the Iraqi financial sector needs to activate its development role commensurate with the country's economic capabilities that require banking services capable of dealing with large numbers," pointing out that "the view of the American experience is very important and makes Iraqi banks to new tasks after It is available in the field experiment on the US. "
    7 points
  5. Hey Thugs, nice find brother, and, I sure am liking this part 👇 “ And here we can say that Iraq is able to achieve more progress and development and achievement in light of the return of confidence with the international financial institutions that are now aware that Iraq is on the verge of economic revival and has the fundamentals of basic development.” And......... there is that word international again
    7 points
  6. CNN. Broadcasting While Awaiting A Rate Increase To Finance My Personal Retirement Fund ! (by walkingstick) Sovereign Fund Legislation to develop and ensure the current generation and the future 2017/10/12 We have noticed the Norwegian sovereign fund, which is 48 years since the extraction of oil in 1969 amounted to one trillion dollars, and the Iraqi sovereign fund during the same period now can be compared to Mohammed Sabih al-Baladi, but where do we come from money; the money is there and no need for loans; the resource of the Fund consists of 15% To the retirement fund, which is the citizen's money and at his expense; it can be made legal; when we deposit it with the sovereign funds in each governorate and adopt it as a share for every citizen who is bound by restrictions; financing for work and housing; we will eliminate the budget deficit first. Third domestic R; with the accumulation fund and the adoption of this accumulation of social insurances .stipulated by the Constitution; and the burden on the budget Temper much Currently it is necessary to allocate a proportion of the budget to the owner the right to benefit from his ownership. it can not be in the current situation; nor can the financial rights acquired for the employee and retirees who have been unjustly administratively transferred from their origin as if they were not; the money must be returned here in accordance with the provisions of the law and the constitution. In debt records of the State and paid in accordance with the adjustment of the financial situation of the general resources of imports and the alleviation of the .budget and achieve development and diversification of resources and exit from the rent economy. The sovereign fund gives the citizens 50 million dinars to finance the work and housing and a law that adopts the duration of the loan for .twenty-five years with a fixed interest of 5 million dinars. For expenses If the rate of retirement is 15% of the budget and 10% of the employee, we believe that the number of employees is estimated at 2.5 million at the rate of 600 thousand monthly deduction of 150 thousand times the number of employees, assuming 2.5 million monthly deposits deposited in sovereign funds 375 In the coming years and the remaining third, 125 billion of which is 60 billion to finance the work of 20 million at a rate of 3 thousand units of funding for the unemployed per month and 36 thousand per year. Number for each year ahead And the remaining 65 billion for the cities of the countryside; and the formation of modern productive villages and consider it and the residential units in the city to legislate with the perspective of their contribution to the economy of the house by granting residential plots for the family in the city 500 square meters and its vulnerability to rural housing and financing for housing and work perspective of human and economic development through a development center spread in the city areas We also take the world's experience with collaborative work and project awareness and management, such as Canana Online and work with its online counterpart, Fraten Online, to plan and educate the .scientific management of projects professionally. In this way, we have prepared the experiences of Korea, which paved the way for the idea of microfinance and contributed to the family projects to be the basis for the contribution of the domestic economy in parallel with the state development plans, which were taken by ,Malaysia, China, the Economic and Social Council http://m.ahewar.org/s.asp?aid=.....41&q=
    6 points
  7. Morning all! Lots going on right now. I’ll say one thing for all the rumors… they may not seem to get the “dates” right, but when there’s buzz on the rumor sites, it is usually right in front of a big event. Look back at the way things have unfolded, and you’ll see what I mean. Before Chapter 7, there was a crazy amount of hype. You all know I temper my posts, in an effort to keep people grounded, but even I got pretty excited about that event. It was a major milestone, and a significant key to Iraq’s progress. The rumor sites all promised an RV at that time, and it was certainly a possibility, but we all know it wasn’t a certainty. When Abadi vs Maliki was happening, that was another major step for Iraq. Again, it wasn’t a promise of immediate RV, but let’s face it - a major change in value of the Dinar was never going to happen with Maliki at the helm. Maliki simply had no reason to act in Iraq’s best interest when he had such a huge ability to pilfer the system under his power. I firmly believe that Abadi is not like Maliki, and when he won that battle, our landscape changed for the better… … but even that was not enough. There was still the issue of the HCL, which MUST be resolved before (or simultaneously with) an RV. Now let’s look at today… this immediate point in time, where once again the rumor mills are churning and people are getting excited. I’m going to make two specific statements right now, and I hope they stick: 1. None of the gurus can call the Date. 2. Despite #1 above, the current level of activity is not to be ignored. Things ARE happening. I don’t have a date for you, other than this one: TODAY. TODAY is your best opportunity to get in our VIP group and make sure you’re prepared to benefit from this possible once-in-a-lifetime situation, and I’m going to give you a discount on it. Use this code: “discount” (Original, right? ) At this link: http://dinarvets.com/forums/index.php?/store/category/1-vip-membership-packages/ Get in with a couple thousand other savvy VIP members. Take advantage of what our group has to offer - if you’re not already aware of the benefits, feel free to post below. I’ll answer or some other VIP members will answer. I’ve got work to do. See you in VIP, and GOOOOO RVVVVVV!!!! I think that's what we are coming up on. See above.
    5 points
  8. Looking at 15 and I am think first quarter 2018, but I will buy the first drink if it is 2017.
    5 points
  9. Thanks Wiljor! While they're at it, the Iraqi government needs to pass all the stalled laws that the Kurds have been holding up.
    5 points
  10. (by don961) Hundreds of IS Militants Surrender Near Kirkuk Thursday, October 12, 2017 Hundreds of IS Militants Surrender Near Kirkuk According to Hisham al-Hashimi, an expert on IS who spoke with some of the surrendered militants in the Dibis camp near Kirkuk, “[The militants] no longer seem to believe in the cause” AKurdish security official confirmed Tuesday that hundreds of suspected self-styled Islamic State militants surrendered to Kurdish authorities after Iraqi government forces reclaimed the IS base in Hawija, a major Iraqi city north of Baghdad. “Approximately 1,000 men surrendered over the last week. Not all, however, are terrorists,”the security official said, explaining that many militants surrendered to Kurdish Peshmerga —the military forces of the autonomous region of Iraqi Kurdistan— near the Kurdish-held city of Kirkuk, east of Hawija, Sputnik reported. “It’s fair to say hundreds probably are [IS] members, but that will be clear after the debriefs,” the official, who asked to stay anonymous, added. According to Hisham al-Hashimi, an expert on IS who spoke with some of the surrendered militants in the Dibis camp near Kirkuk, “[The militants] no longer seem to believe in the cause,” Reuters reported. IS leader Abu Bakr al-Baghdadi released an audio recording two weeks ago, further solidifying speculation that he remains alive, despite reports from months past that he had been killed. In his recording, he implored his followers to continue fighting despite the blows they’d suffered in Iraq and Syria. The group is still in control of some territory in Iraq along the western border with Syria, including the town of al-Qaim. On Tuesday, Iraqi Prime Minister Haider al-Abadi claimed that IS militants would be defeated once this final piece of territory is recaptured before the end of the year. IS currently has command over territories on the Syrian side of the border with Iraq, but are gradually being defeated by the Iraqi forces, and Syrian government troops and its allies supported by Iran and Russia. In July, after a nine-month battle, IS’s cross-border caliphate crumbled after Iraqi forces recaptured its de facto capital of Mosul. Court Orders Arrest of Vote Organizers In unrelated news, an Iraqi court has ordered the arrest of the chairman and two other members of the commission that organized the 25 September vote for Kurdish independence, a judicial official said. The court in Baghdad acted in response to a request from the National Security Council (NSC) headed by the prime minister, Haider al-Abadi, Supreme Judicial Council spokesman Abdel Sattar Bayraqdar told AFP, Middle East Eye reported. The court issued warrants against chairman of the Independent High Elections and Referendum Commission (KHEC), Hendren Saleh, and members Yari Hajji Omar and Wahida Yofo Hermez. A member of the KHEC media committee confirmed the news to Middle East Eye, but said it was “stupid” of the courts to think that their warrants mattered in Kurdistan. In an statement on Monday announcing a series of measures designed to increase pressure on the autonomous region which voted overwhelmingly to split from Iraq, the NSC said that the country’s general prosecutor had launched a legal case against the referendum officials. In addition to proceeding with the vote, the officials were being sought for legal action because they violated an 18 September Supreme Court ruling which called for the vote’s suspension. The NSC also said the government would seek to take control of Kurdistan-based mobile phone operators and move their headquarters to Baghdad. The statement did not name the networks involved, but they are believed to be Korek and Asiacell. The government, according to the statement, will also continue to pursue an ongoing probe into oil revenues which were deposited in Kurdistan’s financial institutions and officials’ bank accounts. https://goo.gl/ikhp94
    5 points
  11. (by walkingstick) Iraqi and US banks meet in Washington 12/10/2017 Baghdad / Hussein Thogb The presence of adults on the field of international work comes in any case, where conventional economies are not usually not important international attention of the largest economic blocs, and here comes the presence of Iraqi banks and US banks in Washington evidence of the importance of Iraq and its economy for the side The other, who is aware that the size of work in our country is large and can be employed in the financial and executive sector in more than one sector within Iraq. Preparations continue between Iraq represented by the Association of Iraqi private banks and the US States represented by the Institute of Strategic Studies, And an Iraqi-US meeting on October 18 Great cooperation. The Executive Director of the Association of Private Banks Ali Tariq said: "Iraq has a great international interest that can be noted by the presence of international delegations from various economic blocs important to Baghdad,there is great cooperation between the Association and the US Treasury through continuing meetings to discuss mechanisms to promote the Iraqi financial sector." He said in an interview with Al-Sabah that "strengthening cooperation between the two sides and raising its levels to levels of mutual benefit will be the most important axes of the Iraqi-US forum in Washington," pointing out that " The representative of the US Treasury Department in the Embassy of his country in Baghdad to the development of the Iraqi financial sector needs to be highlighted by the media to realize all those who follow this achievement in the most important economic axis within any country. " Tariq pointed out that" the forum will discuss the mechanisms of cooperation between the Iraqi banking sector and his American counterpart, which contributes to the development of the joints of domestic banking, especially as the US banks have the capabilities of technology can provide advanced bridges of cooperation to achieve great benefit to both sides of the process. "He pointed out that" The Iraqi delegation will be formed by Iraqi banks to meet with the US Treasury and major banks and the Foreign Ministry there and representatives of the World Bank and the International Monetary Fund . Bridges of cooperation "The forum includes two aspects, the first is to present and clarify the current reality of the banking sector of the American side to be a picture of the reality of all the details of how the future and prospects of our financial reality, the other side includes the opening of bridges of cooperation directly with US banks and this gives greater confidence to our banking sector globally because US banks has a high degree of compliance with the anti - money laundering operations and the financing of terrorism and laws, "also contribute to encouraging investment in Iraq and within the banking sector itself . " .ocd that "League heading to open prospects for cooperation in the field of capacity building and the development of the banking system presentation building Oz in general to get to the point that it is world - class. " Economic processes "The need to connect with major economies and increase the friction with them to contribute to the development of our economy, especially in the financial sector, which needs the new international banks in the systems and products to move the overall economic processes . He pointed out that "the Iraqi financial sector needs to activate its development role commensurate with the country's economic capabilities that require banking services capable of dealing with large numbers," pointing out that "the view of the American experience is very important and makes Iraqi banks to new tasks after It is available in the field experiment on the US. " http://www.alsabaah.iq/Article.....?ID=145824
    5 points
  12. Thank You, The Englishman, for this and all the other great posts! The Best Of Your Morning Tomorrow Morning To You! Maybe I am wrong here so please help me out on a couple points of inquiry: One may need to ask the question as to whether or not they actually have heads. One may need to ask the question if their heads are exposed to the free air and not shoved completely into their respective body waste discharge cavities. Just wonderin'. The Best Of Your Evenings To You, The Englishman, BoosterBGlee, 10 Years Later, and all DV! Go Moola Nova!
    4 points
  13. Man, I hope they do something. It is painful at times dealing with these guys.
    4 points
  14. Blew coffee out my nose after reading this one. They haven't done much of ANYTHING going on 14 years now. I expect BS will soon surpass oil as Iraq's biggest export.
    4 points
  15. Crisis, postponed, the sky is falling, delay, finger pointing & bad mouthing, shoe 👠 throwing, another crisis & more ill feeling, calls for " more dialogue ", meetings " soon ", postponed & a vacation, vote on meaningless laws while other IMPORTANT LAWS stagnate, another vacation, calls for dialogue ( we were here before ), refusal then-wel okay let's chat-on second thought- postpone & a vacation. Does the last 14 years of this make your head spin or what !
    4 points
  16. Luigi says... If this rumor is true... We are one more step closer. Not verified. Your opine. 11 Oct 2017 Kaperoni... Moderator: Iraq announces the issuance of international electronic payment tools. The Information Office of the Bank said in a statement received / scales News / copy of it, "For the first time the bank instructed its branches to issue electronic payment instruments (MasterCard), employees, retirees and citizens and other segments of society." Iraq announces issuing MasterCard International card for employees and citizens. 11/10/2017 Economy News _ Baghdad... Rafidain Bank announced Wednesday, for issuing one of the electronic payment tools (MasterCard) international staff, retirees and citizens and other segments of society. kaperoni...at October 11, 2017 at 4:07 PM: Yes, and the IMF conference starts also.
    4 points
  17. The Best Of Your Day To You, Half Crazy Runner and All DV! In my opinion, the Kurds are really, really beginning to stink and it looks like the Turds are about to hit the high speed fan! I am just hoping the fan is pointed outside of Iraq and the puréed Turds land way off shore in an area far from human habitation! Well, OK, just a little humor here to pass the time. Go Moola Nova!
    4 points
  18. October 12, 2017 Iraqi government is expected to withhold the share of Kurdistan Region from the federal budget of 2018. The Finance Committee of the Iraqi parliament said on Tuesday that the budget of the Kurdistan Region for 2018 will be controversial after the referendum on secession from Iraq. Hussam al-Eqabi, a member of the committee said that the share of Kurdistan from the budget of 2018 will be subject of disagreement in the Iraqi government and the parliament. He emphasized that the share of the budget that will help strengthen the Kurdistan Regional Government (KRG) will be cut. However, he said they will not withhold the rationing of the people. The Iraqi government has been withholding the public servants’ salaries in Kurdistan Region since January 2014, a budget share which has been established by Iraq’s Constitution. basnews http://iraqdailyjournal.com/story-z16033941
    4 points
  19. Not to make light of Las Vegas...but just to shed some truth on the subject!
    4 points
  20. Yet....there he is in the news almost every single day. Stupid.
    4 points
  21. Economic achievement Mustafa Mohammed Ibrahim Iraq economically achieved a new victory by issuing a bond (Euphrates) and comes after the issuance at the beginning of 2017 bond (Tigris) interest of 2.149 percent and the value of issuances of $ 1 million guaranteed by the US government. The recently issued 5-year-old sovereign sovereign bond (Euphrates), with an interest rate of 6.75 percent, is paid every six months, which is lower than the international Iraqi bond that has been traded on international secondary markets since 2006 to settle the debts of the Paris Club of 2028 with a benefit of 7.6 percent. The bond was classified by Fitch Ratings B and the number of international investment companies that submitted for purchase and competed with about 350 international investment companies carrying investment portfolios increased by more than (12) trillion dollars and have applied for the purchase of the bond (Euphrates) Including the Abu Dhabi Investment Fund and the Arab Monetary Fund. One of the most important investment companies that have offered to buy the Iraqi Al Furat is the Education Fund in California and at the same time one of the richest funds in the American West Coast and the world. The sale took place on Wednesday, 2017/8/2 in London by the Underwriters. The bond was registered for sale and purchase in the Irish stock market as it uses the European Union standards, which is one of the most accessible and efficient financial markets. The lowest bond category is (200) Thousand dollars and increase complications, pointing out that the interest paid half a year. This achievement comes after the efforts exerted by the Iraqi government, especially the negotiating delegation with the International Monetary Fund on the program of credit readiness, which gives Iraq ($ 5.3 billion) after the end of reviews with the International Monetary Fund, has worked negotiating delegation day and night with members of the International Monetary Fund In order to impose a restriction on Iraq may be difficult to implement. Thus, this great economic achievement came after the victory that was achieved on (Da'ash), especially the call of Prime Minister Dr. Haider Abadi towards the direction of economic reform and reconstruction and reconstruction of Iraq, especially the liberated areas of the desecration of criminals. And here we can say that Iraq is able to achieve more progress and development and achievement in light of the return of confidence with the international financial institutions that are now aware that Iraq is on the verge of economic revival and has the fundamentals of basic development. http://www.alsabaah.iq/Article.....?ID=145825
    4 points
  22. I am wondering that, too. If an accidental ruby is given, they should be able to click on the "x" in the 1:30 position to remove the vote and then not vote, select a blue, or select an emerald. Hope this helps if somebody(ies) had accidental ruby votes. Go Moola Nova!
    3 points
  23. I think their gathering motto should be: "Our Crushed Infrastructure Needs YOUR Money. Welcome World."
    3 points
  24. So, just to paraphrase. Numb. Nuts. Is that correct ?
    3 points
  25. Love everything your posting Rod......the Med's are working!
    3 points
  26. Oh My Rod!!!!! It is wonderful you are back!!! OK Sir...let her loose....be loopy...you fit right in!!!!!!!!
    3 points
  27. 3 points
  28. 3 points
  29. 3 points
  30. Yup...it's almost Deer Season again!!!
    3 points
  31. I will sit quietly and wait for the Fat Lady to sing...
    3 points
  32. Such a shame too... All too proud to admit they were wrong too... Matthew 7:13-15 (NASB) 13 “Enter through the narrow gate; for the gate is wide and the way is broad that leads to destruction, and there are many who enter through it. 14 For the gate is small and the way is narrow that leads to life, and there are few who find it. 15 “Beware of the false prophets, who come to you in sheep’s clothing, but inwardly are ravenous wolves.
    3 points
  33. Me too! I did good on bit coin when breitling said to by those things! I bought $2,,000.00 worth when they were .25 ! My wife thought I was crazy for doing that! Now she is really happy!! I bought her a new Cadillac! I really like ole Breitling! He has always made sense to me!
    3 points
  34. that is the only way you watch the market no trucks no goods no sales no retail you want to see lots of trucks and lined up means people spending money just working off title here truckers are very important to life and economics
    3 points
  35. Thanks Thugs, hmmmmmm 40 million people? there be some tax income there I bet
    3 points
  36. I would rather make my own choice as to what news I watch, so years ago, i stopped watching all of them We also dropped our cable TV 8 years ago, and that proved to be a good thing. No more being fed BS and someone telling me how I should think, how I should feel, what I should support, etc. In my opinion, let the people decide. Most will watch whatever supports their various opinions and views/beliefs, which are often created for them by the very media they watch. It is a circle... I have found ALL media can spin what they want to project and it is how they shape public opinion. Propaganda is alive and well throughout media, and this has been ongoing for probably the last 50 - 60 years with it getting very bad in the last 20 years or so. There was a time when journalists delivered what they learned and did so without prejudice or bias. That is long gone in favor of the 24 hour "breaking news" cycle that is more entertainment than reality.
    3 points
  37. Again a very encouraging report. Thank you Adam!
    3 points


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